Workers' Compensation Insurance Procurement in the US
This report is intended to assist buyers of workers' compensation insurance, which is a type of insurance that covers workplace injury. Workers’ compensation insurance provides the injured employee with wage replacement and medical benefits. In return, the employee relinquishes the right to sue their employer for negligence. Common buyers of workers’ compensation insurance include mining companies, construction firms, manufacturers and healthcare providers. Buyers can procure workers’ compensation insurance from insurance carriers or state insurance funds. This report does not include disability insurance.
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