Older Americans: A Changing Market, 6th ed. : Market Research Report

Older Americans: A Changing Market, 6th ed.

Published by: New Strategist Publications, Inc.

Published: Jul. 1, 2009 - 374 Pages

Introduction
Chapter 1. Attitudes: Highlights; Older Americans Are the Happiest; Belief in Hard Work Is Strong among Younger Generations; More than One-Third of Gen Xers Are Dissatisfied with Their Finances; The American Standard of Living May Be Falling; Two Children Are Most Popular; Religious Diversity Is on the Rise; Growing Tolerance of Sexual Behavior; Television News Is Most Important; Millennials and Gen Xers Are at Odds over Death Penalty
Chapter 2. Education: Highlights; Big Gains in Educational Attainment; Older Americans Are the Least Educated; The Oldest Men Are the Least Educated; The Educational Attainment of Older Women Is Rising; Asians are the Best-Educated Older Americans; Few Older Americans Are in School; Few Older Students Attend College; Many Older Americans Participate in Adult Education for Job-Related Reasons
Chapter 3. Health: Highlights; Fewer than Half of 55-to-64-Year-Olds Say Their Health Is Very Good or Excellent; Weight Problems Are the Norm for Older Americans; Smoking Declines Sharply with Age; Many 55-to-64-Year-Olds Lack Health Insurance; Older Americans Spend Big on Health Care; Health Problems Are Common in the 65-or-Older Age Group; Prescription Drug Use Is Increasing; Millions of Older Americans Are Disabled; Older Americans Account for One in Four Physician Visits; Heart Disease and Cancer Are the Biggest Killers; Life Expectancy Has Grown at Older Ages
Chapter 4. Housing: Highlights; Homeownership Rate Has Declined; Homeownership Rises with Age; Married Couples Are Most Likely to Be Homeowners; Most Older Blacks and Hispanics Are Homeowners; Among Older Americans, Homeownership Is Highest in the South; Most Older Americans Live in a Single-Family Home; Few Older Homeowners Live in a New Home; Most Older Americans Depend on Piped Gas for Heat; Older Americans’ Homes Have Many Amenities; Most of the Elderly Are Satisfied with Their Home and Neighborhood; Many Older Americans Live near Open Space, Woodlands; Housing Costs Are Lower for Older Americans; Value of Homes Owned by Older Americans Is below Average; Mobility Rate Is Low in Old Age
Chapter 5. Income: Highlights; Incomes of Older Householders Have Increased; Many Older Householders Have High Incomes; Non-Hispanic Whites Have Higher Incomes than Blacks or Hispanics; Many Older Couples Are Comfortably Well Off; Older Americans Buck Income Trend; Older Men Command High Salaries; Older Women Have Low Incomes; Education Boosts Earnings of Older Americans; Most Older Americans Receive Social Security; Poverty Rate Is below Average for Older Americans
Chapter 6. Labor Force: Highlights; Older Men Are More Likely to Work; Labor Force Participation Rate Drops Sharply after Age 55; Older Americans Are about Equally Likely to Work; Few Older Couples Are Dual Earners; Few Working Americans Are Aged 55 or Older; Part-Time Work Appeals to Some Older Workers; Self-Employment Is Highest among Older Americans; Among the Oldest Men, Job Tenure Has Increased; Independent Contracting Appeals to Older Workers; Most Minimum-Wage Workers Are Young Adults; Union Representation Peaks among Workers Aged 55 to 64; More Older Americans Will Work
Chapter 7. Living Arrangements: Highlights; Married Couples Lose Ground with Age; Households of Older Americans Differ by Race and Hispanic Origin; Household Size Shrinks in the Older Age Groups; Few Older Americans Have Children under Age 18 at Home; Most People Who Live Alone Are Aged 55 or Older; The Widowed Population Rises Sharply in Old Age; Divorce Is Highest among Men and Women in Their Fifties
Chapter 8. Population: Highlights; Rapid Growth in the Older Age Groups; Older Americans Are Less Diverse than Younger Generations; Many Older Americans Live in Their State of Birth; Few Immigrants Are in the Older Age Groups; Many Older U.S. Residents Do Not Speak English at Home; The Largest Share of Older Americans Lives in the South
Chapter 9. Spending: Highlights; Older Householders Open Their Wallets; The Spending of Householders Aged 55 to 64 Is above Average; Householders Aged 65 or Older Can Be Big Spenders; Retirees Are Spending More
Chapter 10. Time Use: Highlights; Leisure Time Expands Greatly in the Older Age Groups
Chapter 11. Wealth: Highlights; The Net Worth of Many Older Americans Has Grown; Oldest Householders Are Most Likely to Own Stock; The Nonfinancial Assets of Older Americans Have Grown; Among the Oldest Americans, Debt Declined; Slim Majority of Workers Aged 55 to 64 Participate in a Retirement Plan; Glossary; Bibliography; Index
List of Tables
Chapter 1.Attitudes: 1.1 General Happiness, 2008; 1.2 Happiness of Marriage, 2008; 1.3 Is Life Exciting, Routine, or Dull, 2008; 1.4 Trust in Others, 2008; 1.5 How People Get Ahead, 2008; 1.6 Geographic Mobility Since Age 16, 2008; 1.7 Business Ownership, 2008; 1.8 Social Class Membership, 2008; 1.9 Family Income Relative to Others, 2008; 1.10 Satisfaction with Financial Situation, 2008; 1.11 How Has Pay Changed, 2008; 1.12 Parents’ Standard of Living, 2008; 1.13 Standard of Living Will Improve, 2008; 1.14 Children’s Standard of Living, 2008; 1.15 Ideal Number of Children, 2008; 1.16 Spanking Children, 2008; 1.17 Better for Man to Work, Woman to Tend Home, 2008; 1.18 Working Mother’s Relationship with Children, 2008; 1.19 Should Government Help the Sick, 2008; 1.20 Attitude toward Science, 2008; 1.21 Attitude toward Evolution, 2008; 1.22 Religious Preference, 2008; 1.23 Degree of Religiosity, 2008; 1.24 Belief in the Bible, 2008; 1.25 Bible in the Public Schools, 2008; 1.26 Premarital Sex, 2008; 1.27 Homosexual Relations, 2008; 1.28 Main Source of Information about Events in the News, 2008; 1.29 Political Leanings, 2008; 1.30 Favor or Oppose Death Penalty for Murder, 2008; 1.31 Favor or Oppose Gun Permits, 2008; 1.32 Support for Legal Abortion by Reason, 2008; 1.33 Doctor-Assisted Suicide, 2008
Chapter 2. Education: 2.1 Educational Attainment of People Aged 55 or Older, 1950 to 2008; 2.2 Educational Attainment by Generation, 2008; 2.3 Educational Attainment of People Aged 55 or Older, 2008; 2.4 Educational Attainment of Men Aged 55 or Older, 2008; 2.5 Educational Attainment of Women Aged 55 or Older, 2008; 2.6 Educational Attainment of Men Aged 55 or Older by Race and; Hispanic Origin, 2008; 2.7 Educational Attainment of Women Aged 55 or Older by Race and; Hispanic Origin, 2008; 2.8 School Enrollment by Sex and Age, 2007; 2.9 College Students by Age and Enrollment Level, 2007; 2.10 Participation in Adult Education by Age, 2005
Chapter 3. Health: 3.1 Health Status by Age, 2008; 3.2 Health Problems in Past 30 Days by Age, 2007; 3.3 Frequent Health Problems in Past 30 Days by Age, 1997 and 2007; 3.4 Average Measured Weight by Age and Sex, 2003-06; 3.5 Weight Status by Sex and Age, 2003-06; 3.6 Leisure-Time Physical Activity Level by Sex and Age, 2006; 3.7 Cigarette Smoking Status by Age, 2008; 3.8 Alcohol Use by Age, 2008; 3.9 Illicit Drug Use by People Aged 12 or Older, 2007; 3.10 Health Insurance Coverage by Age, 2007; 3.11 Private Health Insurance Coverage by Age, 2007; 3.12 Government Health Insurance Coverage by Age, 2007; 3.13 Spending on Health Care by Age, 2006; 3.14 Health Care Expenditures of People Aged 55 to 64, 2006; 3.15 Health Care Expenditures of People Aged 65 or Older, 2006; 3.16 Number of Adults with Health Conditions by Age, 2007; 3.17 Distribution of Health Conditions among Adults by Age, 2007; 3.18 Percent of Adults with Health Condition by Age, 2007; 3.19 Percent of People Aged 55 or Older with Health Conditions, Problems, and Health Care Contacts by Age, 2000-03; 3.20 Hypertension by Sex and Age, 1988-94 and 2003-06; 3.21 High Cholesterol by Sex and Age, 1988-94 and 2003-06; 3.22 Prescription Drug Use by Sex and Age, 1988-94 and 2001-04; 3.23 Spending on Prescription Medications by Age, 2006; 3.24 Difficulties in Physical Functioning among Adults by Age, 2007; 3.25 Physician Office Visits by Sex and Age, 2006; 3.26 Hospital Outpatient Department Visits by Age and Reason, 2006; 3.27 Emergency Department Visits by Age and Urgency of Problem, 2006; 3.28 Number of Overweight Hospital Stays by Age, 2007; 3.29 Hospital Discharges by Diagnosis and Age, 2006; 3.30 Rating of Health Care Received from Doctor’s Office or Clinic, 2006; 3.31 Nursing Home Residents Aged 65 or Older, 1973-74 and 2004; 3.32 Deaths from the 15 Leading Causes of Death, 2006: Number of Deaths; 3.33 Deaths from the 15 Leading Causes of Death, 2006: Distribution by Cause; 3.34 Deaths from the 15 Leading Causes of Death, 2006: Distribution by Age; 3.35 Leading Causes of Death for People Aged 55 to 64, 2006; 3.36 Leading Causes of Death for People Aged 65 to 74, 2006; 3.37 Leading Causes of Death for People Aged 75 to 84, 2006; 3.38 Leading Causes of Death for People Aged 85 or Older, 2006; 3.39 Life Expectancy by Age, 1950 to 2006; 3.40 Life Expectancy by Age and Sex, 2006
Chapter 4. Housing: 4.1. Homeownership by Age of Householder, 2000 to 2008; 4.2. Owners and Renters by Age of Householder, 2008; 4.3 Homeownership Rate by Age of Householder and Type of Household, 2008; 4.4 Black and Hispanic Homeownership Rate by Age, 2007; 4.5 Households Headed by People Aged 65 or Older by Region and Homeownership Status, 2007; 4.6 Households Headed by People Aged 65 or Older by Metropolitan Residence and Homeownership Status, 2007; 4.7 Number of Units in Structure by Age of Householder, 2007; 4.8 Number of Units in Structures Occupied by Householders Aged 65 or Older, 2007; 4.9 Size of Housing Unit Occupied by Householders Aged 65 or Older, 2007; 4.10 Owners and Renters of New Homes by Age of Householder, 2007; 4.11 Main Home Heating Fuel Used by Householders Aged 65 or Older, 2007; 4.12 Amenities of Housing Units Occupied by Householders Aged 65 or Older, 2007; 4.13 Opinion of Housing Unit among Householders Aged 65 or Older by Homeownership Status, 2007; 4.14 Opinion of Neighborhood among Householders Aged 65 or Older by Homeownership Status, 2007; 4.15 Characteristics of Neighborhood among Householders Aged 65 or Older by Homeownership Status, 2007; 4.16 Neighborhood Problems Reported by Householders Aged 65 or Older by Homeownership Status, 2007; 4.17 Median Monthly Housing Costs by Household Type and Age of Householder, 2007; 4.18 Monthly Housing Costs of Householders Aged 65 or Older by Homeownership Status, 2007; 4.19 Value of Owner-Occupied Homes by Type of Household and Age of Householder, 2007; 4.20 Housing Value and Purchase Price for Homeowners Aged 65 or Older, 2007; 4.21 Geographical Mobility by Age and Type of Move, 2007-08; 4.22 Reason for Moving among People Aged 65 to 74, 2007-08; 4.23 Reason for Moving among People Aged 75 or Older, 2007-08
Chapter 5. Income: 5.1 Median Income of Households Headed by People Aged 55 or Older, 1990 to 2007; 5.2 Income of Households Headed by People Aged 55 or Older, 2007:Total Households; 5.3 Income of Households Headed by People Aged 55 or Older, 2007:Asian Households; 5.4 Income of Households Headed by People Aged 55 or Older, 2007: Black Households; 5.5 Income of Households Headed by People Aged 55 or Older, 2007:Hispanic Households; 5.6 Income of Households Headed by People Aged 55 or Older, 2007:Non-Hispanic White Households; 5.7 Income of Households by Household Type, 2007: Aged 55 to 64; 5.8 Income of Households by Household Type, 2007: Aged 55 to 59; 5.9 Income of Households by Household Type, 2007: Aged 60 to 64; 5.10 Income of Households by Household Type, 2007: Aged 65 or Older; 5.11 Income of Households by Household Type, 2007: Aged 65 to 74; 5.12 Income of Households by Household Type, 2007: Aged 65 to 69; 5.13 Income of Households by Household Type, 2007: Aged 70 to 74; 5.14 Income of Households by Household Type, 2007: Aged 75 or Older; 5.15 Median Income of Men Aged 55 or Older, 1990 to 2007; 5.16 Median Income of Women Aged 55 or Older, 1990 to 2007; 5.17 Income of Men Aged 55 or Older, 2007: Total Men; 5.18 Income of Men Aged 55 or Older, 2007: Asian Men; 5.19 Income of Men Aged 55 or Older, 2007: Black Men; 5.20 Income of Men Aged 55 or Older, 2007: Hispanic Men; 5.21 Income of Men Aged 55 or Older, 2007: Non-Hispanic White Men; 5.22 Income of Women Aged 55 or Older, 2007: Total Women; 5.23 Income of Women Aged 55 or Older, 2007: Asian Women; 5.24 Income of Women Aged 55 or Older, 2007: Black Women; 5.25 Income of Women Aged 55 or Older, 2007: Hispanic Women; 5.26 Income of Women Aged 55 or Older, 2007: Non-Hispanic White Women; 5.27 Earnings of Men by Education, 2007: 55 to 64; 5.28 Earnings of Men by Education, 2007: Aged 65 or Older; 5.29 Earnings of Women by Education, 2007: Aged 55 to 64; 5.30 Earnings of Women by Education, 2007: Aged 65 or Older; 5.31 Sources of Income for Men Aged 55 to 64, 2007; 5.32 Sources of Income for Men Aged 65 or Older, 2007; 5.33 Sources of Income for Women Aged 55 to 64, 2007; 5.34 Sources of Income for Women Aged 65 or Older, 2007; 5.35 People below Poverty Level by Age, Race, and Hispanic Origin, 2007
Chapter 6. Labor Force: 6.1 Labor Force Participation Rate of People Aged 55 or Older by Sex, 2000 and 2008; 6.2 Employment Status by Sex and Age, 2008; 6.3 Employment Status of Men by Race, Hispanic Origin, and Age, 2008; 6.4 Employment Status of Women by Race, Hispanic Origin, and Age, 2008; 6.5 Labor Force Status of Married-Couple Family Groups by Age, 2008; 6.6 Occupation of Workers Aged 55 or Older, 2008; 6.7 Share of Workers Aged 55 or Older by Occupation, 2008; 6.8 Distribution of Workers Aged 55 or Older by Occupation, 2008; 6.9 Workers Aged 55 or Older by Detailed Occupation, 2008; 6.10 Full-Time and Part-Time Workers by Age and Sex, 2008; 6.11 Part-Time Workers by Sex, Age, and Reason, 2008; 6.12 Self-Employed Workers by Sex and Age, 2008; 6.13 Job Tenure by Sex and Age, 2000 and 2008; 6.14 Long-Term Employment by Sex and Age, 2000 and 2008; 6.15 Alternative Work Arrangements by Age, 2005; 6.16 Workers Earning Minimum Wage by Age, 2008; 6.17 Union Representation by Sex and Age, 2008; 6.18 Projections of the Labor Force by Sex and Age, 2006 and 2016
Chapter 7. Living Arrangements: 7.1 Households Headed by People Aged 55 or Older by Household Type, 2008: Total Households; 7.2 Households Headed by People Aged 55 or Older by Household Type, 2008: Asian Households; 7.3 Households Headed by People Aged 55 or Older by Household Type, 2008: Black Households; 7.4 Households Headed by People Aged 55 or Older by Household Type, 2008: Hispanic Households; 7.5 Households Headed by People Aged 55 or Older by Household Type, 2008: Non-Hispanic White Households; 7.6 Average Size of Household by Age of Householder, 2008; 7.7 Households by Presence and Age of Children at Home, 2008: Total Households; 7.8 Households by Presence and Age of Children at Home, 2008:Asian Households; 7.9 Households by Presence and Age of Children at Home, 2008: Black Households; 7.10 Households by Presence and Age of Children at Home, 2008: Hispanic Households; 7.11 Households by Presence and Age of Children at Home, 2008: Non-Hispanic Households; 7.12 People Who Live Alone by Sex and Age, 2008; 7.13 Marital Status by Sex and Age, 2008: Total People; 7.14 Marital Status by Sex and Age, 2008: Asians; 7.15 Marital Status by Sex and Age, 2008: Blacks; 7.16. Marital Status by Sex and Age, 2008: Hispanics; 7.17 Marital Status by Sex and Age, 2008: Non-Hispanic Whites; 7.18 Marital History of Men by Age, 2004; 7.19 Marital History of Women by Age, 2004
Chapter 8. Population: 8.1 Population by Age and Generation, 2008; 8.2 Population by Age and Sex, 2008; 8.3 Population by Age, 2000 and 2008; 8.4 Population by Age, 2008 to 2025; 8.5 Population by Generation, 2008 and 2025; 8.6 Population by Age, Race, and Hispanic Origin, 2008; 8.7 Population by Generation, Race, and Hispanic Origin, 2008; 8.8 Population by Age and Place of Birth, 2007; 8.9 Foreign-Born Population by Age and World Region of Birth, 2007; 8.10 Newly Arrived Immigrants by Age, 2008; 8.11 Language Spoken at Home by People Aged 65 or Older, 2007; 8.12 Population by Age and Region, 2008; 8.13 Population by Generation and Region, 2008; 8.14 Population Aged 55 or Older by Region, Race, and Hispanic Origin, 2007; 8.15 State Populations by Age, 2008; 8.16 Distribution of State Populations by Age, 2008; 8.17 State Populations by Generation, 2008; 8.18 Distribution of State Populations by Generation, 2008
Chapter 9. Spending: 9.1 Average Spending of Total Households, 2000 and 2007; 9.2 Average Spending of Householders Aged 55 or Older, 2000 and 2007; 9.3 Average Spending of Householders Aged 55 to 64, 2000 and 2007; 9.4 Average Spending of Householders Aged 65 or Older, 2000 and 2007; 9.5 Average Spending of Householders Aged 65 to 74, 2000 and 2007; 9.6 Average Spending of Householders Aged 75 or Older, 2000 and 2007; 9.7 Average, Indexed, and Market Share of Spending by Householders Aged 55 or Older, 2007; 9.8 Average, Indexed, and Market Share of Spending by Householders Aged 55 to 64, 2007; 9.9 Average, Indexed, and Market Share of Spending by Householders Aged 65 or Older, 2007; 9.10 Average, Indexed, and Market Share of Spending by Householders Aged 65 to 74, 2007; 9.11 Average, Indexed, and Market Share of Spending by Householders Aged 75 or Older, 2007; 9.12 Average Spending of Retirees, 2000 and 2007; 9.13 Average, Indexed, and Market Share of Spending by Retirees, 2007
Chapter 10. Time Use: 10.1 Detailed Time Use of People Aged 55 to 64, 2007; 10.2 Detailed Time Use of Men Aged 55 to 64, 2007; 10.3 Detailed Time Use of Women Aged 55 to 64, 2007; 10.4 Detailed Time Use of People Aged 65 or Older, 2007; 10.5 Detailed Time Use of Men Aged 65 or Older, 2007; 10.6 Detailed Time Use of Women Aged 65 or Older, 2007
Chapter 11. Wealth: 11.1. Net Worth of Households by Age of Householder, 2004 to 2007; 11.2 Financial Assets of Households by Age of Householder, 2004 and 2007; 11.3 Financial Assets of Households by Type of Asset and Age of Householder, 2007; 11.4 Stock Ownership of Households by Age of Householder, 2004 and 2007; 11.5. Nonfinancial Assets of Households by Age of Householder, 2004 and 2007; 11.6. Nonfinancial Assets of Households by Type of Asset and Age of Householder, 2007; 11.7 Household Ownership of Primary Residence by Age of Householder, 2004 and 2007; 11.8 Debt of Households by Age of Householder, 2004 and 2007; 11.9 Debt of Households by Type of Debt and Age of Householder, 2007; 11.10 Retirement Plan Coverage by Age, 2007; 11.11 Ownership of IRAs and 401(k)s by Age, 2005; 11.12 Participation in IRAs and 401(k)s by Age, 2005; 11.13 Retirement Planning by Age, 2009; 11.14 Changes in Retirement Confidence by Age, 1999 and 2009

Abstract

No segment of the population is changing as much as older Americans. The expanding age group is becoming increasingly sophisticated as it fills with well-educated Boomers. The economic downturn has hurt many older Americans and it has devasted millions of Boomers, making an understanding of the older market increasingly vital to both businesses and government. Older Americans: A Changing Market tells you what you need to know.

The sixth edition of Older Americans includes the latest statistics on the health, living arrangements, incomes, spending, and wealth of the 55-or-older age group. It presents labor force data for 2008, revealing the rising labor force participation of men and women aged 55 and older. It contains new data on their health. New population projections are in this volume, along with data on household wealth from the Survey of Consumer Finances. Also new to this edition is an Attitudes chapter with data from the recently released 2008 General Social Survey.

Older Americans: A Changing Market is designed for easy use. It is divided into eleven chapters, organized alphabetically—Attitudes, Education, Health, Housing, Income, Labor Force, Living Arrangements, Population, Spending, Time Use, and Wealth.

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Older Americans: A Changing Market, 6th ed.

Table of Contents

Abstract