Retail Banking Market Dynamics: India 2018
Retail Banking Market Dynamics: India 2018
Summary
Margins among Indian banks remained high at 6.3% in 2017 in comparison to its peers China (2.8%) and Malaysia (2.6%). The average cost-to-income ratio remained at around 53% during 2013-17, marginally higher than China (50%) and Malaysia (51%). However, there remain large disparities in operating efficiencies within the market. The same is also true for profitability, with large disparities in return on assets figures. This is due to rising compliance, regulatory, and other costs depressing net income, as well as falling net interest margins. Growth in balances across retail deposits, personal loans and mortgages is expected continue at approximately the same rate over 2018-2022, while credit cards balances are expected to grow at a faster pace.
This report identifies macroeconomic and competitive dynamics that impact upon the Indian retail banking market. It provides insight into -
Learn how to effectively navigate the market research process to help guide your organization on the journey to success.
Download eBook