Employee Benefits in the US 2025
Description
Employee Benefits in the US 2025
Summary
The report provides in-depth industry analysis, information, and insights of the employee benefits in the US, including an overview of the state and compulsory benefits in the US, detailed information about the private benefits in the US, insights on various central institutions responsible for the administration of the different branches of social security and the regulatory framework of the employee benefits in the US.
The US Social Security system covers more than 96% of the total workers employed in the US. As of December 31, 2024, nearly 90% of individuals aged 65 and older were receiving Social Security benefits, which make up about 31% of their income. Among these beneficiaries, 39% of men and 44% of women rely on Social Security for at least half of their income. Additionally, 12% of men and 15% of women aged 65 and older depend on Social Security for 90% or more of their income. The motive of providing employee benefits is to support the economic security of an individual by insuring against unsure events and to raise the standard of living by providing desired services. Employee benefit programs also add to economic stability by helping to secure the population’s income and welfare; benefitting the economy as a whole.
Key Highlights
This report provides a detailed analysis of employee benefits in the US-
Summary
The report provides in-depth industry analysis, information, and insights of the employee benefits in the US, including an overview of the state and compulsory benefits in the US, detailed information about the private benefits in the US, insights on various central institutions responsible for the administration of the different branches of social security and the regulatory framework of the employee benefits in the US.
The US Social Security system covers more than 96% of the total workers employed in the US. As of December 31, 2024, nearly 90% of individuals aged 65 and older were receiving Social Security benefits, which make up about 31% of their income. Among these beneficiaries, 39% of men and 44% of women rely on Social Security for at least half of their income. Additionally, 12% of men and 15% of women aged 65 and older depend on Social Security for 90% or more of their income. The motive of providing employee benefits is to support the economic security of an individual by insuring against unsure events and to raise the standard of living by providing desired services. Employee benefit programs also add to economic stability by helping to secure the population’s income and welfare; benefitting the economy as a whole.
Key Highlights
- Social Security Administration (SSA), Department of Health and Human Services, Centers for Medicare and Medicaid Services, and Department of Labor organizations are responsible for the functioning of the overall social security system.
- A person’s national insurance contribution is determined based on their income.
- An insured person who is unemployed or unable to work and whose benefits have been exhausted is entitled to a credited contribution.
- In the US, employers offer supplementary retirement benefits through DB, DC, or Cash Balance (hybrid) plans under Pillar II.
This report provides a detailed analysis of employee benefits in the US-
- It offers a detailed analysis of the key government-sponsored employee benefits, along with private benefits
- It covers an exhaustive list of employee benefits, including retirement benefits, death in service, long-term disability benefits, medical benefits, workmen's compensation insurance, maternity and paternity benefits, family benefits, unemployment benefits, supplemental security income, leaves and holidays and private benefits
- It highlights the economic and regulatory situations relating to employee benefits in the US
- Make strategic decisions using in-depth information related to employee benefits in the country
- Assess employee benefits of the market, including state and compulsory benefits and private benefits
- Gain insights into the key employee benefit schemes offered by private employers in the country
- Gain insights into key organizations governing employee benefits market, and their impact on companies
Table of Contents
66 Pages
- 1 Executive Summary
- 2 Introduction
- 2.1 What is this report about?
- 2.2 Definitions
- 3 Country Statistics
- 4 Overview of Employee Benefits in Sweden
- 5 Regulations
- 6 State and Compulsory Benefits
- 6.1 Retirement Benefits
- Introduction
- Eligibility
- Benefits
- Payment Options
- Contribution
- 6.2 Death in Service
- Introduction
- Eligibility
- Benefits
- Payment Options
- Contribution
- 6.3 Long-Term Disability Benefits
- Introduction
- Eligibility
- Benefits
- Payment Options
- Contribution
- 6.4 Short-Term Sickness Benefits
- Introduction
- Eligibility
- Benefits
- Payment Options
- Contribution
- 6.5 Medical Benefits
- Introduction
- Eligibility
- Benefits
- Payment Options
- Contribution
- 6.6 Workers’ Compensation Insurance
- Introduction
- Eligibility
- Benefits
- Payment Options
- Contribution
- 6.7 Maternity and Paternity Benefits
- Introduction
- Eligibility
- Benefits
- Payment Options
- Contribution
- 6.8 Other Benefits
- Family Benefits
- Long-Term Care Benefits
- Minimum Resources Benefits
- Unemployment Benefits
- Leaves and Holidays
- 7 Private Benefits
- 7.1 Retirement Benefits
- 7.2 Death Benefits
- 7.3 Medical benefits
- 7.4 Disability Benefits
- 7.5 Accidental Death and Dismemberment Benefits
- 7.6 Other Benefits
- 8 About GlobalData
- 9 Contact Us
- List of Tables
- Table 1: Insurance industry definitions
- Table 2: Sweden – Country statistics, 2024
- Table 3: Sweden – Long-Term disability – Guaranteed compensation, 2025
- Table 4: Sweden – Long-Term disability – Self-employed contributions
- Table 5: Sweden – SGI benefits 2025
- Table 6: Sweden – Sickness benefits rates 2025
- Table 7: Sweden – sickness benefit in case of adoption
- Table 8: Sweden – Nursing and care allowance 2025
- Table 9: Sweden – Additional cost allowances, 2025
- Table 10: Sweden – Long-Term care – user charges
- Table 11: Sweden – Public Holidays 2025
- Table 12: Sweden – ITP1/ITP2 disability benefits
- Table 13: Sweden – Accrued pension after contributing towards ITP2
- Table 14: Sweden – Payout depending on age at the time of death
Search Inside Report
Pricing
Currency Rates
Questions or Comments?
Our team has the ability to search within reports to verify it suits your needs. We can also help maximize your budget by finding sections of reports you can purchase.
