Credit Cards Market Research Reports & Industry Analysis

A credit card can be used to purchase goods or services based on an agreement between the company issuing the card and the card holder. Companies assign a line of credit to the card holder, based on income and credit scores. The line of credit represents the maximum that the cardholder is allowed to borrow. The cardholder agrees to repay the lender for goods or services purchased on the card, and to make payments over time. In return for these privileges the credit card company charges interest on the balance which the card holder carries. Credit cards are a convenience service offered by a lending company. A credit card allows a limited loan to be made very quickly. Many consumers find carrying credit cards to be more convenient than carrying cash. Credit card companies may offer incentives to card holders, such as points to be redeemed for rewards such as airline tickets or products, or they may offer insurance or warranties on some types of products purchased with a credit card. Consumers who use credit cards may encounter some challenges. Introductory interest rates are normally low, but once the introductory period is over, fees and interest can be much higher. Rates may go up further if a payment is late or the credit card holder misses a payment. There are benefits to merchants who accept credit cards. A credit card transaction is more secure than some other forms of payment, such as a check. However, credit card transactions are subject to a commission, normally a percentage of the transaction total.
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Credit Cards Industry Research & Market Reports

  • Charge Cards

    ... CAGR of 9.6% over the analysis period 2024-2030. General Purpose Cards, one of the segments analyzed in the report, is expected to record a 8.2% CAGR and reach US$1.9 Billion by the end of the ... Read More

  • eCommerce Payments

    ... CAGR of 13.7% over the analysis period 2024-2030. Cards, one of the segments analyzed in the report, is expected to record a 14.5% CAGR and reach US$274.7 Billion by the end of the analysis period. ... Read More

  • Prepaid Cards

    ... CAGR of 10.4% over the analysis period 2024-2030. Closed Loop, one of the segments analyzed in the report, is expected to record a 10.1% CAGR and reach US$2.3 Trillion by the end of the analysis ... Read More

  • Consumer Credit

    ... CAGR of 6.4% over the analysis period 2024-2030. The U.S. Market is Estimated at US$3.4 Billion While China is Forecast to Grow at 9.8% CAGR The Consumer Credit market in the U.S. is estimated at ... Read More

  • Powered Smart Cards

    ... at a CAGR of 8.8% over the analysis period 2024-2030. Contactless Smart Card, one of the segments analyzed in the report, is expected to record a 9.7% CAGR and reach US$5.2 Billion by the end ... Read More

  • Tokenization

    ... 19.7% over the analysis period 2024-2030. Solutions, one of the segments analyzed in the report, is expected to record a 20.9% CAGR and reach US$6.8 Billion by the end of the analysis period. Growth in ... Read More

  • Wireless POS Terminals

    ... at a CAGR of 11.2% over the analysis period 2024-2030. Portable Countertop & PIN Pad, one of the segments analyzed in the report, is expected to record a 10.7% CAGR and reach US$14.2 Billion by ... Read More

  • Prepaid Cards: United States

    ... and the various segments are provided for 2019-2024. Open-loop types include: government-administered, general purpose reloadable, healthcare, payroll, and gift cards. Closed-loop types encompass: government, healthcare, payroll, refund and incentive, and gift cards. This report covers ... Read More

  • Venezuela Cards and Payments: Opportunities and Risks to 2029

    ... provides values and volumes for a number of key performance indicators in the industry, including cash, credit transfers, cards, direct debits and cheques during the review-period (2020-24e). The report also analyzes various payment card markets ... Read More

  • Lebanon Cards and Payments: Opportunities and Risks to 2029

    ... provides values and volumes for a number of key performance indicators in the industry, including cash, credit transfers, cards, direct debits and cheques during the review-period (2020-24e). The report also analyzes various payment card markets ... Read More

  • France Cards and Payments: Opportunities and Risks to 2029

    ... provides values and volumes for a number of key performance indicators in the industry, including cards, cash, credit transfer, direct debits, and cheques during the review-period (2020-24e). The report also analyzes various payment card markets ... Read More

  • Australia Cards and Payments: Opportunities and Risks to 2029

    ... provides values and volumes for a number of key performance indicators in the industry, including cards, cash, credit transfer, direct debits, and cheques during the review-period (2021-25e). The report also analyzes various payment card markets ... Read More

  • Frost Radar™: Fraud Detection and Prevention (Know Your User), 2025

    ... large attack surface. Businesses are adopting FDP solutions powered by artificial intelligence and machine learning to protect sensitive data and ensure compliance with regulations, such as the General Data Protection Regulation and Payment Card Industry ... Read More

  • Financial Services Global Market Opportunities And Strategies To 2034

    ... it emerges from the COVID-19 shut down. Reasons to Purchase Gain a truly global perspective with the most comprehensive report available on this market covering 50 geographies. Understand how the market is being affected by ... Read More

  • Finland Cards and Payments: Opportunities and Risks to 2029

    ... provides values and volumes for a number of key performance indicators in the industry, including cash, card, credit transfer, direct debits, and cheques during the review-period (2020-24e). The report also analyzes various payment card markets ... Read More

  • Sweden Cards and Payments: Opportunities and Risks to 2029

    ... provides values and volumes for a number of key performance indicators in the industry, including cards, credit transfers, cash, and direct debits during the review-period (2020-24e). The report also analyzes various payment card markets operating ... Read More

  • Retail Self-Scanning Solutions Global Market Opportunities And Strategies To 2034

    ... market as it emerges from the COVID-19 shut down. Reasons to Purchase Gain a truly global perspective with the most comprehensive report available on this market covering 15 geographies. Understand how the market is being ... Read More

  • 2025 Global Forecast for Multi-Factor Authentication (Mfa) Smart Cards Market (2026-2031 Outlook)-High Tech Outlook Report

    ... The product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments and Related Activities industry. The product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial ... Read More

  • 2025 Global Forecast for Mobile Credit Card Processing Software Market (2026-2031 Outlook)-High Tech Outlook Report

    ... The product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments and Related Activities industry. The product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial ... Read More

  • 2025 Global Forecast for Mobile Wallet Market (2026-2031 Outlook)-High Tech Outlook Report

    ... service category is within the NAICS Computer Systems Design Services industry. The product or service category is within the NAICS Computer Systems Design Services industry. The global market is expected to increase from USD xx ... Read More

  • 2025 USA Tariffs and Their Effect on E-Commerce, Payments, and Cross-Border Trade

    ... costs and compliance challenges in global E-Commerce and manufacturing. The elimination of the USD 800 de minimis threshold, combined with higher duties, has raised costs, especially for smaller businesses. Chinese cross-border sellers face rising logistics ... Read More

  • 2025 Credit Card Issuing Global Market Size & Growth Report with Updated Country Recession Risk Forecasts

    ... forecasts for 2025 and 2029. The historical data utilizes in-depth survey results from companies in the Credit Card Issuing industry combined with country and regional economic, firmographic, and demographic data. Our analysts develop the forecasts ... Read More

  • 2025 Credit Card and Financial Processing Global Market Size & Growth Report with Updated Country Recession Risk Forecasts

    ... 2024, with forecasts for 2025 and 2029. The historical data utilizes in-depth survey results from companies in the Credit Card and Financial Processing industry combined with country and regional economic, firmographic, and demographic data. Our ... Read More

  • Azerbaijan Cards and Payments: Opportunities and Risks to 2029

    ... provides values and volumes for a number of key performance indicators in the industry, including cash, cards, and credit transfers during the review-period (2020-24e). The report also analyzes various payment card markets operating in the ... Read More

  • Credit Card Issuing in the US - Industry Market Research Report

    ... in full to the issuer, often in installments. Commercial banks are excluded from this industry since credit card issuance is not a primary business activity. Industry operators generate revenue from cardholders primarily through fees and ... Read More

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