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Credit Cards: market research reports

A credit card is a plastic card which can be used to purchase goods or services based on a payment agreement between the company issuing the card and the card holder. The company issuing the credit card assigns a line of credit to the card holder. This allows the cardholder to request a cash advance and borrow money for payment to a merchant. In return for these privileges the credit card company charges interest on the balance which the card holder carries.

Credit card holders enjoy many benefits, the main one being convenience.

A credit card allows a small short term loan to be made very quickly. Credit cards will also offer incentives such as earning points to be redeemed for rewards, such as airline tickets or products. Another benefit of credit cards is insurance or warranties on some types of products purchased with a credit card. Finally, many consumers find carrying credit cards to be more convenient than carrying cash.

There can be pitfalls for consumers who choose to use credit cards. Introductory rates and interest are normally low, but once the introductory period is over, fees and interest can be much higher. Also, rates may go up if a payment is late or the credit card holder miees a payment.

Merchants who accept credit cards also enjoy some benefits. First, a credit card transaction is more secure than some other forms of payment, such as a check. However, this benefit comes at a cost to merchants. Merchants who accept credit cards are subject to a commission which is normally a percentage of the transaction total.

Credit Cards market research reports and industry analysis

Financial Transaction Processing 5/20/2013 \| published by: First Research, Inc. ... Payment Systems, MasterCard, Total System Services, and Visa (all based in the US), as well as China UnionPay (China), MasterCard's DataCash (UK), and Moneris Solutions (Canada). International markets with strong growth in payment services include ... \| read more...	$129.00
Emerging Opportunities in Austria’s Cards and Payments Industry: Market Size, Trends and Drivers, Strategies, Products and Competitive Landscape 5/10/2013 \| published by: Timetric ... Current and forecast values for each category of Austria’s cards and payments industry including debit cards, credit cards, prepaid cards and charge cards Comprehensive analysis of the industry’s market attractiveness and future growth areas Analysis ... \| read more...	$4,495.00
Consumer Lending in South Africa 5/9/2013 \| published by: Euromonitor International ... education lending and other personal lending being among the top performing categories. The economy is showing positive signs of recovery and this was reflected in consumer lending. 2012 was the best year in terms of ... \| read more...	$1,900.00
Retailers Encroach on the Payment Landscape 5/8/2013 \| published by: Euromonitor International ... be used to enable payments, and macro trends in retailing such as the expansion of modern retail formats and growth in e-commerce. Euromonitor International's Retailers Encroach on the Payment Landscape global briefing offers insight into ... \| read more...	$2,000.00
Indian Prepaid Card Market Outlook to 2017 5/1/2013 \| published by: RNCOS ... and Internet penetration. However, almost half the population of India is un-banked. Only 55% of the population have deposit account with banks. This leads to the basic need for prepaid payment channels. Besides being an ... \| read more...	$800.00
Mobile and Alternative Payments in Mexico 4/30/2013 \| published by: Packaged Facts ... a strong push to facilitate mobile banking and payments. Indeed, major banks and telecommunications companies, most notably Telcel, have launched mobile banking and payments platforms that we expect to gain significant traction in 2013. At ... \| read more...	$4,250.00
Emerging Opportunities in Belgium’s Cards and Payments Industry: Market Size, Trends and Drivers, Strategies, Products and Competitive Landscape 4/30/2013 \| published by: Timetric ... Current and forecast values for each category of Belgium’s cards and payments industry including debit cards, credit cards, prepaid cards and charge cards Comprehensive analysis of the industry’s market attractiveness and future growth areas Analysis ... \| read more...	$4,495.00
2020 Foresight Report: Best Practices in Managing the Credit Risk Cycle 4/29/2013 \| published by: Timetric ... of card fraud and key fraud hotspots across the world Comprehensive analysis of card fraud market size in developed and emerging markets Analysis of various types of card frauds and its implication on issuers and ... \| read more...	$3,800.00
Conference Documentation: CEE Cards 4/24/2013 \| published by: SMI Publishing, Ltd ... that emerging technologies are taking ""Fighting to maintain its momentum"" is how the FT recently described parts of the CEE economy. So how are its Card Markets faring in these turbulent times? SMi's 2013 CEE ... \| read more...	$788.78
Credit Card Issuing in the US - Industry Risk Rating Report 4/24/2013 \| published by: IBISWorld ... otherwise, of the business operating environment'. The report looks at the operational risk associated with this industry. Three types of risk are recognized in our analysis. These are: risk arising from within the industry itself ... \| read more...	$1,020.00
Financial Cards and Payments in Colombia 4/24/2013 \| published by: Euromonitor International ... considering there is still room for credit card growth. However, the Central Bank is recommending that banks strengthen their prospect assessing processes in order to reduce non-performing card lending outstanding balances. The official and private ... \| read more...	$1,900.00
Pre-Paid Cards in Colombia 4/24/2013 \| published by: Euromonitor International ... foodservice and the latest, DIY stores (Homecenter) joined. Pre-paid gift cards are increasingly being accepted as an alternative present by consumers. Euromonitor International's Pre-Paid Card Transactions in Colombia report establishes the size and structure of ... \| read more...	$900.00
Credit Card Processing & Money Transferring in the US - Industry Risk Rating Report 4/24/2013 \| published by: IBISWorld ... 'the difficulty, or otherwise, of the business operating environment'. The report looks at the operational risk associated with this industry. Three types of risk are recognized in our analysis. These are: risk arising from within ... \| read more...	$1,020.00
Store Cards in Colombia 4/24/2013 \| published by: Euromonitor International ... model followed by Codensa, with an outstanding balance now managed by mainstream bank Multibanca Colpatria. EPM has come under criticism from official circles for using public funds that shall be used in its core activity ... \| read more...	$900.00
Loan Administration, Check Cashing & Other Services in the US - Industry Risk Rating Report 4/24/2013 \| published by: IBISWorld ... be 'the difficulty, or otherwise, of the business operating environment'. The report looks at the operational risk associated with this industry. Three types of risk are recognized in our analysis. These are: risk arising from ... \| read more...	$1,020.00
Credit Cards in Colombia 4/24/2013 \| published by: Euromonitor International ... out in just a few hours. American Express te da más (American Express gives you more) is the strategy developed to gain share offering indulgent experiences to customers to make them feel unique. Concerts, shows ... \| read more...	$900.00
Emerging Opportunities in Switzerland’s Cards and Payments Industry: Market Size, Trends and Drivers, Strategies, Products and Competitive Landscape 4/24/2013 \| published by: Timetric ... prepaid cards and charge cards Comprehensive analysis of the industry’s market attractiveness and future growth areas Analysis of various market drivers and regulations governing Switzerland’s cards and payments industry Detailed analysis of the marketing strategies ... \| read more...	$4,495.00
Emerging Opportunities in Ukraine’s Cards and Payments Industry: Market Size, Trends and Drivers, Strategies, Products and Competitive Landscape 4/23/2013 \| published by: Timetric ... prepaid cards and charge cards Comprehensive analysis of the industry’s market attractiveness and future growth areas Analysis of various market drivers and regulations governing Ukraine’s cards and payments industry Detailed analysis of the marketing strategies ... \| read more...	$4,495.00
Charge Cards in Saudi Arabia 4/22/2013 \| published by: Euromonitor International ... via financial cards and the benefits that these cards can bring without concerns over infringing the law of Islam. Consequently, charge cards saw considerably stronger growth in account volume in comparison to credit cards, with ... \| read more...	$900.00
Consumer Lending in Saudi Arabia 4/22/2013 \| published by: Euromonitor International ... lending growth dipped in the middle of the review period as the global economic downturn resulted in banks becoming more cautious in their lending patterns and also encouraged consumers to save rather than spend. However, ... \| read more...	$1,900.00
Financial Cards and Payments in Saudi Arabia 4/22/2013 \| published by: Euromonitor International ... the banked population during the review period, with this encouraged by a number of government initiatives. In addition, there was a marked improvement in infrastructure, with a sharp rise in the number of ATMs and ... \| read more...	$1,900.00
National Commercial Bank in Financial Cards and Payments (Saudi Arabia) 4/22/2013 \| published by: Euromonitor International ... bank open branches in Shaqura and Arqa. The bank is also expected to focus on building stronger links with its customers during the forecast period, with its new branches having dedicated customer service areas. Technology ... \| read more...	$150.00
Credit Cards in Saudi Arabia 4/22/2013 \| published by: Euromonitor International ... were heightened at the start of 2012 by a series of tit-for-tat credit card leaks. On 3 January 2012, a Saudi-based hacker claiming to represent a hacking group called group-xp claimed to post details of ... \| read more...	$900.00
Emerging Opportunities in Finland’s Cards and Payments Industry: Market Size, Trends and Drivers, Strategies, Products and Competitive Landscape 4/19/2013 \| published by: Timetric ... including: Current and forecast values for each category of Finland’s cards and payments industry including debit cards, credit cards, prepaid cards and charge cards Comprehensive analysis of the industry’s market attractiveness and future growth areas ... \| read more...	$4,495.00
Emerging Opportunities in Israel’s Cards and Payments Industry: Market Size, Trends and Drivers, Strategies, Products and Competitive Landscape 4/17/2013 \| published by: Timetric ... including: Current and forecast values for each category of Israel’s cards and payments industry including debit cards, credit cards, prepaid cards and charge cards Comprehensive analysis of the industry’s market attractiveness and future growth areas ... \| read more...	$4,495.00

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