Credit Cards Market Research Reports & Industry Analysis

A credit card can be used to purchase goods or services based on an agreement between the company issuing the card and the card holder. Companies assign a line of credit to the card holder, based on income and credit scores. The line of credit represents the maximum that the cardholder is allowed to borrow. The cardholder agrees to repay the lender for goods or services purchased on the card, and to make payments over time. In return for these privileges the credit card company charges interest on the balance which the card holder carries. Credit cards are a convenience service offered by a lending company. A credit card allows a limited loan to be made very quickly. Many consumers find carrying credit cards to be more convenient than carrying cash. Credit card companies may offer incentives to card holders, such as points to be redeemed for rewards such as airline tickets or products, or they may offer insurance or warranties on some types of products purchased with a credit card. Consumers who use credit cards may encounter some challenges. Introductory interest rates are normally low, but once the introductory period is over, fees and interest can be much higher. Rates may go up further if a payment is late or the credit card holder misses a payment. There are benefits to merchants who accept credit cards. A credit card transaction is more secure than some other forms of payment, such as a check. However, credit card transactions are subject to a commission, normally a percentage of the transaction total.
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Credit Cards Industry Research & Market Reports

  • Online Microtransaction Global Market Report 2024

    ... Walt Disney Company; Tencent Holdings Limited; Sega Sammy Holdings Inc.; Sony Interactive Entertainment LLC Online Microtransaction Global Market Report 2024 from The Business Research Company provides strategists, marketers and senior management with the critical information ... Read More

  • B2B Payments Global Market Report 2024

    ... IT And Telecom; Metals And Mining; Energy And Utilities; Banking, Financial Services And Insurance; Government SectorCovering: JPMorgan Chase & Co.; Bank of America Corporation; Citigroup Inc.; American Express Company; Capital One Financial Corporation B2B Payments ... Read More

  • Global Alternative Online Payment Methods 2024

    ... the pandemic's impact on cash usage, the global transition to digital means of payment has become a post-pandemic norm. Digital wallets, a frontrunner in this shift, are projected to witness substantial growth, with a transaction ... Read More

  • Credit Cards

    ... Major companies include American Express, Bread Financial, Capital One Financial, and Discover Financial (all based in the US), as well as Credit Saison and Mitsubishi UFJ NICOS (both of Japan), and UnionPay (China). Major retailers, ... Read More

  • Embedded Finance Ecosystem: Mapping the Path to Services Industries’ Transformation

    ... automotives, embedded finance is considered to have the most potential to build and enhance partnerships to support their market value sales growth. Meanwhile, behaviour finance backed by privacy computing and fraud detection will have great ... Read More

  • Europe Omnichannel Commerce Trends 2024

    ... personalization shapes European consumer preferences in 2023 The current state of omnichannel retail is characterized by a noticeable shift towards physical stores and a worldwide expansion of omnichannel shopping. Trends like virtual shopping, social shopping, ... Read More

  • Fraud and Security in Global Online Payments 2024

    ... from 2023 to 2028 As B2C E-Commerce expands, both businesses and consumers globally face increased vulnerability to fraud. Projections indicate that global B2C E-Commerce losses from online payment fraud are set to rise significantly, potentially ... Read More

  • Africa Online Payment Methods 2024

    ... Eastern Africa demonstrated the highest volume of mobile money transactions among African regions, while Northern Africa exhibited the lowest, highlighting a notable contrast in digital payment adoption across the continent, as per the findings of ... Read More

  • Latin America Online Payment Methods 2024

    ... Latin America, like other regions, is witnessing a surge in digital payment adoption amid the global push towards digitalization in payments. However, this transition isn't uniform. In Latin America, credit cards dominate B2C E-Commerce sales, ... Read More

  • Global Online Payment Methods 2024

    ... remains strong despite the return of in-person shopping. According to a report from ystats.com, B2C E-Commerce payment value is expected to maintain steady growth through 2027, with contactless card transactions set to nearly double by ... Read More

  • Snapshot: Europe In-Car Payment Market and Trends 2024

    ... undergoing a significant transformation as car owners increasingly adopt in-car payments for services Europe's automotive industry is undergoing a significant transformation as car owners increasingly adopt in-car payments for services. Manufacturers are integrating voice assistant ... Read More

  • 2024 Credit Card Services for Cardholders, Consumer Global Market Size & Growth Report with Updated Recession Risk Impact

    ... market size, revenue, growth, and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 195 countries. Figures are from 2012 through 2023, with forecasts for 2024 ... Read More

  • 2024 Credit Card Association Products Global Market Size & Growth Report with Updated Recession Risk Impact

    ... and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 195 countries. Figures are from 2012 through 2023, with forecasts for 2024 and 2028. The historical ... Read More

  • Charge Cards in India

    ... salary requirement for a charge card in comparison to other financial card instruments, the usage remained fairly restricted to high network consumers. Such consumers, encouraged by the exclusivity of the card and various reward programmes, ... Read More

  • 2024 Credit Card Services for Merchants Global Market Size & Growth Report with Updated Recession Risk Impact

    ... revenue, growth, and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 195 countries. Figures are from 2012 through 2023, with forecasts for 2024 and 2028. ... Read More

  • 2024 Credit Card Services Global Market Size & Growth Report with Updated Recession Risk Impact

    ... across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 195 countries. Figures are from 2012 through 2023, with forecasts for 2024 and 2028. The historical data utilizes ... Read More

  • 2024 Credit Card Services for Cardholders, Business and Government Global Market Size & Growth Report with Updated Recession Risk Impact

    ... & Growth Report covers market size, revenue, growth, and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 195 countries. Figures are from 2012 through 2023, ... Read More

  • Credit Cards in India

    ... primarily as responsibilities in the form of expenditure grew rapidly, which pushed consumers to choose this financial card to make purchases as it offers greater flexibility of payment. As a result, the share of credit ... Read More

  • Financial Cards and Payments in India

    ... The Pradhan Mantri Jan Dhan Yojana (PMJDY) benefited in bringing a further proportion of the unbanked population as bank customers and the issuance of debit cards upon opening bank accounts became a crucial catalyst for ... Read More

  • Credit Card and Financial Processing - 2024 U.S. Market Research Report with Updated Recession Risk Forecasts

    ... in-depth assessments of the industry in the United States with over 100+ data sets covering 2015-2028. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns ... Read More

  • North America Buy Now Pay Later Market and Trends 2024

    ... 2022 While the value of BNPL payments in the country is projected to nearly double between 2022 and 2026, the growth rate of BNPL payments is expected to significantly decrease during that period. Moreover, although ... Read More

  • Global Buy Now Pay Later Market and Trends 2024

    ... essential for some shoppers affected by inflation In the U.S., the BNPL payment value is forecasted to almost double between 2022 and 2026, with the growth rate of the BNPL payment value in the country ... Read More

  • 2024 Credit Card Issuing Global Market Size & Growth Report with Updated Recession Risk Forecasts

    ... 4 global regions, 22 subregions, and 195 countries. Historical data is from 2012 through 2023, with forecasts for 2024 and 2027. The historical data utilizes in-depth survey results from companies in the Credit Card Issuing ... Read More

  • 2024 Credit Card and Financial Processing Global Market Size & Growth Report with Updated Recession Risk Forecasts

    ... and regional share across 4 global regions, 22 subregions, and 195 countries. Historical data is from 2012 through 2023, with forecasts for 2024 and 2027. The historical data utilizes in-depth survey results from companies in ... Read More

  • Asia-Pacific Buy Now Pay Later Market and Trends 2024

    ... more than double As found in the yStats.com publication, a bigger share of adults in the Asia-Pacific region completely trusted rather than completely distrusted BNPL services. Furthermore, BNPL ranked among the top 7 payment methods ... Read More

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