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Credit Cards Market Research Reports & Industry Analysis

A credit card can be used to purchase goods or services based on an agreement between the company issuing the card and the card holder. Companies assign a line of credit to the card holder, based on income and credit scores. The line of credit represents the maximum that the cardholder is allowed to borrow. The cardholder agrees to repay the lender for goods or services purchased on the card, and to make payments over time. In return for these privileges the credit card company charges interest on the balance which the card holder carries. Credit cards are a convenience service offered by a lending company. A credit card allows a limited loan to be made very quickly. Many consumers find carrying credit cards to be more convenient than carrying cash. Credit card companies may offer incentives to card holders, such as points to be redeemed for rewards such as airline tickets or products, or they may offer insurance or warranties on some types of products purchased with a credit card. Consumers who use credit cards may encounter some challenges. Introductory interest rates are normally low, but once the introductory period is over, fees and interest can be much higher. Rates may go up further if a payment is late or the credit card holder misses a payment. There are benefits to merchants who accept credit cards. A credit card transaction is more secure than some other forms of payment, such as a check. However, credit card transactions are subject to a commission, normally a percentage of the transaction total.
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Credit Cards Industry Research & Market Reports

  • Charge Cards in Argentina

    ...generated a huge economic movement. The programme, which was managed by the owners of Tarshop, benefited some banks and financers which charged user fees. Euromonitor International's Charge Card Transactions in Argentina report establishes the size ... Read More

  • Credit Cards in Argentina

    ...promise that in 2021 the maximum commission would fall to 1.8% on purchases made with credit cards. Euromonitor International's Credit Card Transactions in Argentina report establishes the size and structure of the market for ATMs ... Read More

  • Store Cards in Argentina

    ...card, while on the other hand, the consumer gets access to an international card that can be used in all types of businesses and also abroad. Euromonitor International's Store Card Transactions in Argentina report establishes ... Read More

  • Financial Cards and Payments in Argentina

    ...the other hand, it is forcing all businesses to accept credit and debit cards as a means of payment. The increase in government intervention has to do with its intention to limit the country’s large ... Read More

  • Pre-Paid Cards in Argentina

    ...cities that have a population of more than 100,000 inhabitants. Euromonitor International's Pre-Paid Transactions in Argentina report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge ... Read More

  • Consumer Finance in 2018: Key Insights and System Refresher

    ...from 2017 to 2022. By card type, in 2017 credit payment value expanded at a faster rate than debit while open-loop pre-paid is expected to grow the fastest over the next five years. Regionally, Asia ... Read More

  • Consumer Lending in Argentina

    ...cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of ... Read More

  • The Driving postpaid migration in emerging Asia–Pacific: strategies for success

    ...to MNOs in other emerging markets. Better assessing credit risk, improving the attractiveness of postpaid offers relative to prepaid ones, and tariff and digitalisation innovation are all ways in which MNOs could boost postpaid penetration. Read More

  • Card Transaction Processors (GLOBAL) - Industry Report

    ...EURONET WORLDWIDE INC and PAYSAFE GROUP PLC. This report includes a wealth of information on the financial trends over the past four years. Plimsoll Publishing’s latest Card Transaction Processors (GLOBAL) analysis is ideal for anyone ... Read More

  • Plastic Cards (UK) - Industry Report

    ...and UNIVERSE GROUP PLC. This report covers activities such as plastic cards, smart cards, pcb manufacturing, petrol retail, htec and includes a wealth of information on the financial trends over the past four years. Plimsoll ... Read More

  • Fuel Card Providers (UK) - Industry Report

    ...FUELS LTD and THE RIGHT FUELCARD COMPANY LTD. This report covers activities such as fuel cards, fuel card, fuel management, carbon management, diesel direct and includes a wealth of information on the financial trends over ... Read More

  • Retail Self-checkout Terminals Market in the US 2017-2021

    ...modes such as cash, cashless, or card. Since all operations executed by these devices are automated, they eliminate waiting time at queues. This makes the process of scanning the purchased items and payments swift and ... Read More

  • Payments in Hong Kong 2017: What Consumers Want?

    ...other overseas markets to expand into the Special Administrative Region. Hong Kong represents a mature payment card market in Asia, with 25 Million payment cards in issue and a population of just over 7 Million. ... Read More

  • Payments Landscape in Malaysia: Opportunities and Risks to 2021

    ...provides values and volumes for a number of key performance indicators in the industry, including credit transfers, direct debit, cash, payment cards, and cheques during the review-period (2013-17e). The report also analyzes various payment card ... Read More

  • Payments in Turkey 2017: What Consumers Want?

    ...payment infrastructure - make Turkey an appealing market for banks and card issuers. Turkey’s card penetration stands at 2.3 cards per inhabitant, which is the highest mark among its regional peers. Average annual spend per ... Read More

  • Payments Landscape in Turkey: Opportunities and Risks to 2021

    ...It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, payment cards, and cheques during the review-period (2013-17e). The report also analyzes various payment card markets operating ... Read More

  • Payments in Taiwan 2017: What Consumers Want?

    ...strong inclination towards cash for day-to-day transactions despite the gradual rise in electronic payments. Government of Taiwan has been promoting electronic payments through various initiatives, and the necessary payment infrastructure is in place. But ATMs ... Read More

  • Payments Landscape in Hong Kong: Opportunities and Risks to 2021

    ...payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, direct debit, cash, payment cards, and cheques during the review-period (2013-17e). The report also analyzes ... Read More

  • Payments in Malaysia 2017: What Consumers Want?

    ...and banking services by expanding banking infrastructure, launching new branches, promoting agent banking networks, and making efforts to change consumer payment habits, payment cards gradually became more accepted. The growth of POS terminal penetration, the ... Read More

  • Card Reward Program Services in the US - Industry Market Research Report

    ...global financial crisis. The accelerating consumer adoption of rewards cards and increased industry-relevant advertising expenditure have driven revenue for industry operators. However, there remains the potential for more strict regulations related to rewards cards, which ... Read More

  • Payments Landscape in Indonesia: Opportunities and Risks to 2021

    ...It provides values and volumes for a number of key performance indicators in the industry, including cash, payment cards, and cheques during the review-period (2013-17e). The report also analyzes various payment card markets operating in ... Read More

  • Global Mobile EMV POS Terminals Market Research Report 2017

    ...major regional market conditions, focusing on the main regions (North America, Europe and Asia-Pacific) and the main countries (United States, Germany, united Kingdom, Japan, South Korea and China). The report firstly introduced the Mobile EMV ... Read More

  • United States Card Printers Market by Manufacturers, States, Type and Application, Forecast to 2022

    ...they differ from, for example, label printers which have a continuous supply feed. Scope of the Report: This report focuses on the Card Printers in United States market, to split the market based on manufacturers, ... Read More

  • Financial Cards and Payments in Latin America

    ...period. Contracting economic growth created a challenging environment for financial services providers, but effective policy and innovation in paper payment alternatives contributed to a declining share for cash. Going forward, growth will depend on how ... Read More

  • Private Label Credit Cards in the U.S., 10th Edition

    ...Edition covers the U.S. market for private label credit cards, with anemphasis on retail credit card program features and benefits analysis, retailcard strategies and growth trends among bank and non-bank issuers, and trendand opportunity spotting. Read More

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