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Credit Cards Market Research Reports & Industry Analysis

A credit card can be used to purchase goods or services based on an agreement between the company issuing the card and the card holder. Companies assign a line of credit to the card holder, based on income and credit scores. The line of credit represents the maximum that the cardholder is allowed to borrow. The cardholder agrees to repay the lender for goods or services purchased on the card, and to make payments over time. In return for these privileges the credit card company charges interest on the balance which the card holder carries. Credit cards are a convenience service offered by a lending company. A credit card allows a limited loan to be made very quickly. Many consumers find carrying credit cards to be more convenient than carrying cash. Credit card companies may offer incentives to card holders, such as points to be redeemed for rewards such as airline tickets or products, or they may offer insurance or warranties on some types of products purchased with a credit card. Consumers who use credit cards may encounter some challenges. Introductory interest rates are normally low, but once the introductory period is over, fees and interest can be much higher. Rates may go up further if a payment is late or the credit card holder misses a payment. There are benefits to merchants who accept credit cards. A credit card transaction is more secure than some other forms of payment, such as a check. However, credit card transactions are subject to a commission, normally a percentage of the transaction total.
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Credit Cards Industry Research & Market Reports

  • Global Gift Cards Market Insights, Forecast to 2025

    ... share, growth rate, future trends, market drivers, opportunities and challenges, sales channels, distributors and porter¡¯s five forces analysis. In 2017, the global gift cards market size was $337.6 billion and is forecast to $506.0 billion ... Read More

  • Banks, Lending, Financing, Mortgages, Credit Cards and Transaction Processing (Credit Intermediation) Industry (U.S.): Analytics, Extensive Financial Benchmarks, Metrics and Revenue Forecasts to 2025, NAIC 522000

    ... rates and forecasts that will save countless hours of research. Key Findings: Banks, Lending, Financing, Mortgages, Credit Cards and Transaction Processing (Credit Intermediation) Industry (U.S.) to reach $1,668,767 million by 2025. Banks, Lending, Financing, Mortgages, ... Read More

  • Financial Transaction and Credit Card Processing, and Loan or Mortgage Brokers Industry (U.S.): Analytics, Extensive Financial Benchmarks, Metrics and Revenue Forecasts to 2025, NAIC 522300

    ... rates and forecasts that will save countless hours of research. Key Findings: Financial Transaction and Credit Card Processing, and Loan or Mortgage Brokers Industry (U.S.) to reach $110,838 million by 2025. Financial Transaction and Credit ... Read More

  • Credit Card Processing, Online Payment Processing, EFT, ACH and Clearinghouses Industry (U.S.): Analytics, Extensive Financial Benchmarks, Metrics and Revenue Forecasts to 2025, NAIC 522320

    ... and forecasts that will save countless hours of research. Key Findings: Credit Card Processing, Online Payment Processing, EFT, ACH and Clearinghouses Industry (U.S.) to reach $99,589 million by 2025. Credit Card Processing, Online Payment Processing, ... Read More

  • Alternative Payment Solution: Google Pay

    ... the solution is available in 25 markets: Australia, Belgium, Brazil, Canada, the Czech Republic, Denmark, Finland, Germany, Hong Kong, India, Ireland, Italy, Japan, New Zealand, Norway, Poland, Russia, Singapore, Slovakia, Spain, Sweden, Taiwan, Ukraine, the ... Read More

  • Payments Landscape in Spain: Opportunities and Risks to 2022

    ... It provides values and volumes for a number of key performance indicators in the industry, including cash, cards, credit transfers, direct debits, and cheques during the review-period (2014-18e).The report also analyzes various payment card markets ... Read More

  • Payments Landscape in the Netherlands: Opportunities and Risks to 2022

    ... payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, cash, direct debits, cards, and cheques during the review-period (2014-18e). The report also analyzes various ... Read More

  • Financial Cards and Payments in the United Arab Emirates

    ... careful, they are availing themselves of offers and rewards across their favourite merchants through financial products. Thus, both issuing banks and merchants have been active in developing reward platforms, which helps both the bank and ... Read More

  • Charge Cards in South Africa

    ... It led to growth in investment by firms and households, which triggered dynamic growth in credit card transactions. According to INSEE, household investments increased by 1% in the third and fourth quarters of 2017, resulting ... Read More

  • Charge Cards in the United Arab Emirates

    ... rise, driving economic growth; however, as growth in disposable incomes lags far behind, consumers must find different ways to finance their increased spending. Whilst lending is also on the rise, credit is consumers’ go-to solution, ... Read More

  • Credit Cards in Japan

    ... culture in the country has resulted in the Dutch using this payment method far less than debit cards. Due to this limited demand, many merchants, restaurants and stores refuse credit cards outright, irrespective of operator. ... Read More

  • Credit Cards in South Africa

    ... contactless payment was DKK200, before being increased to DKK350 on Dankort in February and on MasterCard in April. Even though the limit was raised, for security reasons customers are occasionally required to enter their PIN ... Read More

  • Credit Cards in the United Arab Emirates

    ... credit is rising at a far faster rate than disposable incomes, and there is growing concern about consumers’ ability to cope with the growth in payments, which could have a dire impact on the economy. ... Read More

  • Pre-Paid Cards in Romania

    ... by opening store cards to other businesses by forming strategic partnerships with other businesses such as pharmacies or petrol stations. During the 2000s, these migrated to co-branded retail cards that function as credit cards and ... Read More

  • Pre-Paid Cards in South Korea

    ... launch co-branded credit cards thus bonding their relationship with customers. Euromonitor International's Store Card Transactions in Hungary report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, ... Read More

  • Store Cards in Russia

    ... sensitive skin. They have evolved to include holistic health and wellness benefits. This report analyses the evolution of dermocosmetics, the increasing competition between dermocosmetic brands and other skin care categories, and future prospects. Euromonitor International's ... Read More

  • Store Cards in South Africa

    ... 2017, allowing new consoles and mobile gaming to expand once more. This recovery, however, is very fragile, and video game players will need to be cautious, especially as the region continues to favour new titles ... Read More

  • Charge Cards in Mexico

    ... the concept of payment cards with a revolving line of credit is considered uncommon and even unknown to most Austrian consumers. When Austrians speak of credit cards (“Kreditkarten”), they are usually referring to charge cards. ... Read More

  • Charge Cards in Romania

    ... debts, but with lower interest rates. However, consumers do not always cancel the credit card, instead freeing its limit and becoming over-indebted. Access to risk ratings allows banks to offer credit cards with pre-approved limits ... Read More

  • Credit Cards in Mexico

    ... closely with merchant partners. Most credit cards come with a predesigned rewards structure and offer cashback, miles or loyalty rewards points that can be redeemed at various partner outlets for lifestyle, shopping, dining, travel, entertainment ... Read More

  • Credit Cards in Romania

    ... with the Economic Crime Brigade (BRIDEC) and the Investigation Police (PDI) annually launch campaigns to make the public aware of the need to protect their banking code numbers, new forms of fraud schemes continue to ... Read More

  • Financial Cards and Payments in Japan

    ... expense of cash payments, which Dutch consumers are dropping rapidly. The movement is exacerbated by increasingly common contactless debit cards, which further increase the convenience of card payments. Due to this development, the Dutch Central ... Read More

  • Credit Cards in Russia

    ... on increasing the popularity of credit cards by almost all commercial banks through aggressive marketing promotions. Increased financial literacy efforts for credit cards is changing consumers’ payment habits and taking share from debit cards. The ... Read More

  • Credit Cards in South Korea

    ... greater convenience to consumers, especially as the ceiling on payments without authorisation was increased from EUR20 to EUR30 from October 2017. Euromonitor International's Debit Transactions in France report establishes the size and structure of the ... Read More

  • Pre-Paid Cards in Japan

    ... often limited and pre-paid cards are usually not accepted when booking lodging or renting a vehicle. However, no minimum income declaration is required and it also serves as an alternative for people who cannot obtain ... Read More

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