Global B2B Payment Trends 2018

Global B2B Payment Trends 2018

B2B payments increasingly done electronically according to new report from yStats.com

Payment processors eye opportunity in B2B transactions
The huge volume of business to business payments presents opportunities for FinTech companies and other technology-based fund transfer platforms to grow their share of the USD trillions in movement. The yStats.com report points out that about 50% of B2B payments worldwide are already done electronically, with further growth in this direction expected in the next five years.

Innovative technologies ease transition to digital B2B payments

Payment delay in the B2B is a challenge that new technology can help resolve. Though there are regional variations, the yStats.com report cites sources indicating that between a third and a half of B2B payments are past due. Innovations such as artificial intelligence and data analytics hold some hope for greater efficiency in the payment process. Mobile payment in the B2B arena is also on the rise, challenging the current domination of card and check payment.


1. Management Summary
2. Global Developments
B2B Payment Trends, September 2018
B2B Payment Value, in USD trillion, 2018e & 2028f
Breakdown of the Monthly Volume of Transactions Paid by Card and by ACH/Check/Wire, in % of Businesses, May 2018
Breakdown of the Number of Banks and Currencies Used in Payments, in % of Businesses, May 2018
Share of Past Due B2B Receivables, in %, by Domestic and Foreign Payments, by Selected Regions, 2014 - 2018f
Average Payment Duration by Invoice Due Day and Payment Delay, in Days, by Domestic and Foreign Payments, by Selected Regions, 2017 & 2018f
Share of B2B Payments Made Electronically According to Accounts Payable and Finance Leaders, in %, May 2018
Expected Evolution in Accounts Payable (AP), by Expected in Two Years and in Five Years, in % of Accounts Payable and Finance Leaders, May 2018
Share of Corporate Treasurers Who Believe That Operational Model of Their Company is Changing as a Result of Sector Disruption, in %, June 2018
Top 3 Disruptions to Existing Business Models According to Corporate Treasurers, in %, June 2018
Breakdown of Disruptors Expected by Corporate Treasurers to Have the Greatest Impact on Treasury Functions and Payments in the Next 2-3 Years, in %, 2017
Breakdown of the Relative Importance of Blockchain and APIs for Outbound Payments, in % of Corporate Treasurers, 2017
Top 3 Technologies Most Beneficial to Their Organizations According to Corporate Treasurers, in %, June 2018
Top 3 Uses of FinTechs According to Corporate Treasurers, in %, June 2018
Interest in Moving from the Current Solution to a New Solution, in % of Respondents Among Corporate Treasurers, and Share of Respondents Planning to Continue with the Current Provider, in %, June 2018
Trust in Providers Among Corporate Treasurers as Expressed in the Trust Index, by Region and Global, June 2018
Cross-Border B2B Transactions Facilitated by FinTech and Disruptive Technologies, in USD trillion and in % of All Cross-Border B2B Transactions, 2017 & 2022f
B2B E-Commerce Sales Compared to B2C E-Commerce Sales, in USD trillion, 2020f
Top 4 Features Most Important to B2B E-Commerce Buyers, incl. “Payment Options”, in % of Respondents, March 2018
Top 4 Payment Methods Accepted in B2B E-Commerce, in % of International B2B E-Commerce Companies, March 2018
Share of B2B E-Commerce Companies Accepting Payment by Mobile Wallet, in %, March 2018
Share of Treasurers Indicating Their Comfortability With Mobile B2B Payment Applications Has Improved Over the Past Year, in %, May 2018
Overview of 11 Publicly Traded Companies Expected to be the Most Exposed to the B2B Payments Opportunity Over the Next Five Years, September 2018
3. Asia-Pacific
3.1. Regional
Top Technology-Related Trends for B2B E-Commerce, incl. “Payment Solutions”, in % of B2B Companies, September 2018
3.2. China
Share of Companies Experiencing Payment Delays of Over 120 Days, in %, 2016 & 2017
Top 2 Reasons for Payment Delays in B2B Payments, by Domestic and Foreign Customers, in % of Respondents, 2017
Breakdown of Third-Party Online Payment Providers Used by B2B E-Commerce Sellers, in % of B2B E-Commerce Sellers Using Third-Party Payment Platforms, October 2016
4. North America
4.1. Regional
Channels Used by Companies to Receive Invoices, in % of Respondents, by Company Size, Q1 2018
Breakdown of Payment Methods Used by Companies to Pay Invoices, in % of Respondents, by Company Size, Q1 2018
4.2. USA
B2B Payments Value, Compared to B2C and C2C Payments, in USD billion, 2016
Breakdown of B2B Payments by B2B E-Commerce and Other B2B Payments, in USD trillion, 2014 & 2020f
Breakdown of B2B Payments by Payment Method As Perceived by Companies, in %, 2014, 2017e & 2020f
Breakdown of Expected Costs of Real-Time B2B Payments, in % of Respondents Among Top Banks, Q1 2018
Breakdown of Willingness to Offer Corporate Clients 24/7 Support for Real-Time Payments, in % of Respondents Among Top Banks, Q1 2018
4.3. Canada
Breakdown of B2B Payments by Method, in %, 2016
Credit Card’s Share of Business Spending, by SMEs and Large Businesses, in %, 2016
5. Europe
5.1. Regional
Top 3 Reasons for Payment Delays in B2B Payments, in % of Respondents, April 2017
5.2. UK
Number of B2B Payments, in billions, 2016 & 2017
Clearing Systems Used by Finance Decision Makers at UK’s Top Private and Public Organizations to Make B2B Payments, in % of Respondents, May 2018
5.3. Germany
Payment Methods Offered in B2B Online Shops, by Offered to New and Existing Customers, in % of B2B Online Shops, July 2018
Evaluation of Importance of Payment Methods in B2B Commerce in Five Years, by High Relevance and Medium Relevance, in % of B2B Experts, and Change Between 2018 and 2023f, in %, July 2018
Breakdown of Processing Payment Methods by In-House and Through External Provider, by Payment Methods, in % of B2B Online Shops, July 2018
Most Important Factors in Choosing a Payment Service Provider in B2B E-Commerce, by High Relevance and Medium Relevance, in % of B2B Online Shops, July 2018
Measures Used by B2B Online Shops to Reduce Risk, in %, July 2018

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