Category: Credit Cards
Europe Credit Cards
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Credit Cards in Greece
... the number of cards in circulation. However, as seen in debit cards, an increase in everyday usage means smaller transactions per spend, in line with the increased frequency of use. Euromonitor International's Credit Card Transactions ... Read More
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Pre-Paid Cards in Ukraine
... advantages compared to debit cards, which offer comprehensive features such as direct access to bank accounts, enhanced security and broad acceptance both domestically and internationally. Further, consumers increasingly prefer debit cards due to their versatility ... Read More
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Charge Cards in Sweden
... contraction at the height of the pandemic. Whilst there was a strong rebound in charge card transactions in 2021 and 2022, this trend quickly dissipated. Only marginal growth was evident in 2023 before charge card ... Read More
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Financial Cards and Payments in Sweden
... has been spearheading changes in mobile payments for some time. Even though inflation declined in 2024, consumers remained under pressure as the costs of living remained high. Consumer confidence also floundered as the economy experienced ... Read More
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Consumer Credit in Greece
... loans in particular are driving growth, as the market shifts back into a positive direction. Consumers are interested in purchasing products again, and banks are trying (conservatively) to loosen issuing criteria (in some instances) to ... Read More
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Credit Cards in Romania
... a general lack of innovation. Nonetheless, transaction value growth remained relatively steady in 2024. Slowing inflation and rising disposable income has gradually improved the financial stability of consumers helping to boost purchasing power in 2024. ... Read More
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Credit Cards in Hungary
... percentage points above the prevailing base rate of the central bank. However, actual credit card rates are significantly below this maximum. Additionally, the APR on credit cards has been steadily decreasing, currently standing approximately 5ppt ... Read More
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Charge Cards in Hungary
... last products were pulled from the market during 2012 and remain absent. The sales generated by charge cards are also expected to decline, due to the popularity of commercial debit cards over charge cards. This ... Read More
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Financial Cards and Payments in Romania
... rapid growth in recent years with the share of card payments rising year on year. Digital payments are driving the use of card transactions supported by retail e-commerce platforms which have adopted digital payment methods ... Read More
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Financial Cards and Payments in Hungary
... their virtual counterparts, continues to grow, driven by a rich array of smartphone applications with built-in payments, and other smart solutions (e.g., QR code payments) that make card payments more convenient, fast and versatile. Added ... Read More
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Charge Cards in Romania
... and expanding the usage of charge cards due to other more profitable products in their portfolios. Personal charge cards face limited prospects as consumers fail to see a clear advantage over credit cards, and issuers ... Read More
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Pre-Paid Cards in Romania
... attributed to the remarkable growth observed in open-loop cards, creating opportunities for operators such as Revolut, which continues to see double-digit growth in the number of transactions. Romania is the leading market in central and ... Read More
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Consumer Credit in Sweden
... the prevalence of home buying in Sweden. Higher mortgage rates in the first half of 2024 were imposed as the policy rate peaked at 4%. Euromonitor International's Consumer Credit in Sweden report establishes the size ... Read More
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Credit Cards in Italy
... a substantial reduction in inflation, in that the easing of cost-of-living pressures has bolstered confidence and spending among consumers and made many more willing to borrow to finance purchases. The latter behaviour also reflects a ... Read More
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Financial Cards and Payments in Italy
... continues to be underpinned by the increasing tendency of consumers and businesses to move away from cash in favour of card-based and digital payment methods. This well-established trend has become more pronounced since the pandemic, ... Read More
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Germany Cards and Payments: Opportunities and Risks to 2028
... including - Current and forecast values for each market in the German cards and payments industry, including debit, credit and charge cards. Detailed insights into payment instruments including card, cash, direct debits, credit transfer, and ... Read More
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Store Cards in Italy
... steadily for over a decade amidst growing consumer migration to other types of financial cards and digital payment solutions that offer greater convenience and flexibility, more attractive loyalty reward programmes, lower interest rates etc. This ... Read More
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Charge Cards in Italy
... With the recent spike in inflation having now largely subsided and other key macroeconomic indicators remaining broadly favourable, increased confidence and spending among consumers and businesses have had a positive influence on the category’s performance. ... Read More
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Consumer Lending in Portugal
... even with high interest rates. In auto lending, second hand cars continued to drive demand with contracts for new cars losing share over the review period. Maximum interest rates determined by the Bank of Portugal ... Read More
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Consumer Lending in Norway
... is beginning to feel the positive effects of falling inflation. In 2024, both gross lending and outstanding balances increased at a steady pace buoyed by improved levels of consumer confidence. Gross lending is expected to ... Read More
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Charge Cards in Portugal
... cards seen as secondary and complementary products to their main offering. In Portugal, charge cards are only available to businesses, primarily used for employee expenses. Euromonitor International's Charge Card Transactions in Portugal report establishes the ... Read More
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Consumer Lending in the Netherlands
... such as De Nederlandsche Bank (DNB), and other regulators. These regulations aim to reduce the credit burden and make sure no unsustainable loans are issued. This is part of a long-term effort and is becoming ... Read More
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Consumer Credit in Norway
... gross lending attributed to card lending in Norway. While card lending decreased during the COVID-19 pandemic due to lower spending, there was a rebound post-pandemic as consumer lifestyles began to normalise. In 2024, card lending ... Read More
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Consumer Credit in Portugal
... for credit cards and Buy Now Pay Later (BNPL). Appliances, electronics and travel products are among those for which local consumers are mostly resorting to BNPL services. The simplified access to such credit has been ... Read More
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Pre-Paid Cards in Portugal
... the early forecast period at least, meaning less pressure on prices and greater growth in terms of available income. Euromonitor International's Pre-Paid Card Transactions in Portugal report establishes the size and structure of the market ... Read More
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