Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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Lending Global Market Briefing 2023
... the market was $1011.2 and in terms of global GDP, the market was 7.41%. Lending was the largest segment within the lending and payments market accounting for 90.4% followed by cards & payments at 9.5%. ... Read More
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Lending And Payments Global Market Briefing 2023
... per capita consumption, the market was $1118.0 and in terms of global GDP, the market was 8.20%. Lending And Payments was the largest segment within the financial services market accounting for 33.7% followed by insurance, ... Read More
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Debt Collection Agencies in the US - Industry Market Research Report
... Overall, the level of debt in the United States has increased slightly during the five-year period as the Federal Reserve raised interest rates several times. This regulatory behavior encourages households to take on more debt ... Read More
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Credit Bureaus & Rating Agencies in the US - Industry Market Research Report
... share concentration, with the four largest players (Experian PLC, TransUnion, S&P Global Inc. and Moody's Corporation) dominating the industry. Over the five years to 2019, these operators have held a firm grip on their industry ... Read More
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Loan Brokers in the US - Industry Market Research Report
... consumer incomes continue to rise. Favorable economic conditions and low interest rates have fueled consumer spending over the past five years, with purchases of homes and cars boosting demand for mortgages and auto loans. The ... Read More
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Global Loan Servicing Software Market 2023-2027
... period. Our report on the loan servicing software market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an ... Read More
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Lending
... Express, Capital One Financial, Discover Financial, OneMain Holdings, and SLM (better known as Sallie Mae), as well as Housing Development Finance (India) and Provident Financial (UK). COMPETITIVE LANDSCAPE Demand is driven by interest rates, consumer ... Read More
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2023 Debt Recovery and Collection Services Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... size, revenue, growth, and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for 2023 and ... Read More
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2023 Commercial Debt Recovery Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for 2023 and 2027. The historical data ... Read More
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2023 Individual Credit Rating Services Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... growth, and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for 2023 and 2027. The ... Read More
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2023 Unsecured Loans to Consumers Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... growth, and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for 2023 and 2027. The ... Read More
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2023 Securities Lending Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for 2023 and 2027. The historical data utilizes in-depth ... Read More
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2023 Consumer Vehicle Loans Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for 2023 and 2027. The historical data ... Read More
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2023 Home Equity Loans Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for 2023 and 2027. The historical data ... Read More
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2023 Secured Or Guaranteed Home Loans to Consumers Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... Growth Report covers market size, revenue, growth, and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with ... Read More
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Debt Collection Software
... year and the war`s role in creating global instability means that the trouble on the inflation front is not over yet. Food and fuel inflation will remain a persistent economic problem. Higher retail inflation will ... Read More
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Digital Banking Trend Analysis - The Quest for Profitability Driving Strategies and Product Development of Digital-Only Providers
... across the world. To achieve this, the business models of 11 digital-only providers are analyzed and assessed on the basis of their successes, failures, strengths, weaknesses, and future prospects. Alongside this, analysis of the regional ... Read More
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Auto Lending
... based in the US), as well as Banco Santander (Spain), Daimler Financial Services (Germany), and Toyota Financial Services (Japan). COMPETITIVE LANDSCAPE Demand is driven by interest rates, consumer confidence, and capital spending by businesses. The ... Read More
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2023 Collection Agencies Global Market Size & Growth Report with Updated Forecasts
... subregions, and 216 countries. Historical data is from 2011 through 2022, with forecasts for 2023 and the next 5 years. The historical data utilizes in-depth survey results from companies in the Collection Agencies industry combined ... Read More
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2023 Payday and Consumer Lending Global Market Size & Growth Report with Updated Forecasts
... 4 global regions, 22 subregions, and 216 countries. Historical data is from 2011 through 2022, with forecasts for 2023 and the next 5 years. The historical data utilizes in-depth survey results from companies in the ... Read More
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2023 Payday Lending and Money Transfers Global Market Size & Growth Report with Updated Forecasts
... share across 4 global regions, 22 subregions, and 216 countries. Historical data is from 2011 through 2022, with forecasts for 2023 and the next 5 years. The historical data utilizes in-depth survey results from companies ... Read More
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2023 Loan Brokers Global Market Size & Growth Report with Updated Forecasts
... subregions, and 216 countries. Historical data is from 2011 through 2022, with forecasts for 2023 and the next 5 years. The historical data utilizes in-depth survey results from companies in the Loan Brokers industry combined ... Read More
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Global Home Equity Lending Market 2023-2027
... period. Our report on the home equity lending market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an ... Read More
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Consumer Lending in India
... leading to the resumption of daily activities. This scenario has boosted their confidence to spend and apply for credit in the form of card lending and other personal lending, in particular. Euromonitor International's Consumer Lending ... Read More
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Consumer Credit in India
... have eased, thereby boosting consumer confidence in advancing new loans. Furthermore, the revival in the number of functions and social events in India such as weddings is also contributing to the rise in demand for ... Read More