Credit & Loans Market Research Reports & Industry Analysis

Credit is the trust on which a bank or lender depends in order to grant a loan or provide other resources and accept a deferred payment. This term is commonly used when referring to a loan, however, it also applies to consumer credit, which may allow a customer to purchase goods or services and not provide immediate payment.

When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.

A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.

The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.

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Credit & Loans Industry Research & Market Reports

  • Debt Collection Agencies (UK) - Industry Report

    ... 210 companies, including ADVANTIS CREDIT LTD, ARE YOU OWED MONEY LTD and BPO COLLECTIONS LTD. This report covers activities such as debt recovery, debt collection, debt, credit management, debt collection agency and includes a wealth ... Read More

  • Debt Management (UK) - Industry Report

    ... CABOT FINANCIAL LTD, DEBTS SOLVED LTD and JOHNSON GEDDES LTD. This report covers activities such as debt management, iva, debt help, debt advice, debt and includes a wealth of information on the financial trends over ... Read More

  • Loans (UK) - Industry Report

    ... BRISTOL FINANCE & CREDIT SERVICES LTD and CHASEBLUE LOANS LTD.. This report covers activities such as loans, mortgages, finance, insurance, mortgage and includes a wealth of information on the financial trends over the past four ... Read More

  • Payday Lenders (UK) - Industry Report

    ... APFIN LTD, HARVEY & THOMPSON LTD and PDL FINANCE LTD. This report covers activities such as payday loans, payday loan, 400 loan payday, compare isas, debt and includes a wealth of information on the financial ... Read More

  • Debt Collection (EUROPEAN) - Industry Report

    ... ALEKTUM GROUP AB, ATRADIUS COLLECTIONS PTY. LTD. and BISNODE D&B NORWAY AS. This report covers activities such as debt, finance, collection, collect, repayment and includes a wealth of information on the financial trends over the ... Read More

  • Debt Collectors (NORDIC) - Industry Report

    ... ALFA INKASSO AS, B2HOLDING ASA and COLLIGENT INKASSO AB. This report covers activities such as debt, finance, collection, collect, repayment and includes a wealth of information on the financial trends over the past four years. ... Read More

  • Collection Agencies

    ... (all based in the US), as well as First Collect International (UK), Intrum (Sweden), and NTT Finance (Japan). COMPETITIVE LANDSCAPE Demand for collections services is driven by the volume of financial transactions and by the ... Read More

  • Bridging Finance (UK) - Industry Report

    ... BRIDGEWATER ACCEPTANCES LTD, CHASEBLUE LOANS LTD. and FIDUCIAM NOMINEES LTD. This report covers activities such as bridging, loan, finance, short term, funding and includes a wealth of information on the financial trends over the past ... Read More

  • Business Loans (UK) - Industry Report

    ... BUSINESS LOAN SERVICES (UK) LTD, FUNDING CIRCLE LTD and NEW WAVE CAPITAL LTD. This report covers activities such as business, loan, finance, cash, commercial and includes a wealth of information on the financial trends over ... Read More

  • Pawnbrokers (UK) - Industry Report

    ... CRANBROOK (JEWELLERS) LTD and GOLD & SILVER BUYERS LTD. This report covers activities such as pawnbroking, gold, jewellery, loans, cheque cashing and includes a wealth of information on the financial trends over the past four ... Read More

  • Loan Administration, Check Cashing & Other Services in the US - Industry Market Research Report

    ... disposable income and housing starts. The continued expansion of the housing market has fueled demand for industry operators. However, large banks' share of industry revenue has declined as their loan servicing portfolios dwindle and a ... Read More

  • Collection Agencies - 2022 U.S. Market Research Report with Updated COVID-19 Forecasts

    ... States with over 100+ data sets covering 2013-2026. This Kentley Insights report includes historical and forecasted market size, product lines, profitability, financial ratios, BCG matrix, statistics by state, operating expense details, organizational breakdown, consolidation analysis, ... Read More

  • Other Nondepository Credit Intermediation - 2022 U.S. Market Research Report with Updated COVID-19 Forecasts

    ... industry in the United States with over 100+ data sets covering 2013-2026. This Kentley Insights report includes historical and forecasted market size, product lines, profitability, financial ratios, BCG matrix, statistics by state, operating expense details, ... Read More

  • Payday and Consumer Lending - 2022 U.S. Market Research Report with Updated COVID-19 Forecasts

    ... industry in the United States with over 100+ data sets covering 2013-2026. This Kentley Insights report includes historical and forecasted market size, product lines, profitability, financial ratios, BCG matrix, statistics by state, operating expense details, ... Read More

  • Payday Lending and Money Transfers - 2022 U.S. Market Research Report with Updated COVID-19 Forecasts

    ... of the industry in the United States with over 100+ data sets covering 2013-2026. This Kentley Insights report includes historical and forecasted market size, product lines, profitability, financial ratios, BCG matrix, statistics by state, operating ... Read More

  • Credit Bureaus - 2022 U.S. Market Research Report with Updated COVID-19 Forecasts

    ... States with over 100+ data sets covering 2013-2026. This Kentley Insights report includes historical and forecasted market size, product lines, profitability, financial ratios, BCG matrix, statistics by state, operating expense details, organizational breakdown, consolidation analysis, ... Read More

  • Credit Cards in Morocco

    ... fearful of falling into debt. The fees charged by credit card issuers are also off-putting to many. For example, a Visa credit card incurs an annual fee of MAD164, with MAD6 charged for each cash ... Read More

  • Lending Global Market Briefing 2021: Covid 19 Impact and Recovery

    ... is expected to grow from $6036.36 billion in 2020 to $8809.55 billion in 2025 at a CAGR of 7.85%. Lending Global Market Briefing 2021: Covid 19 Impact and Recovery provides strategists, marketers and senior management ... Read More

  • Lending And Payments Global Market Briefing 2021: Covid 19 Impact and Recovery

    ... The global lending and payments market is expected to grow from $6708.1 billion in 2020 to $9770.89 billion in 2025 at a CAGR of 7.81%. Lending And Payments Global Market Briefing 2021: Covid 19 Impact ... Read More

  • Business Models for Digital Lending Modernization

    ... computing, big data/analytics, and mobility. Through modernization of digital lending, FIs will experience cost savings, operational productivity, and enhanced customer experience with an opportunity to establish longer-term relationships with their customers. Some challenges and risks ... Read More

  • Debt Collection Agencies in the UK - Industry Market Research Report

    ... The industry also covers agencies that collect debts on behalf of clients, charging a fee or taking a percentage of the funds recovered. This report covers the scope, size, disposition and growth of the industry ... Read More

  • IDC MaturityScape: Robotic Process Automation in Lending 1.0

    ... one in which RPA blends into an innovation strategy woven into the organization's culture, making a clear impact in lending, greatly enhancing the customer experience. It is intended to help bank organizations evaluate current business ... Read More

  • Lending

    ... Express, Capital One Financial, Discover Financial, OneMain Holdings, and SLM (better known as Sallie Mae), as well as Housing Development Finance (India) and Provident Financial (UK). COMPETITIVE LANDSCAPE Demand is driven by interest rates, consumer ... Read More

  • Consumer Lending

    ... Corporation (Japan), and Provident Financial and Tesco Bank (both based in the UK). COMPETITIVE LANDSCAPE Demand is driven by consumer income and demographics. The profitability of individual companies depends on the correct assessment of repayment ... Read More

  • 2022 Commercial Debt Recovery Global Market Size & Growth Report with COVID-19 Impact

    ... forecasts for 2022 and 2026. The historical data utilizes in-depth survey results from companies that sell commercial debt recovery combined with country and regional economic, firmographic, and demographic data. Our analysts develop the forecasts using ... Read More

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