Credit & Loans Market Research Reports & Industry Analysis

Credit is the trust on which a bank or lender depends in order to grant a loan or provide other resources and accept a deferred payment. This term is commonly used when referring to a loan, however, it also applies to consumer credit, which may allow a customer to purchase goods or services and not provide immediate payment.

When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.

A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.

The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.

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Credit & Loans Industry Research & Market Reports

  • Credit Bureaus - 2020 U.S. Market Research Report with Updated COVID-19 Forecasts

    ... States with over 100+ data sets covering 2011-2024.The report includes updated 2020, 2021, and 5-year forecasts due to the impact of COVID-19. This Kentley Insights report includes historical and forecasted market size, product lines, profitability, ... Read More

  • Payday and Consumer Lending - 2020 U.S. Market Research Report with Updated COVID-19 Forecasts

    ... industry in the United States with over 100+ data sets covering 2011-2024.The report includes updated 2020, 2021, and 5-year forecasts due to the impact of COVID-19. This Kentley Insights report includes historical and forecasted market ... Read More

  • Other Nondepository Credit Intermediation - 2020 U.S. Market Research Report with Updated COVID-19 Forecasts

    ... industry in the United States with over 100+ data sets covering 2011-2024.The report includes updated 2020, 2021, and 5-year forecasts due to the impact of COVID-19. This Kentley Insights report includes historical and forecasted market ... Read More

  • Collection Agencies - 2020 U.S. Market Research Report with Updated COVID-19 Forecasts

    ... States with over 100+ data sets covering 2011-2024.The report includes updated 2020, 2021, and 5-year forecasts due to the impact of COVID-19. This Kentley Insights report includes historical and forecasted market size, product lines, profitability, ... Read More

  • Auto Lending

    ... based in the US), as well as Banco Santander (Spain), Daimler Financial Services (Germany), and Toyota Financial Services (Japan). COMPETITIVE LANDSCAPE Demand is driven by interest rates, consumer confidence, and capital spending by businesses. The ... Read More

  • Frost Radar™: ASEAN Peer-to-Peer (P2P) Lending Market, 2020

    ... banks. P2P lenders are launching products that use technologies such as machine learning and artificial intelligence (AI) to shorten the entire lending process from more than 4 weeks to 1 week or less. P2P lending ... Read More

  • Lending Investment Global Outlook 2020

    ... due to disruptions in economic activity owing to lockdowns imposed by governments globally. The uncertain economic condition is also expected to result in low creditworthiness of businesses which impact borrowing from banks and financial institutions ... Read More

  • Lending And Payments Investment Global Outlook 2020

    ... payment defaults by borrowers due to disruptions in economic activity owing to lockdowns imposed by governments globally. The uncertain economic condition is also expected to result in low creditworthiness of businesses which impact borrowing from ... Read More

  • Loans (UK) - Industry Report

    ... BRISTOL FINANCE & CREDIT SERVICES LTD and CHASEBLUE LOANS LTD.. This report covers activities such as loans, mortgages, finance, insurance, mortgage and includes a wealth of information on the financial trends over the past four ... Read More

  • Debt Collection (EUROPEAN) - Industry Report

    ... ALEKTUM GROUP AB, ATRADIUS COLLECTIONS PTY. LTD. and BISNODE D&B NORWAY AS. This report covers activities such as debt, finance, collection, collect, repayment and includes a wealth of information on the financial trends over the ... Read More

  • Debt Collectors (NORDIC) - Industry Report

    ... ALFA INKASSO AS, B2HOLDING ASA and COLLIGENT INKASSO AB. This report covers activities such as debt, finance, collection, collect, repayment and includes a wealth of information on the financial trends over the past four years. ... Read More

  • Bridging Finance (UK) - Industry Report

    ... BRIDGEWATER ACCEPTANCES LTD, CHASEBLUE LOANS LTD. and FIDUCIAM NOMINEES LTD. This report covers activities such as bridging, loan, finance, short term, funding and includes a wealth of information on the financial trends over the past ... Read More

  • Business Loans (UK) - Industry Report

    ... BUSINESS LOAN SERVICES (UK) LTD, FUNDING CIRCLE LTD and NEW WAVE CAPITAL LTD. This report covers activities such as business, loan, finance, cash, commercial and includes a wealth of information on the financial trends over ... Read More

  • Debt Collection Agencies (UK) - Industry Report

    ... 210 companies, including ADVANTIS CREDIT LTD, ARE YOU OWED MONEY LTD and BPO COLLECTIONS LTD. This report covers activities such as debt recovery, debt collection, debt, credit management, debt collection agency and includes a wealth ... Read More

  • Debt Management (UK) - Industry Report

    ... CABOT FINANCIAL LTD, DEBTS SOLVED LTD and JOHNSON GEDDES LTD. This report covers activities such as debt management, iva, debt help, debt advice, debt and includes a wealth of information on the financial trends over ... Read More

  • Pawnbrokers (UK) - Industry Report

    ... CRANBROOK (JEWELLERS) LTD and GOLD & SILVER BUYERS LTD. This report covers activities such as pawnbroking, gold, jewellery, loans, cheque cashing and includes a wealth of information on the financial trends over the past four ... Read More

  • Payday Lenders (UK) - Industry Report

    ... APFIN LTD, HARVEY & THOMPSON LTD and PDL FINANCE LTD. This report covers activities such as payday loans, payday loan, 400 loan payday, compare isas, debt and includes a wealth of information on the financial ... Read More

  • Lending

    ... Express, Capital One Financial, Discover Financial, OneMain Holdings, and SLM (better known as Sallie Mae), as well as Housing Development Finance (India) and Provident Financial (UK). COMPETITIVE LANDSCAPE Demand is driven by interest rates, consumer ... Read More

  • Consumer Lending

    ... SLM (better known as Sallie Mae), along with Provident Financial and Tesco Personal Finance (both based in the UK) and Orient Corporation (Japan). COMPETITIVE LANDSCAPE Demand is driven by consumer income and demographics. The profitability ... Read More

  • Collection Agencies

    ... (all based in the US) as well as First Collect International (UK), Intrum (Switzerland), and NTT Finance (Japan). COMPETITIVE LANDSCAPE Demand for collections services is driven by the volume of financial transactions and by the ... Read More

  • Global Loan Servicing Software Market 2020-2024

    ... the forecast period. Our reports on loan servicing software market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers ... Read More

  • Peer-to-peer Lending

    ... a revised size of US$1.4 Trillion by 2027, growing at a CAGR of 42.7% over the analysis period 2020-2027. Consumer Credit, one of the segments analyzed in the report, is projected to record a 42.2% ... Read More

  • Credit Reporting and Debt Collection Services in New Zealand - Industry Market Research Report

    ... repossession services are also included in the industry. This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth ... Read More

  • MSME Financing Market in India 2020

    ... 111 Mn people. The MSME sector accounts for 30% of the country’s GDP, which is likely to touch 50% in 2025. The industry's financing needs depend on the nature, size, customer segments and stage of ... Read More

  • Covid-19 Impact on AFCC Debt Settlement Market, Global Research Reports 2020-2026

    ... to reduce their customer's debt by negotiating settlements with customer's creditors or debt collectors. The economic impact of the debt settlement industry is comprised of three pieces. First, companies providing debt settlement services employ thousands ... Read More

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