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Auto Lending

Publisher First Research, Inc.
Published Feb 21, 2022
SKU # FRRS16986276

Description

Auto Lending

Brief Excerpt from Industry Overview Chapter:

Companies in this industry provide sales financing for automotive purchases and leases. Major companies include Ally Financial, Ford Motor Credit, JPMorgan Chase, and Wells Fargo (all based in the US), as well as Banco Santander (Spain), Daimler Financial Services (Germany), and Toyota Financial Services (Japan).

COMPETITIVE LANDSCAPE

Demand is driven by interest rates, consumer confidence, and capital spending by businesses. The profitability of individual companies depends on their ability to originate, service, and collect loans and leases, as well as to collect fees and interest on financing products. Large companies have economies of scale in securing access to capital. Small companies can compete effectively by specializing. The US industry is highly concentrated: the top 50 companies account for more than 90% of revenue.

PRODUCTS, OPERATIONS & TECHNOLOGY

Major products are loans and leases, each of which accounts for about half of US auto lending revenue.

Table of Contents

Industry Overview
Quarterly Industry Update
Business Challenges
Business Trends
Industry Opportunities
Call Preparation Questions
Financial Information
Industry Forecast Web Links and Acronyms

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