Canadian Consumer Payments Survey, 2025

The payments world has been upended over the last four years as a result of the pandemic, the wars in Ukraine and the Middle East, supply chain challenges, high inflation, high interest rates, and looming prospects for an economic slowdown. These developments have affected, and will continue to affect what Canadian consumers spend their money on, and how they make their purchases.

Canadian Consumer Payments Survey, 2025, a primary tracking research study conducted online among 2,000+ online adult Canadians, examines the attitudes, payments behaviour and preferences of Canadian consumers across all major payment modalities, looking at the current situation and what consumers expect as the economy faces recession. It provides subscribers with the essential insights into consumer payments in Canada, critical to effective business planning and product development in this turbulent environment.

Canadian Consumer Payments Survey, 2025 is the most comprehensive consumer payments survey in Canada, and includes an analysis of the awareness, current usage, and future usage intentions of both traditional and emerging payment instruments. The 2024 survey addresses the following forms of consumer payments:

  • Cash
  • Contactless payments
  • Prepaid cards
  • Cheques Mobile payments
  • Gift cards
  • Debit cards
  • Online purchases
  • P2P payments
  • Credit cards
  • Preauthorized payments
  • International remittances
  • Bill payments
  • Cryptocurrencies
  • Wearables

A strategic resource for payment professionals, Canadian Consumer Payments Survey, 2025 is an essential companion to Canadian Payments Forecast, 2025.

Now in its tenth year of publication, this new report from Technology Strategies International Inc. will provide in-depth insights into consumer payment trends and dynamics in Canada.


Introduction
Objectives
Methodology
Forecasts
Currency
Some Notes on this Year’s Report
Document Navigation Acknowledgements
List of Abbreviations
Market Analysis
The Canadian Economy Consumer Payments in Perspective
Cash
Cheques
Debit
Credit Cards
Contactless
Mobile
Online Bill Payments and Transfers
Wearable Payments
Prepaid Cards (Payment Brands)
Gift Cards
Person-to-Person (P2P) Payments
International Remittances
Virtual Currencies

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