Credit Cards Market Research Reports & Industry Analysis

A credit card can be used to purchase goods or services based on an agreement between the company issuing the card and the card holder. Companies assign a line of credit to the card holder, based on income and credit scores. The line of credit represents the maximum that the cardholder is allowed to borrow. The cardholder agrees to repay the lender for goods or services purchased on the card, and to make payments over time. In return for these privileges the credit card company charges interest on the balance which the card holder carries. Credit cards are a convenience service offered by a lending company. A credit card allows a limited loan to be made very quickly. Many consumers find carrying credit cards to be more convenient than carrying cash. Credit card companies may offer incentives to card holders, such as points to be redeemed for rewards such as airline tickets or products, or they may offer insurance or warranties on some types of products purchased with a credit card. Consumers who use credit cards may encounter some challenges. Introductory interest rates are normally low, but once the introductory period is over, fees and interest can be much higher. Rates may go up further if a payment is late or the credit card holder misses a payment. There are benefits to merchants who accept credit cards. A credit card transaction is more secure than some other forms of payment, such as a check. However, credit card transactions are subject to a commission, normally a percentage of the transaction total.
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Credit Cards Industry Research & Market Reports

  • Australia Gift Card and Incentive Card Market Report and Forecast 2025-2034

    ... 6.61 billion in 2024. The market is further projected to grow at a CAGR of 8.20% between 2025 and 2034, reaching a value of USD 14.56 billion by 2034. The market is experiencing robust growth, ... Read More

  • Virtual Cards Market in Europe 2025-2029

    ... the virtual cards market in europe provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding ... Read More

  • Greece Cards and Payments: Opportunities and Risks to 2028

    ... provides values and volumes for a number of key performance indicators in the industry, including card, credit transfer, direct debits, cash and cheques during the review-period (2020-24e). The report also analyzes various payment card markets ... Read More

  • Enterprise Tech Ecosystem Series - Bank of America Corp 2025

    ... of business. BofA serves retail customers through its Retail, Preferred, Merrill Lynch Wealth Management, and Bank of America Private Bank lines of business; companies through its Business Banking, Global Commercial Banking, and Global Corporate & ... Read More

  • Global Mobile Payments Market 2025-2029

    ... provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market scenario, the latest ... Read More

  • Digital Payments in Europe 2025: Regional Trends, Adoption, and Forecasts to 2028

    ... 2024, digital payment adoption in Europe exceeded 60% for online transactions and over 25% for in-store payments. The rise was driven by contactless options, smartphone penetration, and the adoption of global digital wallets. Global wallets ... Read More

  • Payments Global Market Opportunities And Strategies To 2034

    ... from the COVID-19 shut down. Reasons to Purchase Gain a truly global perspective with the most comprehensive report available on this market covering 15 geographies. Understand how the market is being affected by the coronavirus ... Read More

  • 2025 Global Forecast for Incentive Cards Market (2026-2031 Outlook)-High Tech Outlook Report

    ... service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments and Related Activities industry. The product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments and Related ... Read More

  • 2025 Global Forecast for Id Card And Credit Card Printers Market (2026-2031 Outlook)-High Tech Outlook Report

    ... countries. The product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments and Related Activities industry. The product or service category is within the NAICS Securities, Commodity Contracts, and Other ... Read More

  • Global Restaurant Technology Market 2025-2029

    ... provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market scenario, the latest ... Read More

  • UK Cards and Payments: Opportunities and Risks to 2029

    ... provides values and volumes for a number of key performance indicators in the industry, including cards, credit transfers, cash, direct debits and cheques during the review-period (2020-24e). The report also analyzes various payment card markets ... Read More

  • Sponsorship Sector Report - Financial Services - Payments 2025

    ... movement in the sector over the last few years in the sports sponsorship industry. Soccer commands a significant presence in the payments sector, both in terms of annual spend and deal volume. The sport's most ... Read More

  • Global Virtual Cards Market: 2025-2029 Market Data & Forecasts

    ... Revenue of the Virtual Cards Market Total Transaction Volume, Value and Revenue of the Virtual Cards Market, Split by the Following Market Segments: B2B Payments B2C POS Payments B2C Remote Payments Juniper Research’s Interactive Forecast ... Read More

  • Pre-Paid Cards in Germany

    ... a broader movement towards digital payments and contactless transactions, resulting in a further decline in the number of pre-paid cards in circulation. These virtual cards are designed for seamless use within mobile wallets such as ... Read More

  • Global Virtual Cards Market: 2025-2029 Competitor Leaderboard

    ... capacity and capability assessments: Adyen Airwallex American Express Conferma Discover Enfuce Flutterwave Fyorin Nexi Group Marqeta Mastercard Payhawk Pleo Stripe Visa Wallester WEX Wise This document is centred around the Juniper Research Competitor Leaderboard; a ... Read More

  • Credit Cards in Germany

    ... in easing inflation, the Governing Council of the ECB decided to cut three key ECB interest rates by 25 percentage points in February 2025. Higher borrowing costs have made consumers more cautious about utilising traditional ... Read More

  • Global Virtual Cards Market: 2025-2029 Full Research Suite

    ... future growth, key trends and the competitive environment. The report evaluates the features of virtual cards, highlights key market trends, and examines regional progress in virtual card adoption. The suite includes several different options that ... Read More

  • Store Cards in Germany

    ... greater portability and accessibility, with consumers increasingly preferring digital solutions that offer personalisation and convenience. Euromonitor International's Store Card Transactions in Germany report establishes the size and structure of the market for ATMs cards, smart ... Read More

  • Gift Card Market Opportunity, Growth Drivers, Industry Trend Analysis, and Forecast 2025 - 2034

    ... convenient gifting options is a key driver behind this expansion. As more consumers look for personalized yet practical solutions for gifting, the popularity of gift cards continues to rise. These cards are no longer just ... Read More

  • Financial Cards and Payments in Germany

    ... 2024, especially for smaller transactions, the trend towards cashless payments is clear. Consumers are increasingly opting for non-cash alternatives, particularly using debit cards, which remains the most popular non-cash payment met... Euromonitor International's Financial Cards ... Read More

  • Global Virtual Cards Market: 2025-2029 Market Trends & Strategies

    ... cards; addressing key verticals such as government, healthcare, fleet, and travel. This report also includes evaluation of key country-level opportunities for stakeholders in the virtual cards market. Please note: the online download version of this ... Read More

  • Charge Cards in Germany

    ... particularly for higher-value transactions. The further rise in transactions indicates that users still value the unique benefits charge cards offer for specific, larger purchases. Charge cards are particularly attractive to affluent consumers and frequent travellers ... Read More

  • Consumer Credit in Germany

    ... borrowing costs, thereby having a considerable effect on both consumer and business lending. Euromonitor International's Consumer Credit in Germany report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, ... Read More

  • Global Shopping eGift Cards Market Growth (Status and Outlook) 2025-2031

    ... gift card is a form of payment that can be used to make purchases at retail stores, gas stations, restaurants, and other locations. You load money onto the card, which you or the gift card’s ... Read More

  • 2025 Global: Point-Of-Sale Terminals, Atms And Similar Machines Capable Of Being Connected To A Data Processing Machine Or Network Products-Manufacturing Forecast (2031) report

    ... period 2020 through 2031. Perry/Hope Partners' reports provide the most accurate industry forecasts based on our proprietary economic models. Our forecasts project the product market size nationally and by regions for 2020 to 2031 using ... Read More

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