Category: Financial Services
Financial Services market research reports by IDC
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IDC PeerScape: Generative AI for Demonstrating Real Value in Financial Services
This IDC PeerScape describes three practices that financial institutions have leveraged to benefit from GenAI and agentic AI."AI agents will play a more significant role in business decisions by complementing human expertise, but as a regulated industry, banks must balance AI innovation with human o ... Read More
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Cryptocurrency in Corporate Finance: The Strategic Role of Stablecoins Versus Fiat and the Future of Global Treasury
This IDC Perspective explores the strategic role of stablecoins in corporate finance, highlighting their advantages over fiat currencies in treasury operations, foreign exchange, and cross-border transactions. While stablecoins offer speed, transparency, and programmability, they are not a wholesale ... Read More
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Navigating Volatility: How Trade Finance Software Can Mitigate Geopolitical, Tariff, and Economic Risks
This IDC Perspective explores how trade finance software is emerging as a vital tool for managing geopolitical instability, volatile tariff regimes, and macroeconomic uncertainty, enabling businesses to respond more quickly and intelligently to disruptions. Modern platforms offer capabilities such a ... Read More
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SAP Sapphire 2025: Paving the Future with Your Best. Made Real. No Matter What Lies Ahead
This IDC Market Perspective details SAP Sapphire 2025. The event advanced SAP's product offerings, from its business suite to its pricing to its AI copilot Joule to the BDC to its toolkit (of SAP Signavio, LeanIX, and WalkMe) to many other elements. This paper provides reviews of some of the IDC ana ... Read More
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Agentic Commerce Infrastructure Emerges as Stripe Repositions Around Extensibility and Scale
This IDC Market Note details Stripe Sessions conference, held May 6–8, 2025. Stripe unveiled a comprehensive set of platform updates that reflect its ambition to become the transactional and financial backbone of AI-native commerce. At the core of this evolution is the Order Intents API, a capabilit ... Read More
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RFK/Payer Industry Prior Authorization Expansion Will Stress Core/Fraud Engines
This IDC Market Note summarizes the landmark agreement with the nation’s largest health insurers to tackle the number 1 healthcare problem plaguing hundreds of millions of Americans: prior authorization. It discusses the agreement and the impact for health insurers on all lines of business. “Prior a ... Read More
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Global Banks Embrace Multidimensional Mainframe Modernization Strategies to Strengthen Innovation, Agility, and Competitiveness
This IDC Perspective provides an overview of the strategies major global banks are adopting in relation to their mainframe computing environments. It explores the diverse and often multidimensional strategies of global banks in relation to mainframe environments, which include a combination of effor ... Read More
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IDC PeerScape: Best Practices in Digital Core Banking Modernization
This IDC PeerScape describes three practices that financial institutions have leveraged in order to modernize their core banking architectures."There has been a great deal of work done in upgrading the actual process of modernization itself. Industry leaders now understand the true complexities of w ... Read More
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The Worldwide Impact of MiCA and FCA Crypto Asset Regulations on Financial Markets and Innovation
This IDC Perspective discusses the worldwide impact of MiCA and FCA crypto asset regulations on financial markets and innovation. MiCA and FCA crypto asset regulations are setting new expectations for digital asset operations. Institutions must meet standards for governance, custody, transparency, a ... Read More
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D-Wave: Redefining Blockchain with Quantum Computing
This IDC Market Note discusses the evolving landscape of quantum computing, emphasizing the need for diverse real-world applications beyond simulation-heavy use cases. D-Wave Quantum, Inc. demonstrated quantum hashing for blockchain, showcasing enhanced security and efficiency. By replacing classica ... Read More
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NACHA Smarter Faster Payments 2025: Faster Is Key, But Don't Forget About Tried and True
This IDC Perspective discusses the annual NACHA Smarter Faster Payments conference that highlighted the transformative role of payments beyond transactional revenue, emphasizing their impact on deposits, products, innovation, and relationships. Key themes included the rise of instant payments, the e ... Read More
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NTT DATA Horizons 2025: Key Takeaways for the Financial Services Industry
At NTT DATA's Horizons 2025 event, the company showcased innovations aimed at a connected and sustainable future, with an emphasis on AI, data management, and data protection. Key innovations relevant to the financial services industry include the IOWN initiative for photonic technology, digital twi ... Read More
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The Presidential Price Transparency Executive Order Is Irrelevant and Speciously Justified
This IDC Perspective presents that after CMS mandates for payers and providers emerged in response to "surprise billing" and obfuscation of medical pricing, now there is an "executive order." This order is speciously rationalized and ignores the fact that this concept is an expensive proposition of ... Read More
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IDC MaturityScape Benchmark: AI-Fueled Financial Services Organization Worldwide, 2025
This IDC study presents the results of IDC's MaturityScape Benchmark AI Survey to help guide organizations on their AI maturity journey."Financial services institutions enjoy a leadership position in their adoption and maturity of AI in areas like risk and fraud exactly because of the regulated and ... Read More
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Digital Payments for Corporate Travel and Entertainment Expenses
This IDC Perspective examines the Italian Budget Law (L.207/2024) mandating traceable digital payments for T&E expenses. Aimed at combating tax evasion and enhancing fiscal transparency, the law requires that expenses be traceable to qualify for tax deductions, impacting corporate processes and ... Read More
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The Digital Accessibility Regulation Landscape: From the European Accessibility Act to International Regulations and the Impact on EMEA Companies
This IDC Market Note discusses the most relevant digital accessibility regulations impacting the EMEA region, including insights about and impacts on customers and employees."Digital accessibility and the broader DEI mandate is among the most discussed aspects in organizations across the globe. With ... Read More
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Kantox: Applying a Software-Driven Approach to Enterprise FX Risk Management
This Vendor Profile provides a vendor assessment and product overview of the Kantox FX risk management software solution. ... Read More
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AI Agent Use Case: Third-Party Risk Management for Financial Services
This IDC Perspective explores the increasing complexity of third-party risk management (TPRM) in financial services and how AI-driven automation is addressing inefficiencies caused by manual processes and fragmented data integration. The integration of agentic AI into third-party risk management is ... Read More
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The Why and How of Insurance Data Productization
This IDC Perspective explores the transformative shift in the insurance industry from traditional data management to data productization, treating data as a strategic asset with defined ownership, life-cycle management, and measurable value. By structuring raw data into reusable products, insurers c ... Read More
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State of FinOps Survey, 2025
This IDC Market Note discusses the FinOps Foundation’s latest annual State of FinOps Survey released on February 20, 2025. Companies continue to grow and expand FinOps staffing and scope. IDC found that most enterprises operate in hybrid mode while spending heavily on public cloud and SaaS. FinOps t ... Read More
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IDC PlanScape: Real-Time and Instant Payments to Make an Impact Beyond Payments
This IDC PlanScape discusses real-time payments as a driver for change across the institution."Instant payments need to be thought of in tandem with the way banks use and leverage a range of modern technologies," says Aaron Press, research director, IDC Insights Worldwide Payment Strategies. "These ... Read More
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The Impact of Agentic AI on the Financial Services Industry
This IDC Perspective examines selected areas in which agentic AI can impact financial services organizations. Agentic AI builds on the capabilities of GenAI and LLMs but adds additional abilities (e.g., planning and executing actions autonomously to reach objectives). These agents can use tools to s ... Read More
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Retail Technology Adoption in EMEA: Trends and Insights
This IDC Perspective discusses the ongoing transformation of the retail landscape in Europe, the Middle East, and Africa (EMEA), driven by advanced technologies such as artificial intelligence (AI), the Internet of Things (IoT), blockchain, and augmented/virtual reality (AR/VR). In mature markets su ... Read More
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EMEA Regulatory Pulse: Expected Impact and Complexity of Upcoming FSI Regulations
Many regulators and FSIs around the world keep a close eye on the EU's regulatory agenda as it increasingly influences global standards, provides valuable lessons, and sets regulatory super trends in ESG, operational resilience, consumer/investor protection, and AI and data. This report gives a comp ... Read More
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IDC PlanScape: Platform Services for Private Markets
This IDC PlanScape details the importance of platform services for private markets."Private market platform services are at the nexus of innovation and opportunity in today's financial markets," says Thomas Shuster, research director, IDC Financial Insights. "As institutional and individual interest ... Read More
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