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Surcharging & Convenience Fee Guidelines

Surcharging & Convenience Fee Guidelines

TSG's report, Surcharging & Convenience Fee Guidelines, offers an excellent overview of the background, state laws, and payment card network policies that surround the issue of a U.S. merchant charging additional fees for credit card acceptance. The report provides background information on the litigation that brought surcharging into effect, and a delivers clear look at the conditions, limitations, and policies that impact the ability to surcharge. Card network policies are compared and the surcharge fees that Visa and MasterCard allow for major merchant categories are listed.This report will be valuable to merchant acquirers that are looking to educate their merchant customers on the application of surcharge fees. The report will assist in ensuring an informed decision is made.

Please note: the online download version of this report is for a global site license.


Surcharge Definition
Background Summary
Background - First Interchange Lawsuit Settlement
Background - Most Recent Interchange Lawsuit
Conditions affecting the ability to surcharge
Surcharging Limitations
Surcharging Laws by State
Surcharging & Honor All Cards Policy
Surcharge Policies
MasterCard and Visa Surcharge Policies
Other MasterCard And Visa Requirements
Notice to Cardholders - MasterCard and Visa Requirements
Notice to Cardholders - Visa Samples
Brand Surcharge Policies Compared
Convenience Fees
Other Considerations
MasterCard Cost of Acceptance - Allowable Surcharge
Visa Cost of Acceptance - Allowable Surcharge
Report Author - Gerritt Kerkstra Bio

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