Thematic Intelligence - Payments Sector Scorecard 2023

Thematic Intelligence - Payments Sector Scorecard 2023

Summary

This report identifies 10 key themes that are driving changes and disruption in the payments industry, including ESG, inflation, and artificial intelligence. The report explores each theme and its impact on the payments industry over the coming years, as well as naming leaders and laggards for each theme. Going forward, companies that are not able to adapt to the changes brought about by these 10 themes will be left behind.

Disruptive solutions such as blockchain, artificial intelligence, and cloud technology are driving changes in the industry. Even though they are still at an early stage, companies such as JPMorgan Chase, Google, Visa, and Mastercard are heavily investing in those sectors by developing solutions that they integrate into their infrastructure, which allows them to lead in those sectors.

Scope

• Machine learning algorithms are well-established at fraud pattern detection, using a high volume and variety of historical transaction data.
• Stablecoins and central bank digital currencies are expected to gain traction as a form of transition currency between the world of fiat money and the digital payments world.
• Generative AI will play a key role in enhancing cybersecurity.

Reasons to Buy

• Understand which payment companies are best positioned for success within critical themes and why.
• Learn which players are underinvested in key themes and thus most vulnerable to disruption.
• Understand which themes your institution can address (and how) to drive share price.