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The Cards and Payments Industry in the UK: Emerging Trends and Opportunities to 2021

The Cards and Payments Industry in the UK: Emerging Trends and Opportunities to 2021

Summary

GlobalData’s 'The Cards and Payments Industry in the UK: Emerging Trends and Opportunities to 2021' report provides detailed analysis of market trends in the UK's cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, direct debits, check payments, payment cards and cash transactions during the review period (2012-2016).

The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation, and transaction values and volumes during the review period and over the forecast period (2017-2021). It also offers information on the country's competitive landscape, including the market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers details of regulatory policy and recent changes in the regulatory structure.

GlobalData’s 'The Cards and Payments Industry in the UK: Emerging Trends and Opportunities to 2021' report provides top-level market analysis, information and insights into the UK's cards and payments industry, including -

  • Current and forecast values for each market in the UK's cards and payments industry, including debit, credit and charge cards.
  • Detailed insights into payment instruments including credit transfers, direct debits, cash transactions, checks and payment cards. It also, includes an overview of the country's key alternative payment instruments.
  • E-commerce market analysis and payment methods.
  • Analysis of various market drivers and regulations governing the UK's cards and payments industry.
  • Detailed analysis of strategies adopted by banks and other institutions to market debit, credit and charge cards.
  • Comprehensive analysis of consumer attitudes and buying preferences for cards.
  • The competitive landscape in the UK's cards and payments industry.
Scope
  • This report provides a comprehensive analysis of the UK's cards and payments industry.
  • It provides current values for the UK's cards and payments industry for 2016, and forecast figures to 2021.
  • It details the different demographic, economic, infrastructural and business drivers affecting the UK's cards and payments industry.
  • It outlines the current regulatory framework in the industry.
  • It details marketing strategies used by various banks and other institutions.
Reasons to buy
  • Make strategic business decisions, using top-level historic and forecast market data, related to the UK's cards and payments industry and each market within it.
  • Understand the key market trends and growth opportunities in the UK's cards and payments industry.
  • Assess the competitive dynamics in the UK's cards and payments industry.
  • Gain insights into marketing strategies used for various card types in the UK.
  • Gain insights into key regulations governing the UK's cards and payments industry.


  • Executive Summary
    • Market overview
    • Key facts
      • Table The UK, Key Facts, 2016
      • Table The UK, Regional Benchmarking of Payment Cards (US$), 2016
    • Top five industry events
  • Payment Instruments
    • Current payment environment
      • Table Figure 1: The UK, Payment Instrument Shares by Transaction Value (%), 2012 vs 2016
      • Table Figure 2: The UK, Payment Instrument Shares by Transaction Volume (%), 2012 vs 2016
  • E-Commerce and Alternative Payments
    • E-commerce market analysis
      • Table Figure 3: The UK, E-Commerce Value
    • Alternative payment solutions
      • PayPal
      • Apple Pay
      • Android Pay
      • Samsung Pay
      • bPay
      • Pingit
      • Paym
      • Zapper
      • PayQwiq
      • Seqr
      • MasterPass
      • Visa V.me
  • Regulations in the Cards and Payments Industry
    • Regulatory framework
      • SEPA implementation in the UK
      • Implementation of the payment services directive (PSD) in the UK
      • Payment Services Directive 2 (PSD2)
      • Interchange fee regulation
      • UK Payment Cards Association best practice guidelines
    • Anti-money laundering
    • Foreign direct investment (FDI) regulations
      • Table The UK, Modes of Entry of Foreign Banks
  • Analysis of Cards and Payments Industry Drivers
    • Table Figure 4: The UK, Population and Economic Indicators
    • Table Figure 5: The UK, ATMs, POS Terminals and Household Consumption
  • Payment Cards
    • Table Figure 6: The UK, Payment Cards Transaction Value and Cards in Circulation (%), 2012–2021
    • Contactless payments
      • Table The UK, Contactless Payments, 2012–2016
      • Table Figure 7: The UK, Contactless Cards in Circulation, Transaction Values and Volumes, 2012–2016
      • Table Figure 8: The UK, Contactless Transactions: Debit vs Credit and Charge Cards (%), September 2016
      • Table Figure 9: The UK, Total vs Contactless POS Terminals (%), 2014 vs 2015
      • Table Figure 10: The UK, Breakdown of Contactless Transactions (%), May 2015
      • Table The UK, Contactless Payments, 2012–2016
      • Table Figure 11: The UK, Value and Volume of Contactless Debit, Credit and Charge Cards, 2012–2016
  • Debit Cards
    • Debit cards market analysis
      • Table Figure 12: The UK, Debit Card Penetration and Turnover per Card, 2016
    • Competition in the debit cards market
      • Table Figure 13: The UK, Debit Cards Scheme and Issuer Transaction Value Share (%), 2016
    • Debit cards comparison
      • Table The UK, Debit Cards Comparison and Key Features, 2016
  • Pay Later Cards
    • Pay later cards market analysis
      • Table Figure 14: The UK, Pay Later Card Penetration and Turnover Per Card, 2016
    • Competition in the pay later cards market
      • Table Figure 15: The UK, Pay Later Cards Scheme and Issuer Transaction Value Share (%), 2016
    • Pay later cards comparison
      • Table The UK, Gold Credit Cards Comparison and Key Features, 2016
      • Table The UK, Premium Credit Cards Comparison and Key Features, 2016
      • Table The UK, Charge Cards Comparison and Key Features, 2016
  • Prepaid Cards
    • Table Figure 16: The UK, Prepaid Cards in Circulation and Transaction Value, 2012–2021
  • Merchant Acquiring
    • Table Figure 17: The UK, Merchant Acquiring Transaction Volume and Value, 2011–2020
    • Table Figure 18: The UK, Acquirers' Market Share in Terms of Transaction Volume and Value (%), 2015
    • Table Figure 19: The UK, Average Merchant Service Charge and Interchange Fee (%), 2011–2020
  • Appendix
    • Abbreviations and acronyms
    • Supplementary data
      • Table The UK, Payment Instrument Transaction Values (GBP Billion), 2012–2016
      • Table The UK, Payment Instrument Transaction Values (US$ Billion), 2012–2016
      • Table The UK, Payment Instrument Transaction Volumes (Million), 2012–2016
      • Table The UK, Payment Cards in Circulation by Type (Million), 2012–2021
      • Table The UK, Volume of Payment Card Transactions (Million), 2012–2021
      • Table The UK, Value of Payment Card Transactions (GBP Billion), 2012–2021
      • Table The UK, Value of Payment Card Transactions (US$ Billion), 2012–2021
      • Table The UK, Debit Cards in Circulation (Million), 2012–2021
      • Table The UK, Debit Card Transaction Volumes, 2012–2021
      • Table The UK, Debit Card Transaction Values (GBP), 2012–2021
      • Table The UK, Debit Card Transaction Values (US$), 2012–2021
      • Table The UK, Debit Cards in Circulation by Scheme (Million), 2012–2016
      • Table The UK, Debit Card Transaction Values by Scheme (GBP Billion), 2012–2016
      • Table The UK, Debit Card Transaction Values by Scheme (US$ Billion), 2012–2016
      • Table The UK, Debit Card Transaction Values by Issuer (GBP Billion), 2012–2016
      • Table The UK, Debit Card Transaction Values by Issuer (US$ Billion), 2012–2016
      • Table The UK, Pay Later Cards in Circulation (Million), 2012–2021
      • Table The UK, Pay Later Card Transaction Volumes, 2012–2021
      • Table The UK, Pay Later Card Transaction Values (GBP), 2012–2021
      • Table The UK, Pay Later Card Transaction Values (US$), 2012–2021
      • Table The UK, Pay Later Cards in Circulation by Scheme (Million), 2012–2016
      • Table The UK, Pay Later Card Transaction Values by Scheme (GBP Billion), 2012–2016
      • Table The UK, Pay Later Card Transaction Values by Scheme (US$ Billion), 2012–2016
      • Table The UK, Pay Later Card Transaction Values by Issuer (GBP Billion), 2012–2016
      • Table The UK, Pay Later Card Transaction Values by Issuer (US$ Billion), 2012–2016
      • Table The UK, Credit Cards in Circulation (Million), 2012–2021
      • Table The UK, Credit Card Transaction Volumes, 2012–2021
      • Table The UK, Credit Card Transaction Values (GBP), 2012–2021
      • Table The UK, Credit Card Transaction Values (US$), 2012–2021
      • Table The UK, Credit Cards in Circulation by Scheme (Million), 2012–2016
      • Table The UK, Credit Card Transaction Values by Scheme (GBP Billion), 2012–2016
      • Table The UK, Credit Card Transaction Values by Scheme (US$ Billion), 2012–2016
      • Table The UK, Charge Cards in Circulation (Million), 2012–2021
      • Table The UK, Charge Card Transaction Volumes, 2012–2021
      • Table The UK, Charge Card Transaction Values (GBP), 2012–2021
      • Table The UK, Charge Card Transaction Values (US$), 2012–2021
      • Table The UK, Charge Cards in Circulation by Scheme (Thousand), 2012–2016
      • Table The UK, Charge Card Transaction Values by Scheme (GBP Billion), 2012–2016
      • Table The UK, Charge Card Transaction Values by Scheme (US$ Billion), 2012–2016
      • Table The UK, Prepaid Cards in Circulation (Million), 2012–2021
      • Table The UK, Prepaid Card Transaction Values (GBP Billion), 2012–2021
      • Table The UK, Prepaid Card Transaction Values (US$ Billion), 2012–2021
      • Table The UK, Merchant Acquiring Transaction Volumes (Billion), 2011–2020
      • Table The UK, Merchant Acquiring Transaction Values (GBP Billion), 2011–2020
      • Table The UK, Merchant Acquiring Transaction Values (US$ Billion), 2011–2020
      • Table The UK, Acquirers' Transaction Volumes (Million), 2011–2015
      • Table The UK, Acquirers' Transaction Values (GBP Billion), 2011–2015
      • Table The UK, Acquirers' Transaction Values (US$ Billion), 2011–2015
      • Table The UK, Retail Outlets and Card-Accepting Merchants (Million), 2011–2020
      • Table The UK, Debit Card Average Interchange Fees (%), 2011–2015
      • Table The UK, Debit Card Merchant Service Charge and Interchange Fee (%), 2011–2020
      • Table The UK, Pay Later Card Average Interchange Fees (%), 2011–2015
      • Table The UK, Pay Later Card Merchant Service Charge and Interchange Fee (%), 2011–2020
    • Definitions
      • Table Definitions of Commonly Used Terms
    • Common payment card features
      • Table Common Features of Payment Cards
    • Methodology
      • Table Annual Average Exchange Rate (GBP–US$), 2012–2021
    • Bibliography
    • Further reading
    • Disclaimer

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