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Debit Cards in the Netherlands

Publisher Euromonitor International
Published Feb 19, 2026
Length 21 Pages
SKU # EP20934982

Description

In 2025, the number of debit cards in the Netherlands increased modestly, supported by new current account openings and the replacement of Maestro and V Pay with Debit Mastercard and Visa Debit. Transaction volumes rose due to widespread adoption of mobile wallets, contactless payments, public transport via OVpay, and e-commerce. ING led the competitive landscape, leveraging digital innovation, customer-centric services, and expanded online functionality, while iDEAL remains a dominant alternati...

Euromonitor International's Debit Card Transactions in Netherlands report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Commercial Debit Card Transactions, Personal Debit Card Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Debit Card Transactions market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

21 Pages
Debit Cards in the Netherlands
Euromonitor International
February 2026
List Of Contents And Tables
DEBIT CARDS IN THE NETHERLANDS
KEY DATA FINDINGS
2025 DEVELOPMENTS
Debit cards continue to grow amid digital payment adoption
INDUSTRY PERFORMANCE
Debit cards continue to serve as default payment solution
Number of debit card transactions continues to rise
WHAT’S NEXT?
Consumers will retain a preference for debit cards
Contactless and mobile payments will reinforce growth in debit card transactions
iDEAL will remain viable alternative to debit card payments
COMPETITIVE LANDSCAPE
ING leads consolidated landscape
ABN AMRO Bank NV drives growth through digital innovation and customer-centric services
CATEGORY DATA
Table 1 Debit Cards: Number of Cards in Circulation 2020-2025
Table 2 Debit Cards Transactions 2020-2025
Table 3 Debit Cards in Circulation: % Growth 2020-2025
Table 4 Debit Cards Transactions: % Growth 2020-2025
Table 5 Debit Cards: Number of Cards by Issuer 2020-2024
Table 6 Debit Cards: Number of Cards by Operator 2020-2024
Table 7 Debit Cards Payment Transaction Value by Issuer 2020-2024
Table 8 Debit Cards Payment Transaction Value by Operator 2020-2024
Table 9 Forecast Debit Cards: Number of Cards in Circulation 2025-2030
Table 10 Forecast Debit Cards Transactions 2025-2030
Table 11 Forecast Debit Cards in Circulation: % Growth 2025-2030
Table 12 Forecast Debit Cards Transactions: % Growth 2025-2030
COUNTRY REPORTS DISCLAIMER
FINANCIAL CARDS AND PAYMENTS IN THE NETHERLANDS
EXECUTIVE SUMMARY
Financial cards and payments landscape continues to evolve as debit and charge cards gain ground
KEY DATA FINDINGS
INDUSTRY PERFORMANCE
Number of cards in circulation declines in 2025, driven by reduced reliance on transport pre-paid cards
Changing usage patterns drive transaction volumes
Credit cards transition into charge cards
WHAT’S NEXT?
Declining popularity of closed loop pre-paid cards will hinder growth in financial card volumes
Commercial card payment transactions to benefit from renewed business confidence
Dutch consumers are diversifying their payment choices
COMPETITIVE LANDSCAPE
Cards Unlimited BV maintains its strong position
Leading operator Mastercard transitions from Maestro to Debit Mastercard, while Visa faces fewer pre-paid options
American Express expands presence through increasing acceptance and premium rewards
MARKET INDICATORS
Table 13 Number of POS Terminals: Units 2020-2025
Table 14 Number of ATMs: Units 2020-2025
Table 15 Value Lost to Fraud 2020-2025
Table 16 Card Expenditure by Location 2025
Table 17 Financial Cards in Circulation by Type: % Number of Cards 2020-2025
Table 18 Domestic versus Foreign Spend 2025
MARKET DATA
Table 19 Financial Cards by Category: Number of Cards in Circulation 2020-2025
Table 20 Financial Cards by Category: Number of Accounts 2020-2025
Table 21 Financial Cards Transactions by Category: Value 2020-2025
Table 22 Financial Cards by Category: Number of Transactions 2020-2025
Table 23 Consumer Payments by Category: Value 2020-2025
Table 24 Consumer Payments by Category: Number of Transactions 2020-2025
Table 25 M-Commerce by Category: Value 2020-2025
Table 26 M-Commerce by Category: % Value Growth 2020-2025
Table 27 Financial Cards: Number of Cards by Issuer 2020-2024
Table 28 Financial Cards: Number of Cards by Operator 2020-2024
Table 29 Financial Cards: Card Payment Transactions Value by Operator 2020-2024
Table 30 Financial Cards: Card Payment Transactions Value by Issuer 2020-2024
Table 31 Forecast Financial Cards by Category: Number of Cards in Circulation 2025-2030
Table 32 Forecast Financial Cards by Category: Number of Accounts 2025-2030
Table 33 Forecast Financial Cards Transactions by Category: Value 2025-2030
Table 34 Forecast Financial Cards by Category: Number of Transactions 2025-2030
Table 35 Forecast Consumer Payments by Category: Value 2025-2030
Table 36 Forecast Consumer Payments by Category: Number of Transactions 2025-2030
Table 37 Forecast M-Commerce by Category: Value 2025-2030
Table 38 Forecast M-Commerce by Category: % Value Growth 2025-2030
COUNTRY REPORTS DISCLAIMER
SOURCES
Summary 1 Research Sources

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