
Consumer Lending in Australia
Description
Consumer Lending in Australia
The major talking point of 2023 from a consumer lending point of view has been the increase in interest rates over the year as a result of the RBA (Reserve Bank of Australia) attempting to address high inflation rates. Due to higher interest rates, outstanding balance has seen an increase for both consumer lending products and consumer credit. The rise in outstanding consumer credit was also caused by a large amount of credit card spending in 2022 among Australians to help deal with the higher c...
Euromonitor International's Consumer Lending in Australia report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.
Product coverage: Consumer Credit, Mortgages/Housing.
Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.
Why buy this report?
* Get a detailed picture of the Consumer Lending market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.
Table of Contents
14 Pages
- Consumer Lending in Australia
- Euromonitor International
- November 2023
- List Of Contents And Tables
- CONSUMER LENDING IN AUSTRALIA
- EXECUTIVE SUMMARY
- Consumer lending in 2023: The big picture
- Mortgage stress a key issue for many Australians
- Buy Now Pay Later sees slower growth in Australia
- ASIC increases its focus on predatory lenders
- What next for consumer lending?
- MARKET DATA
- Table 1 Consumer Lending: Outstanding Balance by Category: Value 2018-2023
- Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2018-2023
- Table 3 Consumer Lending: Gross Lending by Category: Value 2018-2023
- Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2018-2023
- Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
- Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
- Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
- Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
- Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2023-2028
- Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2023-2028
- Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2023-2028
- Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2023-2028
- DISCLAIMER
- SOURCES
- Summary 1 Research Sources
- CONSUMER CREDIT IN AUSTRALIA
- KEY DATA FINDINGS
- 2023 DEVELOPMENTS
- Education lending maintains steady growth as Australians continue to flock to tertiary education
- Demand for new cars continues to drive auto lending
- Outstanding credit card balance rises in 2023
- PROSPECTS AND OPPORTUNITIES
- Buy Now Pay Later regulation could impact usage of such services
- Future cash rate increases still possible by the RBA
- Consumer preference for alternative lenders set to grow
- CATEGORY DATA
- Table 13 Consumer Credit: Outstanding Balance by Category: Value 2018-2023
- Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2018-2023
- Table 15 Consumer Credit: Gross Lending by Category: Value 2018-2023
- Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2018-2023
- Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2023-2028
- Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2023-2028
- Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2023-2028
- Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2023-2028
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