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Consumer Credit in South Africa

Publisher Euromonitor International
Published Oct 26, 2022
Length 16 Pages
SKU # EP17487415

Description

Consumer Credit in South Africa

Turley has one of the highest inflation rates in the world in 2022, with fears it could even reach triple-digits. Unlike most other countries, this soaring inflation had already been triggered prior to the energy crisis arising from the war in Ukraine. The lira’s dramatic devaluation has led to the soaring inflation, fuelled further by low interest rates. As a result, gross lending is expected to increase significantly as consumers take out credit just to keep afloat. Card lending is by far the...

Euromonitor International's Consumer Credit in Turkey report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Consumer Credit market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

16 Pages
Consumer Credit in South Africa
Euromonitor International
October 2022
List Of Contents And Tables
CONSUMER CREDIT IN SOUTH AFRICA
KEY DATA FINDINGS
2022 DEVELOPMENTS
High inflation and weak economic performance drive innovation in micro-lending by telcos, targeting lower-income consumers
Capitec expands purpose-driven lending services to focus on higher-income customers, while TymeBank launches credit card
Growing use of e-commerce combined with inflation boosts demand for BNPL
PROSPECTS AND OPPORTUNITIES
Consumer lending to be driven by improving economic activity, boosted by innovation and strategic partnerships
Rapid Payments Programme expected to facilitate greater fintech lending
CATEGORY DATA
Table 1 Consumer Credit: Outstanding Balance by Category: Value 2017-2022
Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
Table 3 Consumer Credit: Gross Lending by Category: Value 2017-2022
Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2022-2027
Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2022-2027
Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2022-2027
Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2022-2027
CONSUMER LENDING IN SOUTH AFRICA
EXECUTIVE SUMMARY
Consumer lending in 2021: The big picture
Buy Now, Pay Later continues to gain momentum in the retail landscape
Demand for mortgages/housing continues to grow, despite rising repo rates
Capitec and digital banks continue to disrupt banking sector, while vehicle subscription services challenge the status quo
What next for consumer lending?
MARKET DATA
Table 9 Consumer Lending: Outstanding Balance by Category: Value 2017-2022
Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
Table 11 Consumer Lending: Gross Lending by Category: Value 2017-2022
Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2022-2027
Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2022-2027
Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2022-2027
Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2022-2027
DISCLAIMER
SOURCES
Summary 1 Research Sources

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