
Consumer Credit in South Africa
Description
Consumer Credit in South Africa
Turley has one of the highest inflation rates in the world in 2022, with fears it could even reach triple-digits. Unlike most other countries, this soaring inflation had already been triggered prior to the energy crisis arising from the war in Ukraine. The lira’s dramatic devaluation has led to the soaring inflation, fuelled further by low interest rates. As a result, gross lending is expected to increase significantly as consumers take out credit just to keep afloat. Card lending is by far the...
Euromonitor International's Consumer Credit in Turkey report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.
Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.
Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.
Why buy this report?
* Get a detailed picture of the Consumer Credit market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.
Turley has one of the highest inflation rates in the world in 2022, with fears it could even reach triple-digits. Unlike most other countries, this soaring inflation had already been triggered prior to the energy crisis arising from the war in Ukraine. The lira’s dramatic devaluation has led to the soaring inflation, fuelled further by low interest rates. As a result, gross lending is expected to increase significantly as consumers take out credit just to keep afloat. Card lending is by far the...
Euromonitor International's Consumer Credit in Turkey report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.
Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.
Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.
Why buy this report?
* Get a detailed picture of the Consumer Credit market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.
Table of Contents
16 Pages
- Consumer Credit in South Africa
- Euromonitor International
- October 2022
- List Of Contents And Tables
- CONSUMER CREDIT IN SOUTH AFRICA
- KEY DATA FINDINGS
- 2022 DEVELOPMENTS
- High inflation and weak economic performance drive innovation in micro-lending by telcos, targeting lower-income consumers
- Capitec expands purpose-driven lending services to focus on higher-income customers, while TymeBank launches credit card
- Growing use of e-commerce combined with inflation boosts demand for BNPL
- PROSPECTS AND OPPORTUNITIES
- Consumer lending to be driven by improving economic activity, boosted by innovation and strategic partnerships
- Rapid Payments Programme expected to facilitate greater fintech lending
- CATEGORY DATA
- Table 1 Consumer Credit: Outstanding Balance by Category: Value 2017-2022
- Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
- Table 3 Consumer Credit: Gross Lending by Category: Value 2017-2022
- Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
- Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2022-2027
- Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2022-2027
- Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2022-2027
- Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2022-2027
- CONSUMER LENDING IN SOUTH AFRICA
- EXECUTIVE SUMMARY
- Consumer lending in 2021: The big picture
- Buy Now, Pay Later continues to gain momentum in the retail landscape
- Demand for mortgages/housing continues to grow, despite rising repo rates
- Capitec and digital banks continue to disrupt banking sector, while vehicle subscription services challenge the status quo
- What next for consumer lending?
- MARKET DATA
- Table 9 Consumer Lending: Outstanding Balance by Category: Value 2017-2022
- Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
- Table 11 Consumer Lending: Gross Lending by Category: Value 2017-2022
- Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
- Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
- Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
- Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
- Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
- Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2022-2027
- Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2022-2027
- Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2022-2027
- Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2022-2027
- DISCLAIMER
- SOURCES
- Summary 1 Research Sources
Pricing
Currency Rates
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