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Consumer Credit in Mexico

Published Jan 21, 2026
Length 15 Pages
SKU # EP20807538

Description

Consumer credit maintained its upward trajectory in 2025, with solid value growth in both gross lending and outstanding balances, particularly in durables lending, even amid an uncertain macroeconomic environment. Mexico is a highly attractive country for fintech companies; however, given its maturity stage, it is essential that they have a solid business model to enter.

Euromonitor International's Consumer Credit in Mexico report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Consumer Credit market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

15 Pages
Consumer Credit in Mexico
Euromonitor International
January 2026
List Of Contents And Tables
CONSUMER CREDIT IN MEXICO
KEY DATA FINDINGS
2025 DEVELOPMENTS
Consumer credit in Mexico sees growth in 2025
INDUSTRY PERFORMANCE
Growth across metrics for consumer credit, especially in durables
BNPL expands access to credit
Opportunities exist to capture category share
WHAT’S NEXT?
Uncertainty in the macroeconomic outlook could put Mexicans’ payment capacity at risk
Competitive landscape could lower interest rates
Digitalisation set to continue apace
CATEGORY DATA
Table 1 Consumer Credit: Outstanding Balance by Category: Value 2020-2025
Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2020-2025
Table 3 Consumer Credit: Gross Lending by Category: Value 2020-2025
Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2020-2025
Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2025-2030
Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2025-2030
Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2025-2030
Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2025-2030
COUNTRY REPORTS DISCLAIMER
CONSUMER LENDING IN MEXICO
EXECUTIVE SUMMARY
Consumer lending in Mexico increases in 2025 amid advances in digital payment systems
KEY DATA FINDINGS
INDUSTRY PERFORMANCE
Fintech drives category growth in 2025
Mortgage lending sees growth, as younger consumers are attracted by competitive rates and flexible terms
Regulatory developments supporting financial inclusion
WHAT’S NEXT?
Steady growth ahead for consumer lending in Mexico
AI will continue to drive innovation
MARKET DATA
Table 9 Consumer Lending: Outstanding Balance by Category: Value 2020-2025
Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2020-2025
Table 11 Consumer Lending: Gross Lending by Category: Value 2020-2025
Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2020-2025
Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2025-2030
Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2025-2030
Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2025-2030
Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2025-2030
COUNTRY REPORTS DISCLAIMER
SOURCES
Summary 1 Research Sources

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