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Consumer Credit in China

Publisher Euromonitor International
Published Nov 19, 2024
Length 13 Pages
SKU # EP19343577

Description

Consumer Credit in China


The National Financing Regulatory Administration in China announced a series of measures in 2024 to mitigate market risk and limit the growth of non-performing loans. The new rules mandate that financial service providers need to have minimum registered capital of CNY1.0 billion to offer personal loans (excluding mortgages and auto loans), which is triple the minimum amount required previously. Also, the main investor needs to hold a stake of at least 50%, with total assets of CNY500 billion by...

Euromonitor International's Consumer Credit in China report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Consumer Credit market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

13 Pages
Consumer Credit in China
Euromonitor International
November 2024
List Of Contents And Tables
CONSUMER CREDIT IN CHINA
KEY DATA FINDINGS
2024 DEVELOPMENTS
Tightening regulations for alternative financial service providers
Auto lending sees solid growth, supported by EV boom
Lowering interest rates set the tone for consumer credit in China
PROSPECTS AND OPPORTUNITIES
Consumer credit outstanding balance set to increase; however, at a slow pace
Additional policy upsides expected for consumer credit
BNPL expected to grow in China, supported by e-commerce players
CATEGORY DATA
Table 1 Consumer Credit: Outstanding Balance by Category: Value 2019-2024
Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2019-2024
Table 3 Consumer Credit: Gross Lending by Category: Value 2019-2024
Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2019-2024
Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2024-2029
Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2024-2029
Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2024-2029
Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2024-2029
CONSUMER LENDING IN CHINA
EXECUTIVE SUMMARY
Consumer lending in 2024: The big picture
Lower interest rates set the direction for China
Mortgages/housing returns to growth in 2024
Auto lending sees growth, benefiting from momentum of EVs
What next for consumer lending?
MARKET DATA
Table 9 Consumer Lending: Outstanding Balance by Category: Value 2019-2024
Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2019-2024
Table 11 Consumer Lending: Gross Lending by Category: Value 2019-2024
Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2019-2024
Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2024-2029
Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2024-2029
Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2024-2029
Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2024-2029
DISCLAIMER
SOURCES
Summary 1 Research Sources

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