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Consumer Credit in Chile

Publisher Euromonitor International
Published Jan 21, 2026
Length 17 Pages
SKU # EP20807596

Description

Total consumer credit in Chile’s outstanding balance saw a double-digit rise in current terms in 2025; faster than the 2024 increase. While the total outstanding balance of consumer credit is projected to continue rising in the forecast period, its trajectory is expected be shaped by several key factors, including employment recovery, wage growth and consumer confidence. These elements are closely linked to inflation and interest rate trends, which play a central role in influencing both the dem...

Euromonitor International's Consumer Credit in Chile report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Consumer Credit market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

17 Pages
Consumer Credit in Chile
Euromonitor International
January 2026
List Of Contents And Tables
CONSUMER CREDIT IN CHILE
KEY DATA FINDINGS
2025 DEVELOPMENTS
Interest rates shape credit demand
INDUSTRY PERFORMANCE
Financing incentives boost auto sales
Access to BNPL expands through fintech firms
Credit comparison empowers Chilean consumers
WHAT’S NEXT?
Economic confidence and fintech companies to shape credit offers and demand
New debt registry to foster smarter credit access as late payment and delinquency remain key concerns
Plan to forgive student loans to boost education lending
CATEGORY DATA
Table 1 Consumer Credit: Outstanding Balance by Category: Value 2020-2025
Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2020-2025
Table 3 Consumer Credit: Gross Lending by Category: Value 2020-2025
Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2020-2025
Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2025-2030
Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2025-2030
Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2025-2030
Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2025-2030
COUNTRY REPORTS DISCLAIMER
CONSUMER LENDING IN CHILE
EXECUTIVE SUMMARY
More conducive environment for borrowing
KEY DATA FINDINGS
INDUSTRY PERFORMANCE
Fintech consumer credit evolution
Improving mortgage affordability for middle-income families
BNPL adds dynamism and scope to consumer lending
WHAT’S NEXT?
Brightening outlook for mortgages/housing
Economic recovery and regulatory and BNPL expansion to foster fertile conditions for consumer credit
Digitalisation’s coverage to widen and impact to deepen
MARKET DATA
Table 9 Consumer Lending: Outstanding Balance by Category: Value 2020-2025
Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2020-2025
Table 11 Consumer Lending: Gross Lending by Category: Value 2020-2025
Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2020-2025
Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2025-2030
Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2025-2030
Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2025-2030
Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2025-2030
COUNTRY REPORTS DISCLAIMER
SOURCES
Summary 1 Research Sources

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