Global Short Term Health Insurance Market Research Report 2025(Status and Outlook)
Description
Report Overview
Short-term health insurance is a type of temporary medical coverage designed to bridge gaps in healthcare access, typically lasting from one month to just under a year, though some policies may offer limited renewal options. Unlike traditional health insurance, which complies with the Affordable Care Act (ACA) mandates, short-term plans often exclude pre-existing conditions, essential health benefits, and preventive care, focusing instead on emergency and catastrophic coverage at lower premiums. These plans are primarily marketed to individuals experiencing life transitions—such as job changes, recent college graduates, or those waiting for ACA enrollment periods—as well as those seeking more affordable alternatives despite higher out-of-pocket risks. The market has grown due to regulatory flexibility under recent U.S. administrations, though it remains contentious over concerns about consumer protection and coverage adequacy. Insurers in this space balance affordability with limited benefits, while demand is driven by cost sensitivity and immediate coverage needs rather than comprehensive care. Competitive dynamics involve both specialized insurers and major health providers adapting to shifting regulations and consumer demand for flexible, low-commitment options.
The global Short Term Health Insurance market size was estimated at USD 1999.33 million in 2024, exhibiting a CAGR of 5.20% during the forecast period.
This report provides a deep insight into the global Short Term Health Insurance market covering all its essential aspects. This ranges from a macro overview of the market to micro details of the market size, competitive landscape, development trend, niche market, key market drivers and challenges, SWOT analysis, value chain analysis, etc.
The analysis helps the reader to shape the competition within the industries and strategies for the competitive environment to enhance the potential profit. Furthermore, it provides a simple framework for evaluating and accessing the position of the business organization. The report structure also focuses on the competitive landscape of the Global Short Term Health Insurance Market, this report introduces in detail the market share, market performance, product situation, operation situation, etc. of the main players, which helps the readers in the industry to identify the main competitors and deeply understand the competition pattern of the market.
In a word, this report is a must-read for industry players, investors, researchers, consultants, business strategists, and all those who have any kind of stake or are planning to foray into the Short Term Health Insurance market in any manner.
Global Short Term Health Insurance Market: Market Segmentation Analysis
The research report includes specific segments by region (country), manufacturers, Type, and Application. Market segmentation creates subsets of a market based on product type, end-user or application, Geographic, and other factors. By understanding the market segments, the decision-maker can leverage this targeting in the product, sales, and marketing strategies. Market segments can power your product development cycles by informing how you create product offerings for different segments.
Key Company
Allianz
Zurich
Anthem
UnitedHealth Group
DKV
BUPA
Kaiser Permanente
Aetna Inc
PICC
PingAn
Kunlun
Market Segmentation (by Type)
Life Insurance
Non-Life Insurance
Market Segmentation (by Application)
Commercial
Residential
Other
Geographic Segmentation
North America (USA, Canada, Mexico)
Europe (Germany, UK, France, Russia, Italy, Rest of Europe)
Asia-Pacific (China, Japan, South Korea, India, Southeast Asia, Rest of Asia-Pacific)
South America (Brazil, Argentina, Columbia, Rest of South America)
The Middle East and Africa (Saudi Arabia, UAE, Egypt, Nigeria, South Africa, Rest of MEA)
Key Benefits of This Market Research:
Industry drivers, restraints, and opportunities covered in the study
Neutral perspective on the market performance
Recent industry trends and developments
Competitive landscape & strategies of key players
Potential & niche segments and regions exhibiting promising growth covered
Historical, current, and projected market size, in terms of value
In-depth analysis of the Short Term Health Insurance Market
Overview of the regional outlook of the Short Term Health Insurance Market:
Chapter Outline
Chapter 1 mainly introduces the statistical scope of the report, market division standards, and market research methods.
Chapter 2 is an executive summary of different market segments (by region, product type, application, etc), including the market size of each market segment, future development potential, and so on. It offers a high-level view of the current state of the Short Term Health Insurance Market and its likely evolution in the short to mid-term, and long term.
Chapter 3 makes a detailed analysis of the market's competitive landscape of the market and provides the market share, capacity, output, price, latest development plan, merger, and acquisition information of the main manufacturers in the market.
Chapter 4 is the analysis of the whole market industrial chain, including the upstream and downstream of the industry, as well as Porter's five forces analysis.
Chapter 5 introduces the latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by manufacturers in the industry, and the analysis of relevant policies in the industry.
Chapter 6 provides the analysis of various market segments according to product types, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 7 provides the analysis of various market segments according to application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 8 provides a quantitative analysis of the market size and development potential of each region and its main countries and introduces the market development, future development prospects, market space, and capacity of each country in the world.
Chapter 9 shares the main producing countries of Short Term Health Insurance, their output value, profit level, regional supply, production capacity layout, etc. from the supply side.
Chapter 10 introduces the basic situation of the main companies in the market in detail, including product sales revenue, sales volume, price, gross profit margin, market share, product introduction, recent development, etc.
Chapter 11 provides a quantitative analysis of the market size and development potential of each region in the next five years.
Chapter 12 provides a quantitative analysis of the market size and development potential of each market segment in the next five years.
Chapter 13 is the main points and conclusions of the report.
Key Reasons to Buy this Report:
Access to date statistics compiled by our researchers. These provide you with historical and forecast data, which is analyzed to tell you why your market is set to change
This enables you to anticipate market changes to remain ahead of your competitors
You will be able to copy data from the Excel spreadsheet straight into your marketing plans, business presentations, or other strategic documents
The concise analysis, clear graph, and table format will enable you to pinpoint the information you require quickly
Provision of market value data for each segment and sub-segment
Indicates the region and segment that is expected to witness the fastest growth as well as to dominate the market
Analysis by geography highlighting the consumption of the product/service in the region as well as indicating the factors that are affecting the market within each region
Competitive landscape which incorporates the market ranking of the major players, along with new service/product launches, partnerships, business expansions, and acquisitions in the past five years of companies profiled
Extensive company profiles comprising of company overview, company insights, product benchmarking, and SWOT analysis for the major market players
The current as well as the future market outlook of the industry concerning recent developments which involve growth opportunities and drivers as well as challenges and restraints of both emerging as well as developed regions
Includes in-depth analysis of the market from various perspectives through Porter’s five forces analysis
Provides insight into the market through Value Chain
Market dynamics scenario, along with growth opportunities of the market in the years to come
Short-term health insurance is a type of temporary medical coverage designed to bridge gaps in healthcare access, typically lasting from one month to just under a year, though some policies may offer limited renewal options. Unlike traditional health insurance, which complies with the Affordable Care Act (ACA) mandates, short-term plans often exclude pre-existing conditions, essential health benefits, and preventive care, focusing instead on emergency and catastrophic coverage at lower premiums. These plans are primarily marketed to individuals experiencing life transitions—such as job changes, recent college graduates, or those waiting for ACA enrollment periods—as well as those seeking more affordable alternatives despite higher out-of-pocket risks. The market has grown due to regulatory flexibility under recent U.S. administrations, though it remains contentious over concerns about consumer protection and coverage adequacy. Insurers in this space balance affordability with limited benefits, while demand is driven by cost sensitivity and immediate coverage needs rather than comprehensive care. Competitive dynamics involve both specialized insurers and major health providers adapting to shifting regulations and consumer demand for flexible, low-commitment options.
The global Short Term Health Insurance market size was estimated at USD 1999.33 million in 2024, exhibiting a CAGR of 5.20% during the forecast period.
This report provides a deep insight into the global Short Term Health Insurance market covering all its essential aspects. This ranges from a macro overview of the market to micro details of the market size, competitive landscape, development trend, niche market, key market drivers and challenges, SWOT analysis, value chain analysis, etc.
The analysis helps the reader to shape the competition within the industries and strategies for the competitive environment to enhance the potential profit. Furthermore, it provides a simple framework for evaluating and accessing the position of the business organization. The report structure also focuses on the competitive landscape of the Global Short Term Health Insurance Market, this report introduces in detail the market share, market performance, product situation, operation situation, etc. of the main players, which helps the readers in the industry to identify the main competitors and deeply understand the competition pattern of the market.
In a word, this report is a must-read for industry players, investors, researchers, consultants, business strategists, and all those who have any kind of stake or are planning to foray into the Short Term Health Insurance market in any manner.
Global Short Term Health Insurance Market: Market Segmentation Analysis
The research report includes specific segments by region (country), manufacturers, Type, and Application. Market segmentation creates subsets of a market based on product type, end-user or application, Geographic, and other factors. By understanding the market segments, the decision-maker can leverage this targeting in the product, sales, and marketing strategies. Market segments can power your product development cycles by informing how you create product offerings for different segments.
Key Company
Allianz
Zurich
Anthem
UnitedHealth Group
DKV
BUPA
Kaiser Permanente
Aetna Inc
PICC
PingAn
Kunlun
Market Segmentation (by Type)
Life Insurance
Non-Life Insurance
Market Segmentation (by Application)
Commercial
Residential
Other
Geographic Segmentation
North America (USA, Canada, Mexico)
Europe (Germany, UK, France, Russia, Italy, Rest of Europe)
Asia-Pacific (China, Japan, South Korea, India, Southeast Asia, Rest of Asia-Pacific)
South America (Brazil, Argentina, Columbia, Rest of South America)
The Middle East and Africa (Saudi Arabia, UAE, Egypt, Nigeria, South Africa, Rest of MEA)
Key Benefits of This Market Research:
Industry drivers, restraints, and opportunities covered in the study
Neutral perspective on the market performance
Recent industry trends and developments
Competitive landscape & strategies of key players
Potential & niche segments and regions exhibiting promising growth covered
Historical, current, and projected market size, in terms of value
In-depth analysis of the Short Term Health Insurance Market
Overview of the regional outlook of the Short Term Health Insurance Market:
Chapter Outline
Chapter 1 mainly introduces the statistical scope of the report, market division standards, and market research methods.
Chapter 2 is an executive summary of different market segments (by region, product type, application, etc), including the market size of each market segment, future development potential, and so on. It offers a high-level view of the current state of the Short Term Health Insurance Market and its likely evolution in the short to mid-term, and long term.
Chapter 3 makes a detailed analysis of the market's competitive landscape of the market and provides the market share, capacity, output, price, latest development plan, merger, and acquisition information of the main manufacturers in the market.
Chapter 4 is the analysis of the whole market industrial chain, including the upstream and downstream of the industry, as well as Porter's five forces analysis.
Chapter 5 introduces the latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by manufacturers in the industry, and the analysis of relevant policies in the industry.
Chapter 6 provides the analysis of various market segments according to product types, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 7 provides the analysis of various market segments according to application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 8 provides a quantitative analysis of the market size and development potential of each region and its main countries and introduces the market development, future development prospects, market space, and capacity of each country in the world.
Chapter 9 shares the main producing countries of Short Term Health Insurance, their output value, profit level, regional supply, production capacity layout, etc. from the supply side.
Chapter 10 introduces the basic situation of the main companies in the market in detail, including product sales revenue, sales volume, price, gross profit margin, market share, product introduction, recent development, etc.
Chapter 11 provides a quantitative analysis of the market size and development potential of each region in the next five years.
Chapter 12 provides a quantitative analysis of the market size and development potential of each market segment in the next five years.
Chapter 13 is the main points and conclusions of the report.
Key Reasons to Buy this Report:
Access to date statistics compiled by our researchers. These provide you with historical and forecast data, which is analyzed to tell you why your market is set to change
This enables you to anticipate market changes to remain ahead of your competitors
You will be able to copy data from the Excel spreadsheet straight into your marketing plans, business presentations, or other strategic documents
The concise analysis, clear graph, and table format will enable you to pinpoint the information you require quickly
Provision of market value data for each segment and sub-segment
Indicates the region and segment that is expected to witness the fastest growth as well as to dominate the market
Analysis by geography highlighting the consumption of the product/service in the region as well as indicating the factors that are affecting the market within each region
Competitive landscape which incorporates the market ranking of the major players, along with new service/product launches, partnerships, business expansions, and acquisitions in the past five years of companies profiled
Extensive company profiles comprising of company overview, company insights, product benchmarking, and SWOT analysis for the major market players
The current as well as the future market outlook of the industry concerning recent developments which involve growth opportunities and drivers as well as challenges and restraints of both emerging as well as developed regions
Includes in-depth analysis of the market from various perspectives through Porter’s five forces analysis
Provides insight into the market through Value Chain
Market dynamics scenario, along with growth opportunities of the market in the years to come
Table of Contents
110 Pages
- 1 Research Methodology and Statistical Scope
- 1.1 Market Definition and Statistical Scope of Short Term Health Insurance
- 1.2 Key Market Segments
- 1.2.1 Short Term Health Insurance Segment by Type
- 1.2.2 Short Term Health Insurance Segment by Application
- 1.3 Methodology & Sources of Information
- 1.3.1 Research Methodology
- 1.3.2 Research Process
- 1.3.3 Market Breakdown and Data Triangulation
- 1.3.4 Base Year
- 1.3.5 Report Assumptions & Caveats
- 2 Short Term Health Insurance Market Overview
- 2.1 Global Market Overview
- 2.2 Market Segment Executive Summary
- 2.3 Global Market Size by Region
- 3 Short Term Health Insurance Market Competitive Landscape
- 3.1 Company Assessment Quadrant
- 3.2 Global Short Term Health Insurance Product Life Cycle
- 3.3 Global Short Term Health Insurance Revenue Market Share by Company (2020-2025)
- 3.4 Short Term Health Insurance Market Share by Company Type (Tier 1, Tier 2, and Tier 3)
- 3.5 Short Term Health Insurance Company Headquarters, Area Served, Product Type
- 3.6 Short Term Health Insurance Market Competitive Situation and Trends
- 3.6.1 Short Term Health Insurance Market Concentration Rate
- 3.6.2 Global 5 and 10 Largest Short Term Health Insurance Players Market Share by Revenue
- 3.6.3 Mergers & Acquisitions, Expansion
- 4 Short Term Health Insurance Value Chain Analysis
- 4.1 Short Term Health Insurance Value Chain Analysis
- 4.2 Midstream Market Analysis
- 4.3 Downstream Customer Analysis
- 5 The Development and Dynamics of Short Term Health Insurance Market
- 5.1 Key Development Trends
- 5.2 Driving Factors
- 5.3 Market Challenges
- 5.4 Industry News
- 5.4.1 New Product Developments
- 5.4.2 Mergers & Acquisitions
- 5.4.3 Expansions
- 5.4.4 Collaboration/Supply Contracts
- 5.5 PEST Analysis
- 5.5.1 Industry Policies Analysis
- 5.5.2 Economic Environment Analysis
- 5.5.3 Social Environment Analysis
- 5.5.4 Technological Environment Analysis
- 5.6 Global Short Term Health Insurance Market Porter's Five Forces Analysis
- 6 Short Term Health Insurance Market Segmentation by Type
- 6.1 Evaluation Matrix of Segment Market Development Potential (Type)
- 6.2 Global Short Term Health Insurance Market Size Market Share by Type (2020-2025)
- 6.3 Global Short Term Health Insurance Market Size Growth Rate by Type (2021-2025)
- 7 Short Term Health Insurance Market Segmentation by Application
- 7.1 Evaluation Matrix of Segment Market Development Potential (Application)
- 7.2 Global Short Term Health Insurance Market Size (M USD) by Application (2020-2025)
- 7.3 Global Short Term Health Insurance Sales Growth Rate by Application (2020-2025)
- 8 Short Term Health Insurance Market Segmentation by Region
- 8.1 Global Short Term Health Insurance Market Size by Region
- 8.1.1 Global Short Term Health Insurance Market Size by Region
- 8.1.2 Global Short Term Health Insurance Market Size Market Share by Region
- 8.2 North America
- 8.2.1 North America Short Term Health Insurance Market Size by Country
- 8.2.2 U.S.
- 8.2.3 Canada
- 8.2.4 Mexico
- 8.3 Europe
- 8.3.1 Europe Short Term Health Insurance Market Size by Country
- 8.3.2 Germany
- 8.3.3 France
- 8.3.4 U.K.
- 8.3.5 Italy
- 8.3.6 Spain
- 8.4 Asia Pacific
- 8.4.1 Asia Pacific Short Term Health Insurance Market Size by Region
- 8.4.2 China
- 8.4.3 Japan
- 8.4.4 South Korea
- 8.4.5 India
- 8.4.6 Southeast Asia
- 8.5 South America
- 8.5.1 South America Short Term Health Insurance Market Size by Country
- 8.5.2 Brazil
- 8.5.3 Argentina
- 8.5.4 Columbia
- 8.6 Middle East and Africa
- 8.6.1 Middle East and Africa Short Term Health Insurance Market Size by Region
- 8.6.2 Saudi Arabia
- 8.6.3 UAE
- 8.6.4 Egypt
- 8.6.5 Nigeria
- 8.6.6 South Africa
- 9 Key Companies Profile
- 9.1 Allianz
- 9.1.1 Allianz Basic Information
- 9.1.2 Allianz Short Term Health Insurance Product Overview
- 9.1.3 Allianz Short Term Health Insurance Product Market Performance
- 9.1.4 Allianz SWOT Analysis
- 9.1.5 Allianz Business Overview
- 9.1.6 Allianz Recent Developments
- 9.2 Zurich
- 9.2.1 Zurich Basic Information
- 9.2.2 Zurich Short Term Health Insurance Product Overview
- 9.2.3 Zurich Short Term Health Insurance Product Market Performance
- 9.2.4 Zurich SWOT Analysis
- 9.2.5 Zurich Business Overview
- 9.2.6 Zurich Recent Developments
- 9.3 Anthem
- 9.3.1 Anthem Basic Information
- 9.3.2 Anthem Short Term Health Insurance Product Overview
- 9.3.3 Anthem Short Term Health Insurance Product Market Performance
- 9.3.4 Anthem SWOT Analysis
- 9.3.5 Anthem Business Overview
- 9.3.6 Anthem Recent Developments
- 9.4 UnitedHealth Group
- 9.4.1 UnitedHealth Group Basic Information
- 9.4.2 UnitedHealth Group Short Term Health Insurance Product Overview
- 9.4.3 UnitedHealth Group Short Term Health Insurance Product Market Performance
- 9.4.4 UnitedHealth Group Business Overview
- 9.4.5 UnitedHealth Group Recent Developments
- 9.5 DKV
- 9.5.1 DKV Basic Information
- 9.5.2 DKV Short Term Health Insurance Product Overview
- 9.5.3 DKV Short Term Health Insurance Product Market Performance
- 9.5.4 DKV Business Overview
- 9.5.5 DKV Recent Developments
- 9.6 BUPA
- 9.6.1 BUPA Basic Information
- 9.6.2 BUPA Short Term Health Insurance Product Overview
- 9.6.3 BUPA Short Term Health Insurance Product Market Performance
- 9.6.4 BUPA Business Overview
- 9.6.5 BUPA Recent Developments
- 9.7 Kaiser Permanente
- 9.7.1 Kaiser Permanente Basic Information
- 9.7.2 Kaiser Permanente Short Term Health Insurance Product Overview
- 9.7.3 Kaiser Permanente Short Term Health Insurance Product Market Performance
- 9.7.4 Kaiser Permanente Business Overview
- 9.7.5 Kaiser Permanente Recent Developments
- 9.8 Aetna Inc
- 9.8.1 Aetna Inc Basic Information
- 9.8.2 Aetna Inc Short Term Health Insurance Product Overview
- 9.8.3 Aetna Inc Short Term Health Insurance Product Market Performance
- 9.8.4 Aetna Inc Business Overview
- 9.8.5 Aetna Inc Recent Developments
- 9.9 PICC
- 9.9.1 PICC Basic Information
- 9.9.2 PICC Short Term Health Insurance Product Overview
- 9.9.3 PICC Short Term Health Insurance Product Market Performance
- 9.9.4 PICC Business Overview
- 9.9.5 PICC Recent Developments
- 9.10 PingAn
- 9.10.1 PingAn Basic Information
- 9.10.2 PingAn Short Term Health Insurance Product Overview
- 9.10.3 PingAn Short Term Health Insurance Product Market Performance
- 9.10.4 PingAn Business Overview
- 9.10.5 PingAn Recent Developments
- 9.11 Kunlun
- 9.11.1 Kunlun Basic Information
- 9.11.2 Kunlun Short Term Health Insurance Product Overview
- 9.11.3 Kunlun Short Term Health Insurance Product Market Performance
- 9.11.4 Kunlun Business Overview
- 9.11.5 Kunlun Recent Developments
- 10 Short Term Health Insurance Market Forecast by Region
- 10.1 Global Short Term Health Insurance Market Size Forecast
- 10.2 Global Short Term Health Insurance Market Forecast by Region
- 10.2.1 North America Market Size Forecast by Country
- 10.2.2 Europe Short Term Health Insurance Market Size Forecast by Country
- 10.2.3 Asia Pacific Short Term Health Insurance Market Size Forecast by Region
- 10.2.4 South America Short Term Health Insurance Market Size Forecast by Country
- 10.2.5 Middle East and Africa Forecasted Sales of Short Term Health Insurance by Country
- 11 Forecast Market by Type and by Application (2026-2033)
- 11.1 Global Short Term Health Insurance Market Forecast by Type (2026-2033)
- 11.2 Global Short Term Health Insurance Market Forecast by Application (2026-2033)
- 12 Conclusion and Key Findings
Pricing
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