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Global Ridesharing Insurance Market Research Report 2025(Status and Outlook)

Publisher Bosson Research
Published Jul 02, 2025
Length 158 Pages
SKU # BOSS20192632

Description

Report Overview

The ridesharing insurance market caters to drivers who operate under transportation network companies (TNCs) like Uber and Lyft, providing coverage that bridges the gap between personal auto insurance and commercial policies. Traditional personal auto insurance typically excludes coverage during periods when drivers are logged into ridesharing apps but haven't yet accepted a ride (Period 1), or while actively transporting passengers (Period 2). Ridesharing insurance fills this void by offering flexible, hybrid policies that adjust coverage based on the driver’s activity—whether offline, waiting for a ride request, or actively engaged in a trip. This market has grown alongside the expansion of the gig economy, with insurers developing specialized products to meet regulatory requirements and driver needs. Key players include traditional insurers offering add-on endorsements, as well as insurtech startups leveraging telematics and dynamic pricing models. Demand is driven by the increasing number of rideshare drivers, stricter TNC insurance mandates, and heightened awareness of coverage gaps. Challenges include pricing complexities, varying state regulations, and competition from TNCs’ in-house insurance programs. The market is expected to evolve with advancements in usage-based insurance and autonomous vehicle integration.

The global Ridesharing Insurance market size was estimated at USD 46686.25 million in 2024, exhibiting a CAGR of 10.50% during the forecast period.

This report provides a deep insight into the global Ridesharing Insurance market covering all its essential aspects. This ranges from a macro overview of the market to micro details of the market size, competitive landscape, development trend, niche market, key market drivers and challenges, SWOT analysis, value chain analysis, etc.

The analysis helps the reader to shape the competition within the industries and strategies for the competitive environment to enhance the potential profit. Furthermore, it provides a simple framework for evaluating and accessing the position of the business organization. The report structure also focuses on the competitive landscape of the Global Ridesharing Insurance Market, this report introduces in detail the market share, market performance, product situation, operation situation, etc. of the main players, which helps the readers in the industry to identify the main competitors and deeply understand the competition pattern of the market.

In a word, this report is a must-read for industry players, investors, researchers, consultants, business strategists, and all those who have any kind of stake or are planning to foray into the Ridesharing Insurance market in any manner.

Global Ridesharing Insurance Market: Market Segmentation Analysis

The research report includes specific segments by region (country), manufacturers, Type, and Application. Market segmentation creates subsets of a market based on product type, end-user or application, Geographic, and other factors. By understanding the market segments, the decision-maker can leverage this targeting in the product, sales, and marketing strategies. Market segments can power your product development cycles by informing how you create product offerings for different segments.

Key Company

Allianz

AXA

State Farm

GEICO

Safeco

Allstate

USAA

American Family Insurance

PEMCO

Erie Insurance

Farmers

Liberty Mutual

Travelers

PICC

PianAn

AIG

Market Segmentation (by Type)

Peer-to-peer Ridesharing

Real-time Ridesharing

Market Segmentation (by Application)

Commercial

Personal

Geographic Segmentation

North America (USA, Canada, Mexico)

Europe (Germany, UK, France, Russia, Italy, Rest of Europe)

Asia-Pacific (China, Japan, South Korea, India, Southeast Asia, Rest of Asia-Pacific)

South America (Brazil, Argentina, Columbia, Rest of South America)

The Middle East and Africa (Saudi Arabia, UAE, Egypt, Nigeria, South Africa, Rest of MEA)

Key Benefits of This Market Research:

Industry drivers, restraints, and opportunities covered in the study

Neutral perspective on the market performance

Recent industry trends and developments

Competitive landscape & strategies of key players

Potential & niche segments and regions exhibiting promising growth covered

Historical, current, and projected market size, in terms of value

In-depth analysis of the Ridesharing Insurance Market

Overview of the regional outlook of the Ridesharing Insurance Market:

Chapter Outline

Chapter 1 mainly introduces the statistical scope of the report, market division standards, and market research methods.

Chapter 2 is an executive summary of different market segments (by region, product type, application, etc), including the market size of each market segment, future development potential, and so on. It offers a high-level view of the current state of the Ridesharing Insurance Market and its likely evolution in the short to mid-term, and long term.

Chapter 3 makes a detailed analysis of the market's competitive landscape of the market and provides the market share, capacity, output, price, latest development plan, merger, and acquisition information of the main manufacturers in the market.

Chapter 4 is the analysis of the whole market industrial chain, including the upstream and downstream of the industry, as well as Porter's five forces analysis.

Chapter 5 introduces the latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by manufacturers in the industry, and the analysis of relevant policies in the industry.

Chapter 6 provides the analysis of various market segments according to product types, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.

Chapter 7 provides the analysis of various market segments according to application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.

Chapter 8 provides a quantitative analysis of the market size and development potential of each region and its main countries and introduces the market development, future development prospects, market space, and capacity of each country in the world.

Chapter 9 shares the main producing countries of Ridesharing Insurance, their output value, profit level, regional supply, production capacity layout, etc. from the supply side.

Chapter 10 introduces the basic situation of the main companies in the market in detail, including product sales revenue, sales volume, price, gross profit margin, market share, product introduction, recent development, etc.

Chapter 11 provides a quantitative analysis of the market size and development potential of each region in the next five years.

Chapter 12 provides a quantitative analysis of the market size and development potential of each market segment in the next five years.

Chapter 13 is the main points and conclusions of the report.

Key Reasons to Buy this Report:

Access to date statistics compiled by our researchers. These provide you with historical and forecast data, which is analyzed to tell you why your market is set to change

This enables you to anticipate market changes to remain ahead of your competitors

You will be able to copy data from the Excel spreadsheet straight into your marketing plans, business presentations, or other strategic documents

The concise analysis, clear graph, and table format will enable you to pinpoint the information you require quickly

Provision of market value data for each segment and sub-segment

Indicates the region and segment that is expected to witness the fastest growth as well as to dominate the market

Analysis by geography highlighting the consumption of the product/service in the region as well as indicating the factors that are affecting the market within each region

Competitive landscape which incorporates the market ranking of the major players, along with new service/product launches, partnerships, business expansions, and acquisitions in the past five years of companies profiled

Extensive company profiles comprising of company overview, company insights, product benchmarking, and SWOT analysis for the major market players

The current as well as the future market outlook of the industry concerning recent developments which involve growth opportunities and drivers as well as challenges and restraints of both emerging as well as developed regions

Includes in-depth analysis of the market from various perspectives through Porter’s five forces analysis

Provides insight into the market through Value Chain

Market dynamics scenario, along with growth opportunities of the market in the years to come

Table of Contents

158 Pages
1 Research Methodology and Statistical Scope
1.1 Market Definition and Statistical Scope of Ridesharing Insurance
1.2 Key Market Segments
1.2.1 Ridesharing Insurance Segment by Type
1.2.2 Ridesharing Insurance Segment by Application
1.3 Methodology & Sources of Information
1.3.1 Research Methodology
1.3.2 Research Process
1.3.3 Market Breakdown and Data Triangulation
1.3.4 Base Year
1.3.5 Report Assumptions & Caveats
2 Ridesharing Insurance Market Overview
2.1 Global Market Overview
2.1.1 Global Ridesharing Insurance Market Size (M USD) Estimates and Forecasts (2020-2033)
2.1.2 Global Ridesharing Insurance Sales Estimates and Forecasts (2020-2033)
2.2 Market Segment Executive Summary
2.3 Global Market Size by Region
3 Ridesharing Insurance Market Competitive Landscape
3.1 Company Assessment Quadrant
3.2 Global Ridesharing Insurance Product Life Cycle
3.3 Global Ridesharing Insurance Sales by Manufacturers (2020-2025)
3.4 Global Ridesharing Insurance Revenue Market Share by Manufacturers (2020-2025)
3.5 Ridesharing Insurance Market Share by Company Type (Tier 1, Tier 2, and Tier 3)
3.6 Global Ridesharing Insurance Average Price by Manufacturers (2020-2025)
3.7 Manufacturers’ Manufacturing Sites, Areas Served, and Product Types
3.8 Ridesharing Insurance Market Competitive Situation and Trends
3.8.1 Ridesharing Insurance Market Concentration Rate
3.8.2 Global 5 and 10 Largest Ridesharing Insurance Players Market Share by Revenue
3.8.3 Mergers & Acquisitions, Expansion
4 Ridesharing Insurance Industry Chain Analysis
4.1 Ridesharing Insurance Industry Chain Analysis
4.2 Market Overview of Key Raw Materials
4.3 Midstream Market Analysis
4.4 Downstream Customer Analysis
5 The Development and Dynamics of Ridesharing Insurance Market
5.1 Key Development Trends
5.2 Driving Factors
5.3 Market Challenges
5.4 Industry News
5.4.1 New Product Developments
5.4.2 Mergers & Acquisitions
5.4.3 Expansions
5.4.4 Collaboration/Supply Contracts
5.5 PEST Analysis
5.5.1 Industry Policies Analysis
5.5.2 Economic Environment Analysis
5.5.3 Social Environment Analysis
5.5.4 Technological Environment Analysis
5.6 Global Ridesharing Insurance Market Porter's Five Forces Analysis
5.6.1 Global Trade Frictions
5.6.2 U.S. Tariff Policy – April 2025
5.6.3 Global Trade Frictions and Their Impacts to Ridesharing Insurance Market
5.7 ESG Ratings of Leading Companies
6 Ridesharing Insurance Market Segmentation by Type
6.1 Evaluation Matrix of Segment Market Development Potential (Type)
6.2 Global Ridesharing Insurance Sales Market Share by Type (2020-2025)
6.3 Global Ridesharing Insurance Market Size Market Share by Type (2020-2025)
6.4 Global Ridesharing Insurance Price by Type (2020-2025)
7 Ridesharing Insurance Market Segmentation by Application
7.1 Evaluation Matrix of Segment Market Development Potential (Application)
7.2 Global Ridesharing Insurance Market Sales by Application (2020-2025)
7.3 Global Ridesharing Insurance Market Size (M USD) by Application (2020-2025)
7.4 Global Ridesharing Insurance Sales Growth Rate by Application (2020-2025)
8 Ridesharing Insurance Market Sales by Region
8.1 Global Ridesharing Insurance Sales by Region
8.1.1 Global Ridesharing Insurance Sales by Region
8.1.2 Global Ridesharing Insurance Sales Market Share by Region
8.2 Global Ridesharing Insurance Market Size by Region
8.2.1 Global Ridesharing Insurance Market Size by Region
8.2.2 Global Ridesharing Insurance Market Size Market Share by Region
8.3 North America
8.3.1 North America Ridesharing Insurance Sales by Country
8.3.2 North America Ridesharing Insurance Market Size by Country
8.3.3 U.S. Market Overview
8.3.4 Canada Market Overview
8.3.5 Mexico Market Overview
8.4 Europe
8.4.1 Europe Ridesharing Insurance Sales by Country
8.4.2 Europe Ridesharing Insurance Market Size by Country
8.4.3 Germany Market Overview
8.4.4 France Market Overview
8.4.5 U.K. Market Overview
8.4.6 Italy Market Overview
8.4.7 Spain Market Overview
8.5 Asia Pacific
8.5.1 Asia Pacific Ridesharing Insurance Sales by Region
8.5.2 Asia Pacific Ridesharing Insurance Market Size by Region
8.5.3 China Market Overview
8.5.4 Japan Market Overview
8.5.5 South Korea Market Overview
8.5.6 India Market Overview
8.5.7 Southeast Asia Market Overview
8.6 South America
8.6.1 South America Ridesharing Insurance Sales by Country
8.6.2 South America Ridesharing Insurance Market Size by Country
8.6.3 Brazil Market Overview
8.6.4 Argentina Market Overview
8.6.5 Columbia Market Overview
8.7 Middle East and Africa
8.7.1 Middle East and Africa Ridesharing Insurance Sales by Region
8.7.2 Middle East and Africa Ridesharing Insurance Market Size by Region
8.7.3 Saudi Arabia Market Overview
8.7.4 UAE Market Overview
8.7.5 Egypt Market Overview
8.7.6 Nigeria Market Overview
8.7.7 South Africa Market Overview
9 Ridesharing Insurance Market Production by Region
9.1 Global Production of Ridesharing Insurance by Region(2020-2025)
9.2 Global Ridesharing Insurance Revenue Market Share by Region (2020-2025)
9.3 Global Ridesharing Insurance Production, Revenue, Price and Gross Margin (2020-2025)
9.4 North America Ridesharing Insurance Production
9.4.1 North America Ridesharing Insurance Production Growth Rate (2020-2025)
9.4.2 North America Ridesharing Insurance Production, Revenue, Price and Gross Margin (2020-2025)
9.5 Europe Ridesharing Insurance Production
9.5.1 Europe Ridesharing Insurance Production Growth Rate (2020-2025)
9.5.2 Europe Ridesharing Insurance Production, Revenue, Price and Gross Margin (2020-2025)
9.6 Japan Ridesharing Insurance Production (2020-2025)
9.6.1 Japan Ridesharing Insurance Production Growth Rate (2020-2025)
9.6.2 Japan Ridesharing Insurance Production, Revenue, Price and Gross Margin (2020-2025)
9.7 China Ridesharing Insurance Production (2020-2025)
9.7.1 China Ridesharing Insurance Production Growth Rate (2020-2025)
9.7.2 China Ridesharing Insurance Production, Revenue, Price and Gross Margin (2020-2025)
10 Key Companies Profile
10.1 Allianz
10.1.1 Allianz Basic Information
10.1.2 Allianz Ridesharing Insurance Product Overview
10.1.3 Allianz Ridesharing Insurance Product Market Performance
10.1.4 Allianz Business Overview
10.1.5 Allianz SWOT Analysis
10.1.6 Allianz Recent Developments
10.2 AXA
10.2.1 AXA Basic Information
10.2.2 AXA Ridesharing Insurance Product Overview
10.2.3 AXA Ridesharing Insurance Product Market Performance
10.2.4 AXA Business Overview
10.2.5 AXA SWOT Analysis
10.2.6 AXA Recent Developments
10.3 State Farm
10.3.1 State Farm Basic Information
10.3.2 State Farm Ridesharing Insurance Product Overview
10.3.3 State Farm Ridesharing Insurance Product Market Performance
10.3.4 State Farm Business Overview
10.3.5 State Farm SWOT Analysis
10.3.6 State Farm Recent Developments
10.4 GEICO
10.4.1 GEICO Basic Information
10.4.2 GEICO Ridesharing Insurance Product Overview
10.4.3 GEICO Ridesharing Insurance Product Market Performance
10.4.4 GEICO Business Overview
10.4.5 GEICO Recent Developments
10.5 Safeco
10.5.1 Safeco Basic Information
10.5.2 Safeco Ridesharing Insurance Product Overview
10.5.3 Safeco Ridesharing Insurance Product Market Performance
10.5.4 Safeco Business Overview
10.5.5 Safeco Recent Developments
10.6 Allstate
10.6.1 Allstate Basic Information
10.6.2 Allstate Ridesharing Insurance Product Overview
10.6.3 Allstate Ridesharing Insurance Product Market Performance
10.6.4 Allstate Business Overview
10.6.5 Allstate Recent Developments
10.7 USAA
10.7.1 USAA Basic Information
10.7.2 USAA Ridesharing Insurance Product Overview
10.7.3 USAA Ridesharing Insurance Product Market Performance
10.7.4 USAA Business Overview
10.7.5 USAA Recent Developments
10.8 American Family Insurance
10.8.1 American Family Insurance Basic Information
10.8.2 American Family Insurance Ridesharing Insurance Product Overview
10.8.3 American Family Insurance Ridesharing Insurance Product Market Performance
10.8.4 American Family Insurance Business Overview
10.8.5 American Family Insurance Recent Developments
10.9 PEMCO
10.9.1 PEMCO Basic Information
10.9.2 PEMCO Ridesharing Insurance Product Overview
10.9.3 PEMCO Ridesharing Insurance Product Market Performance
10.9.4 PEMCO Business Overview
10.9.5 PEMCO Recent Developments
10.10 Erie Insurance
10.10.1 Erie Insurance Basic Information
10.10.2 Erie Insurance Ridesharing Insurance Product Overview
10.10.3 Erie Insurance Ridesharing Insurance Product Market Performance
10.10.4 Erie Insurance Business Overview
10.10.5 Erie Insurance Recent Developments
10.11 Farmers
10.11.1 Farmers Basic Information
10.11.2 Farmers Ridesharing Insurance Product Overview
10.11.3 Farmers Ridesharing Insurance Product Market Performance
10.11.4 Farmers Business Overview
10.11.5 Farmers Recent Developments
10.12 Liberty Mutual
10.12.1 Liberty Mutual Basic Information
10.12.2 Liberty Mutual Ridesharing Insurance Product Overview
10.12.3 Liberty Mutual Ridesharing Insurance Product Market Performance
10.12.4 Liberty Mutual Business Overview
10.12.5 Liberty Mutual Recent Developments
10.13 Travelers
10.13.1 Travelers Basic Information
10.13.2 Travelers Ridesharing Insurance Product Overview
10.13.3 Travelers Ridesharing Insurance Product Market Performance
10.13.4 Travelers Business Overview
10.13.5 Travelers Recent Developments
10.14 PICC
10.14.1 PICC Basic Information
10.14.2 PICC Ridesharing Insurance Product Overview
10.14.3 PICC Ridesharing Insurance Product Market Performance
10.14.4 PICC Business Overview
10.14.5 PICC Recent Developments
10.15 PianAn
10.15.1 PianAn Basic Information
10.15.2 PianAn Ridesharing Insurance Product Overview
10.15.3 PianAn Ridesharing Insurance Product Market Performance
10.15.4 PianAn Business Overview
10.15.5 PianAn Recent Developments
10.16 AIG
10.16.1 AIG Basic Information
10.16.2 AIG Ridesharing Insurance Product Overview
10.16.3 AIG Ridesharing Insurance Product Market Performance
10.16.4 AIG Business Overview
10.16.5 AIG Recent Developments
11 Ridesharing Insurance Market Forecast by Region
11.1 Global Ridesharing Insurance Market Size Forecast
11.2 Global Ridesharing Insurance Market Forecast by Region
11.2.1 North America Market Size Forecast by Country
11.2.2 Europe Ridesharing Insurance Market Size Forecast by Country
11.2.3 Asia Pacific Ridesharing Insurance Market Size Forecast by Region
11.2.4 South America Ridesharing Insurance Market Size Forecast by Country
11.2.5 Middle East and Africa Forecasted Sales of Ridesharing Insurance by Country
12 Forecast Market by Type and by Application (2026-2033)
12.1 Global Ridesharing Insurance Market Forecast by Type (2026-2033)
12.1.1 Global Forecasted Sales of Ridesharing Insurance by Type (2026-2033)
12.1.2 Global Ridesharing Insurance Market Size Forecast by Type (2026-2033)
12.1.3 Global Forecasted Price of Ridesharing Insurance by Type (2026-2033)
12.2 Global Ridesharing Insurance Market Forecast by Application (2026-2033)
12.2.1 Global Ridesharing Insurance Sales (K Units) Forecast by Application
12.2.2 Global Ridesharing Insurance Market Size (M USD) Forecast by Application (2026-2033)
13 Conclusion and Key Findings
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