Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
-
2024 Global: Consumer Credit Market - Innovative Markets Forecast (2030) report
... 2019 through 2030. Perry/Hope Partners' reports provide the most accurate industry forecasts based on our proprietary economic models. Our forecasts project the product market size nationally and by regions for 2019 to 2030 using regression ... Read More
-
2024 Global: Digital Lending Market - Innovative Markets Forecast (2030) report
... 2019 through 2030. Perry/Hope Partners' reports provide the most accurate industry forecasts based on our proprietary economic models. Our forecasts project the product market size nationally and by regions for 2019 to 2030 using regression ... Read More
-
Credit Bureaux & Rating Agencies in the UK - Industry Market Research Report
... compound annual rate of 3.5% over the five years through 2023-24 to £2.4 billion. Brexit significantly impacted the industry as credit bureaux and rating agencies were forced to reorganise or split off EU operations and ... Read More
-
India Peer to Peer (P2P) Lending Market, By Business Model (Traditional Lending, Alternate Marketplace Lending); By Loan Type (Consumer Credit Loans, Small Business Loans, Student Loans, Real Estate Loans); By End User (Business, Personal); By Region (North India, South India, East India, West India), Trend Analysis, Competitive Landscape & Forecast, 2019–2030
... Region (North India, South India, East India, West India), Trend Analysis, Competitive Landscape & Forecast, 2019–2030 India Peer to Peer (P2P) Lending Market Value Zooming 2.9X to Surpass USD 23 Billion by 2030 India Peer ... Read More
-
Digital Lending Platform Market Report by Type (Loan Origination, Decision Automation, Collections and Recovery, Risk and Compliance Management, and Others), Component (Solutions, Services), Deployment Model (On-premises, Cloud-based), Industry Vertical (Banks, Insurance Companies, Credit Unions, Savings and Loan Associations, Peer-to-Peer Lending, and Others), and Region 2024-2032
... and Loan Associations, Peer-to-Peer Lending, and Others), and Region 2024-2032 The global digital lending platform market size reached US$ 11.6 Billion in 2023. Looking forward, IMARC Group expects the market to reach US$ 34.3 Billion ... Read More
-
Global Lending IT Services Market Growth (Status and Outlook) 2024-2030
... banks, credit unions, mortgage companies, and fintech companies. These services encompass various aspects of the lending process, from loan origination and processing to underwriting, servicing, and compliance. The global Lending IT Services market size is ... Read More
-
Pawn Shops in the UK - Industry Market Research Report
... through 2023-24 to reach £355 million. Weak growth in real-household disposable income raised the demand for short-term loans at the beginning of the period. The introduction of tighter lending standards for unsecured loans has also ... Read More
-
Secured Personal Loans Market By Type (P2P marketplace lending, Balance sheet lending) , By Age (Less than 30, 30-50, More than 50) By Distribution Channel (Banks, Credit Unitions, Online Lenders, Peer-to-Peer Lending) : Global Opportunity Analysis and Industry Forecast, 2024-2032
... Analysis and Industry Forecast, 2024-2032 Secured Personal Loans Market The secured personal loans market was valued at $34.2 billion in 2023 and is projected to reach $386.0 billion by 2032, growing at a CAGR of ... Read More
-
2024 Global Forecast for Consumer Credit Market (2025-2030 Outlook)-High Tech & Emerging Markets Report
... product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments and Related Activities industry. The product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments ... Read More
-
2024 Global Forecast for Digital Lending Market (2025-2030 Outlook)-High Tech & Emerging Markets Report
... product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments and Related Activities industry. The product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments ... Read More
-
Global Merchant Banking Services Market 2024-2028
... forecast period. The report on the merchant banking services market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers ... Read More
-
Global Embedded Banking Market Size study, by Type (Payment Processing, Lending, Contactless Payment, Wealth Management, Others), by Industry Vertical (Retail and E-commerce, Transportation and Logistics, Healthcare, Media and Entertainment, Others) and Regional Forecasts 2022-2032
... Embedded Banking Market was valued at approximately USD 17.06 billion in 2023 and is anticipated to grow with a remarkable compound annual growth rate CAGR of 23.89% over the forecast period from 2024-2032. Embedded banking ... Read More
-
Global Wedding Loans Market Size Study, by Type (Local Wedding, Destination Wedding), by Interest Rate (Fixed Interest Rate, Floating Interest Rate), by Provider (Banks, NBFCs, Others) and Regional Forecasts 2022-2032
... valued at approximately USD 11.82 billion in 2023 and is expected to grow at a compound annual growth rate (CAGR) of 7.48% over the forecast period 2024-2032. Wedding loan is a personal financial product designed ... Read More
-
France Digital Lending Platform Market Size- By Component, By Deployment Type, By End User- Regional Outlook, Competitive Strategies and Segment Forecast to 2033
... research, ‘France Digital Lending Platform Market Size- By Platform – Regional Outlook, Competitive Strategies and Segment Forecast to 2033’ state that the France Digital Lending Platform Market is predicted to reach USD XX billion by ... Read More
-
Payday and Consumer Lending - 2024 U.S. Market Research Report with Updated Recession Risk Forecasts
... industry in the United States with over 100+ data sets covering 2015-2028. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns by product lines, size ... Read More
-
Loan Brokers - 2024 U.S. Market Research Report with Updated Recession Risk Forecasts
... industry in the United States with over 100+ data sets covering 2015-2028. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns by product lines, size ... Read More
-
Collection Agencies - 2024 U.S. Market Research Report with Updated Recession Risk Forecasts
... United States with over 100+ data sets covering 2015-2028. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns by product lines, size of company, concentration ... Read More
-
Auto Leasing, Loans and Sales Financing - 2024 U.S. Market Research Report with Updated Recession Risk Forecasts
... assessments of the industry in the United States with over 100+ data sets covering 2015-2028. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns by ... Read More
-
Payday Lending and Money Transfers - 2024 U.S. Market Research Report with Updated Recession Risk Forecasts
... in-depth assessments of the industry in the United States with over 100+ data sets covering 2015-2028. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns ... Read More
-
Embedded Finance Market Size, Share, Growth Analysis, By Type (embedded payments, embedded lending, embedded insurance, embedded wealth management), Business Model, Industry (retail & eCommerce, healthcare) - Global Forecast to 2029
... estimated at USD 112.6 billion in 2024 to USD 237.4 billion by 2029, at a Compound Annual Growth Rate (CAGR) of 16.1%. Embedded finance improves access to financial products by including them in non-financial environments. ... Read More
-
Asset-Based Lending Global Market Opportunities And Strategies To 2033
... Interest Type: Fixed Rate; Floating Rate5) By End-User: Large Enterprises; Small And Medium-Sized EnterprisesCovering: Banco Santander S.A; BNP Paribas; Sumitomo Mitsui Banking Corporation; JPMorgan Co. & Chase; Royal Bank of Canada Asset-Based Lending Global Market ... Read More
-
Credit Reporting and Debt Collection Services in New Zealand - Industry Market Research Report
... trading conditions in recent years, with a range of factors influencing their performance. These factors include the unemployment rate, housing transfer numbers, insolvency volumes, consumer and business debt amounts and their ability to meet debt ... Read More
-
First Capital Bank Ltd - Company Profile and SWOT Analysis
... structure, operation, SWOT analysis, product and service offerings and corporate actions, providing a 360˚ view of the company. Key Highlights First Capital Bank Ltd (FCB), formerly Barclays Bank of Zimbabwe Limited, is a provider of ... Read More
-
Global Digital Wallet Market: Trends, Innovations and Opportunities
... term focus includes cross-border transactions and card-to-QR payment, while mid-to-long term priorities cover personalisation and biometric-powered payment without phones. The report also identifies key wallets-as-a-service providers for building digital wallets, recommendations are given for vendor ... Read More
-
Charting New Value for Digital Lending with AI
... entire digital lending value chain. A significant emphasis is placed on using alternative data for credit scoring, enabling banks to cater to underserved segments, such as small and medium-sized enterprises (SMEs). Real-world examples, including an ... Read More
Research Assistance
