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Credit Cards in Germany

Publisher MarketLine
Published Nov 06, 2025
Length 42 Pages
SKU # MTLN20768333

Description

Credit Cards in Germany

Summary

Credit Cards in Germany industry profile provides top-line qualitative and quantitative summary information including: market size (value 2019-24, and forecast to 2029). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.

Key Highlights
  • A credit card is a financial product provided by a bank or financial institution that enables the cardholder to borrow money up to an established credit limit for making purchases or withdrawing cash. The cardholder must repay the borrowed amount, either in full or over time, with interest and fees applied if the balance is not settled by the due date. The market scope covers the consumer credit cards market.
  • The German credit cards sector recorded balances outstanding of $13.6 billion in 2024, representing a compound annual growth rate (CAGR) of 6.1% between 2019 and 2024.
  • Sector consumption volume increased with a CAGR of 13.3% between 2019 and 2024, reaching a total of 0.3 billion transactions in 2024.
  • Germany accounted for a share of 0.4% of the European credit cards sector in 2024.
Scope
  • Save time carrying out entry-level research by identifying the size, growth, and leading players in the credit cards market in Germany
  • Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the credit cards market in Germany
  • Leading company profiles reveal details of key credit cards market players’ global operations and financial performance
  • Add weight to presentations and pitches by understanding the future growth prospects of the Germany credit cards market with five year forecasts
Reasons to Buy
  • What was the size of the Germany credit cards market by value in 2024?
  • What will be the size of the Germany credit cards market in 2029?
  • What factors are affecting the strength of competition in the Germany credit cards market?
  • How has the market performed over the last five years?
  • How large is Germany’s credit cards market in relation to its regional counterparts?

Table of Contents

42 Pages
1 Executive Summary
1.1. Market value
1.2. Market value forecast
1.3. Market volume
1.4. Market volume forecast
1.5. Geography segmentation
1.6. Market rivalry
1.7. Competitive landscape
2 Market Overview
2.1. Market definition
2.2. Market analysis
3 Market Data
3.1. Market value
3.2. Market volume
4 Market Segmentation
4.1. Geography segmentation
5 Market Outlook
5.1. Market value forecast
5.2. Market volume forecast
6 Five Forces Analysis
6.1. Summary
6.2. Buyer power
6.3. Supplier power
6.4. New entrants
6.5. Threat of substitutes
6.6. Degree of rivalry
7 Competitive Landscape
7.1. Who are the leading players?
7.2. What strategies do the leading players follow?
7.3. What are the recent developments in the market?
8 Company Profiles
8.1. Deutsche Bank AG
8.2. Commerzbank AG
8.3. American Express Co
8.4. Advanzia Bank SA
9 Macroeconomic Indicators
9.1. Country data
10 Appendix
10.1. Methodology
10.2. Industry associations
10.3. Related MarketLine research
10.4. About MarketLine
List of Tables
Table 1: Germany credit cards sector value: $ billion, 2019-24
Table 2: Germany credit cards sector volume: million number of transactions, 2019-24
Table 3: Germany credit cards sector geography segmentation: $ billion, 2024
Table 4: Germany credit cards sector value forecast: $ billion, 2024-29
Table 5: Germany credit cards sector volume forecast: million number of transactions, 2024-29
Table 6: Deutsche Bank AG: Key Facts
Table 7: Deutsche Bank AG: Annual Financial Ratios
Table 8: Deutsche Bank AG: Key Employees
Table 9: Deutsche Bank AG: Key Employees Continued
Table 10: Commerzbank AG: Key Facts
Table 11: Commerzbank AG: Annual Financial Ratios
Table 12: Commerzbank AG: Key Employees
Table 13: American Express Co: Key Facts
Table 14: American Express Co: Annual Financial Ratios
Table 15: American Express Co: Key Employees
Table 16: Advanzia Bank SA: Key Facts
Table 17: Advanzia Bank SA: Key Employees
Table 18: Germany Size of Population (Million), 2020-24
Table 19: Germany Real GDP (Constant 2010 Prices, $ Billion), 2020-24
Table 20: Germany GDP (Current Prices, $ Billion), 2020-24
Table 21: Germany Inflation, 2020-24
Table 22: Germany Consumer Price Index (Absolute), 2020-24
Table 23: Germany Exchange Rate, 2019-24
List of Figures
Figure 1: Germany credit cards sector value: $ billion, 2019-24
Figure 2: Germany credit cards sector volume: million number of transactions, 2019-24
Figure 3: Germany credit cards sector geography segmentation: % share, by value, 2024
Figure 4: Germany credit cards sector value forecast: $ billion, 2024-29
Figure 5: Germany credit cards sector volume forecast: million number of transactions, 2024-29
Figure 6: Forces driving competition in the credit cards sector in Germany, 2024
Figure 7: Drivers of buyer power in the credit cards sector in Germany, 2024
Figure 8: Drivers of supplier power in the credit cards sector in Germany, 2024
Figure 9: Factors influencing the likelihood of new entrants in the credit cards sector in Germany, 2024
Figure 10: Factors influencing the threat of substitutes in the credit cards sector in Germany, 2024
Figure 11: Drivers of degree of rivalry in the credit cards sector in Germany, 2024

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