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Mortgages in Australia - Industry Market Research Report

Publisher IBISWorld
Published Feb 27, 2024
Length 39 Pages
SKU # IBSS18598966

Description

Mortgages in Australia - Industry Market Research Report


Mortgages in Australia

Mortgage lenders are dealing with the RBA's turn to a tighter monetary policy, as the central bank fights heavy inflation. Since May 2022, the RBA has raised the benchmark cash rate, which flows to interest rates on home loans. This represents a complete reversal of the prevailing approach to monetary policy taken in recent years. Over the course of the pandemic subdued interest rates, in concert with government incentives and relaxed interest rate buffers, brought strong mortgage uptake. With the RBA's policy reversal, authorised deposit-taking institutions (ADIs) will need to balance their interest rate spreads to ensure steady profit.

The Mortgages industry comprises the mortgage lending activities of authorised deposit-taking institutions (ADIs). ADIs include banks, building societies and credit unions. Industry revenue is primarily generated through interest repayments and fees charged on mortgages. The industry does not include mortgage brokers and non-bank lenders.

This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.

Table of Contents

39 Pages
ABOUT THIS INDUSTRY

Industry Definition
Main Activities
Similar Industries
Additional Resources

INDUSTRY AT A GLANCE

INDUSTRY PERFORMANCE

Executive Summary
Key External Drivers
Current Performance
Industry Outlook
Industry Life Cycle

PRODUCTS & MARKETS

Supply Chain
Products & Services
Demand Determinants
Major Markets
International Trade
Business Locations

COMPETITIVE LANDSCAPE

Market Share Concentration
Key Success Factors
Cost Structure Benchmarks
Basis of Competition
Barriers to Entry
Industry Globalization

MAJOR COMPANIES

OPERATING CONDITIONS

Capital Intensity
Technology & Systems
Revenue Volatility
Regulation & Policy
Industry Assistance

KEY STATISTICS

Industry Data
Annual Change
Key Ratios

JARGON & GLOSSARY

Pricing

Currency Rates
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