Report cover image

Americas Regional Retail Banking Analysis by Country, Consumer Credit, Retail Deposits and Residential Mortgages, 2023

Publisher GlobalData
Published Jul 13, 2023
Length 34 Pages
SKU # GBDT18326894

Description

Americas Regional Retail Banking Analysis by Country, Consumer Credit, Retail Deposits and Residential Mortgages, 2023


Summary

This report analyzes the North and South American retail banking sectors from a comparative perspective, highlighting key similarities and differences across markets within the region. The largest banks in each market are discussed alongside macroeconomic forecasts, giving a feel for the composition of a given country’s economy and retail banking sector. The report also examines product holding across key banking, insurance, and investment products.

The low interest rate environment in North American markets has kept net interest margins low and falling. However, rising interest rates in Brazil and Mexico have not done much to improve the net interest margins experienced in either market. Inflation is expected to have spiked in 2022 in all countries other than Argentina. Projections of the average annual inflation rate suggest that inflation will subside in 2023 but settle at a level higher than the norm prior to 2022.

Scope
  • Bank of America, JPMorgan Chase, and Wells Fargo in the US are the three largest banks in the region in terms of total divisional assets.
  • On average, the Americas’ retail deposits and residential mortgages markets are as concentrated now as they were five years ago.
  • High barriers for entry and growing confidence in the large players in the Brazilian banking sector have made it difficult for foreign and smaller providers to break into the consumer market. However, with the emergence of successful digital providers such as Nubank, the country’s retail deposits market concentration has fallen from 92% in 2016 to 82% in 2021.
Reasons to Buy
  • Keep up to date with the macroeconomic trends impacting the retail banking sector in the Americas.
  • Understand where the best opportunities lie by comparing countries based on factors ranging from average net interest margin to market concentration.
  • Develop an understanding of the differences between consumers’ research methods, average tenure, and channel usage across different countries in the region.

Table of Contents

34 Pages
Executive Summary
Key Data Points
Macroeconomic Outlook
GDP by country
Inflation rate by country
Unemployment rate by country
Balance Sheets
Retail Deposits and Residential Mortgages
Market concentration
Retail deposits balances
Residential mortgage balances outstanding
Consumer Credit
Credit card balances outstanding
Personal loans balances outstanding
Customer Survey Data
Channel usage by country
Average customer tenure by country
Customer research methods by country
Investment product ownership by country
Current account product ownership by country
Credit product ownership by country
Insurance product ownership by country
Appendix

Pricing

Currency Rates
How Do Licenses Work?

How Do Licenses Work?

The primary function of a report license is to define how many people within a company are authorized to use the purchased report. This is separate to how a report might be delivered. Unless specifically identified otherwise, the purchase option is Single User. Below is a helpful description of that license, along with a sampling of others most commonly offered.

  • This license allows only one user to have access to and to use/read the report. It is not one user at a time or one user group; it is an individual who will be reading and utilizing the report.

  • This license allows for the entire purchasing company to read and use the report. This is the license level that would allow for a report to be placed on an internal company shared drive for access by all employees of that direct company. This license does not extend to parent or sister company use.

  • This license is designed to allow an entire department within a company full access to a report. The departmental license is a great option for companies that have more than one location and the department is spread out all over the country/world

  • This license is for companies that have one location where they want the report to be accessible by all employees within that physical location.

  • This is the most flexible of the licensing options. Some publishers will allow you to get a license for a preset number of people (typically 5). These licenses are ideal for small work groups.

License options are at the discretion of each publisher. As such, not all licenses indicated above are available for every product. If you are uncertain of the best license for your needs or would like a license that is not proactively available, please contact us and we will be happy to assist.

Request A Sample
Head shot

Questions or Comments?

Our team has the ability to search within reports to verify it suits your needs. We can also help maximize your budget by finding sections of reports you can purchase.
Chat Now
Contact Us