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Credit Reporting Services

Publisher First Research, Inc.
Published Aug 04, 2025
SKU # FRRS20265908

Description

Brief Excerpt from Industry Overview Chapter:

Companies in this industry compile, manage, and report credit information on businesses and consumers. Major companies include Dun & Bradstreet, Equifax, Moody's, S&P Global, and TransUnion (all based in the US), as well as Experian (Ireland) and Creditreform (Germany).

COMPETITIVE LANDSCAPE

Demand is driven by the volume of financial transactions and by the health of the economy. The profitability of individual companies depends largely on efficiency of operations. Large credit reporting companies have significant economies of scale in operations. Small companies can compete effectively by operating in niche markets, such as business credit, tenant screening, or employment screening. The US industry is highly concentrated: the 50 largest firms account for more than 95% of revenue, and the four largest firms account for about 60% of revenue.

PRODUCTS, OPERATIONS & TECHNOLOGY

Commercial credit rating services account for about 60% of US industry revenue, while individual credit rating services account for about 35%. Government rating services only account for about 5%.

Table of Contents

Industry Overview
Quarterly Industry Update
Business Challenges
Business Trends
Industry Opportunities
Call Preparation Questions
Financial Information
Industry Forecast
Web Links and Acronyms

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