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Auto Lending

Publisher First Research, Inc.
Published Feb 02, 2026
SKU # FRRS20830071

Description

Brief Excerpt from Industry Overview Chapter:

Companies in this industry provide sales financing for automotive purchases and leases. Major companies include Ally Financial, Ford Motor Credit, JPMorgan Chase, and Wells Fargo (all based in the US), as well as Banco Santander (Spain), Daimler Financial Services (Germany), and Toyota Financial Services (Japan).

Globalization and greater access to the internet are spurring companies to pursue growth internationally. Demand is growing in emerging markets. China and the US continue to lead the global auto market. Demand for loans, as well as the rules and regulations governing lending practices, varies from country to country.

Auto lending and leasing accounts for about half of the US sales financing industry, which includes about 4,200 establishments (single-location companies and units of multi-location companies) with combined annual revenue of about $115 billion. The average auto loan interest rate was more than 6% for a new car, and 11% for a used car, according to the 2025 data from Experian.

Table of Contents

Industry Overview
Quarterly Industry Update
Business Challenges
Business Trends
Industry Opportunities
Call Preparation Questions
Financial Information
Industry Forecast
Web Links and Acronyms

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