Report cover image

Global Flood Insurance Market Research Report 2025(Status and Outlook)

Publisher Bosson Research
Published Aug 03, 2025
Length 151 Pages
SKU # BOSS20300526

Description

Report Overview

Flood insurance is a specialized form of property coverage designed to protect homeowners, renters, and businesses from financial losses caused by flooding, which is typically excluded from standard homeowners or commercial property insurance policies. It covers structural damage, as well as damage to personal belongings, and is often mandated in high-risk flood zones by mortgage lenders. Policies are primarily offered through the National Flood Insurance Program (NFIP) in the U.S., though private insurers also provide supplemental or alternative coverage. The market is heavily influenced by climate change, urbanization in flood-prone areas, and regulatory requirements, with demand driven by both mandatory purchases and growing awareness of flood risks beyond traditional floodplains. Pricing is based on factors such as location, property elevation, and historical flood data, with premiums often subsidized for NFIP policies to encourage participation. However, rising claims due to extreme weather events have led to debates over program sustainability and the increasing role of private insurers in offering more flexible and competitive options.

The global Flood Insurance market size was estimated at USD 19233.83 million in 2024 and is projected to grow at a compound annual growth rate (CAGR) of 16.06% during the forecast period.

This report provides a deep insight into the global Flood Insurance market covering all its essential aspects. This ranges from a macro overview of the market to micro details of the market size, competitive landscape, development trend, niche market, key market drivers and challenges, SWOT analysis, value chain analysis, etc.

The analysis helps the reader to shape the competition within the industries and strategies for the competitive environment to enhance the potential profit. Furthermore, it provides a simple framework for evaluating and accessing the position of the business organization. The report structure also focuses on the competitive landscape of the Global Flood Insurance Market, this report introduces in detail the market share, market performance, product situation, operation situation, etc. of the main players, which helps the readers in the industry to identify the main competitors and deeply understand the competition pattern of the market.

In a word, this report is a must-read for industry players, investors, researchers, consultants, business strategists, and all those who have any kind of stake or are planning to foray into the Flood Insurance market in any manner.

Global Flood Insurance Market: Market Segmentation Analysis

The research report includes specific segments by region (country), manufacturers, Type, and Application. Market segmentation creates subsets of a market based on product type, end-user or application, Geographic, and other factors. By understanding the market segments, the decision-maker can leverage this targeting in the product, sales, and marketing strategies. Market segments can power your product development cycles by informing how you create product offerings for different segments.

Key Company

Allianz

Zurich

Allstate

Tokio Marine

Assurant

Chubb

PICC

Sompo Japan Nipponkoa

CPIC

PingAn

Sunshine

Berkshire Hathaway

Suncorp

Progressive

American Strategic

Market Segmentation (by Type)

Life Insurance

Non-Life Insurance

Market Segmentation (by Application)

Commercial

Residential

Others

Geographic Segmentation

North America (USA, Canada, Mexico)

Europe (Germany, UK, France, Russia, Italy, Rest of Europe)

Asia-Pacific (China, Japan, South Korea, India, Southeast Asia, Rest of Asia-Pacific)

South America (Brazil, Argentina, Columbia, Rest of South America)

The Middle East and Africa (Saudi Arabia, UAE, Egypt, Nigeria, South Africa, Rest of MEA)

Key Benefits of This Market Research:

Industry drivers, restraints, and opportunities covered in the study

Neutral perspective on the market performance

Recent industry trends and developments

Competitive landscape & strategies of key players

Potential & niche segments and regions exhibiting promising growth covered

Historical, current, and projected market size, in terms of value

In-depth analysis of the Flood Insurance Market

Overview of the regional outlook of the Flood Insurance Market:

Chapter Outline

Chapter 1 mainly introduces the statistical scope of the report, market division standards, and market research methods.

Chapter 2 is an executive summary of different market segments (by region, product type, application, etc), including the market size of each market segment, future development potential, and so on. It offers a high-level view of the current state of the Flood Insurance Market and its likely evolution in the short to mid-term, and long term.

Chapter 3 makes a detailed analysis of the market's competitive landscape of the market and provides the market share, capacity, output, price, latest development plan, merger, and acquisition information of the main manufacturers in the market.

Chapter 4 is the analysis of the whole market industrial chain, including the upstream and downstream of the industry, as well as Porter's five forces analysis.

Chapter 5 introduces the latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by manufacturers in the industry, and the analysis of relevant policies in the industry.

Chapter 6 provides the analysis of various market segments according to product types, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.

Chapter 7 provides the analysis of various market segments according to application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.

Chapter 8 provides a quantitative analysis of the market size and development potential of each region and its main countries and introduces the market development, future development prospects, market space, and capacity of each country in the world.

Chapter 9 shares the main producing countries of Flood Insurance, their output value, profit level, regional supply, production capacity layout, etc. from the supply side.

Chapter 10 introduces the basic situation of the main companies in the market in detail, including product sales revenue, sales volume, price, gross profit margin, market share, product introduction, recent development, etc.

Chapter 11 provides a quantitative analysis of the market size and development potential of each region in the next five years.

Chapter 12 provides a quantitative analysis of the market size and development potential of each market segment in the next five years.

Chapter 13 is the main points and conclusions of the report.

Key Reasons to Buy this Report:

Access to date statistics compiled by our researchers. These provide you with historical and forecast data, which is analyzed to tell you why your market is set to change

This enables you to anticipate market changes to remain ahead of your competitors

You will be able to copy data from the Excel spreadsheet straight into your marketing plans, business presentations, or other strategic documents

The concise analysis, clear graph, and table format will enable you to pinpoint the information you require quickly

Provision of market value data for each segment and sub-segment

Indicates the region and segment that is expected to witness the fastest growth as well as to dominate the market

Analysis by geography highlighting the consumption of the product/service in the region as well as indicating the factors that are affecting the market within each region

Competitive landscape which incorporates the market ranking of the major players, along with new service/product launches, partnerships, business expansions, and acquisitions in the past five years of companies profiled

Extensive company profiles comprising of company overview, company insights, product benchmarking, and SWOT analysis for the major market players

The current as well as the future market outlook of the industry concerning recent developments which involve growth opportunities and drivers as well as challenges and restraints of both emerging as well as developed regions

Includes in-depth analysis of the market from various perspectives through Porter’s five forces analysis

Provides insight into the market through Value Chain

Market dynamics scenario, along with growth opportunities of the market in the years to come

Table of Contents

151 Pages
1 Research Methodology And Statistical Scope
1.1 Market Definition And Statistical Scope Of Flood Insurance
1.2 Key Market Segments
1.2.1 Flood Insurance Segment By Type
1.2.2 Flood Insurance Segment By Application
1.3 Methodology & Sources Of Information
1.3.1 Research Methodology
1.3.2 Research Process
1.3.3 Market Breakdown And Data Triangulation
1.3.4 Base Year
1.3.5 Report Assumptions & Caveats
2 Flood Insurance Market Overview
2.1 Global Market Overview
2.1.1 Global Flood Insurance Market Size (M Usd) Estimates And Forecasts (2020-2033)
2.1.2 Global Flood Insurance Sales Estimates And Forecasts (2020-2033)
2.2 Market Segment Executive Summary
2.3 Global Market Size By Region
3 Flood Insurance Market Competitive Landscape
3.1 Company Assessment Quadrant
3.2 Global Flood Insurance Product Life Cycle
3.3 Global Flood Insurance Sales By Manufacturers (2020-2025)
3.4 Global Flood Insurance Revenue Market Share By Manufacturers (2020-2025)
3.5 Flood Insurance Market Share By Company Type (Tier 1, Tier 2, And Tier 3)
3.6 Global Flood Insurance Average Price By Manufacturers (2020-2025)
3.7 Manufacturers’ Manufacturing Sites, Areas Served, And Product Types
3.8 Flood Insurance Market Competitive Situation And Trends
3.8.1 Flood Insurance Market Concentration Rate
3.8.2 Global 5 And 10 Largest Flood Insurance Players Market Share By Revenue
3.8.3 Mergers & Acquisitions, Expansion
4 Flood Insurance Industry Chain Analysis
4.1 Flood Insurance Industry Chain Analysis
4.2 Market Overview Of Key Raw Materials
4.3 Midstream Market Analysis
4.4 Downstream Customer Analysis
5 The Development And Dynamics Of Flood Insurance Market
5.1 Key Development Trends
5.2 Driving Factors
5.3 Market Challenges
5.4 Industry News
5.4.1 New Product Developments
5.4.2 Mergers & Acquisitions
5.4.3 Expansions
5.4.4 Collaboration/Supply Contracts
5.5 Pest Analysis
5.5.1 Industry Policies Analysis
5.5.2 Economic Environment Analysis
5.5.3 Social Environment Analysis
5.5.4 Technological Environment Analysis
5.6 Global Flood Insurance Market Porter's Five Forces Analysis
5.6.1 Global Trade Frictions
5.6.2 U.S. Tariff Policy – April 2025
5.6.3 Global Trade Frictions And Their Impacts To Flood Insurance Market
5.7 Esg Ratings Of Leading Companies
6 Flood Insurance Market Segmentation By Type
6.1 Evaluation Matrix Of Segment Market Development Potential (Type)
6.2 Global Flood Insurance Sales Market Share By Type (2020-2025)
6.3 Global Flood Insurance Market Size Market Share By Type (2020-2025)
6.4 Global Flood Insurance Price By Type (2020-2025)
7 Flood Insurance Market Segmentation By Application
7.1 Evaluation Matrix Of Segment Market Development Potential (Application)
7.2 Global Flood Insurance Market Sales By Application (2020-2025)
7.3 Global Flood Insurance Market Size (M Usd) By Application (2020-2025)
7.4 Global Flood Insurance Sales Growth Rate By Application (2020-2025)
8 Flood Insurance Market Sales By Region
8.1 Global Flood Insurance Sales By Region
8.1.1 Global Flood Insurance Sales By Region
8.1.2 Global Flood Insurance Sales Market Share By Region
8.2 Global Flood Insurance Market Size By Region
8.2.1 Global Flood Insurance Market Size By Region
8.2.2 Global Flood Insurance Market Size Market Share By Region
8.3 North America
8.3.1 North America Flood Insurance Sales By Country
8.3.2 North America Flood Insurance Market Size By Country
8.3.3 U.S. Market Overview
8.3.4 Canada Market Overview
8.3.5 Mexico Market Overview
8.4 Europe
8.4.1 Europe Flood Insurance Sales By Country
8.4.2 Europe Flood Insurance Market Size By Country
8.4.3 Germany Market Overview
8.4.4 France Market Overview
8.4.5 U.K. Market Overview
8.4.6 Italy Market Overview
8.4.7 Spain Market Overview
8.5 Asia Pacific
8.5.1 Asia Pacific Flood Insurance Sales By Region
8.5.2 Asia Pacific Flood Insurance Market Size By Region
8.5.3 China Market Overview
8.5.4 Japan Market Overview
8.5.5 South Korea Market Overview
8.5.6 India Market Overview
8.5.7 Southeast Asia Market Overview
8.6 South America
8.6.1 South America Flood Insurance Sales By Country
8.6.2 South America Flood Insurance Market Size By Country
8.6.3 Brazil Market Overview
8.6.4 Argentina Market Overview
8.6.5 Columbia Market Overview
8.7 Middle East And Africa
8.7.1 Middle East And Africa Flood Insurance Sales By Region
8.7.2 Middle East And Africa Flood Insurance Market Size By Region
8.7.3 Saudi Arabia Market Overview
8.7.4 Uae Market Overview
8.7.5 Egypt Market Overview
8.7.6 Nigeria Market Overview
8.7.7 South Africa Market Overview
9 Flood Insurance Market Production By Region
9.1 Global Production Of Flood Insurance By Region(2020-2025)
9.2 Global Flood Insurance Revenue Market Share By Region (2020-2025)
9.3 Global Flood Insurance Production, Revenue, Price And Gross Margin (2020-2025)
9.4 North America Flood Insurance Production
9.4.1 North America Flood Insurance Production Growth Rate (2020-2025)
9.4.2 North America Flood Insurance Production, Revenue, Price And Gross Margin (2020-2025)
9.5 Europe Flood Insurance Production
9.5.1 Europe Flood Insurance Production Growth Rate (2020-2025)
9.5.2 Europe Flood Insurance Production, Revenue, Price And Gross Margin (2020-2025)
9.6 Japan Flood Insurance Production (2020-2025)
9.6.1 Japan Flood Insurance Production Growth Rate (2020-2025)
9.6.2 Japan Flood Insurance Production, Revenue, Price And Gross Margin (2020-2025)
9.7 China Flood Insurance Production (2020-2025)
9.7.1 China Flood Insurance Production Growth Rate (2020-2025)
9.7.2 China Flood Insurance Production, Revenue, Price And Gross Margin (2020-2025)
10 Key Companies Profile
10.1 Allianz
10.1.1 Allianz Basic Information
10.1.2 Allianz Flood Insurance Product Overview
10.1.3 Allianz Flood Insurance Product Market Performance
10.1.4 Allianz Business Overview
10.1.5 Allianz Swot Analysis
10.1.6 Allianz Recent Developments
10.2 Zurich
10.2.1 Zurich Basic Information
10.2.2 Zurich Flood Insurance Product Overview
10.2.3 Zurich Flood Insurance Product Market Performance
10.2.4 Zurich Business Overview
10.2.5 Zurich Swot Analysis
10.2.6 Zurich Recent Developments
10.3 Allstate
10.3.1 Allstate Basic Information
10.3.2 Allstate Flood Insurance Product Overview
10.3.3 Allstate Flood Insurance Product Market Performance
10.3.4 Allstate Business Overview
10.3.5 Allstate Swot Analysis
10.3.6 Allstate Recent Developments
10.4 Tokio Marine
10.4.1 Tokio Marine Basic Information
10.4.2 Tokio Marine Flood Insurance Product Overview
10.4.3 Tokio Marine Flood Insurance Product Market Performance
10.4.4 Tokio Marine Business Overview
10.4.5 Tokio Marine Recent Developments
10.5 Assurant
10.5.1 Assurant Basic Information
10.5.2 Assurant Flood Insurance Product Overview
10.5.3 Assurant Flood Insurance Product Market Performance
10.5.4 Assurant Business Overview
10.5.5 Assurant Recent Developments
10.6 Chubb
10.6.1 Chubb Basic Information
10.6.2 Chubb Flood Insurance Product Overview
10.6.3 Chubb Flood Insurance Product Market Performance
10.6.4 Chubb Business Overview
10.6.5 Chubb Recent Developments
10.7 Picc
10.7.1 Picc Basic Information
10.7.2 Picc Flood Insurance Product Overview
10.7.3 Picc Flood Insurance Product Market Performance
10.7.4 Picc Business Overview
10.7.5 Picc Recent Developments
10.8 Sompo Japan Nipponkoa
10.8.1 Sompo Japan Nipponkoa Basic Information
10.8.2 Sompo Japan Nipponkoa Flood Insurance Product Overview
10.8.3 Sompo Japan Nipponkoa Flood Insurance Product Market Performance
10.8.4 Sompo Japan Nipponkoa Business Overview
10.8.5 Sompo Japan Nipponkoa Recent Developments
10.9 Cpic
10.9.1 Cpic Basic Information
10.9.2 Cpic Flood Insurance Product Overview
10.9.3 Cpic Flood Insurance Product Market Performance
10.9.4 Cpic Business Overview
10.9.5 Cpic Recent Developments
10.10 Pingan
10.10.1 Pingan Basic Information
10.10.2 Pingan Flood Insurance Product Overview
10.10.3 Pingan Flood Insurance Product Market Performance
10.10.4 Pingan Business Overview
10.10.5 Pingan Recent Developments
10.11 Sunshine
10.11.1 Sunshine Basic Information
10.11.2 Sunshine Flood Insurance Product Overview
10.11.3 Sunshine Flood Insurance Product Market Performance
10.11.4 Sunshine Business Overview
10.11.5 Sunshine Recent Developments
10.12 Berkshire Hathaway
10.12.1 Berkshire Hathaway Basic Information
10.12.2 Berkshire Hathaway Flood Insurance Product Overview
10.12.3 Berkshire Hathaway Flood Insurance Product Market Performance
10.12.4 Berkshire Hathaway Business Overview
10.12.5 Berkshire Hathaway Recent Developments
10.13 Suncorp
10.13.1 Suncorp Basic Information
10.13.2 Suncorp Flood Insurance Product Overview
10.13.3 Suncorp Flood Insurance Product Market Performance
10.13.4 Suncorp Business Overview
10.13.5 Suncorp Recent Developments
10.14 Progressive
10.14.1 Progressive Basic Information
10.14.2 Progressive Flood Insurance Product Overview
10.14.3 Progressive Flood Insurance Product Market Performance
10.14.4 Progressive Business Overview
10.14.5 Progressive Recent Developments
10.15 American Strategic
10.15.1 American Strategic Basic Information
10.15.2 American Strategic Flood Insurance Product Overview
10.15.3 American Strategic Flood Insurance Product Market Performance
10.15.4 American Strategic Business Overview
10.15.5 American Strategic Recent Developments
11 Flood Insurance Market Forecast By Region
11.1 Global Flood Insurance Market Size Forecast
11.2 Global Flood Insurance Market Forecast By Region
11.2.1 North America Market Size Forecast By Country
11.2.2 Europe Flood Insurance Market Size Forecast By Country
11.2.3 Asia Pacific Flood Insurance Market Size Forecast By Region
11.2.4 South America Flood Insurance Market Size Forecast By Country
11.2.5 Middle East And Africa Forecasted Sales Of Flood Insurance By Country
12 Forecast Market By Type And By Application (2026-2033)
12.1 Global Flood Insurance Market Forecast By Type (2026-2033)
12.1.1 Global Forecasted Sales Of Flood Insurance By Type (2026-2033)
12.1.2 Global Flood Insurance Market Size Forecast By Type (2026-2033)
12.1.3 Global Forecasted Price Of Flood Insurance By Type (2026-2033)
12.2 Global Flood Insurance Market Forecast By Application (2026-2033)
12.2.1 Global Flood Insurance Sales (K Units) Forecast By Application
12.2.2 Global Flood Insurance Market Size (M Usd) Forecast By Application (2026-2033)
13 Conclusion And Key Findings
How Do Licenses Work?
Head shot

Questions or Comments?

Our team has the ability to search within reports to verify it suits your needs. We can also help maximize your budget by finding sections of reports you can purchase.