Report cover image

Retail Lending in Japan

Publisher MarketLine
Published Jun 12, 2025
Length 43 Pages
SKU # MTLN20391080

Description

Retail Lending in Japan

Summary

Retail Lending in Japan industry profile provides top-line qualitative and quantitative summary information including: market size (value 2019-24, and forecast to 2029). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.

Key Highlights
  • Retail lending market covers mortgage and consumer credit. The market value reflects residential mortgage and personal loan balances outstanding at the end of the year.
  • The Japanese retail lending market recorded balances outstanding of $1,196.9 billion in 2024, representing a compound annual growth rate (CAGR) of 2.7% between 2019-24.
  • The mortgage credit segment accounted for the market's largest proportion in 2024, with total balances outstanding of $1,110.0 billion, equivalent to 92.7% of the market's overall value.
  • The moderate growth of the Japanese retail lending market during 2019-24 can be attributed to low interest rates, demographic trends, and steady consumer demand.
Scope
  • Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the retail lending market in Japan
  • Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the retail lending market in Japan
  • Leading company profiles reveal details of key retail lending market players’ global operations and financial performance
  • Add weight to presentations and pitches by understanding the future growth prospects of the Japan retail lending market with five year forecasts
Reasons to Buy
  • What was the size of the Japan retail lending market by value in 2024?
  • What will be the size of the Japan retail lending market in 2029?
  • What factors are affecting the strength of competition in the Japan retail lending market?
  • How has the market performed over the last five years?
  • What are the main segments that make up Japan's retail lending market?

Table of Contents

43 Pages
1 Executive Summary
1.1. Market value
1.2. Market value forecast
1.3. Category segmentation
1.4. Geography segmentation
1.5. Market rivalry
1.6. Competitive landscape
2 Market Overview
2.1. Market definition
2.2. Market analysis
3 Market Data
3.1. Market value
4 Market Segmentation
4.1. Category segmentation
4.2. Geography segmentation
5 Market Outlook
5.1. Market value forecast
6 Five Forces Analysis
6.1. Summary
6.2. Buyer power
6.3. Supplier power
6.4. New entrants
6.5. Threat of substitutes
6.6. Degree of rivalry
7 Competitive Landscape
7.1. Who are the key market players?
7.2. What strategies do the key market players follow?
7.3. What are the recent developments in the market?
8 Company Profiles
8.1. Mitsubishi UFJ Financial Group Inc
8.2. Sumitomo Mitsui Banking Corp
8.3. Mizuho Financial Group Inc
8.4. Aiful Corp
9 Macroeconomic Indicators
9.1. Country data
10 Appendix
10.1. Methodology
10.2. Industry associations
10.3. Related MarketLine research
10.4. About MarketLine
List of Tables
Table 1: Japan retail lending market value: $ billion, 2019-24
Table 2: Japan retail lending market category segmentation: % share, by value, 2019-24
Table 3: Japan retail lending market category segmentation: $ billion, 2019-24
Table 4: Japan retail lending market geography segmentation: $ billion, 2024
Table 5: Japan retail lending market value forecast: $ billion, 2024-29
Table 6: Mitsubishi UFJ Financial Group Inc: Key Facts
Table 7: Mitsubishi UFJ Financial Group Inc: Annual Financial Ratios
Table 8: Mitsubishi UFJ Financial Group Inc: Key Employees
Table 9: Mitsubishi UFJ Financial Group Inc: Key Employees Continued
Table 10: Sumitomo Mitsui Banking Corp: Key Facts
Table 11: Sumitomo Mitsui Banking Corp: Key Employees
Table 12: Mizuho Financial Group Inc: Key Facts
Table 13: Mizuho Financial Group Inc: Annual Financial Ratios
Table 14: Mizuho Financial Group Inc: Key Employees
Table 15: Mizuho Financial Group Inc: Key Employees Continued
Table 16: Aiful Corp: Key Facts
Table 17: Aiful Corp: Annual Financial Ratios
Table 18: Aiful Corp: Key Employees
Table 19: Japan Size of Population (Million), 2020-24
Table 20: Japan Real GDP (Constant 2010 Prices, $ Billion), 2020-24
Table 21: Japan GDP (Current Prices, $ Billion), 2020-24
Table 22: Japan Inflation, 2020-24
Table 23: Japan Consumer Price Index (Absolute), 2020-24
Table 24: Japan Exchange Rate, 2019-24
List of Figures
Figure 1: Japan retail lending market value: $ billion, 2019-24
Figure 2: Japan retail lending market category segmentation: $ billion, 2019-24
Figure 3: Japan retail lending market geography segmentation: % share, by value, 2024
Figure 4: Japan retail lending market value forecast: $ billion, 2024-29
Figure 5: Forces driving competition in the retail lending market in Japan, 2024
Figure 6: Drivers of buyer power in the retail lending market in Japan, 2024
Figure 7: Drivers of supplier power in the retail lending market in Japan, 2024
Figure 8: Factors influencing the likelihood of new entrants in the retail lending market in Japan, 2024
Figure 9: Factors influencing the threat of substitutes in the retail lending market in Japan, 2024
Figure 10: Drivers of degree of rivalry in the retail lending market in Japan, 2024

Search Inside Report

Pricing

Currency Rates
How Do Licenses Work?

How Do Licenses Work?

The primary function of a report license is to define how many people within a company are authorized to use the purchased report. This is separate to how a report might be delivered. Unless specifically identified otherwise, the purchase option is Single User. Below is a helpful description of that license, along with a sampling of others most commonly offered.

  • This license allows only one user to have access to and to use/read the report. It is not one user at a time or one user group; it is an individual who will be reading and utilizing the report.

  • This license allows for the entire purchasing company to read and use the report. This is the license level that would allow for a report to be placed on an internal company shared drive for access by all employees of that direct company. This license does not extend to parent or sister company use.

  • This license is designed to allow an entire department within a company full access to a report. The departmental license is a great option for companies that have more than one location and the department is spread out all over the country/world

  • This license is for companies that have one location where they want the report to be accessible by all employees within that physical location.

  • This is the most flexible of the licensing options. Some publishers will allow you to get a license for a preset number of people (typically 5). These licenses are ideal for small work groups.

License options are at the discretion of each publisher. As such, not all licenses indicated above are available for every product. If you are uncertain of the best license for your needs or would like a license that is not proactively available, please contact us and we will be happy to assist.

Head shot

Questions or Comments?

Our team has the ability to search within reports to verify it suits your needs. We can also help maximize your budget by finding sections of reports you can purchase.
Chat Now
Contact Us