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Instant Payments Market 2025-2030: Market Trends and Strategies

Publisher Juniper Research
Published Sep 30, 2025
Length 63 Pages
SKU # JNRH20450844

Description

This report examines the Instant Payments market landscape in detail; assessing market trends and factors shaping the evolution of this transforming market. It delivers comprehensive analysis of the strategic opportunities in the instant payments landscape; assessing ways in which the market is changing based on different scheme types and trends, and what this means for overall market growth.

The report also examines key challenges and opportunities, as well as providing an evaluation of key country-level opportunities for instant payments growth via a Country Readiness Index. Combined, the report provides an insightful resource for key stakeholders.

Please note: the online download version of this report is for a global site license.

Table of Contents

63 Pages
1. Key Takeaways & Strategic Recommendations
1.1 Key Takeaways
1.2 Strategic Recommendations
2. Instant Payments – Market Landscape
2.1 Introduction
2.1.1 Definition and Core Features of Instant Payments
2.1.2 Differentiation: Instant vs Faster Payments
2.1.3 Global Adoption
2.2 How Instant Payments Work
2.2.1 Overview
i. Main Process
Figure 2.1: Example Instant Payments System - The Clearing House Real-time Payments (RTP) Network
ii. Additional Supporting Functions
2.2.2 Instant Payments Features
2.2.3 Benefits of Instant Payment
2.2.4 Technological Layer of Instant Payment
2.2.5 Payment Rails
i. Pix (Brazil)
ii. UPI (India)
iii. Faster Payments (UK)
iv. PromptPay (Thailand)
Figure 2.2: PromptPay Payment Infrastructure
v. SEPA Instant Credit (EU)
Figure 2.3: Map of SEPA Member Countries
2.2.6 Challenges And Limitations
i. Overview
ii. Fraud Prevention
iii. Ways To Minimise Fraud
Figure 2.4: Request to Pay Loop
iv. Other Considerations
2.3 Background
2.3.1 Historical Background
2.3.2 Modern Days
2.3.3 Latest Developments
2.4 Emerging Trends
2.4.1 Overview
2.4.2 Technological Innovations Driving Instant Payments
i. The Rise Of Digital Wallets
ii. AI's Potential
iii. Internet of Things (IoT)
iv. The Integration Of Digital Assets
v. Decentralised Networks and Blockchain
vi. Open Banking
Figure 2.5: Provision of Services in Open Banking
2.4.3 Regulatory Trends
2.4.4 Product-related Payment Trends
i. The Use of Data
ii. Fraud Detection and AML
2.5 Consumer vs B2B Instant Payments
2.5.1 Consumer Instant Payments
i. Opportunities
ii. Adoption
iii. Use Cases
2.5.2 B2B Instant Payments
i. Opportunities
ii. Adoption
iii. Use Cases
3. Instant Payments: Segment Analysis
3.1 P2P Payments
3.1.1 Market
3.1.2 Opportunities
3.1.3 Limitations
3.1.4 Future Outlook
3.2 Online eCommerce Payments
3.2.1 Overview
3.2.2 Opportunities
3.2.3 Limitations
3.2.4 Future Outlook
3.3 In-store Instant Payments
3.3.1 Market
3.3.2 Opportunities
3.3.3 Limitations
3.3.4 Future Outlook
3.4 Cross-border Payments
3.4.1 The Latest Progress Within Cross-border Instant Payments
3.4.2 Project Nexus
Figure 3.1: How Payments Are Processed in Nexus
3.4.3 Financial Inclusion
3.4.4 Barriers to Further Expansion of Cross-border Instant Payments
4. Instant Payments: Country Readiness Index
4.1 Introduction
Figure 4.1: Juniper Research Country Readiness Index: Regional Definitions
Table 4.2: Juniper Research Country Readiness Index Scoring Criteria: Instant Payments
Figure 4.3: Juniper Research Country Readiness Index: Instant Payments
Table 4.4: Instant Payments Country Readiness Index: Market Segments
4.1.1 Focus Markets
4.1.2 Established Instant Payment Rails
4.1.3 Institutional Support
4.1.4 Country-level Assessment: The US
4.2 Growth Markets
4.2.1 Emerging Economies
4.2.2 Developed Economies
4.2.3 Country-level Assessment: The UAE
4.3 Saturated Markets
4.3.1 Cross-border Co-operation
4.3.2 Additional Services
4.3.3 Country-level Assessment: The UK
4.3.4 Country-level Assessment: Mexico
4.4 Developing Markets
4.4.1 Limited Infrastructure
Table 4.5: Juniper Research Country Readiness Index Heatmap: North America
Table 4.6: Juniper Research Country Readiness Index Heatmap: Latin America
Table 4.7: Juniper Research Country Readiness Index Heatmap: West Europe
Table 4.8: Juniper Research Country Readiness Index Heatmap: Central & East Europe
Table 4.9: Juniper Research Country Readiness Index Heatmap: Far East & China
Table 4.10: Juniper Research Country Readiness Index Heatmap: Indian Subcontinent
Table 4.11: Juniper Research Country Readiness Index Heatmap: Rest of Asia Pacific
Table 4.12: Juniper Research Country Readiness Index Heatmap: Africa & Middle East

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