Report cover image

Global Open Banking APIs Market: 2025-2029 Full Research Suite

Publisher Juniper Research
Published Feb 24, 2025
Length 35 Pages
SKU # JNRH19878034

Description

Our Open Banking APIs research suite provides detailed and perceptive analysis of this evolving market; enabling stakeholders such as Open Banking infrastructure and payment service providers, banks and other financial institutions, and eCommerce platforms and merchants to understand future growth, key trends, and the competitive environment.

The suite features several different options that can be purchased separately, including access to data mapping the Open Banking APIs adoption and market growth in the coming years, and an insightful study uncovering the latest trends and opportunities within the market. This includes extensive analysis of the key market segments that make up the Open Banking API market, including payments, account information services, lending, identity, insurance, and niche use cases including FX, cards, and mortgages. Additionally, the report contains extensive analysis of the 16 market leaders in the Open Banking APIs space. The coverage can also be purchased as a Full Research Suite, containing all of these elements, at a substantial discount.

Collectively, they provide a critical tool for understanding this rapidly emerging market; enabling Open Banking APIs stakeholders to shape their future strategies. Its unparalleled coverage makes this research suite an incredibly useful resource for charting the future of such a crucially important and rapidly growing sector.

KEY FEATURES

Market Dynamics: Insights into key trends and market expansion challenges within the global Open Banking APIs market. Specifically, the report addresses challenges posed by the risk of monetisation opportunities for API vendors, the benefits of increasing regulatory involvement for Open Banking, and what models of Open Banking APIs facilitate. The research also includes analysis of the various segments comprising the Open Banking APIs market and a regional market growth analysis of the current and future status of these segments. Finally, the report includes the Juniper Research Country Readiness Index which assesses the market readiness and growth across all 61 countries featured in our forecast, as well as providing a future outlook.
Key Takeaways & Strategic Recommendations: In-depth analysis of key development opportunities and findings within the global Open Banking APIs market; accompanied by strategic recommendations for stakeholders.
Benchmark Industry Forecasts: Includes forecasts for the total volume of Open Banking API calls across various segments, with a multitude of additional forecasts included for all of these markets, featuring total Open Banking payment value, platform revenue from Open Banking API calls, and the total number of Open Banking users.
Juniper Research Competitor Leaderboard: Key player capability and capacity assessment for 16 Open Banking API vendors via the Juniper Research Competitor Leaderboard, featuring strategic development opportunities for key players in the global Open Banking APIs market.

Please note: the online download version of this report is for a global site license.

Table of Contents

35 Pages
1. Key Takeaways & Strategic Recommendations
1.1 Key Takeaways
1.1.1 Successful Markets Still Heavily Dependent on Regulations
1.1.2 AI Solutions to Become Deeply Integrated with Open Banking
Offerings
1.1.3 API Monetisation Strategies Favour Channel-based Approaches
1.2 Strategic Recommendations
1.2.1 Personalisation of Solutions is Crucial Use Case from APIs
1.2.2 Opportunities Beyond Core Markets Should be of Focus in Coming
Years
1.2.3 Vendors Should Pre-empt Upcoming Regulatory Changes
2. Market Landscape
2.1 Introduction
Figure 2.1: Data Flow with Open Banking APIs
2.2 API Infrastructure
Figure 2.2: Enterprise Adoption of APIs without Standardised APIs
2.2.1 API Security Features
2.3 Current Market
Figure 2.3: Open Banking Models
2.3.1 Monetisation Opportunities from Open Banking APIs
2.3.2 Trends
i. Generative AI to Agentic AI?
ii. API Quality and Availability Increasing
iii. Payment Usage Necessitates Demand for APIs
2.3.3 Benefits
i. Cost Reduction for Merchants
ii. Customisation
iii. New Business Models
2.3.4 Challenges
i. Security
ii. Monetisation and Profitability
iii. Limited Regulator Involvement
Figure 2.4: Notable Regions for Open Banking and their Regulatory Bodies or
Legislation (2024)
3. Segment Analysis
3.1 Introduction
3.1.1 Payments
Figure 3.1: Total Value of Open Banking Payments ($m) Split by 8 Key Regions,
2024-2029
3.1.2 Bank Accounts
Figure 3.2: Total Platform Revenue of Open Banking APIs for Account
Aggregation & PFM ($m) Split by 8 Key Regions, 2024-2029
3.1.3 Lending
Figure 3.3: Total Volume of Open Banking Lending API Calls (m) Split by 8 Key
Regions, 2024-2029
3.1.4 Identity
Figure 3.4: Total Volume of Identity-related Open Banking API Calls (m) in West
Europe, 2024-2029
3.1.5 Niche Use Cases
i. Investments
Figure 3.5: Total Volume of Open Banking Investment API Calls (m) Split by 8 Key
Regions, 2024-2029
FINTECH & PAYMENTS
ii. Cards
iii. FX
iv. Mortgages
Figure 3.6: Total Volume of Open Banking Mortgage API Calls (m) Split by 8 Key
Regions, 2024-2029
4. Country Readiness Index
4.1 Introduction to Country Readiness Index
Figure 4.1: Country Readiness Index Regional Definitions
Table 4.2: Juniper Research’s Country Readiness Index Scoring Criteria: Open
Banking APIs
Figure 4.3: Juniper Research’s Country Readiness Index: Open Banking APIs
Table 4.4: Open Banking APIs Country Readiness Index: Market Segments
4.1.1 Focus Markets
i. National Payment Schemes
Figure 4.5: Open Banking Payment Value ($m) from Several Focus Markets,
ii. Country-level Assessment: Saudi Arabia
4.1.2 Growth Markets
i. Digital Economies
Figure 4.6: Total Volume of Open Banking APIs (m) Split by Growth Markets,
2024
ii. Developing Regulations
iii. Country-level Assessment: US
4.1.3 Developing Markets
i. Lacking or Developing Infrastructure
4.1.4 Country Readiness Index Heatmaps
i. North America
Figure 4.7: Juniper Research’s Open Banking APIs Country Readiness Index
Heatmap: North America
ii. Latin America
Figure 4.8: Juniper Research’s Open Banking APIs Country Readiness Index
Heatmap: Latin America
iii. West Europe
Figure 4.9: Juniper Research’s Open Banking APIs Country Readiness Index
Heatmap: West Europe
iv. Central & East Europe
Figure 4.10: Juniper Research’s Open Banking APIs Country Readiness Index
Heatmap: Central & East Europe
v. Far East & China
Figure 4.11: Juniper Research’s Open Banking APIs Country Readiness Index
Heatmap: Far East & China
vi. Indian Subcontinent
Figure 4.12: Juniper Research’s Open Banking APIs Country Readiness Index
Heatmap: Indian Subcontinent
vii. Rest of Asia Pacific
Figure 4.13: Juniper Research’s Open Banking APIs Country Readiness Index
Heatmap: Rest of Asia Pacific
viii. Africa & Middle East
Figure 4.14: Juniper Research’s Open Banking APIs Country Readiness Index
Heatmap: Africa & Middle East
1. Open Banking APIs: Competitor Leaderboard
1.1 Why Read this Report
Table 1.1: Juniper Research Competitor Leaderboard: Open Banking APIs
Vendors
Figure 1.2: Juniper Research Competitor Leaderboard: Open Banking APIs
Table 1.3: Juniper Research Leaderboard: Open Banking API Vendors &
Positioning
Table 1.4: Juniper Research Competitor Leaderboard Heatmap: Open Banking
APIs
2. Company Profiles
2.1 Vendor Profiles
2.1.1 Basiq
i. Corporate Information
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development
Opportunities
2.1.2 Brankas
i. Corporate Information
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development
Opportunities
2.1.3 Bud
i. Corporate Information
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development
Opportunities
2.1.4 Fiserv
i. Corporate Information
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development
Opportunities
2.1.5 GoCardless
i. Corporate Information
ii. Geographic Spread
iii. Key Partnerships & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths and Strategic Development
Opportunities
2.1.6 Mastercard
i. Corporate Information
ii. Geographic Spread
iii. Key Partnerships & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths and Strategic Development
Opportunities
2.1.7 MX
i. Corporate Information
ii. Geographic Spread
iii. Key Partnerships & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths and Strategic Development
Opportunities
2.1.8 Ozone API
i. Corporate Information
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths and Strategic Development
Opportunities
2.1.9 Plaid
i. Corporate Information
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development
Opportunities
2.1.10 Raidiam
i. Corporate Information
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development
Opportunities
2.1.11 Salt Edge
i. Corporate Information
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development
Opportunities
2.1.12 TrueLayer
i. Corporate Information
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development
Opportunities
2.1.13 Visa
i. Corporate Information
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development
Opportunities
2.1.14 Worldline
i. Corporate Information
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development
Opportunities
2.1.15 Yapily
i. Corporate Information
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development
Opportunities
2.1.16 Yodlee
i. Corporate Information
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development
Opportunities
2.2 Juniper Research Leaderboard Assessment Methodology
2.2.1 Limitations & Interpretations
Figure 2.1: Juniper Research’s Competitor Leaderboard Scoring Criteria – Open
Banking APIs
2.3 Related Research
1. Market Overview & Methodology
1.1 Introduction
1.2 Open Banking APIs: Forecast Methodology & Assumptions
Figure 1.1: Open Banking APIs Forecast Document
2. Open Banking APIs: Summary
2.1 Total Number of Open Banking API Calls
Figure & Table 2.1: Total Number of Open Banking API Calls (m) Split by 8 Key
Regions, 2024-2029
2.2 Total Open Banking API Platform Revenue
Figure & Table 2.2: Total Open Banking API Platform Revenue ($m) Split by 8 Key
Regions, 2024-2029
3. Open Banking APIs: Payments
3.1 Total Number of Open Banking Payments Users
Figure & Table 3.1: Total Number of Open Banking API Payments Users (m) Split
by 8 Key Regions, 2024-2029
3.2 Total Number of Open Banking Payment API Calls
Figure & Table 3.2: Total Number of Open Banking Payment API Calls (m) Split
by 8 Key Regions, 2024-2029
3.3 Total Platform Revenue from Open Banking Payments
Figure & Table 3.3: Total API Platform Revenue of Open Banking Payments ($m)
Split by 8 Key Regions, 2024-2029
3.4 Total Value of Open Banking Payments
Figure & Table 3.4: Total Value of Open Banking Payments ($m) Split by 8 Key
Regions, 2024-2029
4. Open Banking APIs: Account Aggregation & Personal Finance Management
(PFM)
4.1 Total Number of Account Aggregation & PFM Open Banking API Calls
Figure & Table 4.1: Total Number of Open Banking Account Aggregation & PFM
API Calls (m) Split by 8 Key Regions, 2024-
5. Open Banking APIs: Underwriting
5.1 Total Number of Open Banking Underwriting API Calls
Figure & Table 5.1: Total Number of Open Banking Underwriting API Calls (m)
Split by 8 Key Regions, 2024-2029
5.2 Total Platform Revenue from Open Banking Underwriting API Calls
Figure & Table 5.2: Total Platform Revenue from Open Banking Underwriting API
Calls ($m) Split by 8 Key Regions, 2024-2029
6. Open Banking APIs: Lending
6.1 Total Number of Open Banking Lending Users
Figure 6.1: Total Number of Open Banking Lending Users (m) Split by 8 Key
Regions, 2024-2029
6.2 Total Number of Open Banking Lending API Calls
Figure & Table 6.2: Total Number of Open Banking Lending API Calls (m) Split by
8 Key Regions, 2024-2029
6.3 Total Platform Revenue from Open Banking Lending API Calls
Figure & Table 6.3: Total Platform Revenue from Open Banking Lending API Calls
($m) Split by 8 Key Regions, 2024-2029
7. Open Banking APIs: Identity
7.1 Total Number of Open Banking Identity API Calls
Figure & Table 7.1: Total Number of Open Banking Identity API Calls (m) Split by
8 Key Regions, 2024-2029
7.2 Total Platform Revenue from Open Banking Lending API Calls
Figure 7.2: Total Platform Revenue from Open Banking Lending API ($m) Split by
8 Key Regions, 2024-2029
8. Open Banking APIs: Investments
8.1 Total Number of Open Banking Investment API Calls
Figure & Table 8.1: Total Number of Open Banking Investment API Calls (m) Split
by 8 Key Regions, 2024-2029
8.2 Total Platform Revenue from Open Banking Investment API Calls
Figure & Table 8.2: Total Platform Revenue from Open Banking Lending API Calls
($m) Split by 8 Key Regions, 2024-2029
9. Open Banking APIs: Mortgages
9.1 Total Number of Open Banking Mortgage Users
Figure 9.1: Total Number of Open Banking Mortgage Users (m) Split by 8 Key
Regions, 2024-2029
9.2 Total Number of Open Banking Mortgage API Calls
Figure & Table 9.2: Total Number of Open Banking Mortgage API Calls (m) Split
by 8 Key Regions, 2024-2029

Pricing

Currency Rates
How Do Licenses Work?

How Do Licenses Work?

The primary function of a report license is to define how many people within a company are authorized to use the purchased report. This is separate to how a report might be delivered. Unless specifically identified otherwise, the purchase option is Single User. Below is a helpful description of that license, along with a sampling of others most commonly offered.

  • This license allows only one user to have access to and to use/read the report. It is not one user at a time or one user group; it is an individual who will be reading and utilizing the report.

  • This license allows for the entire purchasing company to read and use the report. This is the license level that would allow for a report to be placed on an internal company shared drive for access by all employees of that direct company. This license does not extend to parent or sister company use.

  • This license is designed to allow an entire department within a company full access to a report. The departmental license is a great option for companies that have more than one location and the department is spread out all over the country/world

  • This license is for companies that have one location where they want the report to be accessible by all employees within that physical location.

  • This is the most flexible of the licensing options. Some publishers will allow you to get a license for a preset number of people (typically 5). These licenses are ideal for small work groups.

License options are at the discretion of each publisher. As such, not all licenses indicated above are available for every product. If you are uncertain of the best license for your needs or would like a license that is not proactively available, please contact us and we will be happy to assist.

Head shot

Questions or Comments?

Our team has the ability to search within reports to verify it suits your needs. We can also help maximize your budget by finding sections of reports you can purchase.
Chat Now
Contact Us