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B2B Payments Market 2025-2030: Full Research Suite

Publisher Juniper Research
Published Jul 28, 2025
Length 181 Pages
SKU # JNRH20221864

Description

Juniper Research’s B2B Payments research suite provides a comprehensive and insightful analysis of this market; enabling stakeholders from B2B payment platform providers to regulators and banks, to understand future growth, key trends and the competitive environment.

The research suite includes several different options that can be purchased separately. The Market Trends & Strategies element includes an insightful analysis of the key areas of progress within B2B payments, including new payment types and automation systems. Additionally, it features Juniper Research’s Country Readiness Index, which provides a country-level analysis of the current and future opportunities for B2B payments in 61 different geographies.

The Data & Forecasting element includes access to data mapping the adoption and future growth of the B2B payments market over the next five years, split by cross-border versus domestic transactions, by business size and by payment method.

Additionally, the Competitor Leaderboard document features two vendor positioning models: the Competitor Leaderboard, revealing an extensive analysis of the 19 market leaders in the B2B payments space, and a Future Leaders Index; covering the 18 leading innovators who are becoming important in the market.

The coverage can also be purchased as a full research suite containing the Market Trends & Strategies, Data & Forecasting, and Competitor Leaderboard & Future Leaders Index, and a substantial discount.

Collectively, these documents provide a critical tool for understanding this important market. They allow B2B payment platform providers and payments companies to shape their future strategy; capitalising on future growth opportunities. This research suite's extensive coverage makes it a valuable tool for navigating this market.

All report content is delivered in the English language.

Please note: the online download version of this report is for a global site license.

Table of Contents

181 Pages
MARKET TRENDS & STRATEGIES
1. Key Takeaways & Strategic Recommendations
1.1 Key Takeaways
1.2 Strategic Recommendations
2. Market Landscape & Segmentation
2.1 Introduction
2.1.1 The Context
2.2 Definition & Scope
2.3 Key Trends
2.3.1 Electronic Payments Increasingly Replacing Paper Cheques
2.3.2 Embedded Finance Drives Efficiency and Growth
2.3.3 Shift to Real-time Payments
2.3.4 A2A (Account-to-account) Payments
2.3.5 Pay by Bank and Instant Payments
2.3.6 Rise of Virtual Cards
2.3.7 Rising Levels of Automation
2.4 Challenges
2.4.1 General Challenges for Payers, Merchants and PSPs
i. Fragmented Payment Workflows & Reconciliation Complexity
ii. Payment Delays
iii. Lack of Transparency
iv. Cybersecurity & Fraud Risk
v. Regulatory Compliance
vi. Resistance to Technology Adoption
2.5 Challenges Induced by Tariffs
Table 2.1: Impact of Tariffs for B2B Payment Stakeholders
Figure 2.2: Impact of Tariffs for B2B Payment Stakeholders
i. The Domestic Impact of Tariffs
ii. Cross-border Impact of Tariffs
2.6 Solutions & Opportunities
2.6.1 Embedded Finance & Fintech Integration
2.6.2 Supply Chain Financing & Working Capital Solutions
i. Enhanced Cashflow Management
ii. Flexible Payment Options
2.6.3 Real-time Data & Analytics
i. Services Consolidation
2.6.4 Digital Wallets and Identity
2.6.5 Collaborative Ecosystems
2.6.6 Fraud Prevention & Enhanced Security Measures
2.6.7 Compliance-as-a-service
2.7 Cross-border Versus Domestic B2B Payments
2.7.1 Domestic B2B Payments
i. Automation
ii. Data-driven Payment Decisions
2.7.2 Cross-border B2B Payments
i. Seamless Cross-border Transactions
ii. Interoperability
2.8 B2B Payments Channels
2.8.1 Real-time Payments/Instant Payments
2.8.2 Cheques
2.8.3 Cards
i. Corporate Cards
ii. Virtual Cards
2.8.4 Non-instant Bank Payments
2.8.5 Blockchain Payment Networks
2.8.6 Central Bank Digital Currencies (CBDCs)
2.8.7 Stablecoins
2.9 Value-added Services
2.9.1 Invoice Financing
2.9.2 AP/AR Automation
2.9.3 Trade Financing
2.10 Value-added Technologies
2.10.1 AI
2.10.2 Payment Automation
2.10.3 Fraud Detection
2.10.4 FX Management and Global Payments
2.10.5 Blockchain
2.10.6 CBDCs
3. Country Readiness Index
3.1 Introduction to the Country Readiness Index
Figure 3.1: Juniper Research’s Country Readiness Index Scoring Criteria: B2B Payments
Figure 3.2: Juniper Research Country Readiness Index: B2B Payments
Figure 3.3: B2B Payments Country Readiness Index: Market Segments
3.2 Regional Analysis
3.2.1 North America
i. US
3.2.2 Latin America
i. Argentina
ii. Brazil
3.2.3 West Europe
i. EU
ii. UK
3.2.4 Central & East Europe
i. Poland
3.2.5 Far East & China
i. China
ii. Japan
3.2.6 Indian Subcontinent
i. India
3.2.7 Rest of Asia Pacific
i. Australia
ii. Malaysia
3.2.8 Africa & Middle East
i. Nigeria
ii. Saudi Arabia
Figure 3.4: Juniper Research’s Country Readiness Index Heatmap: North America
Figure 3.5: Juniper Research’s Country Readiness Index Heatmap: Latin America
Figure 3.6: Juniper Research’s Country Readiness Index Heatmap: West Europe
Figure 3.7: Juniper Research’s Country Readiness Index Heatmap: Central and East Europe
Figure 3.8: Juniper Research’s Country Readiness Index Heatmap: Far East & China
Figure 3.9: Juniper Research’s Country Readiness Index Heatmap: Indian Subcontinent
Figure 3.10: Juniper Research’s Country Readiness Index Heatmap: Rest of Asia Pacific
Figure 3.11: Juniper Research’s Country Readiness Index Heatmap: Africa and Middle East
COMPETITOR LEADERBOARD
1. Juniper Research Competitor Leaderboard
1.1 Why Read This Report
Table 1.1: Juniper Research’s Competitor Leaderboard: B2B Payments Vendors Included & Product Portfolio
Figure 1.2: Juniper Research’s Competitor Leaderboard for B2B Payments
Table 1.3: Juniper Research B2B Payments Vendors & Positioning
Table 1.4: Juniper Research’s Competitor Leaderboard Heatmap B2B Payments Vendors (Part 1 of 2)
Table 1.4: Juniper Research’s Competitor Leaderboard Heatmap B2B Payments Vendors (Part 2 of 2)
2. Competitor Leaderboard Company Profiles
2.1 Vendor Profiles
2.1.1 ACI Worldwide
i. Corporate
Table 2.1: ACI Worldwide’s Financial Snapshot ($m), 2022-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.2 American Express
i. Corporate
Table 2.2: American Express’ Financial Snapshot ($m), 2022-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.3 Banking Circle
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.4 CGI
i. Corporate
Table 2.3: CGI’s Financial Snapshot ($m), 2022-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
Figure 2.4: CGI’s All Payments Solution
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.5 Discover
i. Corporate
Table 2.5: Discover’s Financial Snapshot ($m), 2022-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.6 ECS Fin
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.7 Finastra
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.8 FIS
i. Corporate
Figure 2.6: FIS’ Financial Snapshot ($m), 2022-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.9 Fiserv
i. Corporate
Table 2.7: Fiserv’s Financial Snapshot ($m), 2022-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.10 Flutterwave
i. Corporate
Table 2.8: Flutterwave’s Rounds of Funding ($m), 2017-2022
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.11 IBM
i. Corporate
Table 2.9: IBM’s Financial Snapshot ($m), 2022-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.12 Mastercard
i. Corporate
Table 2.10: Mastercard’s Financial Snapshot ($m), 2022-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.13 Montran Corporation
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.14 Ripple
i. Corporate
Figure 2.11: Ripple’s Funding Rounds ($m), 2015-2019
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
Figure 2.12: How Ripple’s Cross-border Payments Work
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.15 Spendesk
i. Corporate
Table 2.13: Spendesk’s Funding Rounds ($m), 2017-2022
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.16 Stripe
i. Corporate
Table 2.14: Stripe’s Funding Rounds ($m), 2019-2023
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.17 SWIFT
i. Corporate
Table 2.15: SWIFT’s Financial Snapshot ($m), 2021-2023
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.18 Visa
i. Corporate
Table 2.16: Visa’s Financial Snapshot ($m), 2022-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
Figure 2.17: How Visa B2B Connect Works
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.19 Wise
i. Corporate
Figure 2.18: Wise’s Financial Snapshot ($m), 2022-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.2 Juniper Research Competitor Leaderboard Assessment Methodology
2.2.1 Limitations & Interpretations
Table 2.19: Juniper Research’s Competitor Leaderboard Scoring Criteria – B2B Payments
3. Juniper Research Future Leaders Index
Table 3.1: Juniper Research Future Leaders Index – B2B Payments Vendors & Product Portfolio
Figure 3.2: Juniper Research Future Leaders Index – B2B Payments
Table 3.3: Juniper Research Future Leaders Index Ranking – B2B Payments
Table 3.4: Juniper Research Future Leaders Index – B2B Payments Heatmap
4. Future Leaders Index Vendor Profiles
4.1 Vendor Profiles
4.1.1 3S Money
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.2 AccessPay
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.3 Airwallex
i. Corporate
Table 4.1: Airwallex’s Rounds of Funding ($m), 2018-2025
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.4 Apron
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.5 Aria
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.6 Autobooks
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.7 Balance
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.8 Billie
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.9 Brex
i. Corporate
Table 4.2: Brex’s Funding Rounds ($m), 2018-2022
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.10 Hokodo
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.11 Jeeves
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.12 Modulr
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.13 Mondu
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.14 Paytron
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.15 Pliant
i. Corporate
Table 4.3: Pliant’s Rounds of Funding ($m), 2021-2025
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
High-level View of Offerings
iv. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.16 Routable
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.17 Sila
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.1.18 Spenmo
i. Corporate
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
4.2 Juniper Research Future Leaders Index Assessment Methodology
4.3 Limitations & Interpretations
Table 4.5: Juniper Research Future Leaders Index: B2B Payments Criteria
4.4 Related Research
MARKET DATA & FORECASTING
1. Market Landscape
1.1 Introduction
1.2 Definitions
Figure 1.1: Juniper Research’s 8 Key Regions - Definition
2. Forecast Overview
2.1 Total Volume
Figure & Table 2.1: Total Volume of B2B Payments (m), Split by 8 Key Regions, 2025-2030
2.2 Total Value
Figure & Table 2.2: Total Value of B2B Payments ($m), Split by 8 Key Regions, 2025-2030
2.3 Payment Channel
Figure & Table 2.3: Total Value of B2B Payments ($m), Split by Payment Channel, 2025-2030
3. Domestic B2B Payments Forecast
3.1 Introduction
3.2 Methodology and Assumptions
Figure 3.1: B2B Domestic Payments Market - Forecast Methodology
3.3 Domestic Forecasts
3.3.1 Number of Domestic B2B Transactions
Figure & Table 3.2: Number of Domestic B2B Payments per annum (m), Split by 8 Key Regions, 2025-2030
3.3.2 Value of Domestic B2B Transactions
Figure & Table 3.3: Total Value of B2B Domestic Payments ($m), Split by 8 Key Regions, 2025-2030
3.3.3 Card Payments
Figure & Table 3.4: Total Value of Domestic B2B Payments via Card ($m), Split by 8 Key Regions, 2025-2030
3.3.4 Instant Payments
Figure & Table 3.5: Total Value of Domestic B2B Payments via Instant Payments ($m), Split by 8 Key Regions, 2025-2030
3.3.5 Domestic Payment Channels
Figure & Table 3.6: Total Value of Domestic B2B Payments ($m), Split by Payment Channel, 2025-2030
4. Cross-border B2B Payments
4.1 Introduction
4.2 Methodology & Assumptions
Figure 4.1: B2B Cross-border B2B Payments - Forecast Methodology
4.3 Cross-border Forecasts
4.3.1 Number of Transactions
Figure & Table 4.2: Total Number of Outflow Cross-border B2B Payments per annum (m), Split by 8 Key Regions, 2025-2030
4.3.2 Value of Transactions
Figure & Table 4.3: Total Value of Cross-border Outflow Payments ($m), Split by 8 Key Regions, 2025-2030
4.3.3 Wire Transfer
Figure & Table 4.4: Total Value of Cross-border Payments via Wire Transfer ($m), Split by 8 Key Regions, 2024-2030
4.3.4 Cross-border Payments Channels
Figure & Table 4.5: Total Value of Cross-border B2B Payments ($m), Split by Payments Channel, 2025-2030

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