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A2A Payments Market 2025-2030: Full Research Suite

Publisher Juniper Research
Published Sep 22, 2025
Length 150 Pages
SKU # JNRH20414033

Description

Our Account-to-Account (A2A) Payments research suite provides detailed analysis of this rapidly changing market; enabling A2A payments service providers to gain an understanding of key payment trends and challenges, potential growth opportunities, and the competitive environment.

Providing multiple options which can be purchased separately, the research suite includes access to data mapping the future growth of the A2A payments market. The detailed study reveals the latest opportunities and trends within the market and offers an insightful document containing an extensive analysis of 19 A2A payments service providers within the space. Aspects such as challenges regarding compatibility with existing payments infrastructure, lower fees for businesses, and enhanced customer experience are explored throughout the report. The coverage can also be purchased as a Full Research Suite, containing all of these elements, and includes a substantial discount.

Collectively, these elements provide an effective tool for understanding this rapidly emerging market; allowing A2A payments vendors to set out their future strategies to provide effective and efficient payment services to their customers and clients. Its unparalleled coverage makes this research suite an incredibly useful resource for gauging the future of this complex market.

All report content is delivered in the English language.

KEY FEATURES


Market Dynamics: Insights into key payment trends and market expansion challenges within the A2A payments space. It addresses the challenges posed by a lack of dedicated solutions in different markets, limited public knowledge of the payment solution, and potential fraud risks; analysing multiple use cases where A2A payments are employed. The research also provides a future outlook on the landscape of A2A payments.
Key Takeaways & Strategic Recommendations: In-depth analysis of key development opportunities and findings within the market, accompanied by key strategic recommendations for A2A payments solution providers on emerging trends and how the market is expected to evolve.
Benchmark Industry Forecasts: The forecasts include data on A2A payments, split by in-store, online, peer-to-peer (P2P), cross-border, business-to-business (B2B), and business-to-consumer (B2C). These include metrics such as the number of transactions and average transaction value for each segment.
Juniper Research Competitor Leaderboard: Key player capability and capacity assessment for 19 A2A payments vendors, via the Juniper Research Competitor Leaderboard; featuring analysis around major players in the A2A payments industry.

Please note: the online download version of this report is for a global site license.

Table of Contents

150 Pages
MARKET TRENDS & STRATEGIES
1. Key Takeaways & Strategic Recommendations
1.1 Key Takeaways
1.2 Strategic Recommendations
2. Market Landscape
2.1 Introduction
2.1.1 Types of A2A Payments
2.1.2 Surrounding Technologies
i. Instant Payment Rails
ii. Open Banking
iii. QR Code Payments
iv. NFC
2.2 Current Market
2.2.1 A2A Payment Systems
Figure 2.1: Examples of National A2A Payment Schemes
i. National Payment Schemes
ii. Fintech Solutions
2.3 A2A Payment Trends
2.3.1 Key Drivers
i. Technological Developments
ii. Government Regulations & Initiatives
2.3.2 Newly-emerging Trends
i. VRPs
ii. QR Code Payments
iii. Payment Interoperability
iv. AML, Fraud, & Compliance
2.4 Benefits & Challenges to A2A Payments
2.4.1 Benefits
Figure 2.2: A2A Payments’ Benefits Summary
i. Lower Costs
ii. Enhanced Customer Experience
iii. Safer Instant Payments
2.4.2 Challenges
Figure 2.3: A2A Payments’ Challenges Summary
i. Lack of Dedicated Solutions Across Multiple Markets
ii. Fraud Risks
iii. Compatibility With Pre-existing Payments Infrastructure
iv. Banks Not Yet Convinced to Invest
v. Limited Knowledge Restricts Progress
3. Segment Analysis
3.1 Introduction
3.2 Retail, eCommerce, & Other Services
Figure 3.1: Total Value of In-store & Online A2A Payments ($m), Globally, 2025-2030
3.3 P2P
Figure 3.2: Total Transaction Volume of A2A-based P2P Payments (m), Split by 8 Key Regions, 2025-2030
3.4 Cross-border
Figure 3.3: Global Volume of Cross-border A2A Transactions (m), Split by 8 Key Regions, 2025
3.5 B2B & B2C
Figure 3.4: Total Volume of A2A-based B2B Payments (m), Globally, Split by 8 Key Regions, 2025
4. Country Readiness Index
4.1 Introduction to Country Readiness Index
Figure 4.1: Juniper Research Country Readiness Index Regional Definitions
Table 4.2: Juniper Research Country Readiness Index Scoring Criteria: A2A Payments
Figure 4.3: Juniper Research Country Readiness Index: A2A Payments
Figure 4.4: A2A Payments Country Readiness Index: Market Segments
4.1.1 Focus Markets
i. National Payments Schemes
Figure 4.5: Number of A2A Cross-border Transactions (m), Split by 8 Focus Markets, 2025-2030
ii. Open Banking Adoption
iii. A2A Payment Vendors Are Innovating Amidst High Competition
4.1.2 Growth Markets
i. Instant Payment Rail (IPR) Implementation
Figure 4.6: Number of A2A B2B Transactions (m), Split by Four Growth Markets, 2025-2030
ii. Emerging A2A Payment Frameworks & Initiatives Pushing Growth
4.1.3 Developing Markets
4.2 Juniper Research A2A Payments Country Readiness Index Heatmaps
i. North America
Table 4.7: Juniper Research A2A Payments Country Readiness Index Heatmap: North America
ii. Latin America
Table 4.8: Juniper Research A2A Payments Country Readiness Index Heatmap: Latin America
iii. West Europe
Table 4.9: Juniper Research A2A Payments Country Readiness Index Heatmap: West Europe
iv. Central & East Europe
Table 4.10: Juniper Research A2A Payments Country Readiness Index Heatmap: Central & East Europe
v. Far East & China
Table 4.11: Juniper Research A2A Payments Country Readiness Index Heatmap: Far East & China
vi. Indian Subcontinent
Table 4.12: Juniper Research A2A Payments Country Readiness Index Heatmap: Indian Subcontinent
vii. Rest of Asia Pacific
Table 4.13: Juniper Research A2A Payments Country Readiness Index Heatmap: Rest of Asia Pacific
viii. Africa & Middle East
Table 4.14: Juniper Research A2A Payments Country Readiness Index Heatmap: Africa & Middle East 47"
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COMPETITOR LEADERBOARD
1. Juniper Research Competitor Leaderboard
1.1 Why Read This Report?
Table 1.1: Juniper Research Competitor Leaderboard: A2A Payment Vendors Included & Product Portfolios
Figure 1.2: Juniper Research Competitor Leaderboard for A2A Payments Vendors
Table 1.3: Juniper Research A2A Payments Vendors & Positioning
Table 1.4: Juniper Research Competitor Leaderboard Heatmap for A2A Payments Vendors
2. Company Profiles
2.1 Vendor Profiles
2.1.1 Aeropay
i. Corporate
Table 2.1: Aeropay Funding Rounds ($m), 2017-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.2 Banked
i. Corporate
Table 2.2: Banked Funding Rounds ($m), 2018-2022
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.3 Brankas
i. Corporate
Table 2.3: Brankas Funding Rounds ($m), 2018-2022
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.4 Brite Payments
i. Corporate
Figure 2.4: Brite Payments Funding Rounds ($m), 2021 & 2023
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.5 Dwolla
i. Corporate
Table 2.5: Dwolla Funding Rounds ($m), 2009-2021
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.6 Fiserv
i. Corporate
Table 2.6: Fiserv, Financial Snapshot ($m), 2023-2024
ii. Geographical Spread
iii. Key Clients & Strategic Opportunities
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.7 GoCardless
i. Corporate
Table 2.7: GoCardless, Financial Snapshot ($m), 2023-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.8 Ivy
i. Corporate
Table 2.8: Ivy Funding Rounds ($m), 2023
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.9 Mastercard
i. Corporate
Figure 2.9: Mastercard Financial Snapshot ($m), 2023-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.10 Plaid
i. Corporate
Table 2.10: Plaid Funding Rounds ($m), 2013-2025
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.11 Prometeo
i. Corporate
Table 2.11: Prometeo Funding Rounds ($m), 2018-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.12 Salt Edge
i. Corporate
Table 2.12: Salt Edge Funding Round ($m), 2018
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.13 Token.io
i. Corporate
Table 2.13: Token.io Funding Rounds ($m), 2016-2025
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.14 TrueLayer
i. Corporate
Table 2.14: TrueLayer Funding Rounds ($m), 2017-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.15 Trustly
i. Corporate
Table 2.15: Trustly Funding Rounds ($m), 2011-2020
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.16 Visa
i. Corporate
Table 2.16: Visa Financial Snapshot ($m), 2023-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.17 Volt
i. Corporate
Table 2.17: Volt Funding Rounds ($m), 2020-2023
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
Figure 2.18: Example of Volt Transformer Prompt
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.18 Worldline
i. Corporate
Table 2.19: Worldline Revenue ($m), 2023-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.19 Yapily
i. Corporate
Table 2.20: Yapily Funding Rounds ($m), 2017-2021
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.2 Juniper Research Leaderboard Assessment Methodology
2.2.1 Limitations & Interpretations
Table 2.21: Juniper Research Competitor Leaderboard Scoring Criteria – A2A Payments
2.3 Related Research "
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MARKET DATA & FORECASTS
1. Introduction & Methodology
1.1 Introduction
1.2 Methodology & Assumptions
Figure 1.1: In-store A2A Payments Forecast Methodology
Figure 1.2: eCommerce A2A Payments Forecast Methodology
Figure 1.3: A2A-based P2P Payments Forecast Methodology
Figure 1.4: Consumer Cross-border A2A Payments Forecast Methodology
Figure 1.5: B2B Payments in the A2A Market Forecast Methodology
Figure 1.6: B2C Payments in the A2A Market Forecast Methodology
2. Consumer A2A Summary
2.1 Total Number of A2A Payment Users
Figure & Table 2.1: Total Number of A2A Payment Users (m), Globally, Split by 8 Key Regions, 2025-2030
2.2 Total Number of Consumer A2A Transactions
Figure & Table 2.2: Total Number of Consumer A2A Transactions (m), Globally, Split by 8 Key Regions, 2025-2030
2.3 Total Value of Consumer A2A Transactions
Figure & Table 2.3: Total Value of Consumer A2A Transactions ($m), Globally, Split by 8 Key Regions, 2025-2030
3. In-store Payments
3.1 Total Number of In-store A2A Payment Users
Figure & Table 3.1: Total Number of In-store Payment Users (m), Globally, Split by 8 Key Regions, 2025-2030
3.2 Total Transaction Volume of In-store A2A Payments
Figure & Table 3.2: Transaction Volume of In-store A2A Payments (m), Globally, Split by 8 Key Regions, 2025-2030
3.3 Total Transaction Value of In-store A2A Payments
Figure & Table 3.3: Total Transaction Value of In-store A2A Payments (m), Globally, Split by 8 Key Regions, 2025-2030
4. eCommerce Payments
4.1 Total Number of Online A2A Payment Users
Figure & Table 4.1: Total Number of Online A2A Payment Users (m), Globally, Split by 8 Key Regions, 2025-2030
4.2 Total Transaction Volume of Online A2A Payments
Figure & Table 4.2: Total Transaction Volume of Online A2A Payments (m), Globally, Split by 8 Key Regions, 2025-2030
4.3 Total Transaction Value of Online A2A Payments
Figure & Table 4.3: Total Transaction Value of Online A2A Payments ($m), Globally, Split by 8 Key Regions, 2025-2030
5. P2P Payments
5.1 Total Number of P2P A2A Payment Users
Figure & Table 5.1: Total Number of P2P A2A Payment Users (m), Globally, Split by 8 Key Regions, 2025-2030
5.2 Total Transaction Volume of P2P A2A Payments
Figure & Table 5.2: Total Transaction Volume of P2P A2A Payments (m), Globally, Split by 8 Key Regions, 2025-2030
5.3 Total Transaction Value of P2P A2A Payments
Figure & Table 5.3: Total Transaction Value of P2P A2A Payments ($m), Globally, Split by 8 Key Regions, 2025-2030
6. Cross-border Payments
6.1 Total Number of Cross-border A2A Payment Users
Figure & Table 6.1: Total Number of Cross-border A2A Payment Users (m), Globally, Split by 8 Key Regions, 2025-2030
6.2 Total Transaction Volume of Cross-border Consumer A2A Payments
Figure & Table 6.2: Total Transaction Volume of Cross-border Consumer A2A Payments (m), Globally, Split by 8 Key Regions, 2025-2030
6.3 Total Transaction Value of Cross-border Consumer A2A Payments
Figure & Table 6.3: Total Transaction Value of Cross-border Consumer A2A Payments ($m), Globally, Split by 8 Key Regions, 2025-2030
7. B2B Payments
7.1 Total Number of Domestic A2A B2B Transactions
Figure & Table 7.1: Total Number of Domestic A2A B2B Transactions (m), Globally, Split by 8 Key Regions, 2025-2030
7.2 Total Value of Domestic A2A B2B Transactions
Figure & Table 7.2: Total Value of Domestic A2A B2B Transactions ($m), Globally, Split by 8 Key Regions, 2025-2030
7.3 Total Number of Cross-border A2A B2B Transactions
Figure & Table 7.3: Total Number of Cross-border A2A B2B Transactions (m), Globally, Split by 8 Key Regions, 2025-2030
7.4 Total Value of Cross-border A2A B2B Transactions
Figure & Table 7.4: Total Value of Cross-border A2A B2B Transactions ($m), Globally, Split by 8 Key Regions, 2025-2030
8. B2C Payments
8.1 Total Number of Domestic A2A B2C Transaction
Figure & Table 8.1: Total Number of Domestic A2A B2C Transactions (m), Globally, Split by 8 Key Regions, 2025-2030
8.2 Total Value of Domestic A2A B2C Transactions
Figure & Table 8.2: Total Value of Domestic A2A B2C Transactions ($m), Globally, Split by 8 Key Regions, 2025-2030
8.3 Total Number of Cross-border A2A B2C Transactions
Figure & Table 8.3: Total Number of Cross-border A2A B2C Transactions (m), Globally, Split by 8 Key Regions, 2025-2030
8.4 Total Value of Cross-border A2A B2C Transactions
Figure & Table 8.4: Total Value of Cross-border A2A B2C Transactions ($m), Globally, Split by 8 Key Regions, 2025-2030 41

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