Report cover image

Digital Lending Platforms in the United States

Publisher GlobalData
Published Mar 27, 2025
Length 46 Pages
SKU # GBDT20028488

Description

Digital Lending Platforms in the United States

Summary

Digital Lending Platforms in the United States industry profile provides top-line qualitative and quantitative summary information including: market size (value 2019-24, and forecast to 2029). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.

Key Highlights
  • Digital lending refers to the use of technology and online platforms to offer financial products and services, particularly loans, in a fully digital format. This involves automating the process of loan application, approval, disbursement, and repayment through digital channels. Digital lending typically eliminates the need for physical paperwork and in-person visits to banks or lending institutions, providing faster, more convenient access to credit.
  • The US digital lending platforms market recorded revenues of $480.5 billion in 2024, representing a compound annual growth rate (CAGR) of 17.1% between 2019 and 2024.
  • The banks segment accounted for the market's largest proportion in 2024, with total revenues of $177 billion, equivalent to 36.8% of the market's overall value.
  • The US digital lending platform market held a 99.88% share of the total North American market in 2024.
Scope
  • Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the digital lending platforms market in the United States
  • Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the digital lending platforms market in the United States
  • Leading company profiles reveal details of key digital lending platforms market players’ global operations and financial performance
  • Add weight to presentations and pitches by understanding the future growth prospects of the United States digital lending platforms market with five year forecasts
Reasons to Buy
  • What was the size of the United States digital lending platforms market by value in 2024?
  • What will be the size of the United States digital lending platforms market in 2029?
  • What factors are affecting the strength of competition in the United States digital lending platforms market?
  • How has the market performed over the last five years?
  • What are the main segments that make up the United States's digital lending platforms market?

Table of Contents

46 Pages
1 Executive Summary
1.1. Market value
1.2. Market value forecast
1.3. Category segmentation
1.4. Geography segmentation
1.5. Market rivalry
1.6. Competitive landscape
2 Market Overview
2.1. Market definition
2.2. Market analysis
3 Market Data
3.1. Market value
4 Market Segmentation
4.1. Category segmentation
4.2. Geography segmentation
5 Market Outlook
5.1. Market value forecast
6 Five Forces Analysis
6.1. Summary
6.2. Buyer power
6.3. Supplier power
6.4. New entrants
6.5. Threat of substitutes
6.6. Degree of rivalry
7 Competitive Landscape
7.1. Who are the leading players?
7.2. What are the strategies of the leading players?
7.3. Has there been any new development in the market?
8 Company Profiles
8.1. Fiserv Inc
8.2. Fidelity National Information Services Inc
8.3. Blend Labs Inc
8.4. Upstart Holdings Inc
9 Macroeconomic Indicators
9.1. Country data
10 Appendix
10.1. Methodology
10.2. Industry associations
10.3. Related GlobalData research
10.4. About GlobalData
List of Tables
Table 1: United States digital lending platforms market value: $ million, 2019–24
Table 2: United States digital lending platforms market category segmentation: % share, by value, 2019–24
Table 3: United States digital lending platforms market category segmentation: $ million, 2019-24
Table 4: United States digital lending platforms market geography segmentation: $ million, 2024
Table 5: United States digital lending platforms market value forecast: $ million, 2024–29
Table 6: Fiserv Inc: Key Facts
Table 7: Fiserv Inc: annual financial ratios
Table 8: Fiserv Inc: key employees
Table 9: Fiserv Inc: key employees Continued
Table 10: Fidelity National Information Services Inc: Key Facts
Table 11: Fidelity National Information Services Inc: annual financial ratios
Table 12: Fidelity National Information Services Inc: key employees
Table 13: Blend Labs Inc: Key Facts
Table 14: Blend Labs Inc: annual financial ratios
Table 15: Blend Labs Inc: key employees
Table 16: Upstart Holdings Inc: Key Facts
Table 17: Upstart Holdings Inc: annual financial ratios
Table 18: Upstart Holdings Inc: key employees
Table 19: United States Size of Population (Million), 2020–24
Table 20: United States Real GDP (Constant 2010 Prices, $ Billion), 2020–24
Table 21: United States GDP (Current Prices, $ Billion), 2020–24
Table 22: United States Inflation, 2020–24
Table 23: United States Consumer Price Index (Absolute), 2020–24
Table 24: United States Exchange Rate, 2019–24
List of Figures
Figure 1: United States digital lending platforms market value: $ million, 2019–24
Figure 2: United States digital lending platforms market category segmentation: $ million, 2019-24
Figure 3: United States digital lending platforms market geography segmentation: % share, by value, 2024
Figure 4: United States digital lending platforms market value forecast: $ million, 2024–29
Figure 5: Forces driving competition in the digital lending platforms market in the United States, 2024
Figure 6: Drivers of buyer power in the digital lending platforms market in the United States, 2024
Figure 7: Drivers of supplier power in the digital lending platforms market in the United States, 2024
Figure 8: Factors influencing the likelihood of new entrants in the digital lending platforms market in the United States, 2024
Figure 9: Factors influencing the threat of substitutes in the digital lending platforms market in the United States, 2024
Figure 10: Drivers of degree of rivalry in the digital lending platforms market in the United States, 2024

Search Inside Report

Pricing

Currency Rates
How Do Licenses Work?

How Do Licenses Work?

The primary function of a report license is to define how many people within a company are authorized to use the purchased report. This is separate to how a report might be delivered. Unless specifically identified otherwise, the purchase option is Single User. Below is a helpful description of that license, along with a sampling of others most commonly offered.

  • This license allows only one user to have access to and to use/read the report. It is not one user at a time or one user group; it is an individual who will be reading and utilizing the report.

  • This license allows for the entire purchasing company to read and use the report. This is the license level that would allow for a report to be placed on an internal company shared drive for access by all employees of that direct company. This license does not extend to parent or sister company use.

  • This license is designed to allow an entire department within a company full access to a report. The departmental license is a great option for companies that have more than one location and the department is spread out all over the country/world

  • This license is for companies that have one location where they want the report to be accessible by all employees within that physical location.

  • This is the most flexible of the licensing options. Some publishers will allow you to get a license for a preset number of people (typically 5). These licenses are ideal for small work groups.

License options are at the discretion of each publisher. As such, not all licenses indicated above are available for every product. If you are uncertain of the best license for your needs or would like a license that is not proactively available, please contact us and we will be happy to assist.

Head shot

Questions or Comments?

Our team has the ability to search within reports to verify it suits your needs. We can also help maximize your budget by finding sections of reports you can purchase.
Chat Now
Contact Us