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Digital Lending Platforms in China

Publisher GlobalData
Published Mar 27, 2025
Length 41 Pages
SKU # GBDT20028580

Description

Digital Lending Platforms in China

Summary

Digital Lending Platforms in China industry profile provides top-line qualitative and quantitative summary information including: market size (value 2019-24, and forecast to 2029). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.

Key Highlights
  • Digital lending refers to the use of technology and online platforms to offer financial products and services, particularly loans, in a fully digital format. This involves automating the process of loan application, approval, disbursement, and repayment through digital channels. Digital lending typically eliminates the need for physical paperwork and in-person visits to banks or lending institutions, providing faster, more convenient access to credit.
  • The Chinese digital lending platforms market recorded revenues of $3.6 billion in 2024, representing a compound annual growth rate (CAGR) of 17.3% between 2019 and 2024.
  • The banks segment accounted for the market's largest proportion in 2024, with total revenues of $1.3 billion, equivalent to 36.8% of the market's overall value.
  • The Chinese digital lending platform market held a 0.5% share of the total Asia-Pacific market in 2024.
Scope
  • Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the digital lending platforms market in China
  • Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the digital lending platforms market in China
  • Leading company profiles reveal details of key digital lending platforms market players’ global operations and financial performance
  • Add weight to presentations and pitches by understanding the future growth prospects of the China digital lending platforms market with five year forecasts
Reasons to Buy
  • What was the size of the China digital lending platforms market by value in 2024?
  • What will be the size of the China digital lending platforms market in 2029?
  • What factors are affecting the strength of competition in the China digital lending platforms market?
  • How has the market performed over the last five years?
  • What are the main segments that make up China's digital lending platforms market?

Table of Contents

41 Pages
1 Executive Summary
1.1. Market value
1.2. Market value forecast
1.3. Category segmentation
1.4. Geography segmentation
1.5. Market rivalry
1.6. Competitive landscape
2 Market Overview
2.1. Market definition
2.2. Market analysis
3 Market Data
3.1. Market value
4 Market Segmentation
4.1. Category segmentation
4.2. Geography segmentation
5 Market Outlook
5.1. Market value forecast
6 Five Forces Analysis
6.1. Summary
6.2. Buyer power
6.3. Supplier power
6.4. New entrants
6.5. Threat of substitutes
6.6. Degree of rivalry
7 Competitive Landscape
7.1. Who are the leading players?
7.2. What are the strengths of the leading players?
7.3. What are the initiatives taken by the Government of China to promote the digital lending platforms market?
8 Company Profiles
8.1. Ant Group Co Ltd
8.2. Lufax Holding Ltd
8.3. Tencent Holdings Ltd
9 Macroeconomic Indicators
9.1. Country data
10 Appendix
10.1. Methodology
10.2. Industry associations
10.3. Related GlobalData research
10.4. About GlobalData
List of Tables
Table 1: China digital lending platforms market value: $ million, 2019–24
Table 2: China digital lending platforms market category segmentation: % share, by value, 2019–24
Table 3: China digital lending platforms market category segmentation: $ million, 2019-24
Table 4: China digital lending platforms market geography segmentation: $ million, 2024
Table 5: China digital lending platforms market value forecast: $ million, 2024–29
Table 6: Ant Group Co Ltd: Key Facts
Table 7: Ant Group Co Ltd: key employees
Table 8: Lufax Holding Ltd: Key Facts
Table 9: Lufax Holding Ltd: annual financial ratios
Table 10: Lufax Holding Ltd: key employees
Table 11: Tencent Holdings Ltd: Key Facts
Table 12: Tencent Holdings Ltd: annual financial ratios
Table 13: Tencent Holdings Ltd: key employees
Table 14: China Size of Population (Million), 2020–24
Table 15: China Real GDP (Constant 2010 Prices, $ Billion), 2020–24
Table 16: China GDP (Current Prices, $ Billion), 2020–24
Table 17: China Inflation, 2020–24
Table 18: China Consumer Price Index (Absolute), 2020–24
Table 19: China Exchange Rate, 2019–24
List of Figures
Figure 1: China digital lending platforms market value: $ million, 2019–24
Figure 2: China digital lending platforms market category segmentation: $ million, 2019-24
Figure 3: China digital lending platforms market geography segmentation: % share, by value, 2024
Figure 4: China digital lending platforms market value forecast: $ million, 2024–29
Figure 5: Forces driving competition in the digital lending platforms market in China, 2024
Figure 6: Drivers of buyer power in the digital lending platforms market in China, 2024
Figure 7: Drivers of supplier power in the digital lending platforms market in China, 2024
Figure 8: Factors influencing the likelihood of new entrants in the digital lending platforms market in China, 2024
Figure 9: Factors influencing the threat of substitutes in the digital lending platforms market in China, 2024
Figure 10: Drivers of degree of rivalry in the digital lending platforms market in China, 2024

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