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Embedded Finance Market Growth, Size, Trends Analysis- By Type, By Business, By End Use - Regional Outlook, Competitive Strategies and Segment Forecast to 2034

Publisher SPER Market Research Pvt. Ltd.
Published Jul 29, 2025
Length 248 Pages
SKU # SPER20400341

Description

Embedded Finance Market Introduction and Overview

According to SPER Market Research, ‘Global Embedded Finance Market Size- By Type, By Application, By Category, By Source – Regional Outlook, Competitive Strategies and Segment Forecast to 2034’ state that the Global Embedded Finance Market is predicted to reach 1557.63 billion by 2034 with a CAGR 30.5%.

Embedded finance is the integration of financial services—like payments, loans, insurance, or investments—into non-financial platforms or products. Rather than directing users to a bank or separate financial institution, it allows companies to offer these services within their own apps or websites. For instance, a ride-hailing app might enable users to pay, tip, or access credit without leaving the platform.

Restraints: The embedded finance market faces several challenges that may hinder its growth despite strong potential. A key concern is the handling of sensitive customer data, including personal and financial information, which demands strict compliance with data privacy and security standards to avoid breaches and unauthorized access. Ensuring effective cybersecurity is complex due to the integration across various platforms.

Scope of the report:

Report Metric Details
Market size available for years 2021-2034
Base year considered 2024
Forecast period 2025-2034
Segments covered By Type, By Business, By End Use

Regions covered

North America, Latin America, Asia-Pacific, Europe, and Middle East & Africa

Companies Covered

Stripe, Inc., PAYRIX, Cybrid Technology Inc., Walnut Insurance Inc., Lendflow, Finastra, Zopa Bank Limited, Fortis Payment Systems, LLC, Transcard Payments, Fluenccy Pty Limited.

Global Embedded Finance Market Segmentation:

By Type:

Based on the Type, Global Embedded Finance Market is segmented as; Embedded Payment, Embedded Insurance, Embedded Investment, Embedded Lending, Embedded Banking.

By Business:

Based on the Business, Global Embedded Finance Market is segmented as; B2B, B2C, B2B2B, B2B2C

By End-use:

Based on the End-use, Global Embedded Finance Market is segmented as; Organic Retail, Healthcare, Logistics, Manufacturing, Travel & Entertainment, Others.

By Region:

This research also includes data for North America, Latin America, Asia-Pacific, Europe and Middle East & Africa.

Table of Contents

248 Pages
1. Introduction
1.1. Scope of the report
1.2. Market segment analysis
2. Research Methodology
2.1. Research data source
2.1.1. Secondary Data
2.1.2. Primary Data
2.1.3. SPERs internal database
2.1.4. Premium insight from KOLs
2.2. Market size estimation
2.2.1. Top-down and Bottom-up approach
2.3. Data triangulation
3. Executive Summary
4. Market Dynamics
4.1. Driver, Restraint, Opportunity and Challenges analysis
4.1.1. Drivers
4.1.2. Restraints
4.1.3. Opportunities
4.1.4. Challenges
5. Market variable and outlook
5.1. SWOT Analysis
5.1.1. Strengths
5.1.2. Weaknesses
5.1.3. Opportunities
5.1.4. Threats
5.2. PESTEL Analysis
5.2.1. Political Landscape
5.2.2. Economic Landscape
5.2.3. Social Landscape
5.2.4. Technological Landscape
5.2.5. Environmental Landscape
5.2.6. Legal Landscape
5.3. PORTERs Five Forces
5.3.1. Bargaining power of suppliers
5.3.2. Bargaining power of buyers
5.3.3. Threat of Substitute
5.3.4. Threat of new entrant
5.3.5. Competitive rivalry
5.4. Heat Map Analysis
6. Competitive Landscape
6.1. Global Embedded Finance Market Manufacturing Base Distribution, Sales Area, Product Type
6.2. Mergers & Acquisitions, Partnerships, Product Launch, and Collaboration in Global Embedded Finance Market
7. Global Embedded Finance Market, By Type, (USD Million) 2021-2034
7.1. Embedded Payment
7.2. Embedded Insurance
7.3. Embedded Investment
7.4. Embedded Lending
7.5. Embedded Banking
8. Global Embedded Finance Market, By Business, (USD Million) 2021-2034
8.1. B2 B
8.2. B2 C
8.3. B2 B2 B
8.4. B2 B2 C
9. Global Embedded Finance Market, By End-use, (USD Million) 2021-2034
9.1. Organic Retail
9.2. Healthcare
9.3. Logistics
9.4. Manufacturing
9.5. Travel & Entertainment
9.6. Others
10. Global Embedded Finance Market, (USD Million) 2021-2034
10.1. Global Embedded Finance Market Size and Market Share
11. Global Embedded Finance Market, By Region, 2021-2034 (USD Million)
11.1. Asia-Pacific
11.1.1. Australia
11.1.2. China
11.1.3. India
11.1.4. Japan
11.1.5. South Korea
11.1.6. Rest of Asia-Pacific
11.2. Europe
11.2.1. France
11.2.2. Germany
11.2.3. Italy
11.2.4. Spain
11.2.5. United Kingdom
11.2.6. Rest of Europe
11.3. Middle East and Africa
11.3.1. Kingdom of Saudi Arabia
11.3.2. United Arab Emirates
11.3.3. Qatar
11.3.4. South Africa
11.3.5. Egypt
11.3.6. Morocco
11.3.7. Nigeria
11.3.8. Rest of Middle-East and Africa
11.4. North America
11.4.1. Canada
11.4.2. Mexico
11.4.3. United States
11.5. Latin America
11.5.1. Argentina
11.5.2. Brazil
11.5.3. Rest of Latin America
12. Company Profile
12.1. Stripe, Inc.
12.1.1. Company details
12.1.2. Financial outlook
12.1.3. Product summary
12.1.4. Recent developments
12.2. PAYRIX
12.2.1. Company details
12.2.2. Financial outlook
12.2.3. Product summary
12.2.4. Recent developments
12.3. Cybrid Technology Inc.
12.3.1. Company details
12.3.2. Financial outlook
12.3.3. Product summary
12.3.4. Recent developments
12.4. Walnut Insurance Inc.
12.4.1. Company details
12.4.2. Financial outlook
12.4.3. Product summary
12.4.4. Recent developments
12.5. Lendflow
12.5.1. Company details
12.5.2. Financial outlook
12.5.3. Product summary
12.5.4. Recent developments
12.6. Finastra
12.6.1. Company details
12.6.2. Financial outlook
12.6.3. Product summary
12.6.4. Recent developments
12.7. Zopa Bank Limited
12.7.1. Company details
12.7.2. Financial outlook
12.7.3. Product summary
12.7.4. Recent developments
12.8. Fortis Payment Systems, LLC
12.8.1. Company details
12.8.2. Financial outlook
12.8.3. Product summary
12.8.4. Recent developments
12.9. Transcard Payments
12.9.1. Company details
12.9.2. Financial outlook
12.9.3. Product summary
12.9.4. Recent developments
12.10. Fluenccy Pty Limited
12.10.1. Company details
12.10.2. Financial outlook
12.10.3. Product summary
12.10.4. Recent developments
12.11. Others
13. Conclusion
14. List of Abbreviations
15. Reference Links

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