Mobile Money in Emerging Markets 2026-2030: Market Trends and Strategies
Description
Juniper Research’s new report examines the Mobile Money in Emerging Markets landscape in detail; assessing current trends and factors shaping the market, such as smartphone penetration rising across emerging markets, how interoperability can unlock new opportunities, the shift towards open platforms, and how mobile money services should work closely with regulators to improve financial inclusion. The report delivers comprehensive analysis of the strategic opportunities for mobile money services and platform providers; addressing key verticals, developing challenges, and how stakeholders should navigate these.
Please note: the online download version of this report is for a global site license.
Please note: the online download version of this report is for a global site license.
Table of Contents
49 Pages
- 1. Key Takeaways & Strategic Recommendations
- 1.1 Key Takeaways
- 1.2 Strategic Recommendations for Mobile Money Services
- 1.3 Strategic Recommendations for Mobile Money Platform Providers
- 2. Current Status of the Mobile Money Market & Future Outlook
- 2.1 Introduction to Mobile Money
- Figure 2.1: Unbanked Adult Population (m), Split by 8 Key Regions, 2025
- 2.2 Definitions Within Mobile Money
- 2.2.1 The Context
- 2.2.2 The Drivers
- Figure 2.2: Unbanked Adult Population (%), Split by 8 Key Regions, 2025
- 2.2.3 The Key Pillars of Mobile Money
- 2.2.4 The Challenges
- 3. Segment Analysis
- 3.1.1 Mobile Money Transfer
- i. Domestic
- ii. Cross-border
- 3.1.2 Mobile Microloans
- 3.1.3 Mobile Microinsurance
- Table 3.1: Customers Using Mobile Money to Pay for an Insurance Product, (%), Split by Country, 2023-2024
- 3.1.4 Mobile Microsavings
- 3.1.5 Merchant Payments (Both In-store and Online)
- i. In-store Merchant Payments
- ii. Online Merchant Payments
- 3.2 Status of the Mobile Money Market
- 3.2.1 Mobile Money Transfer
- i. Introduction
- ii. SWOT Analysis
- iii. Outlook
- 3.2.2 Mobile Microloans
- i. Introduction
- ii. SWOT Analysis
- iii. Outlook
- 3.2.3 Mobile Microinsurance
- i. Introduction
- ii. Outlook
- 3.2.4 Mobile Microsavings
- i. Introduction
- ii. SWOT Analysis
- iii. Outlook
- 3.2.5 Merchant Payments
- i. Introduction
- ii. SWOT Analysis
- iii. Outlook
- 3.2.6 Key Relationships
- i. Banks
- ii. Regulators
- iii. Agent Networks
- iv. Merchant Networks
- v. Remittance Partners
- vi. Platform Providers
- 4. Key Trends & Drivers
- 4.1 Key Trends & Drivers for Mobile Money Vendors
- 4.1.1 Superapps Are a Natural Evolution
- Figure 4.1: Smartphone Penetration (%), Across 4 Emerging Regions, 2013/2025/2030
- Figure 4.2: UI and UX Advancements in Mobile Money Services
- 4.1.2 The Convergence: Blockchain and Mobile Money
- Figure 4.3: Ethereum Total Value Locked (TVL) in DeFi, Between 2018 to 2026, (USD), (bn)
- 4.1.3 Interoperability Unlocks New Use Cases
- Figure 4.4: Interoperability With Mobile Money Services
- 4.2 Key Trends & Drivers for Mobile Money Platform Providers
- 4.2.1 Open APIs and Open Platforms
- 4.2.2 The Shift Towards Cloud-based Microservices Architecture
- 4.2.3 Unlocking AI-driven Insights and Use Cases 44
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