Report cover image

Mobile Money in Emerging Markets 2026-2030: Market Trends and Strategies

Publisher Juniper Research
Published Feb 02, 2026
Length 49 Pages
SKU # JNRH20821118

Description

Juniper Research’s new report examines the Mobile Money in Emerging Markets landscape in detail; assessing current trends and factors shaping the market, such as smartphone penetration rising across emerging markets, how interoperability can unlock new opportunities, the shift towards open platforms, and how mobile money services should work closely with regulators to improve financial inclusion. The report delivers comprehensive analysis of the strategic opportunities for mobile money services and platform providers; addressing key verticals, developing challenges, and how stakeholders should navigate these.

Please note: the online download version of this report is for a global site license.

Table of Contents

49 Pages
1. Key Takeaways & Strategic Recommendations
1.1 Key Takeaways
1.2 Strategic Recommendations for Mobile Money Services
1.3 Strategic Recommendations for Mobile Money Platform Providers
2. Current Status of the Mobile Money Market & Future Outlook
2.1 Introduction to Mobile Money
Figure 2.1: Unbanked Adult Population (m), Split by 8 Key Regions, 2025
2.2 Definitions Within Mobile Money
2.2.1 The Context
2.2.2 The Drivers
Figure 2.2: Unbanked Adult Population (%), Split by 8 Key Regions, 2025
2.2.3 The Key Pillars of Mobile Money
2.2.4 The Challenges
3. Segment Analysis
3.1.1 Mobile Money Transfer
i. Domestic
ii. Cross-border
3.1.2 Mobile Microloans
3.1.3 Mobile Microinsurance
Table 3.1: Customers Using Mobile Money to Pay for an Insurance Product, (%), Split by Country, 2023-2024
3.1.4 Mobile Microsavings
3.1.5 Merchant Payments (Both In-store and Online)
i. In-store Merchant Payments
ii. Online Merchant Payments
3.2 Status of the Mobile Money Market
3.2.1 Mobile Money Transfer
i. Introduction
ii. SWOT Analysis
iii. Outlook
3.2.2 Mobile Microloans
i. Introduction
ii. SWOT Analysis
iii. Outlook
3.2.3 Mobile Microinsurance
i. Introduction
ii. Outlook
3.2.4 Mobile Microsavings
i. Introduction
ii. SWOT Analysis
iii. Outlook
3.2.5 Merchant Payments
i. Introduction
ii. SWOT Analysis
iii. Outlook
3.2.6 Key Relationships
i. Banks
ii. Regulators
iii. Agent Networks
iv. Merchant Networks
v. Remittance Partners
vi. Platform Providers
4. Key Trends & Drivers
4.1 Key Trends & Drivers for Mobile Money Vendors
4.1.1 Superapps Are a Natural Evolution
Figure 4.1: Smartphone Penetration (%), Across 4 Emerging Regions, 2013/2025/2030
Figure 4.2: UI and UX Advancements in Mobile Money Services
4.1.2 The Convergence: Blockchain and Mobile Money
Figure 4.3: Ethereum Total Value Locked (TVL) in DeFi, Between 2018 to 2026, (USD), (bn)
4.1.3 Interoperability Unlocks New Use Cases
Figure 4.4: Interoperability With Mobile Money Services
4.2 Key Trends & Drivers for Mobile Money Platform Providers
4.2.1 Open APIs and Open Platforms
4.2.2 The Shift Towards Cloud-based Microservices Architecture
4.2.3 Unlocking AI-driven Insights and Use Cases 44

Search Inside Report

How Do Licenses Work?
Request A Sample
Head shot

Questions or Comments?

Our team has the ability to search within reports to verify it suits your needs. We can also help maximize your budget by finding sections of reports you can purchase.