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Global Mobile Money in Emerging Markets: 2024–2029 Full Research Suite

Publisher Juniper Research
Published Jul 15, 2024
Length 147 Pages
SKU # JNRH19878046

Description

Our Mobile Money in Emerging Markets research report provides a detailed evaluation and analysis of the ways in which the mobile financial services space is evolving and developing. The research also considers future trends and challenges within the mobile money market, such as the shift to advanced services and the expansion of merchant payments.

In addition, the report contains two Juniper Research Competitor Leaderboards; giving readers a comprehensive understanding of the competitive dynamics in this space. The Competitor Leaderboards position 20 mobile money services and 16 mobile money technology platform providers; delivering an invaluable resource for stakeholders seeking to understand the competitive landscape in the mobile money market on both a consumer-facing and B2B basis.

The research suite contains a detailed dataset; providing forecasts for mobile financial services use across a wide range of different metrics, including the total users and transactions made via mobile money services, the amount lent to users of microcredit, and the total monetary spend and deposits for mobile money services in mobile money.

KEY FEATURES

Market Dynamics: A strategic analysis of the major drivers, challenges, and innovations shaping the adoption and development of the mobile money industry, including the shift from offering basic services to more advanced services and digital payments, the rise of the Payments as a Platform business model, and the use of AI to enable new capabilities within mobile wallets.
Key Takeaways & Strategic Recommendations: In-depth analysis of key development opportunities and findings within the mobile money market, accompanied by strategic recommendations for stakeholders, such as digital wallet providers, mobile network operators and banks.
Benchmark Industry Forecasts: Includes forecasts for the total users of, and spend via, mobile money platforms, split by different segments and transaction types. This data is split by 4 key forecast regions and 15 countries.
Juniper Research Competitor Leaderboards: Key player capability and capacity assessment for 20 mobile money services and 16 mobile money technology platform providers, via two Juniper Research Competitor Leaderboards.

Please note: the online download version of this report is for a global site license.

Table of Contents

147 Pages
1. Key Takeaways & Strategic Recommendations
1.1 Key Takeaways for Mobile Money Services
1.1.1 Mobile Money Is a Catalyst to Fintech Innovation and Diversified Revenue Streams
1.1.2 Central Banks and Financial Regulators Play a Key Role in Driving Mobile Money Growth
1.2 Strategic Recommendations for Mobile Money Services
1.2.1 Address the Demands of Financially Savvy Consumers through Differentiation
1.2.2 Build Financially Sustainable Business Models through Partnerships ..
1.3 Key Takeaways for Sophisticated MFS
1.3.1 Mobile Money Providers Will Adapt to the Shifting Revenue Landscape in MFS
1.3.2 Personalisation Will Be a Key Driver of Success in Elevating Customer Experience
1.3.3 Embracing Innovation in MFS with CBDCs (Central Bank Digital Currencies) Will Be Key
1.4 Strategic Recommendations for Sophisticated MFS
1.4.1 Leverage Enabling Technologies and Platforms to Advance MFS
1.4.2 Invest in Customer Financial Literacy and Wellbeing as a Strategic Imperative
1.4.3 Enhance Connectivity and Market Dynamics through Interoperability
2. Current Status of the Mobile Money Market & Future Outlook
2.1 Introduction to Mobile Money
Figure 2.1: Unbanked Adult Population (m), Split by 8 Key Regions, 2024
2.2 Definitions within Mobile Money
2.2.1 The Context
2.2.2 The Drivers
2.2.3 The Key Pillars of Mobile Money
2.2.4 The Challenges
Figure 2.2: Smartphone Penetration Rate (%), Split by 8 Key Regions, 2024
3. Segment Analysis
3.1.1 Mobile Money Transfer
i. Domestic
ii. Cross-border
3.1.2 Mobile Microloans
3.1.3 Mobile Microinsurance
3.1.4 Mobile Microsavings
3.1.5 Merchant Payments (both In-store and Online)
i. In-store Merchant Payments
ii. Online Merchant Payments
3.2 Status of the Mobile Money Market
3.2.1 Mobile Money Transfer
i. Introduction
ii. SWOT Analysis
iii. Outlook
3.2.2 Mobile Microloans
i. Introduction
ii. SWOT Analysis
iii. Outlook
3.2.3 Mobile Microinsurance
i. Introduction
Figure 3.1: Mobile Microinsurance Categories
ii. SWOT Analysis
iii. Outlook
3.2.4 Mobile Microsavings
i. Introduction
ii. SWOT Analysis
iii. Outlook
3.2.5 Merchant Payments
i. Introduction
ii. SWOT Analysis
iii. Key Vendors to Watch
iv. Outlook
4. Key Trends & Future Outlook
4.1 Key Enabling Factors
4.1.1 Key Technologies
i. AI (Artificial Intelligence) and ML (Machine Learning)
ii. Digital Identity
iii. Credit Scoring Alternative
iv. Blockchain and CBDCs
4.1.2 Key Relationships
i. Banks
ii. Regulators
iii. Agent Networks
iv. Merchant Networks
v. Remittance Partners
vi. Platform Providers
4.2 The Shift to Advanced Services
4.2.1 Platform Capabilities for New Service Offerings
4.2.2 Payments-as-a-Platform and the Future of Mobile Money
4.2.3 Optimised UX (User Experience) and UI (User Interface)
4.2.4 Personalised Product Design
4.2.5 Building and Managing Key Partnerships
4.2.6 Navigating Regulatory Challenges
1. Mobile Money Services Competitor Leaderboard & Vendor Profiles
Table 1.1: Juniper Research Competitor Leaderboard: Mobile Money Vendors Included & Product Portfolio
Figure 1.2: Juniper Research Leaderboard: Mobile Money Services
Table 1.3: Juniper Research Leaderboard: Mobile Money Services
Table 1.4: Juniper Research Leaderboard Heatmap: Mobile Money Services – Part 1 of 2
Table 1.5: Juniper Research Leaderboard Heatmap: Mobile Money Services – Part 2 of 2
1.1 Vendor Profiles
1.1.1 Airtel Money
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.2 bKash
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.3 Easypaisa
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.4 EcoCash
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.5 eZ Cash
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.6 Gcash (Philippines)
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
Figure 1.6: GCash Cash-in Kiosk
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.7 Grameenphone (GPAY)
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.8 LinkAja
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.9 Mon Cash
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.10 Moov Money (Benin)
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.11 M-PESA
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.12 MTN Mobile Money
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.13 Ooredoo Money
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.14 Orange Money
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.15 Roshan M-Paisa
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.16 Tigo
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.17 Transfer/Telcel
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.18 TrueMoney
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.19 UPaisa
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.1.20 Wave Money
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
1.2 Juniper Research Leaderboard Assessment Methodology
1.3 Limitations & Interpretations
Table 1.7: Juniper Research Competitor Leaderboard Scoring Criteria: Mobile Money Services
2. Mobile Money Platform Providers Competitor Leaderboard
Table 2.1: Juniper Research Competitor Leaderboard: Mobile Money Platform Vendors Included & Product Portfolio
Figure 2.2: Juniper Research Competitor Leaderboard: Mobile Money Platforms
Table 2.3: Juniper Research Leaderboard: Mobile Money Platforms
Table 2.4: Juniper Research Leaderboard Heatmap: Mobile Money Platforms ..
2.1 Vendor Profiles
2.1.1 Amdocs
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.2 Comviva
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.3 DigiPay.Guru
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.4 Ericsson
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.5 Estel
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.6 Huawei
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.7 inswitch
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.8 Obopay
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.9 Omobio
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities
2.1.10 OpenWay
i. Corporate
ii. Geographic Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
Figure 2.5: Way4 Payment Business Capabilities
Figure 2.6: Way4 Technologies Capabilities
v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities

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