United Kingdom Fintech Market Report and Forecast 2025-2034
Description
The United Kingdom fintech market size reached USD 10.32 Billion in 2024. The market is expected to grow at a CAGR of 7.05% between 2025 and 2034, reaching USD 20.40 Billion by 2034.
Due to the deployment mode, the United Kingdom fintech market growth benefits from enhanced data control
This entails companies having full authority over their data, which is crucial for safeguarding sensitive financial information. On-site fintech solutions enhance data control, aiding in safeguarding sensitive financial information. They simplify adherence to regulations as data remains under the company's jurisdiction. Customization options are adaptable, and performance can be quicker with reduced latency. Some perceive them as more secure due to direct security oversight.
Cloud-based fintech solutions offer scalability, adjusting resources according to market needs. They are cost-effective, eliminating substantial hardware investments with pay-as-you-go models. Accessible globally, they support remote work. Cloud providers manage updates, alleviating the IT team's burden. Furthermore, they offer robust disaster recovery through data redundancy and backups.
In August 2023, the UK introduced a £1 billion Fintech Growth Fund to enhance its global FinTech investment standing. Supported by industry giants like Mastercard and Barclays, the fund aims to assist growth-stage FinTech companies, addressing concerns about UK FinTech obstacles and promoting local listings.
Market Segmentation
United Kingdom Fintech Market Report and Forecast 2025-2034 offers a detailed analysis of the market based on the following segments:
Market Breakup by Deployment Mode
On-Premises
Cloud
Market Breakup by Technology
Artificial Intelligence
Application Programming Interface (API)
Robotic Process Automation
Data Analytics
Others
Market Breakup by Application
Payments and Fund Transfers
Loans
Insurance and Personal Finance
Wealth Management
Others
Market Breakup by Region
England
Wales
Scotland
Northern Ireland
The United Kingdom fintech market key players are Revolut Ltd., Monzo Bank Limited, Wise Plc, Paymentsense Limited, Starling Bank Limited, JPMorgan Chase & Co. (Nutmeg), Soldo Software Ltd., Digital Moneybox Limited, OakNorth Bank Plc, and SumUp Payments Limited among others.
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Due to the deployment mode, the United Kingdom fintech market growth benefits from enhanced data control
This entails companies having full authority over their data, which is crucial for safeguarding sensitive financial information. On-site fintech solutions enhance data control, aiding in safeguarding sensitive financial information. They simplify adherence to regulations as data remains under the company's jurisdiction. Customization options are adaptable, and performance can be quicker with reduced latency. Some perceive them as more secure due to direct security oversight.
Cloud-based fintech solutions offer scalability, adjusting resources according to market needs. They are cost-effective, eliminating substantial hardware investments with pay-as-you-go models. Accessible globally, they support remote work. Cloud providers manage updates, alleviating the IT team's burden. Furthermore, they offer robust disaster recovery through data redundancy and backups.
In August 2023, the UK introduced a £1 billion Fintech Growth Fund to enhance its global FinTech investment standing. Supported by industry giants like Mastercard and Barclays, the fund aims to assist growth-stage FinTech companies, addressing concerns about UK FinTech obstacles and promoting local listings.
Market Segmentation
United Kingdom Fintech Market Report and Forecast 2025-2034 offers a detailed analysis of the market based on the following segments:
Market Breakup by Deployment Mode
On-Premises
Cloud
Market Breakup by Technology
Artificial Intelligence
Application Programming Interface (API)
Robotic Process Automation
Data Analytics
Others
Market Breakup by Application
Payments and Fund Transfers
Loans
Insurance and Personal Finance
Wealth Management
Others
Market Breakup by Region
England
Wales
Scotland
Northern Ireland
The United Kingdom fintech market key players are Revolut Ltd., Monzo Bank Limited, Wise Plc, Paymentsense Limited, Starling Bank Limited, JPMorgan Chase & Co. (Nutmeg), Soldo Software Ltd., Digital Moneybox Limited, OakNorth Bank Plc, and SumUp Payments Limited among others.
View Our Regional Reports
United States Fintech Market
Brazil Fintech Market
Vietnam Fintech Market
France Fintech Market
Germany Fintech Market
Fintech Market
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Australia Fintech Market
Saudi Arabia Fintech Market
Table of Contents
136 Pages
- 1 Executive Summary
- 1.1 Market Size 2024-2025
- 1.2 Market Growth 2025(F)-2034(F)
- 1.3 Key Demand Drivers
- 1.4 Key Players and Competitive Structure
- 1.5 Industry Best Practices
- 1.6 Recent Trends and Developments
- 1.7 Industry Outlook
- 2 Market Overview and Stakeholder Insights
- 2.1 Market Trends
- 2.2 Key Verticals
- 2.3 Key Regions
- 2.4 Supplier Power
- 2.5 Buyer Power
- 2.6 Key Market Opportunities and Risks
- 2.7 Key Initiatives by Stakeholders
- 3 Economic Summary
- 3.1 GDP Outlook
- 3.2 GDP Per Capita Growth
- 3.3 Inflation Trends
- 3.4 Democracy Index
- 3.5 Gross Public Debt Ratios
- 3.6 Balance of Payment (BoP) Position
- 3.7 Population Outlook
- 3.8 Urbanisation Trends
- 4 Country Risk Profiles
- 4.1 Country Risk
- 4.2 Business Climate
- 5 Europe Fintech Market Overview
- 5.1 Key Industry Highlights
- 5.2 Europe Fintech Historical Market (2018-2024)
- 5.3 Europe Fintech Market Forecast (2025-2034)
- 6 United Kingdom Fintech Market Overview
- 6.1 Key Industry Highlights
- 6.2 United Kingdom Fintech Historical Market (2018-2024)
- 6.3 United Kingdom Fintech Market Forecast (2025-2034)
- 7 United Kingdom Fintech Market by Deployment Mode
- 7.1 On-Premises
- 7.1.1 Historical Trend (2018-2024)
- 7.1.2 Forecast Trend (2025-2034)
- 7.2 Cloud
- 7.2.1 Historical Trend (2018-2024)
- 7.2.2 Forecast Trend (2025-2034)
- 8 United Kingdom Fintech Market by Technology
- 8.1 Artificial Intelligence
- 8.1.1 Historical Trend (2018-2024)
- 8.1.2 Forecast Trend (2025-2034)
- 8.2 Application Programming Interface (API)
- 8.2.1 Historical Trend (2018-2024)
- 8.2.2 Forecast Trend (2025-2034)
- 8.3 Robotic Process Automation
- 8.3.1 Historical Trend (2018-2024)
- 8.3.2 Forecast Trend (2025-2034)
- 8.4 Data Analytics
- 8.4.1 Historical Trend (2018-2024)
- 8.4.2 Forecast Trend (2025-2034)
- 8.5 Others
- 9 United Kingdom Fintech Market by Application
- 9.1 Payments and Fund Transfer
- 9.1.1 Historical Trend (2018-2024)
- 9.1.2 Forecast Trend (2025-2034)
- 9.2 Loans
- 9.2.1 Historical Trend (2018-2024)
- 9.2.2 Forecast Trend (2025-2034)
- 9.3 Insurance and Personal Finance
- 9.3.1 Historical Trend (2018-2024)
- 9.3.2 Forecast Trend (2025-2034)
- 9.4 Wealth Management
- 9.4.1 Historical Trend (2018-2024)
- 9.4.2 Forecast Trend (2025-2034)
- 9.5 Others
- 10 United Kingdom Fintech Market by Region
- 10.1 England
- 10.1.1 Historical Trend (2018-2024)
- 10.1.2 Forecast Trend (2025-2034)
- 10.2 Wales
- 10.2.1 Historical Trend (2018-2024)
- 10.2.2 Forecast Trend (2025-2034)
- 10.3 Scotland
- 10.3.1 Historical Trend (2018-2024)
- 10.3.2 Forecast Trend (2025-2034)
- 10.4 Northern Ireland
- 10.4.1 Historical Trend (2018-2024)
- 10.4.2 Forecast Trend (2025-2034)
- 11 Market Dynamics
- 11.1 SWOT Analysis
- 11.1.1 Strengths
- 11.1.2 Weaknesses
- 11.1.3 Opportunities
- 11.1.4 Threats
- 11.2 Porter’s Five Forces Analysis
- 11.2.1 Supplier’s Power
- 11.2.2 Buyer’s Power
- 11.2.3 Threat of New Entrants
- 11.2.4 Degree of Rivalry
- 11.2.5 Threat of Substitutes
- 11.3 Key Indicators for Demand
- 11.4 Key Indicators for Price
- 12 Competitive Landscape
- 12.1 Supplier Selection
- 12.2 Key Global Players
- 12.3 Key Regional Players
- 12.4 Key Player Strategies
- 12.5 Company Profiles
- 12.5.1 Revolut Ltd.
- 12.5.1.1 Company Overview
- 12.5.1.2 Product Portfolio
- 12.5.1.3 Demographic Reach and Achievements
- 12.5.1.4 Certifications
- 12.5.2 Monzo Bank Limited
- 12.5.2.1 Company Overview
- 12.5.2.2 Product Portfolio
- 12.5.2.3 Demographic Reach and Achievements
- 12.5.2.4 Certifications
- 12.5.3 Wise Plc
- 12.5.3.1 Company Overview
- 12.5.3.2 Product Portfolio
- 12.5.3.3 Demographic Reach and Achievements
- 12.5.3.4 Certifications
- 12.5.4 Paymentsense Limited
- 12.5.4.1 Company Overview
- 12.5.4.2 Product Portfolio
- 12.5.4.3 Demographic Reach and Achievements
- 12.5.4.4 Certifications
- 12.5.5 Starling Bank Limited
- 12.5.5.1 Company Overview
- 12.5.5.2 Product Portfolio
- 12.5.5.3 Demographic Reach and Achievements
- 12.5.5.4 Certifications
- 12.5.6 JPMorgan Chase & Co. (Nutmeg)
- 12.5.6.1 Company Overview
- 12.5.6.2 Product Portfolio
- 12.5.6.3 Demographic Reach and Achievements
- 12.5.6.4 Certifications
- 12.5.7 Soldo Software Ltd.
- 12.5.7.1 Company Overview
- 12.5.7.2 Product Portfolio
- 12.5.7.3 Demographic Reach and Achievements
- 12.5.7.4 Certifications
- 12.5.8 Digital Moneybox Limited
- 12.5.8.1 Company Overview
- 12.5.8.2 Product Portfolio
- 12.5.8.3 Demographic Reach and Achievements
- 12.5.8.4 Certifications
- 12.5.9 OakNorth Bank Plc
- 12.5.9.1 Company Overview
- 12.5.9.2 Product Portfolio
- 12.5.9.3 Demographic Reach and Achievements
- 12.5.9.4 Certifications
- 12.5.10 SumUp Payments Limited
- 12.5.10.1 Company Overview
- 12.5.10.2 Product Portfolio
- 12.5.10.3 Demographic Reach and Achievements
- 12.5.10.4 Certifications
- 12.5.11 Others
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