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Australia Automotive Financing Market Size, Share Analysis and Forecast Report (2025-2034)

Publisher Expert Market Research
Published Oct 25, 2025
Length 109 Pages
SKU # EMAR20523639

Description

Based on the type, the Australia automotive financing market share is driven by new vehicle The Australia automotive financing market is experiencing growth, as banks and financial institutions provide lower interest rates and reduced monthly payments for new vehicle financing. Manufacturers also provide deals and incentives on new vehicles such as zero-per-cent financing and warranties that cover repairs and maintenance for a certain period which makes new vehicle financing appealing and affordable to customers. Financing helps individuals spread out the cost of purchasing of new vehicle for a certain period while enjoying the benefits of a vehicle.Digitisation in the Australia automotive financing market streamlines the application process by offering online platforms for applications, approvals, and management making it convenient and accessible for individuals. They can easily go through the diverse financing products and customise them according to their needs through online platforms. They can go through the policy terms, interest rates and repayment options in one place. Individuals can easily make their monthly payments through digital platforms to avoid any delay.Bank Australia will cease their fossil fuels car loans from 2025 to support the shift towards a decarbonised economy as private passenger cars account for 62% of Australia’s transport emissions."Australia Automotive Financing Market Report and Forecast 2025-2034" offers a detailed analysis of the market based on the following segments:Market Breakup by Type
New Vehicle
Used VehicleMarket Breakup by Source Type
OEM
Banks
Credit Unions
Financial Institutions
Others

Market Breakup by Vehicle Type
Passenger Cars
Commercial VehiclesMarket Breakup by Region
New South Wales
Victoria
Queensland
Australian Capital Territory
Western Australia
Others

Australia Automotive Financing Market ShareOriginal Equipment Manufacturers (OEMs) are highly considered as they often provide attractive financing options directly through their captive finance arms, offering competitive interest rates, flexible terms, and tailored financial products. OEMs and Banks are highly preferred due to their extensive reach, specialised financial products, and ability to bundle services with vehicle purchases, making them primary choices for automotive financing.Leading Companies in the Australia Automotive Financing MarketThe growth of the automotive financing market is fueled by due to the increasing adoption of the digitisation process by companies in the finance process. Companies and organisations provide customized and tailor-made products to consumers catering to their needs.
Toyota Finance Australia Limited
Commonwealth Bank of Australia
National Australia Bank Ltd.
CFI Finance Pty Ltd.
Think Advance Solutions Pty Ltd.
CarClarity ACL Pty Ltd.
Simply Automotive Pty Ltd.
Carloans.com.au Pty Ltd.
Stratton Finance Pty Ltd.
Others

Table of Contents

109 Pages
1 Preface
2 Report Coverage – Key Segmentation and Scope
3 Report Description
3.1 Market Definition and Outlook
3.2 Properties and Applications
3.3 Market Analysis
3.4 Key Players
4 Key Assumptions
5 Executive Summary
5.1 Overview
5.2 Key Drivers
5.3 Key Developments
5.4 Competitive Structure
5.5 Key Industrial Trends
6 Market Snapshot
7 Opportunities and Challenges in the Market
8 Australia Automotive Financing Market Overview
8.1 Key Industry Highlights
8.2 Australia Automotive Financing Historical Market (2018-2024)
8.3 Australia Automotive Financing Market Forecast (2025-2034)
9 Australia Automotive Financing Market by Type
9.1 New Vehicle
9.1.1 Historical Trend (2018-2024)
9.1.2 Forecast Trend (2025-2034)
9.2 Used Vehicle
9.2.1 Historical Trend (2018-2024)
9.2.2 Forecast Trend (2025-2034)
10 Australia Automotive Financing Market by Source Type
10.1 OEM
10.1.1 Historical Trend (2018-2024)
10.1.2 Forecast Trend (2025-2034)
10.2 Banks
10.2.1 Historical Trend (2018-2024)
10.2.2 Forecast Trend (2025-2034)
10.3 Credit Unions
10.3.1 Historical Trend (2018-2024)
10.3.2 Forecast Trend (2025-2034)
10.4 Financial Institutions
10.4.1 Historical Trend (2018-2024)
10.4.2 Forecast Trend (2025-2034)
10.5 Others
11 Australia Automotive Financing Market by Vehicle Type
11.1 Passenger Cars
11.1.1 Historical Trend (2018-2024)
11.1.2 Forecast Trend (2025-2034)
11.2 Commercial Vehicles
11.2.1 Historical Trend (2018-2024)
11.2.2 Forecast Trend (2025-2034)
12 Australia Automotive Financing Market by Region
12.1 New South Wales
12.1.1 Historical Trend (2018-2024)
12.1.2 Forecast Trend (2025-2034)
12.2 Victoria
12.2.1 Historical Trend (2018-2024)
12.2.2 Forecast Trend (2025-2034)
12.3 Queensland
12.3.1 Historical Trend (2018-2024)
12.3.2 Forecast Trend (2025-2034)
12.4 Australian Capital Territory
12.4.1 Historical Trend (2018-2024)
12.4.2 Forecast Trend (2025-2034)
12.5 Western Australia
12.5.1 Historical Trend (2018-2024)
12.5.2 Forecast Trend (2025-2034)
12.6 Others
13 Market Dynamics
13.1 SWOT Analysis
13.1.1 Strengths
13.1.2 Weaknesses
13.1.3 Opportunities
13.1.4 Threats
13.2 Porter’s Five Forces Analysis
13.2.1 Supplier’s Power
13.2.2 Buyer’s Power
13.2.3 Threat of New Entrants
13.2.4 Degree of Rivalry
13.2.5 Threat of Substitutes
13.3 Key Indicators for Demand
13.4 Key Indicators for Price
14 Competitive Landscape
14.1 Market Structure
14.2 Company Profiles
14.2.1 Toyota Finance Australia Limited
14.2.1.1 Company Overview
14.2.1.2 Product Portfolio
14.2.1.3 Demographic Reach and Achievements
14.2.1.4 Certifications
14.2.2 Commonwealth Bank of Australia
14.2.2.1 Company Overview
14.2.2.2 Product Portfolio
14.2.2.3 Demographic Reach and Achievements
14.2.2.4 Certifications
14.2.3 National Australia Bank Ltd.
14.2.3.1 Company Overview
14.2.3.2 Product Portfolio
14.2.3.3 Demographic Reach and Achievements
14.2.3.4 Certifications
14.2.4 CFI Finance Pty Ltd.
14.2.4.1 Company Overview
14.2.4.2 Product Portfolio
14.2.4.3 Demographic Reach and Achievements
14.2.4.4 Certifications
14.2.5 Think Advance Solutions Pty Ltd.
14.2.5.1 Company Overview
14.2.5.2 Product Portfolio
14.2.5.3 Demographic Reach and Achievements
14.2.5.4 Certifications
14.2.6 CarClarity ACL Pty Ltd.
14.2.6.1 Company Overview
14.2.6.2 Product Portfolio
14.2.6.3 Demographic Reach and Achievements
14.2.6.4 Certifications
14.2.7 Simply Automotive Pty Ltd.
14.2.7.1 Company Overview
14.2.7.2 Product Portfolio
14.2.7.3 Demographic Reach and Achievements
14.2.7.4 Certifications
14.2.8 Carloans.com.au Pty Ltd.
14.2.8.1 Company Overview
14.2.8.2 Product Portfolio
14.2.8.3 Demographic Reach and Achievements
14.2.8.4 Certifications
14.2.9 Stratton Finance Pty Ltd.
14.2.9.1 Company Overview
14.2.9.2 Product Portfolio
14.2.9.3 Demographic Reach and Achievements
14.2.9.4 Certifications
14.2.10 Others
15 Key Trends and Developments in the Market

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