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Digital Lending Market

Published Nov 24, 2025
Length 165 Pages
SKU # CMI20658434

Description

Global digital lending market is estimated to be valued at USD 17.75 Bn in 2025 and is expected to reach USD 38.54 Bn by 2032, exhibiting a compound annual growth rate (CAGR) of 11.7% from 2025 to 2032.

Digital lending refers to consumer and small business loans that are applied and processed online through digital platforms, thus, allowing borrowers to access funds quickly through alternative lending channels. Over the past few years, digital lending market has experienced rapid growth due to rising adoption of smartphones and internet penetration globally. Borrowers prefer the convenience of applying for loans on their mobile devices from the comfort of their homes as compared to the traditional lengthy process of visiting bank branches. Meanwhile, digital lenders can reach a wider customer base and process loan applications faster by using advanced technology tools for fraud detection, risk assessment and underwriting.

Market Dynamics

Global digital lending market growth is driven by rising penetration of smartphones and internet connectivity across major regions of the world. Increasing preference of consumers towards contactless digital financial services amid the pandemic has also boosted the adoption of digital lending platforms. However, cybersecurity risks and data privacy concerns poses challenge for digital lenders. Meanwhile, open banking regulations offer new opportunities to fintech players to leverage bank transaction data and traditional credit scoring methods to expand financial inclusion. Major market players are investing in artificial intelligence and machine learning capabilities to streamline and automate the lending process, and this can address data privacy issues to some extent.

Key features of the study
  • This report provides in-depth analysis of the global digital lending market, and provides market size (US$ Billion) and compound annual growth rate (CAGR%) for the forecast period (2025–2032), considering 2024 as the base year
  • It elucidates potential revenue opportunities across different segments and explains attractive investment proposition matrices for this market
  • This study also provides key insights about market drivers, restraints, opportunities, new product launches or approval, market trends, regional outlook, and competitive strategies adopted by key players
  • It profiles key players in the global digital lending market based on the following parameters – company highlights, products portfolio, key highlights, financial performance, and strategies
  • Key companies covered as a part of this study include Abrigo, ARGO, Black Knight, Built Technologies, BNY Mellon, Cu Direct, Decimal Technologies, Docutech, EdgeVerv, Finastra, FIS, Fiserv, HES Fintech, ICE Mortgage Technology, Intellect Design Arena, JurisTech, Newgen Software, Nucleus Software, Oracle, Pega, Roostify, RupeePower, SAP, Sigma Infosolutions, Symitar, Tavant, TCS, Temenos, Turnkey Lenders, Wipro, Wizni
  • Insights from this report would allow marketers and the management authorities of the companies to make informed decisions regarding their future product launches, type up-gradation, market expansion, and marketing tactics
  • Global digital lending market report caters to various stakeholders in this industry including investors, suppliers, product manufacturers, distributors, new entrants, and financial analysts
Market Segmentation
  • Offering Insights (Revenue, USD Bn, 2025 - 2032)
  • Solutions
  • Services
  • Deployment Mode Insights (Revenue, USD Bn, 2025 - 2032)
  • Cloud
  • On-Premises
  • End User Insights (Revenue, USD Bn, 2025 - 2032)
  • Banks
  • Credit Unions
  • NBFCs
  • Regional Insights (Revenue, USD Bn, 2025 - 2032)
  • North America
  • U.S.
  • Canada
  • Latin America
  • Brazil
  • Argentina
  • Mexico
  • Rest of Latin America
  • Europe
  • Germany
  • U.K.
  • France
  • Italy
  • Russia
  • Rest of Europe
  • Asia Pacific
  • China
  • India
  • Japan
  • Australia
  • South Korea
  • ASEAN
  • Rest of Asia Pacific
  • Middle East & Africa
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa
  • Key Players
  • Abrigo
  • ARGO
  • Black Knight
  • Built Technologies
  • BNY Mellon
  • Cu Direct
  • Decimal Technologies
  • Docutech
  • EdgeVerv
  • Finastra
  • FIS
  • Fiserv
  • HES Fintech
  • ICE Mortgage Technology
  • Intellect Design Arena
  • JurisTech
  • Newgen Software
  • Nucleus Software
  • Oracle
  • Pega
  • Roostify
  • RupeePower
  • SAP
  • Sigma Infosolutions
  • Symitar
  • Tavant
  • TCS
  • Temenos
  • Turnkey Lenders
  • Wipro
  • Wizni

Table of Contents

165 Pages
1. Research Objectives and Assumptions
Research Objectives
Assumptions
Abbreviations
2. Market Purview
Report Description
Market Definition and Scope
Executive Summary
Market Snippet, By Offering
Market Snippet, By Deployment Mode
Market Snippet, By End User
Market Snippet, By Region
Coherent Opportunity Map (COM)
3. Market Dynamics, Regulations, and Trends Analysis
Market Dynamics
Drivers
Restraints
Opportunities
Regulatory Scenario
Industry Trend
Merger and Acquisitions
New system Launch/Approvals
4. Global Digital Lending Market, By Offering, 2020-2032, (USD Bn)
Introduction
Market Share Analysis, 2025 and 2032 (%)
Y-o-Y Growth Analysis, 2021-2032
Segment Trends
Solutions
Introduction
Market Size and Forecast, 2020-2032, (USD Bn)
Services
Introduction
Market Size and Forecast, 2020-2032, (USD Bn)
5. Global Digital Lending Market, By Deployment Mode, 2020-2032, (USD Bn)
Introduction
Market Share Analysis, 2025 and 2032 (%)
Segment Trends
Cloud
Introduction
Market Size and Forecast, 2020-2032, (USD Bn)
On-Premises
Introduction
Market Size and Forecast, 2020-2032, (USD Bn)
6. Global Digital Lending Market, By End User, 2020-2032, (USD Bn)
Introduction
Market Share Analysis, 2025 and 2032 (%)
Segment Trends
Banks
Introduction
Market Size and Forecast, 2020-2032, (USD Bn)
Credit Unions
Introduction
Market Size and Forecast, 2020-2032, (USD Bn)
NBFCs
Introduction
Market Size and Forecast, 2020-2032, (USD Bn)
7. Global Digital Lending Market, By Region, 2020-2032, (USD Bn)
Introduction
Market Share Analysis, By Region, 2025 and 2032 (%)
Y-o-Y Growth Analysis, 2021-2032
North America
Regional Trends
Market Size and Forecast, By Offering, 2020-2032, (USD Bn)
Market Size and Forecast, By Deployment Mode, 2020-2032, (USD Bn)
Market Size and Forecast, By End User, 2020-2032, (USD Bn)
Market Size and Forecast, By Country, 2020-2032, (USD Bn)
U.S.
Canada
Europe
Regional Trends
Market Size and Forecast, By Offering, 2020-2032, (USD Bn)
Market Size and Forecast, By Deployment Mode, 2020-2032, (USD Bn)
Market Size and Forecast, By End User, 2020-2032, (USD Bn)
Market Size and Forecast, By Country, 2020-2032, (USD Bn)
U.K.
Germany
Italy
France
Russia
Rest of Europe
Asia Pacific
Regional Trends
Market Size and Forecast, By Offering, 2020-2032, (USD Bn)
Market Size and Forecast, By Deployment Mode, 2020-2032, (USD Bn)
Market Size and Forecast, By End User, 2020-2032, (USD Bn)
Market Size and Forecast, By Country, 2020-2032, (USD Bn)
China
India
ASEAN
Australia
South Korea
Japan
Rest of Asia Pacific
Latin America
Regional Trends
Market Size and Forecast, By Offering, 2020-2032, (USD Bn)
Market Size and Forecast, By Deployment Mode, 2020-2032, (USD Bn)
Market Size and Forecast, By End User, 2020-2032, (USD Bn)
Market Size and Forecast, By Country, 2020-2032, (USD Bn)
Brazil
Argentina
Mexico
Rest of Latin America
Middle East & Africa
Regional Trends
Market Size and Forecast, By Offering, 2020-2032, (USD Bn)
Market Size and Forecast, By Deployment Mode, 2020-2032, (USD Bn)
Market Size and Forecast, By End User, 2020-2032, (USD Bn)
Market Size and Forecast, By Country, 2020-2032, (USD Bn)
GCC Countries
South Africa
Rest of the Middle East & Africa
8. Competitive Landscape
Company Profiles
Abrigo
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
ARGO
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Black Knight
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Built Technologies
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
BNY Mellon
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Cu Direct
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Decimal Technologies
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Docutech
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
EdgeVerv
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Finastra
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
FIS
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Fiserv
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
HES Fintech
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
ICE Mortgage Technology
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Intellect Design Arena
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
JurisTech
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Newgen Software
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Nucleus Software
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Oracle
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Pega
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Roostify
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
RupeePower
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
SAP
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Sigma Infosolutions
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Symitar
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Tavant
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
TCS
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Temenos
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Turnkey Lenders
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Wipro
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Wizni
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
9. Analyst Recommendations
Wheel of Fortune
Analyst View
Coherent Opportunity Map
10. Research Methodology
References
Research Methodology
About us and Sales Contact
*Browse 60 market data tables and 40 figures on Global Digital Lending Market – Global forecast to 2032”.
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