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Insurance Information Technology (IT) Spending Global Market Report 2025

Published Oct 15, 2025
Length 250 Pages
SKU # BRC20476698

Description

Insurance Information Technology (IT) Spending Global Market Report 2025 from The Business Research Company provides strategists, marketers and senior management with the critical information they need to assess the market.

This report focuses on insurance information technology (it) spending market which is experiencing strong growth. The report gives a guide to the trends which will be shaping the market over the next ten years and beyond.

Reasons to Purchase
  • Gain a truly global perspective with the most comprehensive report available on this market covering 15 geographies.
  • Assess the impact of key macro factors such as geopolitical conflicts, trade policies and tariffs, post-pandemic supply chain realignment, inflation and interest rate fluctuations, and evolving regulatory landscapes.
  • Create regional and country strategies on the basis of local data and analysis.
  • Identify growth segments for investment.
  • Outperform competitors using forecast data and the drivers and trends shaping the market.
  • Understand customers based on the latest market shares.
  • Benchmark performance against key competitors.
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  • Report will be updated with the latest data and delivered to you within 2-3 working days of order along with an Excel data sheet for easy data extraction and analysis.
  • All data from the report will also be delivered in an excel dashboard format.
Description:

Where is the largest and fastest growing market for insurance information technology (it) spending ? How does the market relate to the overall economy, demography and other similar markets? What forces will shape the market going forward, including technological disruption, regulatory shifts, and changing consumer preferences? The insurance information technology (it) spending market global report from the Business Research Company answers all these questions and many more.

The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, competitive landscape, market shares, trends and strategies for this market. It traces the market’s historic and forecast market growth by geography.
  • The market characteristics section of the report defines and explains the market.
  • The market size section gives the market size ($b) covering both the historic growth of the market, and forecasting its development.
  • The forecasts are made after considering the major factors currently impacting the market. These include:
  • The forecasts are made after considering the major factors currently impacting the market. These include the technological advancements such as AI and automation, Russia-Ukraine war, trade tariffs (government-imposed import/export duties), elevated inflation and interest rates.
  • Market segmentations break down the market into sub markets.
  • The regional and country breakdowns section gives an analysis of the market in each geography and the size of the market by geography and compares their historic and forecast growth.
  • The competitive landscape chapter gives a description of the competitive nature of the market, market shares, and a description of the leading companies. Key financial deals which have shaped the market in recent years are identified.
  • The trends and strategies section analyses the shape of the market as it emerges from the crisis and suggests how companies can grow as the market recovers.
Scope

Markets Covered:1) By Type: Software Spending; Hardware Spending; Information Technology Services Spending

2) By Deployment Model: On-Premises Deployment; Cloud-Based Deployment

3) By Insurance Type: Life And Health Insurance; Property And Casualty Insurance; Reinsurance

4) By Enterprise: Small Enterprises; Medium Enterprises

5) By Applications: Claims Management; Customer Relationship Management; Billing And Payment; Policy Administration; Underwriting And Risk Management; Analytics And Reporting

Subsegments:

1) By Software Spending: Policy Administration Software; Customer Relationship Management Software; Insurance Claims Management Software; Underwriting And Rating Software; Billing And Invoicing Software; Analytics And Reporting Software

2) By Hardware Spending: Data Storage Devices; Networking Equipment; Workstations And Desktops; Servers; Mobile Devices

3) By Information Technology Services Spending: System Integration Services; Consulting And Advisory Services; Managed Information Technology Services; Cloud Deployment Services; Maintenance And Support Services; Disaster Recovery And Backup Services

Companies Mentioned: Accenture plc; Cognizant Technology Solutions Corporation; DXC Technology Company; Guidewire Software Inc.; Zinnia Tech Solutions LLC; Vertafore Inc.; Shift Technology; Sapiens International; Applied Systems Inc.; Damco Group; EIS Group Inc.; OneSpan Inc.; Quantexa Limited; FINEOS Corporation Holdings plc; Insurity LLC; Adacta Fintech d.o.o.; Safe Security Inc.; Socotra Inc.; CyberCube Analytics Inc.; Bdeo Technologies S.L.

Countries: Australia; Brazil; China; France; Germany; India; Indonesia; Japan; Russia; South Korea; UK; USA; Canada; Italy; Spain.

Regions: Asia-Pacific; Western Europe; Eastern Europe; North America; South America; Middle East; Africa

Time Series: Five years historic and ten years forecast.

Data: Ratios of market size and growth to related markets, GDP proportions, expenditure per capita,

Data Segmentations: country and regional historic and forecast data, market share of competitors, market segments.

Sourcing and Referencing: Data and analysis throughout the report is sourced using end notes.

Delivery Format: PDF, Word and Excel Data Dashboard.

Please Note: Report will be updated with the latest data and delivered to you within 3-5 working days of order.

Table of Contents

250 Pages
1. Executive Summary
2. Insurance Information Technology (IT) Spending Market Characteristics
3. Insurance Information Technology (IT) Spending Market Trends And Strategies
4. Insurance Information Technology (IT) Spending Market - Macro Economic Scenario Including The Impact Of Interest Rates, Inflation, Geopolitics, Trade Wars and Tariffs, And Covid And Recovery On The Market
4.1. Supply Chain Impact from Tariff War & Trade Protectionism
5. Global Insurance Information Technology (IT) Spending Growth Analysis And Strategic Analysis Framework
5.1. Global Insurance Information Technology (IT) Spending PESTEL Analysis (Political, Social, Technological, Environmental and Legal Factors, Drivers and Restraints)
5.2. Analysis Of End Use Industries
5.3. Global Insurance Information Technology (IT) Spending Market Growth Rate Analysis
5.4. Global Insurance Information Technology (IT) Spending Historic Market Size and Growth, 2019 - 2024, Value ($ Billion)
5.5. Global Insurance Information Technology (IT) Spending Forecast Market Size and Growth, 2024 - 2029, 2034F, Value ($ Billion)
5.6. Global Insurance Information Technology (IT) Spending Total Addressable Market (TAM)
6. Insurance Information Technology (IT) Spending Market Segmentation
6.1. Global Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
Software Spending
Hardware Spending
Information Technology Services Spending
6.2. Global Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
On-Premises Deployment
Cloud-Based Deployment
6.3. Global Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
Life And Health Insurance
Property And Casualty Insurance
Reinsurance
6.4. Global Insurance Information Technology (IT) Spending Market, Segmentation By Enterprise, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
Small Enterprises
Medium Enterprises
6.5. Global Insurance Information Technology (IT) Spending Market, Segmentation By Applications, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
Claims Management
Customer Relationship Management
Billing And Payment
Policy Administration
Underwriting And Risk Management
Analytics And Reporting
6.6. Global Insurance Information Technology (IT) Spending Market, Sub-Segmentation Of Software Spending, By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
Policy Administration Software
Customer Relationship Management Software
Insurance Claims Management Software
Underwriting And Rating Software
Billing And Invoicing Software
Analytics And Reporting Software
6.7. Global Insurance Information Technology (IT) Spending Market, Sub-Segmentation Of Hardware Spending, By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
Data Storage Devices
Networking Equipment
Workstations And Desktops
Servers
Mobile Devices
6.8. Global Insurance Information Technology (IT) Spending Market, Sub-Segmentation Of Information Technology Services Spending, By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
System Integration Services
Consulting And Advisory Services
Managed Information Technology Services
Cloud Deployment Services
Maintenance And Support Services
Disaster Recovery And Backup Services
7. Insurance Information Technology (IT) Spending Market Regional And Country Analysis
7.1. Global Insurance Information Technology (IT) Spending Market, Split By Region, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
7.2. Global Insurance Information Technology (IT) Spending Market, Split By Country, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
8. Asia-Pacific Insurance Information Technology (IT) Spending Market
8.1. Asia-Pacific Insurance Information Technology (IT) Spending Market Overview
Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
8.2. Asia-Pacific Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
8.3. Asia-Pacific Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
8.4. Asia-Pacific Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
9. China Insurance Information Technology (IT) Spending Market
9.1. China Insurance Information Technology (IT) Spending Market Overview
9.2. China Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F,$ Billion
9.3. China Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F,$ Billion
9.4. China Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F,$ Billion
10. India Insurance Information Technology (IT) Spending Market
10.1. India Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
10.2. India Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
10.3. India Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
11. Japan Insurance Information Technology (IT) Spending Market
11.1. Japan Insurance Information Technology (IT) Spending Market Overview
11.2. Japan Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
11.3. Japan Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
11.4. Japan Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
12. Australia Insurance Information Technology (IT) Spending Market
12.1. Australia Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
12.2. Australia Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
12.3. Australia Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
13. Indonesia Insurance Information Technology (IT) Spending Market
13.1. Indonesia Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
13.2. Indonesia Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
13.3. Indonesia Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
14. South Korea Insurance Information Technology (IT) Spending Market
14.1. South Korea Insurance Information Technology (IT) Spending Market Overview
14.2. South Korea Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
14.3. South Korea Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
14.4. South Korea Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
15. Western Europe Insurance Information Technology (IT) Spending Market
15.1. Western Europe Insurance Information Technology (IT) Spending Market Overview
15.2. Western Europe Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
15.3. Western Europe Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
15.4. Western Europe Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
16. UK Insurance Information Technology (IT) Spending Market
16.1. UK Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
16.2. UK Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
16.3. UK Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
17. Germany Insurance Information Technology (IT) Spending Market
17.1. Germany Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
17.2. Germany Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
17.3. Germany Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
18. France Insurance Information Technology (IT) Spending Market
18.1. France Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
18.2. France Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
18.3. France Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
19. Italy Insurance Information Technology (IT) Spending Market
19.1. Italy Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
19.2. Italy Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
19.3. Italy Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
20. Spain Insurance Information Technology (IT) Spending Market
20.1. Spain Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
20.2. Spain Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
20.3. Spain Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
21. Eastern Europe Insurance Information Technology (IT) Spending Market
21.1. Eastern Europe Insurance Information Technology (IT) Spending Market Overview
21.2. Eastern Europe Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
21.3. Eastern Europe Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
21.4. Eastern Europe Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
22. Russia Insurance Information Technology (IT) Spending Market
22.1. Russia Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
22.2. Russia Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
22.3. Russia Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
23. North America Insurance Information Technology (IT) Spending Market
23.1. North America Insurance Information Technology (IT) Spending Market Overview
23.2. North America Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
23.3. North America Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
23.4. North America Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
24. USA Insurance Information Technology (IT) Spending Market
24.1. USA Insurance Information Technology (IT) Spending Market Overview
24.2. USA Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
24.3. USA Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
24.4. USA Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
25. Canada Insurance Information Technology (IT) Spending Market
25.1. Canada Insurance Information Technology (IT) Spending Market Overview
25.2. Canada Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
25.3. Canada Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
25.4. Canada Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
26. South America Insurance Information Technology (IT) Spending Market
26.1. South America Insurance Information Technology (IT) Spending Market Overview
26.2. South America Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
26.3. South America Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
26.4. South America Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
27. Brazil Insurance Information Technology (IT) Spending Market
27.1. Brazil Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
27.2. Brazil Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
27.3. Brazil Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
28. Middle East Insurance Information Technology (IT) Spending Market
28.1. Middle East Insurance Information Technology (IT) Spending Market Overview
28.2. Middle East Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
28.3. Middle East Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
28.4. Middle East Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
29. Africa Insurance Information Technology (IT) Spending Market
29.1. Africa Insurance Information Technology (IT) Spending Market Overview
29.2. Africa Insurance Information Technology (IT) Spending Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
29.3. Africa Insurance Information Technology (IT) Spending Market, Segmentation By Deployment Model, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
29.4. Africa Insurance Information Technology (IT) Spending Market, Segmentation By Insurance Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
30. Insurance Information Technology (IT) Spending Market Competitive Landscape And Company Profiles
30.1. Insurance Information Technology (IT) Spending Market Competitive Landscape
30.2. Insurance Information Technology (IT) Spending Market Company Profiles
30.2.1. Accenture plc Overview, Products and Services, Strategy and Financial Analysis
30.2.2. Cognizant Technology Solutions Corporation Overview, Products and Services, Strategy and Financial Analysis
30.2.3. DXC Technology Company Overview, Products and Services, Strategy and Financial Analysis
30.2.4. Guidewire Software Inc. Overview, Products and Services, Strategy and Financial Analysis
30.2.5. Zinnia Tech Solutions LLC Overview, Products and Services, Strategy and Financial Analysis
31. Insurance Information Technology (IT) Spending Market Other Major And Innovative Companies
31.1. Vertafore Inc.
31.2. Shift Technology
31.3. Sapiens International
31.4. Applied Systems Inc.
31.5. Damco Group
31.6. EIS Group Inc.
31.7. OneSpan Inc.
31.8. Quantexa Limited
31.9. FINEOS Corporation Holdings plc
31.10. Insurity LLC
31.11. Adacta Fintech d.o.o.
31.12. Safe Security Inc.
31.13. Socotra Inc.
31.14. CyberCube Analytics Inc.
31.15. Bdeo Technologies S.L.
32. Global Insurance Information Technology (IT) Spending Market Competitive Benchmarking And Dashboard
33. Key Mergers And Acquisitions In The Insurance Information Technology (IT) Spending Market
34. Recent Developments In The Insurance Information Technology (IT) Spending Market
35. Insurance Information Technology (IT) Spending Market High Potential Countries, Segments and Strategies
35.1 Insurance Information Technology (IT) Spending Market In 2029 - Countries Offering Most New Opportunities
35.2 Insurance Information Technology (IT) Spending Market In 2029 - Segments Offering Most New Opportunities
35.3 Insurance Information Technology (IT) Spending Market In 2029 - Growth Strategies
35.3.1 Market Trend Based Strategies
35.3.2 Competitor Strategies
36. Appendix
36.1. Abbreviations
36.2. Currencies
36.3. Historic And Forecast Inflation Rates
36.4. Research Inquiries
36.5. The Business Research Company
36.6. Copyright And Disclaimer
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