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Embedded Finance Market Global Report 2026

Published Jan 28, 2026
Length 250 Pages
SKU # BRC20818398

Description

Embedded Finance Market Global Report 2026 from The Business Research Company provides strategists, marketers and senior management with the critical information they need to assess the market.

This report focuses embedded finance market which is experiencing strong growth. The report gives a guide to the trends which will be shaping the market over the next ten years and beyond.

Reasons to Purchase
  • Gain a truly global perspective with the most comprehensive report available on this market covering 16 geographies.
  • Assess the impact of key macro factors such as geopolitical conflicts, trade policies and tariffs, inflation and interest rate fluctuations, and evolving regulatory landscapes.
  • Create regional and country strategies on the basis of local data and analysis.
  • Identify growth segments for investment.
  • Outperform competitors using forecast data and the drivers and trends shaping the market.
  • Understand customers based on end user analysis.
  • Benchmark performance against key competitors based on market share, innovation, and brand strength.
  • Evaluate the total addressable market (TAM) and market attractiveness scoring to measure market potential.
  • Suitable for supporting your internal and external presentations with reliable high-quality data and analysis
  • Report will be updated with the latest data and delivered to you within 2-3 working days of order along with an Excel data sheet for easy data extraction and analysis.
  • All data from the report will also be delivered in an excel dashboard format.
Description:

Where is the largest and fastest growing market for embedded finance ? How does the market relate to the overall economy, demography and other similar markets? What forces will shape the market going forward, including technological disruption, regulatory shifts, and changing consumer preferences? The embedded finance market global report from the Business Research Company answers all these questions and many more.

The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, total addressable market (TAM), market attractiveness score (MAS), competitive landscape, market shares, company scoring matrix, trends and strategies for this market. It traces the market’s historic and forecast market growth by geography.
  • The market characteristics section of the report defines and explains the market. This section also examines key products and services offered in the market, evaluates brand-level differentiation, compares product features, and highlights major innovation and product development trends.
  • The supply chain analysis section provides an overview of the entire value chain, including key raw materials, resources, and supplier analysis. It also provides a list competitor at each level of the supply chain.
  • The updated trends and strategies section analyses the shape of the market as it evolves and highlights emerging technology trends such as digital transformation, automation, sustainability initiatives, and AI-driven innovation. It suggests how companies can leverage these advancements to strengthen their market position and achieve competitive differentiation.
  • The regulatory and investment landscape section provides an overview of the key regulatory frameworks, regularity bodies, associations, and government policies influencing the market. It also examines major investment flows, incentives, and funding trends shaping industry growth and innovation.
  • The market size section gives the market size ($b) covering both the historic growth of the market, and forecasting its development.
  • The forecasts are made after considering the major factors currently impacting the market. These include the technological advancements such as AI and automation, Russia-Ukraine war, trade tariffs (government-imposed import/export duties), elevated inflation and interest rates.
  • The total addressable market (TAM) analysis section defines and estimates the market potential compares it with the current market size, and provides strategic insights and growth opportunities based on this evaluation.
  • The market attractiveness scoring section evaluates the market based on a quantitative scoring framework that considers growth potential, competitive dynamics, strategic fit, and risk profile. It also provides interpretive insights and strategic implications for decision-makers.
  • Market segmentations break down the market into sub markets.
  • The regional and country breakdowns section gives an analysis of the market in each geography and the size of the market by geography and compares their historic and forecast growth.
  • Expanded geographical coverage includes Taiwan and Southeast Asia, reflecting recent supply chain realignments and manufacturing shifts in the region. This section analyzes how these markets are becoming increasingly important hubs in the global value chain.
  • The competitive landscape chapter gives a description of the competitive nature of the market, market shares, and a description of the leading companies. Key financial deals which have shaped the market in recent years are identified.
  • The company scoring matrix section evaluates and ranks leading companies based on a multi-parameter framework that includes market share or revenues, product innovation, and brand recognition.
Scope

Markets Covered:1) By Type: Embedded Payment; Embedded Lending; Embedded Investment; Embedded Insurance; Embedded Banking

2) By Business Model: Business-To-Business; Business-To-Consumer; Business-To-Business-To-Business; Business-To-Business-To-Consumer

3) By End-User: Retail; Healthcare; Logistics; Manufacturing; Travel And Entertainment; Other End-users

Subsegments:

1) By Embedded Payment: In-App Payments; Checkout Financing; Buy Now, Pay Later; Payment Application Programming Interfaces For E-commerce; Point-Of-Sale Financing

2) By Embedded Lending: Consumer Loans; Small And Medium-Sized Enterprises Lending; Paycheck Advance And Salary Loans; Student Loans Integration; Invoice Financing

3) By Embedded Investment: Robo-Advisory Services; Stock And Exchange-Traded Fund Trading; Crypto Investment Platforms; Micro-Investing; Retirement Planning Tools

4) By Embedded Insurance: Life Insurance; Health Insurance; Auto Insurance; Travel Insurance; Product Warranty And Protection Plans

5) By Embedded Banking: Checking And Savings Account Integration; Debit And Prepaid Card Issuance; Direct Deposit Services; Mobile Banking Tools; Expense Tracking And Budgeting Features

Companies Mentioned: State Bank of India; eBay Inc.; Adyen N.V.; Cybrid Technology Inc.; Stripe Inc.; Finastra Group Holdings Limited; Green Dot Corporation; Affirm Holdings Inc.; Paytm; ​Thoughtworks; Marqeta Inc.; Q2 Holdings Inc.; Xendit Inc.; Zopa Bank Limited; Plaid Inc.; Qover SA/NV; Transcard LLC; Lendflow Inc.; Walnut Insurance Inc.; SoFi Technologies Inc.

Countries: Australia; Brazil; China; France; Germany; India; Indonesia; Japan; Taiwan; Russia; South Korea; UK; USA; Canada; Italy; Spain.

Regions: Asia-Pacific; South East Asia; Western Europe; Eastern Europe; North America; South America; Middle East; Africa

Time Series: Five years historic and ten years forecast.

Data: Ratios of market size and growth to related markets, GDP proportions, expenditure per capita,

Data Segmentations: country and regional historic and forecast data, market share of competitors, market segments.

Sourcing and Referencing: Data and analysis throughout the report is sourced using end notes.

Please Note: Report will be updated with the latest data and delivered to you within 2-3 working days of order.

Table of Contents

250 Pages
1. Executive Summary
1.1. Key Market Insights (2020-2035)
1.2. Visual Dashboard: Market Size, Growth Rate, Hotspots
1.3. Major Factors Driving the Market
1.4. Top Three Trends Shaping the Market
2. Embedded Finance Market Characteristics
2.1. Market Definition & Scope
2.2. Market Segmentations
2.3. Overview of Key Products and Services
2.4. Global Embedded Finance Market Attractiveness Scoring And Analysis
2.4.1. Overview of Market Attractiveness Framework
2.4.2. Quantitative Scoring Methodology
2.4.3. Factor-Wise Evaluation
Growth Potential Analysis, Competitive Dynamics Assessment, Strategic Fit Assessment And Risk Profile Evaluation
2.4.4. Market Attractiveness Scoring and Interpretation
2.4.5. Strategic Implications and Recommendations
3. Embedded Finance Market Supply Chain Analysis
3.1. Overview of the Supply Chain and Ecosystem
3.2. List Of Key Raw Materials, Resources & Suppliers
3.3. List Of Major Distributors and Channel Partners
3.4. List Of Major End Users
4. Global Embedded Finance Market Trends And Strategies
4.1. Key Technologies & Future Trends
4.1.1 Fintech, Blockchain, Regtech & Digital Finance
4.1.2 Digitalization, Cloud, Big Data & Cybersecurity
4.1.3 Internet Of Things (Iot), Smart Infrastructure & Connected Ecosystems
4.1.4 Artificial Intelligence & Autonomous Intelligence
4.1.5 Immersive Technologies (Ar/Vr/Xr) & Digital Experiences
4.2. Major Trends
4.2.1 Expanding Integration Of Payments Into Non-Financial Platforms
4.2.2 Rising Adoption Of Buy Now Pay Later Solutions
4.2.3 Growing Use Of Api-Based Financial Services
4.2.4 Increased Deployment Of Embedded Lending Products
4.2.5 Enhanced Focus On Seamless User Journeys
5. Embedded Finance Market Analysis Of End Use Industries
5.1 Retail Platforms
5.2 E-Commerce Companies
5.3 Logistics Platforms
5.4 Healthcare Service Providers
5.5 Travel And Entertainment Companies
6. Embedded Finance Market - Macro Economic Scenario Including The Impact Of Interest Rates, Inflation, Geopolitics, Trade Wars and Tariffs, Supply Chain Impact from Tariff War & Trade Protectionism, And Covid And Recovery On The Market
7. Global Embedded Finance Strategic Analysis Framework, Current Market Size, Market Comparisons And Growth Rate Analysis
7.1. Global Embedded Finance PESTEL Analysis (Political, Social, Technological, Environmental and Legal Factors, Drivers and Restraints)
7.2. Global Embedded Finance Market Size, Comparisons And Growth Rate Analysis
7.3. Global Embedded Finance Historic Market Size and Growth, 2020 - 2025, Value ($ Billion)
7.4. Global Embedded Finance Forecast Market Size and Growth, 2025 - 2030, 2035F, Value ($ Billion)
8. Global Embedded Finance Total Addressable Market (TAM) Analysis for the Market
8.1. Definition and Scope of Total Addressable Market (TAM)
8.2. Methodology and Assumptions
8.3. Global Total Addressable Market (TAM) Estimation
8.4. TAM vs. Current Market Size Analysis
8.5. Strategic Insights and Growth Opportunities from TAM Analysis
9. Embedded Finance Market Segmentation
9.1. Global Embedded Finance Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
Embedded Payment, Embedded Lending, Embedded Investment, Embedded Insurance, Embedded Banking
9.2. Global Embedded Finance Market, Segmentation By Business Model, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
Business-To-Business, Business-To-Consumer, Business-To-Business-To-Business, Business-To-Business-To-Consumer
9.3. Global Embedded Finance Market, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
Retail, Healthcare, Logistics, Manufacturing, Travel And Entertainment, Other End-users
9.4. Global Embedded Finance Market, Sub-Segmentation Of Embedded Payment, By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
In-App Payments, Checkout Financing, Buy Now, Pay Later, Payment Application Programming Interfaces For E-commerce, Point-Of-Sale Financing
9.5. Global Embedded Finance Market, Sub-Segmentation Of Embedded Lending, By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
Consumer Loans, Small And Medium-Sized Enterprises Lending, Paycheck Advance And Salary Loans, Student Loans Integration, Invoice Financing
9.6. Global Embedded Finance Market, Sub-Segmentation Of Embedded Investment, By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
Robo-Advisory Services, Stock And Exchange-Traded Fund Trading, Crypto Investment Platforms, Micro-Investing, Retirement Planning Tools
9.7. Global Embedded Finance Market, Sub-Segmentation Of Embedded Insurance, By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
Life Insurance, Health Insurance, Auto Insurance, Travel Insurance, Product Warranty And Protection Plans
9.8. Global Embedded Finance Market, Sub-Segmentation Of Embedded Banking, By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
Checking And Savings Account Integration, Debit And Prepaid Card Issuance, Direct Deposit Services, Mobile Banking Tools, Expense Tracking And Budgeting Features
10. Embedded Finance Market Regional And Country Analysis
10.1. Global Embedded Finance Market, Split By Region, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
10.2. Global Embedded Finance Market, Split By Country, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
11. Asia-Pacific Embedded Finance Market
11.1. Asia-Pacific Embedded Finance Market Overview
Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
11.2. Asia-Pacific Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
12. China Embedded Finance Market
12.1. China Embedded Finance Market Overview
Country Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
12.2. China Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
13. India Embedded Finance Market
13.1. India Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
14. Japan Embedded Finance Market
14.1. Japan Embedded Finance Market Overview
Country Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
14.2. Japan Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
15. Australia Embedded Finance Market
15.1. Australia Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
16. Indonesia Embedded Finance Market
16.1. Indonesia Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
17. South Korea Embedded Finance Market
17.1. South Korea Embedded Finance Market Overview
Country Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
17.2. South Korea Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
18. Taiwan Embedded Finance Market
18.1. Taiwan Embedded Finance Market Overview
Country Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
18.2. Taiwan Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
19. South East Asia Embedded Finance Market
19.1. South East Asia Embedded Finance Market Overview
Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
19.2. South East Asia Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
20. Western Europe Embedded Finance Market
20.1. Western Europe Embedded Finance Market Overview
Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
20.2. Western Europe Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
21. UK Embedded Finance Market
21.1. UK Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
22. Germany Embedded Finance Market
22.1. Germany Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
23. France Embedded Finance Market
23.1. France Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
24. Italy Embedded Finance Market
24.1. Italy Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
25. Spain Embedded Finance Market
25.1. Spain Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
26. Eastern Europe Embedded Finance Market
26.1. Eastern Europe Embedded Finance Market Overview
Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
26.2. Eastern Europe Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
27. Russia Embedded Finance Market
27.1. Russia Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
28. North America Embedded Finance Market
28.1. North America Embedded Finance Market Overview
Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
28.2. North America Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
29. USA Embedded Finance Market
29.1. USA Embedded Finance Market Overview
Country Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
29.2. USA Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
30. Canada Embedded Finance Market
30.1. Canada Embedded Finance Market Overview
Country Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
30.2. Canada Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
31. South America Embedded Finance Market
31.1. South America Embedded Finance Market Overview
Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
31.2. South America Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
32. Brazil Embedded Finance Market
32.1. Brazil Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
33. Middle East Embedded Finance Market
33.1. Middle East Embedded Finance Market Overview
Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
33.2. Middle East Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
34. Africa Embedded Finance Market
34.1. Africa Embedded Finance Market Overview
Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
34.2. Africa Embedded Finance Market, Segmentation By Type, Segmentation By Business Model, Segmentation By End-User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
35. Embedded Finance Market Regulatory and Investment Landscape
36. Embedded Finance Market Competitive Landscape And Company Profiles
36.1. Embedded Finance Market Competitive Landscape And Market Share 2024
36.1.1. Top 10 Companies (Ranked by revenue/share)
36.2. Embedded Finance Market - Company Scoring Matrix
36.2.1. Market Revenues
36.2.2. Product Innovation Score
36.2.3. Brand Recognition
36.3. Embedded Finance Market Company Profiles
36.3.1. State Bank of India Overview, Products and Services, Strategy and Financial Analysis
36.3.2. eBay Inc. Overview, Products and Services, Strategy and Financial Analysis
36.3.3. Adyen N.V. Overview, Products and Services, Strategy and Financial Analysis
36.3.4. Cybrid Technology Inc. Overview, Products and Services, Strategy and Financial Analysis
36.3.5. Stripe Inc. Overview, Products and Services, Strategy and Financial Analysis
37. Embedded Finance Market Other Major And Innovative Companies
Finastra Group Holdings Limited, Green Dot Corporation, Affirm Holdings Inc., Paytm, Thoughtworks, Marqeta Inc., Q2 Holdings Inc., Xendit Inc., Zopa Bank Limited, Plaid Inc., Qover SA/NV, Transcard LLC, Lendflow Inc., Walnut Insurance Inc., SoFi Technologies Inc.
38. Global Embedded Finance Market Competitive Benchmarking And Dashboard
39. Key Mergers And Acquisitions In The Embedded Finance Market
40. Embedded Finance Market High Potential Countries, Segments and Strategies
40.1 Embedded Finance Market In 2030 - Countries Offering Most New Opportunities
40.2 Embedded Finance Market In 2030 - Segments Offering Most New Opportunities
40.3 Embedded Finance Market In 2030 - Growth Strategies
40.3.1 Market Trend Based Strategies
40.3.2 Competitor Strategies
41. Appendix
41.1. Abbreviations
41.2. Currencies
41.3. Historic And Forecast Inflation Rates
41.4. Research Inquiries
41.5. The Business Research Company
41.6. Copyright And Disclaimer
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