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Alternative Lending Global Market Report 2025

Published Jul 01, 2025
Length 175 Pages
SKU # BRC20148312

Description

Alternative Lending Global Market Report 2025 from The Business Research Company provides strategists, marketers and senior management with the critical information they need to assess the market.

This report focuses on alternative lending market which is experiencing strong growth. The report gives a guide to the trends which will be shaping the market over the next ten years and beyond.

Reasons to Purchase
  • Gain a truly global perspective with the most comprehensive report available on this market covering 15 geographies.
  • Assess the impact of key macro factors such as conflict, pandemic and recovery, inflation and interest rate environment and the 2nd Trump presidency.
  • Create regional and country strategies on the basis of local data and analysis.
  • Identify growth segments for investment.
  • Outperform competitors using forecast data and the drivers and trends shaping the market.
  • Understand customers based on the latest market shares.
  • Benchmark performance against key competitors.
  • Suitable for supporting your internal and external presentations with reliable high quality data and analysis
  • Report will be updated with the latest data and delivered to you within 2-3 working days of order along with an Excel data sheet for easy data extraction and analysis.
  • All data from the report will also be delivered in an excel dashboard format.
Description:

Where is the largest and fastest growing market for alternative lending ? How does the market relate to the overall economy, demography and other similar markets? What forces will shape the market going forward? The alternative lending market global report from the Business Research Company answers all these questions and many more.

The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, competitive landscape, market shares, trends and strategies for this market. It traces the market’s historic and forecast market growth by geography.
  • The market characteristics section of the report defines and explains the market.
  • The market size section gives the market size ($b) covering both the historic growth of the market, and forecasting its development.
  • The forecasts are made after considering the major factors currently impacting the market. These include:
  • The forecasts are made after considering the major factors currently impacting the market. These include the Russia-Ukraine war, rising inflation, higher interest rates, and the legacy of the COVID-19 pandemic.
  • Market segmentations break down the market into sub markets.
  • The regional and country breakdowns section gives an analysis of the market in each geography and the size of the market by geography and compares their historic and forecast growth. It covers the growth trajectory of COVID-19 for all regions, key developed countries and major emerging markets.
  • The competitive landscape chapter gives a description of the competitive nature of the market, market shares, and a description of the leading companies. Key financial deals which have shaped the market in recent years are identified.
  • The trends and strategies section analyses the shape of the market as it emerges from the crisis and suggests how companies can grow as the market recovers.
Scope

Markets Covered:1) By Loan Type: Peer-To-Peer Lending; Invoice Factoring And Financing; Merchant Cash Advance; Crowdfunding Source

2) By Interest Rate: Fixed-Rate Loans; Variable-Rate Loans

3) By Technology Utilization: Online Platforms; Mobile Applications; Blockchain Based Lending; Artificial Intelligence And Machine Learning In Risk Assessment

4) By Loan Size: Micro Loans; Small Loans; Medium Loans; Large Loans

5) By Loan Purpose: Debt Consolidation; Home Improvement; Medical Expenses; Education Financing; Business Expansion

Subsegments:

1) Peer-To-Peer (P2P) Lending: Personal Loans; Business Loans; Real Estate Loans; Education Loans; Debt Consolidation Loans

2) Invoice Factoring and Financing: Recourse Factoring; Non-Recourse Factoring; Spot Factoring; Whole Ledger Factoring; Invoice Discounting

3) Merchant Cash Advance (MCA): Split Withholding; Lockbox Withholding; Purchase of Future Sales Agreements; Credit Card Receivables-Based Advances

4) Crowdfunding: Reward-Based Crowdfunding; Equity Crowdfunding; Debt Crowdfunding; Donation-Based Crowdfunding; Real Estate Crowdfunding

Companies Mentioned: Funding Circle; Social Finance Inc.; CreditEase Corp.; OurCrowd Ltd.; SoFi Inc.

Countries: Australia; Brazil; China; France; Germany; India; Indonesia; Japan; Russia; South Korea; UK; USA; Canada; Italy; Spain

Regions: Asia-Pacific; Western Europe; Eastern Europe; North America; South America; Middle East; Africa

Time series: Five years historic and ten years forecast.

Data: Ratios of market size and growth to related markets, GDP proportions, expenditure per capita,

Data segmentations: country and regional historic and forecast data, market share of competitors, market segments.

Sourcing and Referencing: Data and analysis throughout the report is sourced using end notes.

Delivery format: PDF, Word and Excel Data Dashboard.

Please Note: Report will be updated with the latest data and delivered to you within 3-5 working days of order.

Table of Contents

175 Pages
1. Executive Summary
2. Alternative Lending Market Characteristics
3. Alternative Lending Market Trends And Strategies
4. Alternative Lending Market - Macro Economic Scenario Including The Impact Of Interest Rates, Inflation, Geopolitics, Trade Wars and Tariffs, And Covid And Recovery On The Market
5. Global Alternative Lending Growth Analysis And Strategic Analysis Framework
5.1. Global Alternative Lending PESTEL Analysis (Political, Social, Technological, Environmental and Legal Factors, Drivers and Restraints)
5.2. Analysis Of End Use Industries
5.3. Global Alternative Lending Market Growth Rate Analysis
5.4. Global Alternative Lending Historic Market Size and Growth, 2019 - 2024, Value ($ Billion)
5.5. Global Alternative Lending Forecast Market Size and Growth, 2024 - 2029, 2034F, Value ($ Billion)
5.6. Global Alternative Lending Total Addressable Market (TAM)
6. Alternative Lending Market Segmentation
6.1. Global Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
Peer-To-Peer Lending
Invoice Factoring And Financing
Merchant Cash Advance
Crowdfunding Source
6.2. Global Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
Fixed-Rate Loans
Variable-Rate Loans
6.3. Global Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
Online Platforms
Mobile Applications
Blockchain Based Lending
Artificial Intelligence And Machine Learning In Risk Assessment
6.4. Global Alternative Lending Market, Segmentation By Loan Size, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
Micro Loans
Small Loans
Medium Loans
Large Loans
6.5. Global Alternative Lending Market, Segmentation By Loan Purpose, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
Debt Consolidation
Home Improvement
Medical Expenses
Education Financing
Business Expansion
6.6. Global Alternative Lending Market, Sub-Segmentation Of Peer-To-Peer (P2P) Lending, By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
Personal Loans
Business Loans
Real Estate Loans
Education Loans
Debt Consolidation Loans
6.7. Global Alternative Lending Market, Sub-Segmentation Of Invoice Factoring And Financing, By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
Recourse Factoring
Non-Recourse Factoring
Spot Factoring
Whole Ledger Factoring
Invoice Discounting
6.8. Global Alternative Lending Market, Sub-Segmentation Of Merchant Cash Advance (MCA), By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
Split Withholding
Lockbox Withholding
Purchase Of Future Sales Agreements
Credit Card Receivables-Based Advances
6.9. Global Alternative Lending Market, Sub-Segmentation Of Crowdfunding, By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
Reward-Based Crowdfunding
Equity Crowdfunding
Debt Crowdfunding
Donation-Based Crowdfunding
Real Estate Crowdfunding
7. Alternative Lending Market Regional And Country Analysis
7.1. Global Alternative Lending Market, Split By Region, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
7.2. Global Alternative Lending Market, Split By Country, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
8. Asia-Pacific Alternative Lending Market
8.1. Asia-Pacific Alternative Lending Market Overview
Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
8.2. Asia-Pacific Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
8.3. Asia-Pacific Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
8.4. Asia-Pacific Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
9. China Alternative Lending Market
9.1. China Alternative Lending Market Overview
9.2. China Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F,$ Billion
9.3. China Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F,$ Billion
9.4. China Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F,$ Billion
10. India Alternative Lending Market
10.1. India Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
10.2. India Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
10.3. India Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
11. Japan Alternative Lending Market
11.1. Japan Alternative Lending Market Overview
11.2. Japan Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
11.3. Japan Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
11.4. Japan Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
12. Australia Alternative Lending Market
12.1. Australia Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
12.2. Australia Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
12.3. Australia Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
13. Indonesia Alternative Lending Market
13.1. Indonesia Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
13.2. Indonesia Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
13.3. Indonesia Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
14. South Korea Alternative Lending Market
14.1. South Korea Alternative Lending Market Overview
14.2. South Korea Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
14.3. South Korea Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
14.4. South Korea Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
15. Western Europe Alternative Lending Market
15.1. Western Europe Alternative Lending Market Overview
15.2. Western Europe Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
15.3. Western Europe Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
15.4. Western Europe Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
16. UK Alternative Lending Market
16.1. UK Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
16.2. UK Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
16.3. UK Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
17. Germany Alternative Lending Market
17.1. Germany Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
17.2. Germany Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
17.3. Germany Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
18. France Alternative Lending Market
18.1. France Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
18.2. France Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
18.3. France Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
19. Italy Alternative Lending Market
19.1. Italy Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
19.2. Italy Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
19.3. Italy Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
20. Spain Alternative Lending Market
20.1. Spain Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
20.2. Spain Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
20.3. Spain Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
21. Eastern Europe Alternative Lending Market
21.1. Eastern Europe Alternative Lending Market Overview
21.2. Eastern Europe Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
21.3. Eastern Europe Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
21.4. Eastern Europe Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
22. Russia Alternative Lending Market
22.1. Russia Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
22.2. Russia Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
22.3. Russia Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
23. North America Alternative Lending Market
23.1. North America Alternative Lending Market Overview
23.2. North America Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
23.3. North America Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
23.4. North America Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
24. USA Alternative Lending Market
24.1. USA Alternative Lending Market Overview
24.2. USA Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
24.3. USA Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
24.4. USA Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
25. Canada Alternative Lending Market
25.1. Canada Alternative Lending Market Overview
25.2. Canada Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
25.3. Canada Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
25.4. Canada Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
26. South America Alternative Lending Market
26.1. South America Alternative Lending Market Overview
26.2. South America Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
26.3. South America Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
26.4. South America Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
27. Brazil Alternative Lending Market
27.1. Brazil Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
27.2. Brazil Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
27.3. Brazil Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
28. Middle East Alternative Lending Market
28.1. Middle East Alternative Lending Market Overview
28.2. Middle East Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
28.3. Middle East Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
28.4. Middle East Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
29. Africa Alternative Lending Market
29.1. Africa Alternative Lending Market Overview
29.2. Africa Alternative Lending Market, Segmentation By Loan Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
29.3. Africa Alternative Lending Market, Segmentation By Interest Rate, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
29.4. Africa Alternative Lending Market, Segmentation By Technology Utilization, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
30. Alternative Lending Market Competitive Landscape And Company Profiles
30.1. Alternative Lending Market Competitive Landscape
30.2. Alternative Lending Market Company Profiles
30.2.1. Funding Circle Overview, Products and Services, Strategy and Financial Analysis
30.2.2. Social Finance Inc. Overview, Products and Services, Strategy and Financial Analysis
30.2.3. CreditEase Corp. Overview, Products and Services, Strategy and Financial Analysis
30.2.4. OurCrowd Ltd. Overview, Products and Services, Strategy and Financial Analysis
30.2.5. SoFi Inc. Overview, Products and Services, Strategy and Financial Analysis
31. Alternative Lending Market Other Major And Innovative Companies
31.1. CommonBond Inc.
31.2. LendingClub Corporation
31.3. LendingTree LLC
31.4. Upstart Network Inc.
31.5. On Deck Capital
31.6. Kabbage
31.7. Kickstarter PBC
31.8. Zopa Bank Limited
31.9. GoFundMe Inc.
31.10. BlueVine
31.11. Avant LLC
31.12. Prosper Funding LLC
31.13. RateSetter
31.14. Lendix
31.15. Tuandai
32. Global Alternative Lending Market Competitive Benchmarking And Dashboard
33. Key Mergers And Acquisitions In The Alternative Lending Market
34. Recent Developments In The Alternative Lending Market
35. Alternative Lending Market High Potential Countries, Segments and Strategies
35.1 Alternative Lending Market In 2029 - Countries Offering Most New Opportunities
35.2 Alternative Lending Market In 2029 - Segments Offering Most New Opportunities
35.3 Alternative Lending Market In 2029 - Growth Strategies
35.3.1 Market Trend Based Strategies
35.3.2 Competitor Strategies
36. Appendix
36.1. Abbreviations
36.2. Currencies
36.3. Historic And Forecast Inflation Rates
36.4. Research Inquiries
36.5. The Business Research Company
36.6. Copyright And Disclaimer
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