
Multi-family/HOA Property Management Software Industry Research Report 2025
Description
Summary
Property management software helps property managers manage their daily operations. These operations include tenant and lease tracking, accounting, and building maintenance. The software solution provides property managers a centralized platform to view all their properties. It also ensures the progress of other property-related operations such as supervising maintenance tasks and addressing the needs of tenants. Multi-family and HOA Property Management Software is the Property Management Software used in Multi-family and HOA (Homeowners Associations) field.
According to APO Research, The global Multi-family/HOA Property Management Software market was valued at US$ million in 2024 and is anticipated to reach US$ million by 2031, witnessing a CAGR of xx% during the forecast period 2025-2031.
North American market for Multi-family/HOA Property Management Software is estimated to increase from $ million in 2025 to reach $ million by 2031, at a CAGR of % during the forecast period of 2025 through 2031.
Asia-Pacific market for Multi-family/HOA Property Management Software is estimated to increase from $ million in 2025 to reach $ million by 2031, at a CAGR of % during the forecast period of 2025 through 2031.
Europe market for Multi-family/HOA Property Management Software is estimated to increase from $ million in 2025 to reach $ million by 2031, at a CAGR of % during the forecast period of 2025 through 2031.
The major global companies of Multi-family/HOA Property Management Software include Yardi Systems, RealPage, Entrata, MRI Software, CoreLogic, AppFolio, Chetu, Syswin Soft and Property Boulevard, etc. In 2024, the world's top three vendors accounted for approximately % of the revenue.
Report Scope
This report aims to provide a comprehensive presentation of the global market for Multi-family/HOA Property Management Software, with both quantitative and qualitative analysis, to help readers develop business/growth strategies, assess the market competitive situation, analyze their position in the current marketplace, and make informed business decisions regarding Multi-family/HOA Property Management Software.
The Multi-family/HOA Property Management Software market size, estimations, and forecasts are provided in terms of revenue ($ millions), considering 2024 as the base year, with history and forecast data for the period from 2020 to 2031. This report segments the global Multi-family/HOA Property Management Software market comprehensively. Regional market sizes, concerning products by Type, by Application, and by players, are also provided. For a more in-depth understanding of the market, the report provides profiles of the competitive landscape, key competitors, and their respective market ranks. The report also discusses technological trends and new product developments.
Key Companies & Market Share Insights
In this section, the readers will gain an understanding of the key players competing. This report has studied the key growth strategies, such as innovative trends and developments, intensification of product portfolio, mergers and acquisitions, collaborations, new product innovation, and geographical expansion, undertaken by these participants to maintain their presence. Apart from business strategies, the study includes current developments and key financials. The readers will also get access to the data related to global revenue, price, and sales by manufacturers for the period 2020-2025. This all-inclusive report will certainly serve the clients to stay updated and make effective decisions in their businesses.
Multi-family/HOA Property Management Software Segment by Company
Yardi Systems
RealPage
Entrata
MRI Software
CoreLogic
AppFolio
Chetu
Syswin Soft
Property Boulevard
Buildium
Rockend
Console Group
PropertyBoss Solutions
Infor
ResMan
Multi-family/HOA Property Management Software Segment by Type
On-Premise Type
Cloud-Based Type
Multi-family/HOA Property Management Software Segment by Application
Rental Properties
Homeowners Associations
Multi-family/HOA Property Management Software Segment by Application
Rental Properties
Homeowners Associations
Multi-family/HOA Property Management Software Segment by Region
North America
United States
Canada
Mexico
Europe
Germany
France
U.K.
Italy
Spain
Russia
Netherlands
Nordic Countries
Asia-Pacific
China
Japan
South Korea
India
Australia
Taiwan
Southeast Asia
South America
Brazil
Argentina
Chile
Colombia
Middle East & Africa
Saudi Arabia
Israel
United Arab Emirates
Turkey
Iran
Egypt
Key Drivers & Barriers
High-impact rendering factors and drivers have been studied in this report to aid the readers to understand the general development. Moreover, the report includes restraints and challenges that may act as stumbling blocks on the way of the players. This will assist the users to be attentive and make informed decisions related to business. Specialists have also laid their focus on the upcoming business prospects.
Reasons to Buy This Report
1. This report will help the readers to understand the competition within the industries and strategies for the competitive environment to enhance the potential profit. The report also focuses on the competitive landscape of the global Multi-family/HOA Property Management Software market, and introduces in detail the market share, industry ranking, competitor ecosystem, market performance, new product development, operation situation, expansion, and acquisition. etc. of the main players, which helps the readers to identify the main competitors and deeply understand the competition pattern of the market.
2. This report will help stakeholders to understand the global industry status and trends of Multi-family/HOA Property Management Software and provides them with information on key market drivers, restraints, challenges, and opportunities.
3. This report will help stakeholders to understand competitors better and gain more insights to strengthen their position in their businesses. The competitive landscape section includes the market share and rank (in volume and value), competitor ecosystem, new product development, expansion, and acquisition.
4. This report stays updated with novel technology integration, features, and the latest developments in the market
5. This report helps stakeholders to gain insights into which regions to target globally
6. This report helps stakeholders to gain insights into the end-user perception concerning the adoption of Multi-family/HOA Property Management Software.
7. This report helps stakeholders to identify some of the key players in the market and understand their valuable contribution.
Chapter Outline
Chapter 1: Research objectives, research methods, data sources, data cross-validation;
Chapter 2: Introduces the report scope of the report, executive summary of different market segments (product type, application, etc), including the market size of each market segment, future development potential, and so on. It offers a high-level view of the current state of the market and its likely evolution in the short to mid-term, and long term.
Chapter 3: Provides the analysis of various market segments product types, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 4: Provides the analysis of various market segments application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 5: Introduces executive summary of global market size, regional market size, this section also introduces the market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by companies in the industry, and the analysis of relevant policies in the industry.
Chapter 6: Detailed analysis of Multi-family/HOA Property Management Software companies’ competitive landscape, revenue market share, latest development plan, merger, and acquisition information, etc.
Chapter 7, 8, 9, 10, 11: North America, Europe, Asia Pacific, South America, Middle East and Africa segment by country. It provides a quantitative analysis of the market size and development potential of each region and its main countries and introduces the market development, future development prospects, market space, and capacity of each country in the world.
Chapter 12: Provides profiles of key players, introducing the basic situation of the main companies in the market in detail, including revenue, gross margin, product introduction, recent development, etc.
Chapter 13: The main points and conclusions of the report.
Please Note: Single-User license will be delivered via PDF from the publisher without the rights to print or to edit.
Property management software helps property managers manage their daily operations. These operations include tenant and lease tracking, accounting, and building maintenance. The software solution provides property managers a centralized platform to view all their properties. It also ensures the progress of other property-related operations such as supervising maintenance tasks and addressing the needs of tenants. Multi-family and HOA Property Management Software is the Property Management Software used in Multi-family and HOA (Homeowners Associations) field.
According to APO Research, The global Multi-family/HOA Property Management Software market was valued at US$ million in 2024 and is anticipated to reach US$ million by 2031, witnessing a CAGR of xx% during the forecast period 2025-2031.
North American market for Multi-family/HOA Property Management Software is estimated to increase from $ million in 2025 to reach $ million by 2031, at a CAGR of % during the forecast period of 2025 through 2031.
Asia-Pacific market for Multi-family/HOA Property Management Software is estimated to increase from $ million in 2025 to reach $ million by 2031, at a CAGR of % during the forecast period of 2025 through 2031.
Europe market for Multi-family/HOA Property Management Software is estimated to increase from $ million in 2025 to reach $ million by 2031, at a CAGR of % during the forecast period of 2025 through 2031.
The major global companies of Multi-family/HOA Property Management Software include Yardi Systems, RealPage, Entrata, MRI Software, CoreLogic, AppFolio, Chetu, Syswin Soft and Property Boulevard, etc. In 2024, the world's top three vendors accounted for approximately % of the revenue.
Report Scope
This report aims to provide a comprehensive presentation of the global market for Multi-family/HOA Property Management Software, with both quantitative and qualitative analysis, to help readers develop business/growth strategies, assess the market competitive situation, analyze their position in the current marketplace, and make informed business decisions regarding Multi-family/HOA Property Management Software.
The Multi-family/HOA Property Management Software market size, estimations, and forecasts are provided in terms of revenue ($ millions), considering 2024 as the base year, with history and forecast data for the period from 2020 to 2031. This report segments the global Multi-family/HOA Property Management Software market comprehensively. Regional market sizes, concerning products by Type, by Application, and by players, are also provided. For a more in-depth understanding of the market, the report provides profiles of the competitive landscape, key competitors, and their respective market ranks. The report also discusses technological trends and new product developments.
Key Companies & Market Share Insights
In this section, the readers will gain an understanding of the key players competing. This report has studied the key growth strategies, such as innovative trends and developments, intensification of product portfolio, mergers and acquisitions, collaborations, new product innovation, and geographical expansion, undertaken by these participants to maintain their presence. Apart from business strategies, the study includes current developments and key financials. The readers will also get access to the data related to global revenue, price, and sales by manufacturers for the period 2020-2025. This all-inclusive report will certainly serve the clients to stay updated and make effective decisions in their businesses.
Multi-family/HOA Property Management Software Segment by Company
Yardi Systems
RealPage
Entrata
MRI Software
CoreLogic
AppFolio
Chetu
Syswin Soft
Property Boulevard
Buildium
Rockend
Console Group
PropertyBoss Solutions
Infor
ResMan
Multi-family/HOA Property Management Software Segment by Type
On-Premise Type
Cloud-Based Type
Multi-family/HOA Property Management Software Segment by Application
Rental Properties
Homeowners Associations
Multi-family/HOA Property Management Software Segment by Application
Rental Properties
Homeowners Associations
Multi-family/HOA Property Management Software Segment by Region
North America
United States
Canada
Mexico
Europe
Germany
France
U.K.
Italy
Spain
Russia
Netherlands
Nordic Countries
Asia-Pacific
China
Japan
South Korea
India
Australia
Taiwan
Southeast Asia
South America
Brazil
Argentina
Chile
Colombia
Middle East & Africa
Saudi Arabia
Israel
United Arab Emirates
Turkey
Iran
Egypt
Key Drivers & Barriers
High-impact rendering factors and drivers have been studied in this report to aid the readers to understand the general development. Moreover, the report includes restraints and challenges that may act as stumbling blocks on the way of the players. This will assist the users to be attentive and make informed decisions related to business. Specialists have also laid their focus on the upcoming business prospects.
Reasons to Buy This Report
1. This report will help the readers to understand the competition within the industries and strategies for the competitive environment to enhance the potential profit. The report also focuses on the competitive landscape of the global Multi-family/HOA Property Management Software market, and introduces in detail the market share, industry ranking, competitor ecosystem, market performance, new product development, operation situation, expansion, and acquisition. etc. of the main players, which helps the readers to identify the main competitors and deeply understand the competition pattern of the market.
2. This report will help stakeholders to understand the global industry status and trends of Multi-family/HOA Property Management Software and provides them with information on key market drivers, restraints, challenges, and opportunities.
3. This report will help stakeholders to understand competitors better and gain more insights to strengthen their position in their businesses. The competitive landscape section includes the market share and rank (in volume and value), competitor ecosystem, new product development, expansion, and acquisition.
4. This report stays updated with novel technology integration, features, and the latest developments in the market
5. This report helps stakeholders to gain insights into which regions to target globally
6. This report helps stakeholders to gain insights into the end-user perception concerning the adoption of Multi-family/HOA Property Management Software.
7. This report helps stakeholders to identify some of the key players in the market and understand their valuable contribution.
Chapter Outline
Chapter 1: Research objectives, research methods, data sources, data cross-validation;
Chapter 2: Introduces the report scope of the report, executive summary of different market segments (product type, application, etc), including the market size of each market segment, future development potential, and so on. It offers a high-level view of the current state of the market and its likely evolution in the short to mid-term, and long term.
Chapter 3: Provides the analysis of various market segments product types, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 4: Provides the analysis of various market segments application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 5: Introduces executive summary of global market size, regional market size, this section also introduces the market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by companies in the industry, and the analysis of relevant policies in the industry.
Chapter 6: Detailed analysis of Multi-family/HOA Property Management Software companies’ competitive landscape, revenue market share, latest development plan, merger, and acquisition information, etc.
Chapter 7, 8, 9, 10, 11: North America, Europe, Asia Pacific, South America, Middle East and Africa segment by country. It provides a quantitative analysis of the market size and development potential of each region and its main countries and introduces the market development, future development prospects, market space, and capacity of each country in the world.
Chapter 12: Provides profiles of key players, introducing the basic situation of the main companies in the market in detail, including revenue, gross margin, product introduction, recent development, etc.
Chapter 13: The main points and conclusions of the report.
Please Note: Single-User license will be delivered via PDF from the publisher without the rights to print or to edit.
Table of Contents
116 Pages
- 1 Preface
- 1.1 Scope of Report
- 1.2 Reasons for Doing This Study
- 1.3 Research Methodology
- 1.4 Research Process
- 1.5 Data Source
- 1.5.1 Secondary Sources
- 1.5.2 Primary Sources
- 2 Market Overview
- 2.1 Product Definition
- 2.2 Multi-family/HOA Property Management Software by Type
- 2.2.1 Market Value Comparison by Type (2020 VS 2024 VS 2031)
- 2.2.2 On-Premise Type
- 2.2.3 Cloud-Based Type
- 2.3 Multi-family/HOA Property Management Software by Application
- 2.3.1 Market Value Comparison by Application (2020 VS 2024 VS 2031)
- 2.3.2 Rental Properties
- 2.3.3 Homeowners Associations
- 2.4 Assumptions and Limitations
- 3 Multi-family/HOA Property Management Software Breakdown Data by Type
- 3.1 Global Multi-family/HOA Property Management Software Historic Market Size by Type (2020-2025)
- 3.2 Global Multi-family/HOA Property Management Software Forecasted Market Size by Type (2026-2031)
- 4 Multi-family/HOA Property Management Software Breakdown Data by Application
- 4.1 Global Multi-family/HOA Property Management Software Historic Market Size by Application (2020-2025)
- 4.2 Global Multi-family/HOA Property Management Software Forecasted Market Size by Application (2026-2031)
- 5 Global Growth Trends
- 5.1 Global Multi-family/HOA Property Management Software Market Perspective (2020-2031)
- 5.2 Global Multi-family/HOA Property Management Software Growth Trends by Region
- 5.2.1 Global Multi-family/HOA Property Management Software Market Size by Region: 2020 VS 2024 VS 2031
- 5.2.2 Multi-family/HOA Property Management Software Historic Market Size by Region (2020-2025)
- 5.2.3 Multi-family/HOA Property Management Software Forecasted Market Size by Region (2026-2031)
- 5.3 Multi-family/HOA Property Management Software Market Dynamics
- 5.3.1 Multi-family/HOA Property Management Software Industry Trends
- 5.3.2 Multi-family/HOA Property Management Software Market Drivers
- 5.3.3 Multi-family/HOA Property Management Software Market Challenges
- 5.3.4 Multi-family/HOA Property Management Software Market Restraints
- 6 Market Competitive Landscape by Players
- 6.1 Global Top Multi-family/HOA Property Management Software Players by Revenue
- 6.1.1 Global Top Multi-family/HOA Property Management Software Players by Revenue (2020-2025)
- 6.1.2 Global Multi-family/HOA Property Management Software Revenue Market Share by Players (2020-2025)
- 6.2 Global Multi-family/HOA Property Management Software Industry Players Ranking, 2023 VS 2024 VS 2025
- 6.3 Global Key Players of Multi-family/HOA Property Management Software Head Office and Area Served
- 6.4 Global Multi-family/HOA Property Management Software Players, Product Type & Application
- 6.5 Global Multi-family/HOA Property Management Software Manufacturers Established Date
- 6.6 Global Multi-family/HOA Property Management Software Market CR5 and HHI
- 6.7 Global Players Mergers & Acquisition
- 7 North America
- 7.1 North America Multi-family/HOA Property Management Software Market Size (2020-2031)
- 7.2 North America Multi-family/HOA Property Management Software Market Growth Rate by Country: 2020 VS 2024 VS 2031
- 7.3 North America Multi-family/HOA Property Management Software Market Size by Country (2020-2025)
- 7.4 North America Multi-family/HOA Property Management Software Market Size by Country (2026-2031)
- 7.5 United States
- 7.5 United States
- 7.6 Canada
- 7.7 Mexico
- 8 Europe
- 8.1 Europe Multi-family/HOA Property Management Software Market Size (2020-2031)
- 8.2 Europe Multi-family/HOA Property Management Software Market Growth Rate by Country: 2020 VS 2024 VS 2031
- 8.3 Europe Multi-family/HOA Property Management Software Market Size by Country (2020-2025)
- 8.4 Europe Multi-family/HOA Property Management Software Market Size by Country (2026-2031)
- 8.5 Germany
- 8.6 France
- 8.7 U.K.
- 8.8 Italy
- 8.9 Spain
- 8.10 Russia
- 8.11 Netherlands
- 8.12 Nordic Countries
- 9 Asia-Pacific
- 9.1 Asia-Pacific Multi-family/HOA Property Management Software Market Size (2020-2031)
- 9.2 Asia-Pacific Multi-family/HOA Property Management Software Market Growth Rate by Country: 2020 VS 2024 VS 2031
- 9.3 Asia-Pacific Multi-family/HOA Property Management Software Market Size by Country (2020-2025)
- 9.4 Asia-Pacific Multi-family/HOA Property Management Software Market Size by Country (2026-2031)
- 9.5 China
- 9.6 Japan
- 9.7 South Korea
- 9.8 India
- 9.9 Australia
- 9.10 China Taiwan
- 9.11 Southeast Asia
- 10 South America
- 10.1 South America Multi-family/HOA Property Management Software Market Size (2020-2031)
- 10.2 South America Multi-family/HOA Property Management Software Market Growth Rate by Country: 2020 VS 2024 VS 2031
- 10.3 South America Multi-family/HOA Property Management Software Market Size by Country (2020-2025)
- 10.4 South America Multi-family/HOA Property Management Software Market Size by Country (2026-2031)
- 10.5 Brazil
- 10.6 Argentina
- 10.7 Chile
- 10.8 Colombia
- 10.9 Peru
- 11 Middle East & Africa
- 11.1 Middle East & Africa Multi-family/HOA Property Management Software Market Size (2020-2031)
- 11.2 Middle East & Africa Multi-family/HOA Property Management Software Market Growth Rate by Country: 2020 VS 2024 VS 2031
- 11.3 Middle East & Africa Multi-family/HOA Property Management Software Market Size by Country (2020-2025)
- 11.4 Middle East & Africa Multi-family/HOA Property Management Software Market Size by Country (2026-2031)
- 11.5 Saudi Arabia
- 11.6 Israel
- 11.7 United Arab Emirates
- 11.8 Turkey
- 11.9 Iran
- 11.10 Egypt
- 12 Players Profiled
- 12.1 Yardi Systems
- 12.1.1 Yardi Systems Company Information
- 12.1.2 Yardi Systems Business Overview
- 12.1.3 Yardi Systems Revenue in Multi-family/HOA Property Management Software Business (2020-2025)
- 12.1.4 Yardi Systems Multi-family/HOA Property Management Software Product Portfolio
- 12.1.5 Yardi Systems Recent Developments
- 12.2 RealPage
- 12.2.1 RealPage Company Information
- 12.2.2 RealPage Business Overview
- 12.2.3 RealPage Revenue in Multi-family/HOA Property Management Software Business (2020-2025)
- 12.2.4 RealPage Multi-family/HOA Property Management Software Product Portfolio
- 12.2.5 RealPage Recent Developments
- 12.3 Entrata
- 12.3.1 Entrata Company Information
- 12.3.2 Entrata Business Overview
- 12.3.3 Entrata Revenue in Multi-family/HOA Property Management Software Business (2020-2025)
- 12.3.4 Entrata Multi-family/HOA Property Management Software Product Portfolio
- 12.3.5 Entrata Recent Developments
- 12.4 MRI Software
- 12.4.1 MRI Software Company Information
- 12.4.2 MRI Software Business Overview
- 12.4.3 MRI Software Revenue in Multi-family/HOA Property Management Software Business (2020-2025)
- 12.4.4 MRI Software Multi-family/HOA Property Management Software Product Portfolio
- 12.4.5 MRI Software Recent Developments
- 12.5 CoreLogic
- 12.5.1 CoreLogic Company Information
- 12.5.2 CoreLogic Business Overview
- 12.5.3 CoreLogic Revenue in Multi-family/HOA Property Management Software Business (2020-2025)
- 12.5.4 CoreLogic Multi-family/HOA Property Management Software Product Portfolio
- 12.5.5 CoreLogic Recent Developments
- 12.6 AppFolio
- 12.6.1 AppFolio Company Information
- 12.6.2 AppFolio Business Overview
- 12.6.3 AppFolio Revenue in Multi-family/HOA Property Management Software Business (2020-2025)
- 12.6.4 AppFolio Multi-family/HOA Property Management Software Product Portfolio
- 12.6.5 AppFolio Recent Developments
- 12.7 Chetu
- 12.7.1 Chetu Company Information
- 12.7.2 Chetu Business Overview
- 12.7.3 Chetu Revenue in Multi-family/HOA Property Management Software Business (2020-2025)
- 12.7.4 Chetu Multi-family/HOA Property Management Software Product Portfolio
- 12.7.5 Chetu Recent Developments
- 12.8 Syswin Soft
- 12.8.1 Syswin Soft Company Information
- 12.8.2 Syswin Soft Business Overview
- 12.8.3 Syswin Soft Revenue in Multi-family/HOA Property Management Software Business (2020-2025)
- 12.8.4 Syswin Soft Multi-family/HOA Property Management Software Product Portfolio
- 12.8.5 Syswin Soft Recent Developments
- 12.9 Property Boulevard
- 12.9.1 Property Boulevard Company Information
- 12.9.2 Property Boulevard Business Overview
- 12.9.3 Property Boulevard Revenue in Multi-family/HOA Property Management Software Business (2020-2025)
- 12.9.4 Property Boulevard Multi-family/HOA Property Management Software Product Portfolio
- 12.9.5 Property Boulevard Recent Developments
- 12.10 Buildium
- 12.10.1 Buildium Company Information
- 12.10.2 Buildium Business Overview
- 12.10.3 Buildium Revenue in Multi-family/HOA Property Management Software Business (2020-2025)
- 12.10.4 Buildium Multi-family/HOA Property Management Software Product Portfolio
- 12.10.5 Buildium Recent Developments
- 12.11 Rockend
- 12.11.1 Rockend Company Information
- 12.11.2 Rockend Business Overview
- 12.11.3 Rockend Revenue in Multi-family/HOA Property Management Software Business (2020-2025)
- 12.11.4 Rockend Multi-family/HOA Property Management Software Product Portfolio
- 12.11.5 Rockend Recent Developments
- 12.12 Console Group
- 12.12.1 Console Group Company Information
- 12.12.2 Console Group Business Overview
- 12.12.3 Console Group Revenue in Multi-family/HOA Property Management Software Business (2020-2025)
- 12.12.4 Console Group Multi-family/HOA Property Management Software Product Portfolio
- 12.12.5 Console Group Recent Developments
- 12.13 PropertyBoss Solutions
- 12.13.1 PropertyBoss Solutions Company Information
- 12.13.2 PropertyBoss Solutions Business Overview
- 12.13.3 PropertyBoss Solutions Revenue in Multi-family/HOA Property Management Software Business (2020-2025)
- 12.13.4 PropertyBoss Solutions Multi-family/HOA Property Management Software Product Portfolio
- 12.13.5 PropertyBoss Solutions Recent Developments
- 12.14 Infor
- 12.14.1 Infor Company Information
- 12.14.2 Infor Business Overview
- 12.14.3 Infor Revenue in Multi-family/HOA Property Management Software Business (2020-2025)
- 12.14.4 Infor Multi-family/HOA Property Management Software Product Portfolio
- 12.14.5 Infor Recent Developments
- 12.15 ResMan
- 12.15.1 ResMan Company Information
- 12.15.2 ResMan Business Overview
- 12.15.3 ResMan Revenue in Multi-family/HOA Property Management Software Business (2020-2025)
- 12.15.4 ResMan Multi-family/HOA Property Management Software Product Portfolio
- 12.15.5 ResMan Recent Developments
- 13 Report Conclusion
- 14 Disclaimer
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