Heritage Financial Group, Inc. (HBOS) - Company Capsule
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Heritage Financial Group, Inc. (Heritage Financial) is a bank holding company of HeritageBank of the South which offers personal banking and commercial banking products and services. The company's personal banking products include personal checking accounts, savings accounts, investment accounts, personal loans and mortgages, and personal debit and credit cards. Its commercial banking products comprise business checking accounts, savings accounts, business loans and mortgages, and business debit and credit cards. Heritage Financial offers services such as direct deposit, telephone banking, online banking, travel wallet, reorder checks, cash management, remote deposit, merchant services, and accounting software services. The company also provides cash flow management, investment services, retirement planning, insurance services, mobile banking, mobile check deposit, bill pay, and other banking related services. It operates in Georgia, Florida, and Alabama, the US. Heritage Financial is headquartered in Albany, Georgia, the US.